Senior Vice President, Wealth Advisor, Senior Portfolio Management Director, Family Wealth Advisor
Phone:
(770) 698-2112(770) 698-2112
Fairway Principle Group at Morgan Stanley
Joshua S. Weber, CFP®, ChFC®, CIMA®, CPWA®Maria Consuelo Tarazona, CFP®, CPM®Sergio Espinoza BavieraTed WoodMichael EdmondsLori Monaco, CFA®Robert TrulockJoe Cardwell, CFP®, CRPC®
Direct:
(706) 752-4333(706) 752-4333
Direct:
(305) 533-5488(305) 533-5488
Direct:
(770) 643-7665(770) 643-7665
Direct:
(770) 698-2112(770) 698-2112
Our Mission Statement
To provide clients with solutions, services, and consultation, and to deliver an exceptional client experience.
Our Story and Services
Welcome to the Fairway Principle Group at Morgan Stanley - Where the warmth and attention of a boutique integrate seamlessly with the vast resources of a global institution. We concentrate in serving high net worth individuals, and their families, addressing the unique opportunities and challenges that accompany significant wealth.
Our team, rich in experience and diversity of skills, goes beyond traditional wealth management. We are comprehensive advisors, synchronizing the diverse elements of your financial life. With focuses spanning from financial planning, portfolio construction, alternative investments expertise, to estate and wealth transfer, we are equipped to help navigate you through every nuance of your financial journey.
What sets us apart is our approach. We aim to provide holistic financial advice and offer a concierge’s level of personalized service. We aim to chart a clear, reliable journey towards achieving your ambitions, setting the stage for your legacy and generations to come.
Engaging with our team means experiencing simplicity amid complexity, relief from intricate financial tasks, and freedom to focus on the things that truly matter to you – your family, business, personal interests, and enduring legacy.
Our team, rich in experience and diversity of skills, goes beyond traditional wealth management. We are comprehensive advisors, synchronizing the diverse elements of your financial life. With focuses spanning from financial planning, portfolio construction, alternative investments expertise, to estate and wealth transfer, we are equipped to help navigate you through every nuance of your financial journey.
What sets us apart is our approach. We aim to provide holistic financial advice and offer a concierge’s level of personalized service. We aim to chart a clear, reliable journey towards achieving your ambitions, setting the stage for your legacy and generations to come.
Engaging with our team means experiencing simplicity amid complexity, relief from intricate financial tasks, and freedom to focus on the things that truly matter to you – your family, business, personal interests, and enduring legacy.
Services Include
- Wealth ManagementFootnote1
- Financial PlanningFootnote2
- Retirement PlanningFootnote3
- 401(k) Rollovers
- Estate Planning StrategiesFootnote4
- Alternative InvestmentsFootnote5
- Cash Management and Lending ProductsFootnote6
- Executive Financial ServicesFootnote7
- Divorce Financial AnalysisFootnote8
- Foreign ExchangeFootnote9
- Professional Portfolio ManagementFootnote10
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Modern Wealth Management Tools
Our goal is simple: "To be the firm where the most talented, trusted advisors in the industry leverage cutting-edge technology, and deliver customized wealth management solutions to their clients and their families to enable them to achieve their life goals." The Firm strives to ensure it serves clients on market-leading technology platforms that are resilient, safe, efficient, smart, fast and flexible.
Morgan Stanley Online
Morgan Stanley Online (MSO) allows you to seamlessly and securely manage your investments and everyday finances in one place.
Portfolio Risk Platform
Your appetite for risk in your portfolio, which may range from defensive positioning to mitigate losses to going all-in for growth potential, should be a primary consideration when deciding on investments. Learn your investment exposures are and how they might affect your returns in different scenarios.
Alternative Investments
Our leading alternatives platform offers 160+ third-party and proprietary funds, including first look and exclusive opportunities, that may help qualified investors enhance returns, reduce volatility, manage taxes and generate income—while maintaining a goals-based approach for asset allocation.
Global Investment Office
The Morgan Stanley Global Investment Office provides you with world-class thought leadership timely, market commentary, and portfolio ideas to help guide your investment decisions.
Security Center
Learn about our latest security measures, how we are safeguarding your assets and personal information and find actionable insights and resources on important cybersecurity topics to enhance you own online security.
Digital Vault
Digital Vault lets you easily and securely manage and share important documents with our team such as account statements, authorizations, tax filings, and more.
National and International Coverage
Part of a global financial legacy that dates back over 150 years, Morgan Stanley is one of the few truly global institutions with the scale, scope, and commitment to serve our international clients. We are among the world's most capitalized institutions, and stand as one of the largest wealth management firms in the world.
Morgan Stanley International Wealth Management (IWM) leverages the extensive capabilities of the Firm to serve investors located around the world. Functioning as a specialized group within Morgan Stanley, IWM is supported by experienced and skilled International Client Advisors, who understand the culture, the rules of the road and most importantly the complex needs and demands of our clients located in diverse markets outside the United States. Our own International Wealth Advisors Consuelo Tarazona and Sergio Espinoza brings vast experiences helping entrepreneurs, executives, and families manage their international wealth so they can pursue their goals. For institutional clients, our team provides expertise to help support the complexity of their business and facilitate the necessary steps to fulfill their mission.
