Phone:
(713) 968-3072(713) 968-3072
Husseini Sahyoun Group at Morgan Stanley
Direct:
(281) 717-1500(281) 717-1500
Our Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals
Our Story and Services
As your Financial Advisors, we can help you define and strive to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve. Working together we can help you to preserve and grow your wealth. You’ll have access to some of the world’s most seasoned and respected investment professionals, a premier trading and execution platform and a full spectrum of investment choices.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Comprehensive Financial Planning
Regardless of what stage your life is in - moving ahead in your career, enjoying retirement, or somewhere in between - as your Financial Advisor, I can help you achieve your financial goals.
Using a suite of tools that includes goal-specific analysis, we can work with you to create a realistic, holistic strategy that integrates the various aspects of your financial life, including your investments and cash management needs.
Having a plan in place allows you to adjust confidently, not react blindly. with a well structured plan, you gain more than just direction -you gain peace of mind.
Estate Planning Strategies
Regardless of your current financial circumstances, it is crucial to have a backup plan for your money. I regularly review your finances with you and coordinate with your estate attorney to help ensure that your wishes are met in the most efficient and cost-effective way possible.
Managing Investments
I take care of your retirement accounts and other investments based on your comfort level with risk and your current tax circumstances, tailoring your financial strategy to your unique situation, needs, and goals.
Manage Debt
I thoroughly review your mortgage, car loans, credit cards, and any other debts that you may have in order to help determine where you can save on interest and create a timeline for your debt payments by prioritizing which ones should be paid off first.
Multi-generational Families
I take care of your retirement accounts and other investments based on your comfort level with risk and your current tax circumstances, tailoring your financial strategy to your unique situation, needs, and goals.
Retirement
Leading up to and through retirement, I help you identify the most appropriate ways to obtain the income you need and help ensure that you are on track to achieve for financial goals.
Uncharted Wealth: Exploring Alternative Asset Classes
Step into the exclusive realm of Alternative Investments, where high net-worth and sophisticated investors transcend the ordinary constraints of stocks, bonds, and cash. From real estate and private equity to hedge funds and commodities, these dynamic assets offer not only unparalleled diversification but also compelling tax-advantaged strategies designed to optimize your performance.
With 45 years of pioneering expertise and more than $230 billion in assets invested in alternatives, Morgan Stanley stands as an industry titan, leading this sophisticated asset class.
Ready to redefine your financial legacy with sophistication and fiscal savviness? Let's explore together the transformative power of Alternative Investments today.
Alternative Investments encompass a diverse spectrum of opportunities:
- Real Estate
- Infrastructure
- Private Equity
- Private Debt
- Hedge Funds
- Commodities
- Structured Products
Build Your Institution's Prosperity With Our Leading Solutions
At Morgan Stanley, we understand that every company has unique financial needs, which is why we offer a comprehensive suite of financial solutions. Backed by the knowledge and experience of the firm, our dedicated teams can give your company, your executives, and other employees access to a bespoke combination of solutions that evolves as their needs evolve.
Equity Solutions
Equity ownership is a powerful motivator. Streamline equity management through our leadingedge technology and provide global audit-ready reporting and insights, alongside customizable participant experiences to engage and educate your employees on how to make the most of their benefits. Our global solutions support private and public companies at any stage of growth.
Retirement
For your employees, retirement is more than a date in the future — it's a milestone that takes time, hard work, and the right tools. Through our consultative process, we strive to assist with the management of your fiduciary responsibilities and risk, simplify plan management, and help you improve retirement readiness for your employees.
Deferred Compensation
Access a range of Nonqualified Deferred Compensation plan services or pick the ones that best fit the needs of you and your employees. We provide recordkeeping and plan design, portfolio construction services, and plan education for your executive talent. We help you determine the appropriate plan design and inform a funding strategy through a needs-based assessment and consultative approach.
Executive Services
When business leaders are busy driving change for your company, finding time to navigate the complexity of their compensation can be challenging. Our dedicated team provides conciergelevel support for your executives' equity compensation plans, from 10b5-1 trading plans to form filing related to Rule 144 transactions, to access to wealth management and tax-optimization strategies, so your top talent can keep taking your company to new heights.
Saving & Giving
Saving and Giving benefits can make a real difference in your employees' lives as they can support the things that matter most to them — like saving for education and repaying student loans. Show that you are committed to your employees' priorities with leading-edge solutions that help them chart a path toward financial wellbeing.
Financial Wellness
This essential program is available with every solution we provide. Through a powerful combination of education, digital tools, and guidance from our Financial Advisors, our offering is designed to address the unique needs of your employees and empower their financial journey at every stage. Give your employees the confidence to take charge of their finances.
