Lance Million
Market Manager, Managing Director
Phone:
(949) 717-5414(949) 717-5414
Morgan Stanley
South Coast Market Office
You define success, we help you achieve it
800 Newport Center Dr.
Ste 500
Newport Beach, CA 92660
US
Market:
(949) 717-5300(949) 717-5300
Toll-Free:
(800) 468-3352(800) 468-3352
Market Executive
Lance MillionPhone:
(949) 717-5414(949) 717-5414
About Morgan Stanley South Coast Market
At the South Coast Morgan Stanley Market we embrace the five core values of the firm. The five values are as follows: Do the right thing, put clients first, lead with exceptional ideas, commit to diversity and inclusion, and giving back. We work hard to implement these values into every aspect of our business.
For everyone in our market, the first and most important thing when it comes to working with our clients is trust. We work with clients from a variety of backgrounds and we understand that each client has a unique story, set of challenges, and objectives that are important to them. We take the time to understand these goals so we can help our clients accomplish them, make their lives easier, and provide peace of mind.
Establishing a level of trust to make this all possible begins with our financial advisors. We enable our advisors by providing them with access to state of the art modern wealth management tools, and fostering an environment for constant education and improvements on all levels of our business.
For everyone in our market, the first and most important thing when it comes to working with our clients is trust. We work with clients from a variety of backgrounds and we understand that each client has a unique story, set of challenges, and objectives that are important to them. We take the time to understand these goals so we can help our clients accomplish them, make their lives easier, and provide peace of mind.
Establishing a level of trust to make this all possible begins with our financial advisors. We enable our advisors by providing them with access to state of the art modern wealth management tools, and fostering an environment for constant education and improvements on all levels of our business.
Services Provided
- Retirement PlanningFootnote1
- Saving for CollegeFootnote2
- Maintaining Cash Flow
- Long-term Care InsuranceFootnote3
- Traditional Investments
- Alternative InvestmentsFootnote4
- Insurance ServicesFootnote5
- Investing with ImpactFootnote6
- Legacy PlanningFootnote7
- Succession PlanningFootnote8
- Family Mission Statements
- Next Generation EducationFootnote9
- Lending SolutionsFootnote10
- Cash Management SolutionsFootnote11
- Philanthropic GoalsFootnote12
Our Team at Morgan Stanley South Coast Market
Robert M. Rettig
Assistant Market Manager, Executive Director
Phone:
(949) 717-5430(949) 717-5430
About Lance Million
Lance Million is a Managing Director, Market Manager heading up Morgan Stanley Wealth Management branch offices in Orange County, CA. The South Coast Market, as it’s called, consists of five branch offices with over 350 Financial Advisors, Client Service Associates and staff.
Lance began his investment career in 1987 working in the mailroom and in operations while completing his Bachelor’s degree in Business Management from Park University in Kansas City. Lance went on to build a successful “club” level advisory practice and held Sales Manager responsibilities beginning with Edward Jones and then Wells Fargo from 1988 – 2001. From there, Lance took over his first Complex position for Wells Fargo covering the Hudson River Valley of New York, in Albany, before joining Morgan Stanley to cover Northern Ohio in 2008 as Market Manager. With the consolidation of Morgan Stanley and Smith Barney, Lance was asked to take over the South Coast Market covering Orange County California in 2010 as Market Manager. During his tenure with Morgan Stanley, Lance has served on the National Branch Manager Advisory Council, Co-chaired the Branch Manager Empowerment Committee, conducted “peer-to-peer” training and currently serves on the National Recruiting Advisory Committee. In 2020, Lance became a Managing Director of the Firm.
Lance resides in San Clemente, California with his wife, two cats and a Bulldog named Lulu. He has three adult children and a growing grandchild count. Giving back to the community is an important aspect of his personal and professional life. Lance is an avid Crossfit member and enjoys snow skiing, golf, travel and socializing with family and friends.