Fairway Principle Group is truly proud of the geographic diversity of our clients. Not only do we serve clients in 42 US states and Puerto Rico, but also clients in 21 different countries across 4 continents.
Legacy Planning
We all have goals and dreams, such as starting a family, sending out children or grandchildren to college, living comfortably in retirement and leaving a legacy. How can you achieve them if you do not plan accordingly?
Knowing we have a deep understanding of your personal and financial goals, you can be confident that the financial structures and strategies put into place are appropriate for you. With a wealth management strategy in place, you can focus on the real wealth that life has to offer.
Our team understands the value of family and we are committed to providing for yours. We take a holistic approach to wealth management that incorporates every aspect of your life and legacy to come. Our team came together so you wouldn't have to find different professionals to serve your needs.
A Legacy May Encompass Many Things
- Estate Planning
- Next Generation Education
- Philanthropic Goals
- Maintaining Family Harmony
- Preapring for the Unexpected
- Communication
- Revocable Trusts
- Gifting Strategies
- Trust Planning
Every Challenge Can Become An Opportunity
Major Life Transitions
Whether it's retirement, divorce or any major life event, we provide customized solutions that include sustainability planning, budgeting and recordkeeping.
Transition of Wealth
The loss of a loved one can create financial and family dynamic issues. We help families cope with these difficult times and enable them to transition wealth smoothly from one generation to the next.
Sale of a Businesss
We consult on private business sales, arrange referrals to investment bankers and help our clients with their pre-transaction liquidity planning.
Managing Concentrated Positions
We help clients diversify their concentrated equity and geographical positions, as well as redeploy and mitigate risks. We help ensure that the sale is handled in a compliant and publicity-sensitive manner.
Time to Consolidate
Your tax and estate issues grow infinitely more complex as you build wealth. As your investment strategies become more sophisticated, your recordkeeping may become a burdensome chore. We can take on the bulk of these tasks for you, from overseeing personal financial affairs to cash flow planning to maintaining records of financial transactions.
Maintaining Your Lifestyle
You've worked hard your entire career, so it's our job to help ensure that you sustain your standard of lifestyle throughout your retirement. We're there for you to provide advice on budgeting, recordkeeping and to answer the big question…how much money is really enough?
Location
124 W Jefferson Street
Madison, GA 30650
US
Direct:
(706) 752-4333(706) 752-4333
200 S Biscayne Blvd
Suite 1100
Miami, FL 33131
US
Direct:
(305) 533-5488(305) 533-5488
2400 Lakeview Parkway
Suite 300
Alpharetta, GA 30009
US
Direct:
(770) 643-7665(770) 643-7665
5 Concourse Parkway
Suite 2000
Atlanta, GA 30328
US
Direct:
(770) 698-2112(770) 698-2112
Meet Fairway Principle Group
First Vice President, Financial Advisor, Certified Portfolio Manager, International Client Advisor
Phone:
(305) 533-1750(305) 533-1750
Vice President, Wealth Management, Financial Advisor, Financial Planning Specialist, Portfolio Manager, International Client Advisor
Phone:
(305) 533-5488(305) 533-5488
Phone:
(770) 933-3062(770) 933-3062
Vice President, Wealth Management, Financial Advisor, Alternative Investments Director
Phone:
(770) 643-7665(770) 643-7665
Robert Trulock
Senior Vice President, Wealth Advisor, Senior Portfolio Manager
Phone:
(706) 752-4321(706) 752-4321
Joe Cardwell, CFP®, CRPC®
First Vice President, Wealth Advisor, CERTIFIED FINANCIAL PLANNER®
Phone:
(706) 752-4322(706) 752-4322
Vickie Mitchell
Registered Client Service Associate
Phone:
(770) 698-2111(770) 698-2111
Carol Murphy
Senior Registered Client Service Associate, Portfolio Associate
Phone:
(770) 933-3074(770) 933-3074
Mauricio Woodbridge
Registered Client Service Associate
Phone:
(305) 376-8574(305) 376-8574
Stacy Hollinger
Senior Registered Associate
Phone:
(770) 664-3324(770) 664-3324
Emily Ross
Registered Client Service Associate
Phone:
(706) 752-4333(706) 752-4333
Makenzi Greenway
Client Service Associate
Phone:
(706) 752-4333(706) 752-4333
Joanna Leal
Senior Client Service Associate
Phone:
(305) 376-8529(305) 376-8529
About Joshua S. Weber
Joshua began his career with Morgan Stanley in 1992, during his senior year at Emory University. In his tenure at the Firm, Joshua received the Morgan Stanley National Sales Director Award and has been included in the Morgan Stanley Master's Club for 2022.
