Senior Vice President, Institutional Consulting Director, Workplace Advisor – Equity Compensation, Financial Advisor
Phone:
(310) 443-0543(310) 443-0543
Graystone West Los Angeles at Morgan Stanley
Walker W. Shiflet, CIMA®Paul G. WalmsleyKiana R. Molitor, CFP®Michael Curry, C(k)P®, CRPS®, CRPC®, CTFA
Direct:
(310) 443-0500(310) 443-0500
Industry Award WinnerOur Mission Statement
We help individuals, families, executives, and business owners make confident financial decisions through personalized wealth planning, offering tailored strategies for retirement, equity compensation, and family wealth management to build, preserve, and transition wealth.
Our Story and Services
Graystone West Los Angeles works with individuals, families, executives, business owners, institutions, and organizations navigating complex financial decisions. Your financial life may include retirement planning, equity compensation, family wealth considerations, business priorities, and institutional responsibilities that need to be viewed together rather than in isolation. Our role is to help bring structure to those moving parts so you can make more informed decisions with a clearer understanding of your goals, priorities, and options.
Our approach begins with listening. We take time to understand your objectives, responsibilities, risk considerations, liquidity needs, and the broader context behind each decision. From there, we collaborate with you and, when appropriate, your tax and legal advisors to develop planning strategies designed to align with your personal, professional, and organizational priorities. This process is grounded in disciplined analysis, ongoing communication, and access to the resources of Morgan Stanley.
As your needs evolve, our work is designed to evolve with you. Whether you are preparing for retirement, managing concentrated equity, overseeing workplace benefits, addressing family wealth matters, or supporting an institution’s investment objectives, we focus on helping you evaluate decisions thoughtfully and stay aligned with what matters most. Our goal is to provide guidance, perspective, and a coordinated planning experience over time.
Our approach begins with listening. We take time to understand your objectives, responsibilities, risk considerations, liquidity needs, and the broader context behind each decision. From there, we collaborate with you and, when appropriate, your tax and legal advisors to develop planning strategies designed to align with your personal, professional, and organizational priorities. This process is grounded in disciplined analysis, ongoing communication, and access to the resources of Morgan Stanley.
As your needs evolve, our work is designed to evolve with you. Whether you are preparing for retirement, managing concentrated equity, overseeing workplace benefits, addressing family wealth matters, or supporting an institution’s investment objectives, we focus on helping you evaluate decisions thoughtfully and stay aligned with what matters most. Our goal is to provide guidance, perspective, and a coordinated planning experience over time.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Approach
Discovery Process
Investing the time to learn about you and your family; your assets and liabilities and the risk exposures, enables us to formulate strategies and customize the relationship to your needs.
Formulation of Tax, Trust and Estate Strategy
Working with your tax and legal advisors, we help analyze your income and estate tax circumstances to identify and tailor planning techniques that may be used to address your objectives.
Creation of Customized Strategic Asset Allocation
Your customized asset allocation reflects risk, opportunities and taxation across multiple entities, while integrating your investing and estate plans.
Integration of Tactical Asset Allocation
Short-term adjustments seek to capitalize on temporary market distortions. Before making adjustments, we analyze the impact of taxes and trading costs on potential returns.
Implementation of a Customized Wealth Strategy
After comprehensive due diligence and analysis of expected results across multiple market scenarios, strategies are chosen from our expansive investment platform.
Ongoing Assessment
In coordination with your other advisors, we can conduct ongoing reviews and comprehensive reporting to ensure that your strategy adapts to changing financial and family needs.
Family Office Resources
Family Office Resources (FOR) provides specialized technical expertise to ultra-high net worth clients across a broad range of family wealth management issues. View our linked resources below to learn more about Morgan Stanley Family Office Resources capabilities.
Family Office Resources Overview
As your family grows and your wealth increases, you may face more subtle and profound wealth management issues. As the demands of your family grow and evolve, you will likely need professionals who have expanded capabilities.
Philanthropy Management
Philanthropy Management supports individuals, families, corporate and private foundations, and nonprofit organizations by offering a suite of services to help define and realize clients' charitable missions. View the link below to learn more about Philanthropy Management.
Family Governance and Wealth Education
For many UHNW clients, the most difficult wealth planning challenge they face relates not to their financial capital, but to their human capital. Family Governance Services is a comprehensive offering designed to support each family's unique challenges.
Estate Planning Strategies
Our experienced professionals are available to discuss various tax, trust and estate strategies with you and your advisors, help facilitate the implementation of those strategies, and focus on the integration of your investment plans.
Donor Advised Funds
While many individuals and families have a deep commitment to philanthropy, charitable giving is not limited to those with significant wealth. Donor advised funds (DAFs) are among the easiest and most tax-advantaged ways to give to charity for donors across the spectrum of wealth.