Align with a Global Leader to Expand Your Service Platform
If your clients are often seeking advice on how to better position themselves for a more secure financial future – and your firm or agency doesn't offer the expertise or necessary credentials to consult on specific investment solutions – then consider aligning your services with a wealth management market leader.
Through Morgan Stanley's Professional Alliance Group Program, you can now team up with a Morgan Stanley Financial Advisor to expand your practice by offering a wide-ranging menu of financial services that can be tailored to match your clients' specific investment needs.
When you align with Morgan Stanley Financial Advisor's, your clients gain access to comprehensive and expansive investment strategies from a leader in financial services. Our global presence and deep understanding of the financial markets mean you can bring your clients distinctive opportunities. Whether your clients are seeking simple financial strategies or the most sophisticated types of investments or advice, you serve as their gateway to the strength and resources of our firm.
Schedule a consultation to discover how our professional alliance can enhance your practice and deliver exceptional value to your clients, while unlocking new opportunities for growth.
Experienced and Insightful Investment Advice
Our Global Investment Committee (GIC), a highly regarded group of individuals dedicated to supporting the interactions between Financial Advisors and their clients, generates thought leadership on investing themes around the world. The GIC consists of senior professionals and noted authorities from within and outside of our firm, who guide Morgan Stanley's market outlook, maintains the firm's model portfolios, and provide advice on asset allocation and opportunistic investments for dozens of asset classes.
Comprehensive Process For Manager Analysis
Our manager analysis professionals analyze and vet more than 2,300 investment strategies from approximately 400 investment management firms, our Global Investment Manager Analysis Group ("GIMA") is one of the most rigorous money manager analysis teams in the industry today and considered a significant strength to our organization.
Provider of Investment Consulting
Morgan Stanley's Consulting Group, the investment advisory arm of Morgan Stanley Wealth Management, has a long tradition of serving clients, from the individual investor to larger institutions, providing each with investment consulting advice and services. Through our attention to client objectives, we have earned a distinguished reputation as a leading provider on investment advisory services. Our investment programs are designed to help your clients build their wealth, while creating lasting legacies for their families, and our forward-looking advisory products and services are supported by industry leading analysis, asset allocation advice and innovation.
Cutting-Edge Wealth Planning Tools
Our Financial Advisors have access to a sophisticated suite of tools to create a realistic, comprehensive strategy that integrates the various aspects of a client's financial life, including investments and cash management needs. A Morgan Stanley Financial Advisor can work with your clients to: Define financial goals, such as retirement, education, major purchases, or creating a legacy for heirs. Review your client's current financial situation, including net worth, income, investments and asset allocation and Design a customized strategy to help your clients achieve their financial goals.
Extensive Platform of Investment Offerings
Your clients will have access to a suite of professionally managed programs, which may include among other things, mutual funds and exchange traded funds, equities, fixed income and select option strategies. With the client's objectives in mind, the Financial Advisor leverages global resources of Morgan Stanley to determine appropriate investments to implement based on the client's personal strategy and investment objectives
Alternative Investments
The Morgan Stanley Alternative Investments Group offers an array of proprietary and third-party alternative investment strategies to complement traditional investment portfolios. Alternative Investments are offered only to qualified investors. Client's eligibility to purchase alternative investments is typically based on the clients net worth.
Location
15021 Katy Freeway
Ste 650
Houston, TX 770941911
US
Direct:
(281) 717-1500(281) 717-1500
Meet Husseini Sahyoun Group
Phone:
(281) 717-1482(281) 717-1482
Suzanne Sidler
Client Service Associate
Phone:
(713) 658-2727(713) 658-2727
About Me
Securities Agent: IA, WV, WA, VI, SD, MI, CA, AZ, AR, MS, KS, IN, AL, TX, RI, NH, HI, GA, FL, AK, VA, OR, ID, OH, NM, MT, WY, TN, PR, MN, LA, KY, DC, UT, NV, NC, IL, CT, WI, SC, PA, NJ, MD, VT, OK, NY, NE, ME, DE, CO, ND, MO, MA; BM/Supervisor; General Securities Principal; General Securities Representative; Investment Advisor Representative
NMLS#: 2556382
NMLS#: 2556382
About Chadi A. Sahyoun
With over 17 years as an investor and financial advisor, I've learned that true success is measured not only by financial outcomes but by the enduring relationships we build. At Morgan Stanley, I place clients at the heart of my practice, seeking to ensure they feel valued, understood, and empowered to achieve their financial goals through personalized world class strategies.
My career began in 2007 in Lebanon, where I served as an international investment advisor at a boutique wealth management firm. Working across the Middle East, I gained deep insights into diverse cultures, investment goals, and strategies, shaping my global perspective. In 2017, I joined JP Morgan, where I spent seven years managing $110 million book of business for high-net-worth families, delivering innovative and tailored solutions to meet their sophisticated financial needs. In 2024, I made the monumental decision to transition my practice to Morgan Stanley, a world class institution, to leverage its vast resources and elevate the service I can provide to my clients.