In order to serve his clients with the best possible service, Josh has dedicated much time to continuing his education. He obtained his CERTIFIED FINANCIAL PLANNER™ designation and in 2006 his Chartered Financial Consultant® certification. Joshua became a Certified Investment Management Analyst® in 2008, a designation offered through Morgan Stanley’s program at the Wharton School of Business at the University of Pennsylvania. In 2017, Joshua was awarded the Senior Portfolio Management Director title, representing a level of achievement and knowledge for Morgan Stanley's Consulting Group Portfolio Management platform.
Most recently, in 2019 Joshua earned his CPWA® (Certified Private Wealth Advisor®) designation - designed for seasoned professionals who work with sophisticated, high-net-worth clients on the life-cycle of wealth: accumulation, preservation, and distribution. In both 2022 and 2023, Josh was recognized by Forbes as one of Forbes’ Best-In-State Wealth Advisors for Georgia.
Josh resides in Marietta, Georgia with his wife, four children, and their dog, Atticus. Outside the office, Josh enjoys listening to and playing music, reading, and taking multisport vacations with his wife.
2022-2023 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2022-2023). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
In order to serve his clients with the best possible service, Josh has dedicated much time to continuing his education. He obtained his CERTIFIED FINANCIAL PLANNER™ designation and in 2006 his Chartered Financial Consultant® certification. Joshua became a Certified Investment Management Analyst® in 2008, a designation offered through Morgan Stanley’s program at the Wharton School of Business at the University of Pennsylvania. In 2017, Joshua was awarded the Senior Portfolio Management Director title, representing a level of achievement and knowledge for Morgan Stanley's Consulting Group Portfolio Management platform.
Most recently, in 2019 Joshua earned his CPWA® (Certified Private Wealth Advisor®) designation - designed for seasoned professionals who work with sophisticated, high-net-worth clients on the life-cycle of wealth: accumulation, preservation, and distribution. In both 2022 and 2023, Josh was recognized by Forbes as one of Forbes’ Best-In-State Wealth Advisors for Georgia.
Josh resides in Marietta, Georgia with his wife, four children, and their dog, Atticus. Outside the office, Josh enjoys listening to and playing music, reading, and taking multisport vacations with his wife.
2022-2023 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2022-2023). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Securities Agent: PA, OK, KY, NY, DE, WV, PR, IA, CT, WY, RI, NV, ND, MT, AR, MO, ME, LA, IL, DC, CA, TN, MI, AZ, SC, KS, OR, HI, TX, SD, MS, FL, AK, NM, NJ, IN, ID, CO, VA, NC, MN, GA, AL, WA, UT, OH, MD, MA, WI; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1252922
NMLS#: 1252922
About Maria Consuelo Tarazona
Maria Consuelo Tarazona – better known as Consuelo Tarazona, is a highly experienced Wealth Advisor at Morgan Stanley with more than 40 years working in private and corporate banking. Born and raised in Colombia, she began her banking career after graduating from Javeriana University with a degree in Economics joining the oldest bank in the country. It was here she was able to break barriers being appointed to a managerial position to their Miami Office, becoming the first women to be transferred to the United States.
Consuelo went on to obtain her MBA from NSU Florida. Her expertise lies in financial planning and portfolio management, and she holds relevant certifications in these areas, such as Certified Portfolio Manager (CPM®) and Certified Financial Planner (CFP®). Her dedication to her work is evident trough her passion for helping clients achieve their financial goals.
Outside her professional life, Consuelo has a diverse range of interests. She finds nourishment and rejuvenation through activities such as yoga, walking meditation, classical music and reading. Consuelo’s love for the arts is evident in her passion for opera being part of the YPO Miami which she actively supports and promotes. She enjoys traveling as it allows her to explore new cultures and gain valuable experiences.
Consuelo’s values are deeply rooted in her character. She embodies passion, empathy, trustworthiness, and authenticity in all aspects of her life. Additionally, Consuelo finds fulfillment in giving back to her community through volunteering in various organizations to support core values of Morgan Stanley.
Consuelo went on to obtain her MBA from NSU Florida. Her expertise lies in financial planning and portfolio management, and she holds relevant certifications in these areas, such as Certified Portfolio Manager (CPM®) and Certified Financial Planner (CFP®). Her dedication to her work is evident trough her passion for helping clients achieve their financial goals.
Outside her professional life, Consuelo has a diverse range of interests. She finds nourishment and rejuvenation through activities such as yoga, walking meditation, classical music and reading. Consuelo’s love for the arts is evident in her passion for opera being part of the YPO Miami which she actively supports and promotes. She enjoys traveling as it allows her to explore new cultures and gain valuable experiences.
Consuelo’s values are deeply rooted in her character. She embodies passion, empathy, trustworthiness, and authenticity in all aspects of her life. Additionally, Consuelo finds fulfillment in giving back to her community through volunteering in various organizations to support core values of Morgan Stanley.