Lance began his investment career in 1987 working in the mailroom and in operations while completing his Bachelor’s degree in Business Management from Park University in Kansas City. Lance went on to build a successful “club” level advisory practice and held Sales Manager responsibilities beginning with Edward Jones and then Wells Fargo from 1988 – 2001. From there, Lance took over his first Complex position for Wells Fargo covering the Hudson River Valley of New York, in Albany, before joining Morgan Stanley to cover Northern Ohio in 2008 as Market Manager. With the consolidation of Morgan Stanley and Smith Barney, Lance was asked to take over the South Coast Market covering Orange County California in 2010 as Market Manager. During his tenure with Morgan Stanley, Lance has served on the National Branch Manager Advisory Council, Co-chaired the Branch Manager Empowerment Committee, conducted “peer-to-peer” training and currently serves on the National Recruiting Advisory Committee. In 2020, Lance became a Managing Director of the Firm.
Lance resides in San Clemente, California with his wife, two cats and a Bulldog named Lulu. He has three adult children and a growing grandchild count. Giving back to the community is an important aspect of his personal and professional life. Lance is an avid Crossfit member and enjoys snow skiing, golf, travel and socializing with family and friends.
About Robert M. Rettig
Robert M. Rettig is an Associate Market Manager serving Morgan Stanley Wealth Management offices across the South Coast Market in the Pacific Region. Robert began his career in financial services in 1999. Prior to his current role, Robert served as Associate Regional Manager for Morgan Stanley Private Bank in Central Region and Region Manager for the Great Lakes and Southeast Regions at the firm. Prior to joining the firm, Robert was as a Financial Advisor at Merrill Lynch.
Robert lives in Irvine, California with his family. Outside of the office, Robert volunteers his time to working with various organizations dedicated to helping the underprivileged in both the United Sates as well as developing countries around the world. He enjoys motorcycle riding, scuba diving, and traveling.
Robert lives in Irvine, California with his family. Outside of the office, Robert volunteers his time to working with various organizations dedicated to helping the underprivileged in both the United Sates as well as developing countries around the world. He enjoys motorcycle riding, scuba diving, and traveling.
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Branch Address
28202 Cabot Rd
Ste 500
Laguna Niguel, CA 92677
US
Branch:
(949) 365-1775(949) 365-1775
Toll-Free:
(800) 965-2576(800) 965-2576
Fax:
(949) 570-2450(949) 570-2450
Branch Address
Ten Pointe Dr
Suite 400
Brea, CA 92821
US
Branch:
(714) 674-4100(714) 674-4100
Toll-Free:
(800) 990-5230(800) 990-5230
Fax:
(714) 529-4272(714) 529-4272
Monarch Beach Branch
Find a Financial AdvisorBranch Address
28202 Cabot Rd
Ste 500
Laguna Niguel, CA 92677
US
Branch:
(949) 365-1775(949) 365-1775
Toll-Free:
(888) 523-5497(888) 523-5497
Fax:
(949) 365-5398(949) 365-5398
Branch Address
1901 Main Street
Ste 700
Irvine, CA 92614
US
Branch:
(949) 955-7500(949) 955-7500
Toll-Free:
(800) 533-3402(800) 533-3402
Fax:
(949) 756-8908(949) 756-8908
Details
You can find us at the corner of Main Street and MacArthur Blvd near John Wayne Airport.
Branch Address
2677 North Main Street
Ste 1000
Santa Ana, CA 92705
US
Branch:
(714) 836-5181(714) 836-5181
Toll-Free:
(800) 733-5181(800) 733-5181
South Coast Branch
Find a Financial AdvisorBranch Address
800 Newport Center Dr.
Ste 500
Newport Beach, CA 92660
US
Branch:
(949) 717-5300(949) 717-5300
Toll-Free:
(800) 468-3352(800) 468-3352
Fax:
(949) 717-5333(949) 717-5333
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
2Tax laws are complex and are subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
3Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
4Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6The returns on a portfolio consisting primarily of sustainable investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9Tax laws are complex and are subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
10Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
11Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
12Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).
The investments and products listed may not be appropriate for all investors. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments or products, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. The appropriateness of a particular investment or product will depend upon an investor's individual circumstances and objectives.
Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
© 2022 Morgan Stanley Smith Barney LLC. Member SIPC.
Awards Disclosures
2Tax laws are complex and are subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
3Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
4Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6The returns on a portfolio consisting primarily of sustainable investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9Tax laws are complex and are subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
10Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
11Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
12Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).
The investments and products listed may not be appropriate for all investors. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments or products, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. The appropriateness of a particular investment or product will depend upon an investor's individual circumstances and objectives.
Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
© 2022 Morgan Stanley Smith Barney LLC. Member SIPC.
Awards Disclosures
CRC 6491812 04/2024