Trust Services
Our trustee platform is "open architecture," meaning that we provide you with access and ability to select an appropriate third-party corporate trustee for your trust account. Trust Specialists, within Morgan Stanley, analyze client trust documents and situations and then suggest a fiduciary solution for your needs and goals.
SERVICES FOR BUSINESS OWNERS AND EXECUTIVES
Executive Financial Services
As a successful corporate executive, you face unique challenges. Morgan Stanley offers services designed for executives like you, helping you make more informed choices and manage your wealth more effectively.
Concentrated Stock & Options Analysis
Designed for executives who have significant wealth in stock and options of their company, the Concentrated Stock and Options Analysis illustrates various valuations of holdings as well as hypothetical diversification scenarios.
Understanding Your Equity Awards
Equity awards are a recognition of your executives' hard work. Let's help put them to good use. Leveraging an innovative analysis platform, our team provides strategy and perspective to help your leaders maximize the impact of their equity.
Best-In-Class Rule 10b5-1 & 144 Transaction Services
As a corporate executive, you may be aware of material non-public information at any time and can also face company-imposed quarterly or specific blackout periods restricting market access to trading your company stock. A 10b5-1 plan is designed to address these issues. By utilizing a 10b5-1 plan, you can gain an affirmative defense against claims of insider trading. Your plan can include tailored trading schedules that coordinates with your personal need for liquidity and your own timing requirements.
HOPES for Concentrated Equity
The HOPES Framework seeks to bring clarity to the complex alternatives for holders of concentrated equity positions. The Framework presents five potential courses of action that investors could take, summarized in the HOPES acrostic:
- H - Hold the concentrated equity
- O - Enter into an option-based strategy
- P - Pursue a planned giving strategy
- E - Transfer the concentrated equity to an exchange fund
- S - Sell the concentrated equity and immediately diversify
INTRODUCTION TO GRAYSTONE CONSULTING
With roots tracing back to 1973, Graystone Consulting, an institutional consulting business of Morgan Stanley, adheres to a simple mission: to set the industry standard in institutional investment consulting services for sophisticated investors. Our services and advice have always centered on your fiduciary needs.
Our Focus Is On You
At Graystone, we are focused on providing you with holistic, objective investment advice and delivering the best of two worlds to you: the personalized service of a consulting boutique, and the resources of a global financial powerhouse. You'll get deeply experienced institutional consultants and access to subject matter experts who'll take the time to truly understand you and your organization, develop innovative strategies to address your challenges – and build a long term relationship based on trust.
- $747.1 Billion in total institutional advisory assets under management
- $510 Billion in defined contribution assets
- 50+ Years of experience advising institutional clients
- 50+ Offices across the U.S.
- 5,100+ Strategies monitored annually
Organizational Assessment
Our relationship begins with a conversation. Your Graystone institutional consultant will gain a thorough understanding of your organization's mission and history, investment objectives, asset & liability structure, liquidity requirements, time horizon, risk tolerances, and overall financial condition.
Investment Policy and Statement Review
We work with you to align our advice and guidance with your organization's mission. Once your goals are clearly understood and defined, we evaluate your investment policy statement to ensure appropriate benchmarks and procedures are aligned with your objectives.
Ongoing Review and Monitoring
Our sophisticated measurement and risk analysis reporting tools and our enhanced customized reports are designed to present a clear picture of your investment results. We regularly monitor and review changing market conditions, investment performance, and your evolving organizational goals.
Reporting and Communication
We'll keep your investment committee well-apprised of performance. As often as you wish, we'll work with them to provide up-to-date information.
Investment Manager Evaluation
We have the flexibility to conduct due diligence on managers you retain, even those not covered by our manager due diligence team.
ERISA Fiduciary Responsibilities
Plan sponsors hire a third party, such as a financial advisor, to provide investment advice as an ERISA 3(21) fiduciary or to take responsibility for the management or disposition of the plan assets. As an ERISA 3(38) investment manager, they need to understand how these engagements can assist them in carrying out fiduciary duties.
Location
10960 Wilshire Blvd
Ste 2000
Los Angeles, CA 90024
US
Direct:
(310) 443-0500(310) 443-0500
Meet Graystone West Los Angeles
Vice President, Financial Advisor, Workplace Advisor - Equity Compensation, Corporate Retirement Director
Phone:
(310) 443-0545(310) 443-0545
Phone:
(310) 367-9146(310) 367-9146
Financial Advisor, Corporate Retirement Director, Financial Wellness Director
Phone:
(310) 285-5630(310) 285-5630
Nancy Wilson
Wealth Management Associate
Phone:
(310) 443-0546(310) 443-0546
About Walker W. Shiflet
Walker focuses on understanding the priorities of retirement-plan sponsors and helping them strengthen their retirement and compensation programs, driving better outcomes for their executives and plan participants. He works with organizations on all types of retirement plans, including profit-sharing, 401(k), Safe Harbor 401(k) and defined benefit, as well as on nonqualified deferred compensation and equity compensation plans. He also provides wealth management services, including goals-based planning, asset allocation and investment management.