Securities Agent: NM, WI, WA, TN, LA, CT, AK, WY, WV, OR, NY, MO, MA, ID, MN, CO, HI, AZ, SD, PA, OK, NJ, MT, CA, MS, FL, VA, GA, AR, UT, TX, OH, NV, ND, NC, KY, IN, DE, AL, SC, RI, DC, MI, KS, ME, MD, IL; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1285188
NMLS#: 1285188
About Sergio Espinoza Baviera
Sergio Espinoza started his career as a Financial Advisor in 2002 in his native country, Costa Rica. Sergio caters to predominantly business owners, families, and executives in the Americas and Europe. Like many of his clients, he has international roots and a global perspective. Besides Costa Rica, Sergio has lived in several cities in the United States and Japan, and currently works out of Miami, Florida. Sergio, fluent in both English and Spanish, is familiar with the complexities of cross-border wealth management and sensitive to cultural nuances.
He was awarded the Morgan Stanley Portfolio Manager title, representing a level of achievement and knowledge for Morgan Stanley's Consulting Group Portfolio Management platform to manage client investment portfolios on a discretionary basis. He also earned the Morgan Stanley Financial Planning Specialist designation. Sergio has been included in the Morgan Stanley´s Pacesetter Club, a global recognition program for Financial Advisors who have demonstrated the highest professional standards and first class client service, for years 2021, 2022, and 2023.
Sergio obtained his Bachelor degree in Business Administration from the University of Costa Rica and his Master's degree in Business Administration from Wake Forest University, where he was awarded with the highest academic honor in the field of finance. Sergio serves on the Board of Directors for The Nutrivida Social Company, a not-for-profit entity with the mission to eradicate malnutrition worldwide.
Sergio resides in Doral, Florida with his wife, Erika, two children, Ana Isabel and Eduardo, and their two dogs, Figo and Kona. Outside the office, Sergio enjoys martial arts and spending time with his family and friends outdoors.
He was awarded the Morgan Stanley Portfolio Manager title, representing a level of achievement and knowledge for Morgan Stanley's Consulting Group Portfolio Management platform to manage client investment portfolios on a discretionary basis. He also earned the Morgan Stanley Financial Planning Specialist designation. Sergio has been included in the Morgan Stanley´s Pacesetter Club, a global recognition program for Financial Advisors who have demonstrated the highest professional standards and first class client service, for years 2021, 2022, and 2023.
Sergio obtained his Bachelor degree in Business Administration from the University of Costa Rica and his Master's degree in Business Administration from Wake Forest University, where he was awarded with the highest academic honor in the field of finance. Sergio serves on the Board of Directors for The Nutrivida Social Company, a not-for-profit entity with the mission to eradicate malnutrition worldwide.
Sergio resides in Doral, Florida with his wife, Erika, two children, Ana Isabel and Eduardo, and their two dogs, Figo and Kona. Outside the office, Sergio enjoys martial arts and spending time with his family and friends outdoors.
Securities Agent: KY, AL, SD, MS, AZ, SC, RI, OH, NM, NJ, MA, WV, WI, NC, MI, AR, NY, GA, VA, TN, PA, MO, MN, FL, LA, IN, HI, DC, WY, OR, OK, ID, DE, CT, WA, TX, PR, ND, ME, MD, IA, UT, NV, KS, CO, AK, MT, IL, CA; General Securities Representative; Investment Advisor Representative
NMLS#: 1760542
NMLS#: 1760542
About Ted Wood
Ted Wood has over two decades of experience in the financial services industry. Prior to becoming a Financial Advisor, Ted was a Smith Barney client for 10 years during his previous career as a professional baseball player, bringing a distinctive background to the table. This experience on the other side of the Advisor-Client relationship gave him great insight on how to explain, present and educate clients about their financial lives.
His approach to business is centered around understanding each client’s goals through a thorough discovery. Upon identifying client goals, he constructs tailored financial plans, and determines the client’s investment portfolio pertaining to their risk tolerance and liquidity. The planning process triggers conversations that pertain to retirement, insurance, investments and more. Each of these concepts provide the foundation of his needs-based service structure.
Ted understands just how difficult it can be to make financial decisions. When it comes to educating clients, framing the “why” is central to the conversation. He believes sustaining one’s lifestyle is ultimately more about purchasing power over time than it is account value. Defining purchasing power is normally a moment of enlightenment for his clients, where they truly understand the “why.”
Ted attended the University of New Orleans where he was a member of the baseball team. Ted is an Olympic gold medalist, having competed for the 1988 U.S. Baseball Olympic team. Since joining Morgan Stanley in 2000, he has earned and holds the Financial Planning Specialist designation. Outside of work, Ted enjoys supporting his community's sports teams and playing the game of golf. He is happily married to his wife Olga of 32 years. Together they have 2 daughters, Nadia and Dior. In addition, they have 4 grandchildren, Clara, Lenor, Helen and Jackson.
His approach to business is centered around understanding each client’s goals through a thorough discovery. Upon identifying client goals, he constructs tailored financial plans, and determines the client’s investment portfolio pertaining to their risk tolerance and liquidity. The planning process triggers conversations that pertain to retirement, insurance, investments and more. Each of these concepts provide the foundation of his needs-based service structure.