Financial advising is about more than managing assets-it's about understanding clients’ dreams and aspirations. Backed by Morgan Stanley's cutting-edge tools, and global expertise, my team and I craft innovative strategies in retirement planning, investment management, estate and tax planning strategies, institutional investment services, philanthropic investment services, alternative investments, and much more. We take the time to know each individual, family, or entity, fostering trust and collaboration to support their long-term objectives and legacies.
My approach is rooted in collaboration. I work with other advisors like CPA's, estate attorneys, and guide clients through every step of their financial journey, celebrating successes and navigating challenges together, always prioritizing their best interests.
Reflecting on my career, I am grateful for the opportunity to make a meaningful impact and remain committed to being an advisor clients can trust with integrity and experience.
My career began in 2007 in Lebanon, where I served as an international investment advisor at a boutique wealth management firm. Working across the Middle East, I gained deep insights into diverse cultures, investment goals, and strategies, shaping my global perspective. In 2017, I joined JP Morgan, where I spent seven years managing $110 million book of business for high-net-worth families, delivering innovative and tailored solutions to meet their sophisticated financial needs. In 2024, I made the monumental decision to transition my practice to Morgan Stanley, a world class institution, to leverage its vast resources and elevate the service I can provide to my clients.
Financial advising is about more than managing assets-it's about understanding clients’ dreams and aspirations. Backed by Morgan Stanley's cutting-edge tools, and global expertise, my team and I craft innovative strategies in retirement planning, investment management, estate and tax planning strategies, institutional investment services, philanthropic investment services, alternative investments, and much more. We take the time to know each individual, family, or entity, fostering trust and collaboration to support their long-term objectives and legacies.
My approach is rooted in collaboration. I work with other advisors like CPA's, estate attorneys, and guide clients through every step of their financial journey, celebrating successes and navigating challenges together, always prioritizing their best interests.
Reflecting on my career, I am grateful for the opportunity to make a meaningful impact and remain committed to being an advisor clients can trust with integrity and experience.
Securities Agent: MO, MI, OK, NY, TX, CA, SC, FL, MD, VA; General Securities Representative; Investment Advisor Representative
NMLS#: 2668898
NMLS#: 2668898
Contact Mike Husseini
Contact Chadi A. Sahyoun
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Ben Cucuzza
Private Banker
Esteban Becerra
Planning Associate
About Ben Cucuzza
Ben Cucuzza is a Private Banker serving Morgan Stanley Wealth Management offices in Texas.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Ben began his career in financial services in 2005 and joined Morgan Stanley in 2022. Prior to joining the firm, he was an Affluent Segment Leader at Wells Fargo Bank, N.A.
Ben is a graduate of the University of Georgia, where he received a Bachelor of Business Administration in Marketing. He lives in Houston, Texas with his family. Outside of the office, Ben is involved with the Junior Achievement as well as the Big Brothers Big Sisters program. He also enjoys fishing, sports, and watching the Georgia Bulldogs.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Ben began his career in financial services in 2005 and joined Morgan Stanley in 2022. Prior to joining the firm, he was an Affluent Segment Leader at Wells Fargo Bank, N.A.
Ben is a graduate of the University of Georgia, where he received a Bachelor of Business Administration in Marketing. He lives in Houston, Texas with his family. Outside of the office, Ben is involved with the Junior Achievement as well as the Big Brothers Big Sisters program. He also enjoys fishing, sports, and watching the Georgia Bulldogs.
NMLS#: 703137
About Esteban Becerra
Esteban is a Planning Associate at Morgan Stanley providing dedicated financial planning support to Financial Advisors and their teams. Operating as an extension of the FA/Team, he collaborates with clients to discover and define the goals that matter most to them. Leveraging state of the art technology, he will evaluate various options and their potential outcomes to help clients confidently choose the appropriate course of action. Esteban provides expertise across a wide suite of Morgan Stanley planning tools designed to assist in the areas of investment accumulation, retirement, education, major purchase, cash flow, risk management, tax efficiency, and wealth transfer planning.
He earned his undergraduate degree from Instituto Tecnológico Autónomo de México (ITAM) and received the Financial Planning Specialist® designation from the College for Financial Planning. Esteban is originally from San Diego, California, and currently resides in White Plains, New York.
He earned his undergraduate degree from Instituto Tecnológico Autónomo de México (ITAM) and received the Financial Planning Specialist® designation from the College for Financial Planning. Esteban is originally from San Diego, California, and currently resides in White Plains, New York.
Private Banking Group (PBG) Market Managers, Senior Private Bankers, Private Bankers, and Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact Husseini Sahyoun Group today.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025), 4763067 (9/2025)