Before joining Morgan Stanley in 2022, Walker spent 10 years at Merrill Lynch, most recently serving as senior vice president, senior retirement benefits consultant, and wealth management advisor.
He holds a bachelor’s degree from the University of Colorado and is a CRPS® (Chartered Retirement Plan Specialist), CIMA® (Certified Investment Management Analyst), and C(k)P® (Certified 401(k) Professional).
Walker resides in Manhattan Beach, California, with his wife and two children.
Before joining Morgan Stanley in 2022, Walker spent 10 years at Merrill Lynch, most recently serving as senior vice president, senior retirement benefits consultant, and wealth management advisor.
He holds a bachelor’s degree from the University of Colorado and is a CRPS® (Chartered Retirement Plan Specialist), CIMA® (Certified Investment Management Analyst), and C(k)P® (Certified 401(k) Professional).
Walker resides in Manhattan Beach, California, with his wife and two children.
Securities Agent: AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, AK, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY, SC; General Securities Representative; Investment Advisor Representative
NMLS#: 864597
NMLS#: 864597
About Paul G. Walmsley
Paul advises both individual and institutional clients and helps them develop strategies to address their overall investment plan objectives and goals, with experience in fiduciary requirements and ERISA regulations.
Before joining Morgan Stanley in 2022, he was a retirement benefits consultant and senior portfolio advisor at Merrill Lynch. He began his career in financial services in the U.K. in 1990.
Before working in wealth management, Paul was a NCAA men’s head soccer coach and continues to coach at the high school level and to serve as an advanced referee. Drawing on more than 50 years of his experience on the soccer field, he collaborates with his clients to create strategic financial game plans, making tactical adjustments along the way to help them reach their financial goals.
Paul holds a bachelor’s degree from the University of Aberdeen in Scotland. He attended the University of Illinois as a foreign exchange student his junior year, played for the UofI Men's Soccer Team and won the National Collegiate Club Soccer Association Championship.
He lives with his family in Beverly Hills, California.
Before joining Morgan Stanley in 2022, he was a retirement benefits consultant and senior portfolio advisor at Merrill Lynch. He began his career in financial services in the U.K. in 1990.
Before working in wealth management, Paul was a NCAA men’s head soccer coach and continues to coach at the high school level and to serve as an advanced referee. Drawing on more than 50 years of his experience on the soccer field, he collaborates with his clients to create strategic financial game plans, making tactical adjustments along the way to help them reach their financial goals.
Paul holds a bachelor’s degree from the University of Aberdeen in Scotland. He attended the University of Illinois as a foreign exchange student his junior year, played for the UofI Men's Soccer Team and won the National Collegiate Club Soccer Association Championship.
He lives with his family in Beverly Hills, California.
Securities Agent: NY, MN, CT, UT, HI, FL, CA, TN, SC, AZ, OR, MI, MA, AK, TX, SD, ME, DE, MD, VA, NH, NC, CO, PA, IL, GA, OH, WA, NV, NJ, IN, WV; General Securities Representative; Investment Advisor Representative
NMLS#: 1729383
CA Insurance License #: #0M28229
NMLS#: 1729383
CA Insurance License #: #0M28229
About Kiana R. Molitor
Kiana has a passion for developing trusted relationships and appreciates the opportunity to help clients succeed in their personal and financial goals. With attention to detail and a focus on comprehensive financial planning, Kiana approaches successful client outcomes in a highly customized and personal approach.
Kiana became a CERTIFIED FINANCIAL PLANNER® practitioner in 2024 and focuses on equity compensation analysis, 10b5-1 structuring and reporting, and goals-based financial planning. Additionally, through her role within Graystone Consulting, Kiana focuses on fiduciary consulting, plan governance, and project management for defined contribution and defined benefit plans.
Before joining Morgan Stanley in 2022, Kiana worked as a Financial Advisor at Merrill Lynch. She earned a bachelor’s degree in global business from the University of Redlands. Kiana currently resides in Newport Beach, California. She enjoys traveling, staying active, practicing Spanish, and playing music.
Kiana became a CERTIFIED FINANCIAL PLANNER® practitioner in 2024 and focuses on equity compensation analysis, 10b5-1 structuring and reporting, and goals-based financial planning. Additionally, through her role within Graystone Consulting, Kiana focuses on fiduciary consulting, plan governance, and project management for defined contribution and defined benefit plans.