Ted understands just how difficult it can be to make financial decisions. When it comes to educating clients, framing the “why” is central to the conversation. He believes sustaining one’s lifestyle is ultimately more about purchasing power over time than it is account value. Defining purchasing power is normally a moment of enlightenment for his clients, where they truly understand the “why.”
Ted attended the University of New Orleans where he was a member of the baseball team. Ted is an Olympic gold medalist, having competed for the 1988 U.S. Baseball Olympic team. Since joining Morgan Stanley in 2000, he has earned and holds the Financial Planning Specialist designation. Outside of work, Ted enjoys supporting his community's sports teams and playing the game of golf. He is happily married to his wife Olga of 32 years. Together they have 2 daughters, Nadia and Dior. In addition, they have 4 grandchildren, Clara, Lenor, Helen and Jackson.
Securities Agent: ME, FL, DC, UT, DE, NY, MA, KY, IN, HI, WI, OR, MS, MN, ID, GA, LA, OH, IL, OK, KS, CO, AL, TX, SD, MD, CT, AR, AK, ND, NJ, NC, MT, CA, PA, AZ, WV, VA, PR, NV, MO, MI, IA, SC, WY, WA, TN, RI, NM; General Securities Representative; Investment Advisor Representative
NMLS#: 1278926
NMLS#: 1278926
About Michael Edmonds
Michael Edmonds is a Vice President and Financial Advisor at Morgan Stanley. He joined the firm after seven years at Merrill Lynch as a Financial Advisor. He received a BA degree from Winthrop University in English.
Michael became a Financial Advisor to help hardworking people grow and preserve their wealth. He was raised by his mother, an immigrant from the Philippines who worked hard just to put food on the table for her family. Before becoming a Financial Advisor, Michael was a teacher in an underfunded public school system for five years. Watching the sacrifices his mother made and experiencing the difficulties a lack of funding can create in the classroom, Michael grew to appreciate the value of money and its ability to change lives for the better if taken care of properly. These experiences taught him the difficulty of acquiring wealth, and the vital importance of helping maximize every dollar through financial planning and sound investments.
Michael believes in putting his clients first. He often coordinates with clients’ attorneys, executors, accountants, and other relevant professionals when generating a financial plan. Positions are vigilantly monitored, and meetings are regularly scheduled to appraise progress toward goals and overall financial condition.
Outside of work, Michael is active in his church. He serves in leadership roles in the men's ministry and volunteers for many causes including Rise Against Hunger, Operation Christmas Child, and Smart Lunch Smart Kid. He is also a member of the Entrepreneurship and Finance Clubs at Georgia Tech. Michael is married to his wonderful wife, Lauren, and they have two darling children. Michael’s favorite pastimes are playing pickleball, board gaming, and spending quality time with family.
Michael became a Financial Advisor to help hardworking people grow and preserve their wealth. He was raised by his mother, an immigrant from the Philippines who worked hard just to put food on the table for her family. Before becoming a Financial Advisor, Michael was a teacher in an underfunded public school system for five years. Watching the sacrifices his mother made and experiencing the difficulties a lack of funding can create in the classroom, Michael grew to appreciate the value of money and its ability to change lives for the better if taken care of properly. These experiences taught him the difficulty of acquiring wealth, and the vital importance of helping maximize every dollar through financial planning and sound investments.
Michael believes in putting his clients first. He often coordinates with clients’ attorneys, executors, accountants, and other relevant professionals when generating a financial plan. Positions are vigilantly monitored, and meetings are regularly scheduled to appraise progress toward goals and overall financial condition.
Outside of work, Michael is active in his church. He serves in leadership roles in the men's ministry and volunteers for many causes including Rise Against Hunger, Operation Christmas Child, and Smart Lunch Smart Kid. He is also a member of the Entrepreneurship and Finance Clubs at Georgia Tech. Michael is married to his wonderful wife, Lauren, and they have two darling children. Michael’s favorite pastimes are playing pickleball, board gaming, and spending quality time with family.
Securities Agent: VT, WA, WI, WV, WY, AK, MD, AL, NC, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, ME, MI, MN, MO, MS, MT, MA, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI; General Securities Representative; Investment Advisor Representative
NMLS#: 1148481
CA Insurance License #: 0L09884
NMLS#: 1148481
CA Insurance License #: 0L09884
About Robert Trulock
As a fully licensed investment professional, Robert has been a trusted advisor helping individuals, families and businesses manage their financial affairs since 1983. Robert focuses on portfolio construction and management, research and new business development.
Robert attended Berry College for two years and earned a Bachelor of Science in Agronomy from the University of Georgia. Immediately after graduation Robert worked with Dow Chemical in Memphis but his passion for investing soon drew him to Dean Witter in Atlanta. He earned the Morgan Stanley Smith Barney's prestigious Wealth Advisor designation in 2003 and was awarded the title of Senior Portfolio Manager in 2009 and Portfolio Management Director in 2015. Robert is currently a member of Morgan Stanley’s Masters Club.
Robert’s civic and service interests have allowed him to serve as President of the Atlanta Farmers Club, Buckhead Fifty Club, Madison Kiwanis Club as well as Chairman of the Madison Morgan Cultural Center and Vice Chair of the Madison Morgan Planning Commission. He currently serves as President of the Madison Morgan Conservancy and Chair of the Madison Planning Commission. He is a graduate of Leadership Morgan County and Leadership Georgia. Robert and his family are active in the Madison Presbyterian Church.
Robert is an avid bird hunter and gardener and also enjoys golf, travel, and exercise. Robert has been married to his wife Anne Lambert of Madison since 1983. They have three wonderful children and five grandchildren.
Robert attended Berry College for two years and earned a Bachelor of Science in Agronomy from the University of Georgia. Immediately after graduation Robert worked with Dow Chemical in Memphis but his passion for investing soon drew him to Dean Witter in Atlanta. He earned the Morgan Stanley Smith Barney's prestigious Wealth Advisor designation in 2003 and was awarded the title of Senior Portfolio Manager in 2009 and Portfolio Management Director in 2015. Robert is currently a member of Morgan Stanley’s Masters Club.
Robert’s civic and service interests have allowed him to serve as President of the Atlanta Farmers Club, Buckhead Fifty Club, Madison Kiwanis Club as well as Chairman of the Madison Morgan Cultural Center and Vice Chair of the Madison Morgan Planning Commission. He currently serves as President of the Madison Morgan Conservancy and Chair of the Madison Planning Commission. He is a graduate of Leadership Morgan County and Leadership Georgia. Robert and his family are active in the Madison Presbyterian Church.
Robert is an avid bird hunter and gardener and also enjoys golf, travel, and exercise. Robert has been married to his wife Anne Lambert of Madison since 1983. They have three wonderful children and five grandchildren.
Securities Agent: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, ID, IL, IN, LA, MA, MD, MI, MN, MO, MS, MT, NC, ND, NE, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, WA, WI, WV, WY, VT, VI, NH, ME, KY, KS, IA; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1279288
NMLS#: 1279288
About Joe Cardwell
Joe has over thirty years of experience in the financial services industry. His eleven years working for major money managers, John Nuveen & Co., Pioneer Investments and Morgan Stanley Investment Management bring a unique insight to the West Jefferson Group.
Joe is a fully licensed investment professional, CERTIFIED FINANCIAL PLANNER™ and CHARTERED RETIREMENT PLANNING COUNSELORSM Practitioner. He has also completed the CFP® Professional Education Program through the College for Financial Planning as well as Morgan Stanley’s Wealth Advisor designation. Joe received his undergraduate degree from the University of South Carolina with a major in finance.
In his senior year at the University of South Carolina, Joe was selected as the top scholar athlete as a result of his accomplishments both on the baseball field and in the classroom. He is the past Chair of the Community Foundation for Greater Atlanta’s local Morgan Fund Board, a past member of the Morgan County Planning and Zoning Commission, and the Madison Morgan Chamber of Commerce Board of Directors. Joe is the past president of Madison Kiwanis Club.
Joe enjoys competing in triathlons and has a passion for fishing, hunting, and photography. He is an active member of the First United Methodist Church in Madison Georgia where he lives with his wife and two children.
Joe is a fully licensed investment professional, CERTIFIED FINANCIAL PLANNER™ and CHARTERED RETIREMENT PLANNING COUNSELORSM Practitioner. He has also completed the CFP® Professional Education Program through the College for Financial Planning as well as Morgan Stanley’s Wealth Advisor designation. Joe received his undergraduate degree from the University of South Carolina with a major in finance.
In his senior year at the University of South Carolina, Joe was selected as the top scholar athlete as a result of his accomplishments both on the baseball field and in the classroom. He is the past Chair of the Community Foundation for Greater Atlanta’s local Morgan Fund Board, a past member of the Morgan County Planning and Zoning Commission, and the Madison Morgan Chamber of Commerce Board of Directors. Joe is the past president of Madison Kiwanis Club.
Joe enjoys competing in triathlons and has a passion for fishing, hunting, and photography. He is an active member of the First United Methodist Church in Madison Georgia where he lives with his wife and two children.
Securities Agent: NV, CT, PA, NE, ME, MA, KS, VA, SC, OK, NM, MN, IA, AR, VI, NC, CO, WI, UT, TN, ID, CA, NH, MD, IN, DC, WV, MS, HI, GA, FL, AZ, WA, PR, MO, IL, DE, WY, VT, OH, NY, KY, AK, TX, SD, OR, NJ, ND, MI, LA, AL, RI, MT; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1278656
NMLS#: 1278656
About Vickie Mitchell
Vickie Mitchell works in the Peachtree Dunwoody Morgan Stanley office, servicing Joshua Weber's clients.
Vickie graduated from The University of Georgia with a Bachelor's Degree in Finance. She obtained her Master's Degree in Business Administration from Mercer University, and has been with Morgan Stanley since 2000. Vickie is responsible for cash management, account servicing and administration, and delivers a responsive level of service. She holds her Series 7, 31, 66, Life and Health Insurance Licenses.