Before joining Morgan Stanley in 2022, Kiana worked as a Financial Advisor at Merrill Lynch. She earned a bachelor’s degree in global business from the University of Redlands. Kiana currently resides in Newport Beach, California. She enjoys traveling, staying active, practicing Spanish, and playing music.
Securities Agent: OR, CT, MN, SD, OH, FL, WA, TX, NC, ME, DE, CO, TN, NJ, NH, CA, AZ, NV, MA, HI, WV, UT, VA, MI, MD, IN, IL, SC, PA, NY; General Securities Representative; Investment Advisor Representative
NMLS#: 1893311
CA Insurance License #: 4279372
NMLS#: 1893311
CA Insurance License #: 4279372
About Michael Curry
Michael focuses on employee engagement, financial wellness and plan design success through implementing industry proven methods and leveraging firm resources. He is firm designated as a Corporate Retirement and Financial Wellness Director and began his career in financial services in 2009. He was recognized as a Top Retirement Plan Advisor Under 40 for 2020-21 by the National Association of Plan Advisors (NAPA). Before joining Morgan Stanley in 2021, he was a senior retirement plan consultant with UBS Financial Services.
Alongside his workplace duties, Michael acts as a volunteer officer for the Professionals in Human Resources Association (PIHRA) – West Los Angeles Chapter and serves as a Board Director for a major non-profit that is focused on youth development, Students Run Los Angeles. In both positions, he demonstrates a commitment to the community and helping improve the financial lives of others.
Michael holds a bachelor’s degree from the University of New Mexico where he graduated with Honors in English and Marketing. Michael is a CRPS® (Chartered Retirement Plan Specialist), CRPC® (Chartered Retirement Planning Counselor), and C(k)P® (Certified 401(k) Professional).
He lives in Downtown Los Angeles, California.
2020-2021 NAPA's Top Retirement Plan Advisors Under 40 (Aces) (previously referred to as NAPA's Top Retirement Plan Advisors Under 40 (Young Guns))
Source: Source: napa-net.org (Awarded 2020-2021) Data compiled by NAPA from Aug of the year prior to the award – Aug of the year the award was given.
Alongside his workplace duties, Michael acts as a volunteer officer for the Professionals in Human Resources Association (PIHRA) – West Los Angeles Chapter and serves as a Board Director for a major non-profit that is focused on youth development, Students Run Los Angeles. In both positions, he demonstrates a commitment to the community and helping improve the financial lives of others.
Michael holds a bachelor’s degree from the University of New Mexico where he graduated with Honors in English and Marketing. Michael is a CRPS® (Chartered Retirement Plan Specialist), CRPC® (Chartered Retirement Planning Counselor), and C(k)P® (Certified 401(k) Professional).
He lives in Downtown Los Angeles, California.
2020-2021 NAPA's Top Retirement Plan Advisors Under 40 (Aces) (previously referred to as NAPA's Top Retirement Plan Advisors Under 40 (Young Guns))
Source: Source: napa-net.org (Awarded 2020-2021) Data compiled by NAPA from Aug of the year prior to the award – Aug of the year the award was given.
Securities Agent: MI, NY, IN, NC, DE, WV, CT, AZ, OR, FL, UT, GA, NJ, MN, MA, IL, CO, WA, TX, SD, SC, ME, MD, CA, VA, PA, NV, NH, NM, MO, HI, AR, TN; General Securities Representative; Investment Advisor Representative
NMLS#: 2320714
CA Insurance License #: 0L89154
NMLS#: 2320714
CA Insurance License #: 0L89154
About Nancy Wilson
Securities Agent: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY; General Securities Representative
Contact Walker W. Shiflet
Contact Paul G. Walmsley
Contact Kiana R. Molitor
Contact Michael Curry
Awards and Recognition
NAPA's Top DC Advisor Teams
2022, 2024-2026 NAPA's Top DC Advisor Teams Source: Source: napa-net.org (Awarded 2022, 2024-2026) Data compiled by NAPA based on self-reported assets under advisement as of Dec 31 of the year prior to year the award was given.
NAPA's Top Retirement Plan Advisors Under 40 (Aces)
2025-2026 NAPA's Top Retirement Plan Advisors Under 40 (Aces) (previously referred to as NAPA's Top Retirement Plan Advisors Under 40 (Young Guns)) Source: Source: napa-net.org (Awarded 2025-2026) Data compiled by NAPA from Aug of the year prior to the award – Aug of the year the award was given.
NAPA's Top Women of Excellence
Source: napa-net.org (October 2025) Data compiled by NAPA for the time period May 2025 – October 2025
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Wealth Management
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Iran Conflict: Seven Takeaways for Investors
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact Graystone West Los Angeles today.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