She lives in Milton, Georgia with her husband, Matthew, and daughter, Anna Kate. Vickie is an active volunteer at her daughter's school in Milton, GA. While not working, she enjoys playing tennis, travelling, and spending time with her family.
Vickie graduated from The University of Georgia with a Bachelor's Degree in Finance. She obtained her Master's Degree in Business Administration from Mercer University, and has been with Morgan Stanley since 2000. Vickie is responsible for cash management, account servicing and administration, and delivers a responsive level of service. She holds her Series 7, 31, 66, Life and Health Insurance Licenses.
She lives in Milton, Georgia with her husband, Matthew, and daughter, Anna Kate. Vickie is an active volunteer at her daughter's school in Milton, GA. While not working, she enjoys playing tennis, travelling, and spending time with her family.
About Carol Murphy
As a Senior Registered Client Service Associate and Portfolio Associate, Carol Murphy brings more than 28 years of industry experience. Carol continues to service the clients of Ted Wood for more than 10 years in the Peachtree Dunwoody Morgan Stanley office. She is responsible for client onboarding, administrative, account servicing, cash management and operational items
Carol strives to maintain high level customer service, and to anticipate what the client might need for their accounts. She holds her Series 7 and 63 securities licenses. Carol studied at the Art Institute of Atlanta.
When not working, she enjoys traveling abroad with small travel groups, spinning vinyl, and spending time with family.
Carol strives to maintain high level customer service, and to anticipate what the client might need for their accounts. She holds her Series 7 and 63 securities licenses. Carol studied at the Art Institute of Atlanta.
When not working, she enjoys traveling abroad with small travel groups, spinning vinyl, and spending time with family.
About Mauricio Woodbridge
Mauricio Woodbridge works in the Miami Morgan Stanley office, servicing Sergio Espinoza and Consuelo Tarazona clients.
Mauricio is a Registered Client Service Associate for Fairway Principle Group, serving as the first point of contact for many of the requests from our clients based in the United States and abroad. Mauricio joined Morgan Stanley in 2019 from EFG Capital International Corp. where he was a Wealth Management Analyst. Mauricio is fluent in both English and Spanish, and holds his Series 7 and 66 Licenses.
Mauricio obtained his Bachelor degree in Finance and Marketing from Florida International University, where he was awarded with the highest academic honor in the field of finance.
Mauricio resides in Miami, Florida with his family. Outside the office, Mauricio enjoys swimming and spending time with his family and friends outdoors.
Mauricio is a Registered Client Service Associate for Fairway Principle Group, serving as the first point of contact for many of the requests from our clients based in the United States and abroad. Mauricio joined Morgan Stanley in 2019 from EFG Capital International Corp. where he was a Wealth Management Analyst. Mauricio is fluent in both English and Spanish, and holds his Series 7 and 66 Licenses.
Mauricio obtained his Bachelor degree in Finance and Marketing from Florida International University, where he was awarded with the highest academic honor in the field of finance.
Mauricio resides in Miami, Florida with his family. Outside the office, Mauricio enjoys swimming and spending time with his family and friends outdoors.
About Stacy Hollinger
Stacy is a Registered Senior Associate who has focused on creating a concierge touch to the client experience for the past 18 years. She started her career at Ameriprise Financial in Gettysburg, PA and has grown in the industry to the position she holds today.
Her emphasis on the best client experience can be traced back to her “pre-professional" career days. Whether experiencing the world as an exchange student to India, touring as a cast member of Up With People or working for the Mouse at Walt Disney World, FL, she has been focused on understanding other’s needs and viewpoints, and making life experience as good as possible for others.
Stacy is a resident of Roswell living happily with her family of 3 cats (Oscar, Salem and Beck) all of whom are rescues. Outside the office, she is a passionate volunteer for many causes by reverting back to a childhood love of imagination through event coordination and professional costuming as Star Wars and Marvel characters with the 501st Legion, Rebel Legion and Cosplay Volunteers of Atlanta. She has recently been re-introduced to her forgotten love of drive-in movies and is spending her free time learning Spanish, sign language and studying to acquire her Group Fitness License to add to her Zumba/Kickboxing certifications.
Her emphasis on the best client experience can be traced back to her “pre-professional" career days. Whether experiencing the world as an exchange student to India, touring as a cast member of Up With People or working for the Mouse at Walt Disney World, FL, she has been focused on understanding other’s needs and viewpoints, and making life experience as good as possible for others.
Stacy is a resident of Roswell living happily with her family of 3 cats (Oscar, Salem and Beck) all of whom are rescues. Outside the office, she is a passionate volunteer for many causes by reverting back to a childhood love of imagination through event coordination and professional costuming as Star Wars and Marvel characters with the 501st Legion, Rebel Legion and Cosplay Volunteers of Atlanta. She has recently been re-introduced to her forgotten love of drive-in movies and is spending her free time learning Spanish, sign language and studying to acquire her Group Fitness License to add to her Zumba/Kickboxing certifications.
About Emily Ross
Emily is a Registered Service Associate and has been with Morgan Stanley since 2020. Emily is a Madison, Georgia native and earned a Bachelors in Social Work from the University of Georgia. She has two college-age children – Jack is a sophomore at the University of North Georgia in Dahlonega and Mary Patrick is a Freshman at Georgia Tech.
About Makenzi Greenway
Makenzi has been with Morgan Stanley since 2022. She and her husband Tyler are Madison, Georgia natives. She has a 2 year old daughter named Emmy. She graduated from Georgia College and State University with a degree in Environmental Science.
About Joanna Leal
Joanna brings over 20 years of experience in the financial services industry. She attended Florida International University and joined Morgan Stanley in 2010 with a financial advisor whom is now retired from MS and who she worked with hand in hand for 2 decades. She is responsible for all operational aspects of our business for both international and domestic clients. It is her priority to provide excellent customer service and build solid client relationships. She is fluent in Spanish and English.
Joanna lives in Miami, Florida with her husband Juan Carlos, their 2 children Carlos and Daniella and their puppy Milo.
She enjoys music, going to the movies, beach days and spending quality time and traveling with her family.
Joanna lives in Miami, Florida with her husband Juan Carlos, their 2 children Carlos and Daniella and their puppy Milo.
She enjoys music, going to the movies, beach days and spending quality time and traveling with her family.
Contact Joshua S. Weber
Contact Maria Consuelo Tarazona
Contact Sergio Espinoza Baviera
Contact Ted Wood
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Contact Robert Trulock
Contact Joe Cardwell
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Lisa Bingaman, CFP®
Financial Planning Director, Vice President
About Lisa Bingaman
Lisa is a Vice President and Financial Planning Director serving Morgan Stanley’s Wealth Management offices in the state of Georgia. She is responsible for helping Financial Advisors’ clients and prospects with their financial planning needs.
Lisa is a CERTIFIED FINANCIAL PLANNER™ and Chartered Financial Consultant® who began her career in Financial Services in 2007. She has been Series 7 and Series 66 registered, and Life/Health/Variable Annuities Licensed for 17 years. Before joining Morgan Stanley, Lisa was one of five Internal National Certified Financial Planners for Nationwide Financial, but the bulk of her experience was with Wells Fargo Advisors, where she collaborated with several teams and Financial Advisors in the Southeast region to consult on processes and procedures for implementing Financial Planning into the practice. Here, she mentored under a Branch Manager and CFP®, while working towards her own designations.
In addition to her degrees in Business Management and Psychology, Lisa holds a Bachelor of Science in Consumer Economics with a Concentration in Financial Planning from the University of Georgia. She lives in Middle Georgia with her husband and their 2 children, where they spend most of their free time on the baseball and soccer fields.
Lisa is a CERTIFIED FINANCIAL PLANNER™ and Chartered Financial Consultant® who began her career in Financial Services in 2007. She has been Series 7 and Series 66 registered, and Life/Health/Variable Annuities Licensed for 17 years. Before joining Morgan Stanley, Lisa was one of five Internal National Certified Financial Planners for Nationwide Financial, but the bulk of her experience was with Wells Fargo Advisors, where she collaborated with several teams and Financial Advisors in the Southeast region to consult on processes and procedures for implementing Financial Planning into the practice. Here, she mentored under a Branch Manager and CFP®, while working towards her own designations.
In addition to her degrees in Business Management and Psychology, Lisa holds a Bachelor of Science in Consumer Economics with a Concentration in Financial Planning from the University of Georgia. She lives in Middle Georgia with her husband and their 2 children, where they spend most of their free time on the baseball and soccer fields.
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Creating customized financial strategies for the challenges that today’s families face.
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Financial Planning for Life After Selling a Business
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Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Fairway Principle Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9GlobalCurrency is available to clients of Morgan Stanley Smith Barney LLC with an eligible brokerage account. Before undertaking foreign exchange transactions, clients should understand the associated risks.
Engaging in foreign currency transactions entails more varied risks than normally associated with transactions in the domestic securities markets. Attention should be paid to market, credit, sovereign, and liquidity risks. The foreign exchange transactions and deposits discussed in this material may not be appropriate for all clients. The appropriateness of a particular investment or strategy depends upon a client’s particular circumstances and objectives. This material does not provide individually tailored investment advice.
10Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9GlobalCurrency is available to clients of Morgan Stanley Smith Barney LLC with an eligible brokerage account. Before undertaking foreign exchange transactions, clients should understand the associated risks.
Engaging in foreign currency transactions entails more varied risks than normally associated with transactions in the domestic securities markets. Attention should be paid to market, credit, sovereign, and liquidity risks. The foreign exchange transactions and deposits discussed in this material may not be appropriate for all clients. The appropriateness of a particular investment or strategy depends upon a client’s particular circumstances and objectives. This material does not provide individually tailored investment advice.
10Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
