Eduardo Gerami
My Mission Statement
My Story and Services
Eduardo brings more than 12 years of experience built from the ground up, shaped by a relationship-driven approach centered on truly understanding clients—not only their financial objectives, but who they are and what matters most to them. His perspective is informed by a deep international banking background, which enables him to anticipate needs and connect the dots across a client’s full financial life, beyond portfolio management alone.
Eduardo began his financial services career in 2011 at Banco Santander in Miami, where he spent 11 years building a foundation in international wealth management. During that time, he was based in Nassau covering Central America and Mexico, and later in Geneva covering Mexico. He subsequently joined JPMorgan in the U.S., continuing to advise clients with a focus on the Mexico market prior to joining Morgan Stanley in 2026. He earned a B.A. in Economics from the University of Miami and is fluent in Spanish.
Eduardo works closely with a team of product specialists and collaborates seamlessly with outside advisors, attorneys, and family offices to deliver a coordinated, well-rounded approach to wealth planning and implementation.
Outside the office, Eduardo is a devoted husband and father. His wife, Sylvana, and their two children, Sofia and Reza, are at the center of everything he does. He enjoys traveling with his family and believes that being grounded at home strengthens the care, commitment, and perspective he brings to every client relationship.
INTERNATIONAL WEALTH MANAGEMENT
Our International Wealth Management (IWM) offering is designed for clients who reside outside the United States and want the resources of a U.S.-based wealth management platform. Through Morgan Stanley International Wealth Management, we focus on the sophisticated needs of high net worth and ultra-high net worth families, individuals and foundations—helping address the complex challenges that can come with managing wealth across borders, generations, cultures and changing market environments.
We work in close coordination with Morgan Stanley's integrated capabilities across Wealth Management, Investment Management and Institutional Securities to deliver expansive investment platforms, comprehensive wealth planning and cash management and lending solutions. Clients can work with our team on a brokerage basis, an advisory basis, or a combination of the two—and the relationship can be customized to fit preferences, including the level of investment discretion.
From Miami, our team is well-positioned to support eligible clients and families with strong ties to Mexico, helping simplify cross-border financial complexity while pursuing long-term goals. International accounts and services are subject to jurisdictional rules and country-specific guidelines, and not all products and services are available in all jurisdictions or countries.
WHERE WE FIT IN
We advise accomplished business owners and senior executives with complex balance sheets—often including family office-style structures and significant assets tied to their companies. Many of the families and leadership teams we serve have strong ties to Mexico, but our approach is built for globally connected clients wherever they live and do business. We begin by developing a deep understanding of your personal and corporate priorities, then assemble the right Morgan Stanley specialists to help simplify complexity across investments, liquidity and long-term planning.
For executives, that often means helping you manage the challenges that come with concentrated stock and equity compensation—where tax, regulatory requirements and public perception all matter. We can help evaluate diversification and liquidity strategies in the context of your objectives, risk profile, time horizon and coordination with your outside tax and legal advisors. When appropriate, we can connect you to Morgan Stanley's Executive Services capabilities, including 10b5-1 trading plans and Rule 144 support—an area where The Washington Service has ranked Morgan Stanley #1 for 21 years (based on Form 144 filings with the SEC from 2/1/2005–12/31/2024).
For business owners and family enterprises, we support pivotal moments—from preparing for a sale, merger, private transaction or succession planning, to building the structure and investment strategy designed to help preserve and deploy new wealth after a transition. We also focus on the day-to-day financial demands that can be just as critical at your level: cash flow and liquidity management, securities-based lending and other customized lending solutions, and help coordinating across multiple accounts and entities, so you have clearer visibility and control.
Not all products and services are available in all jurisdictions or countries. Morgan Stanley and its Financial Advisors and Private Wealth Advisors do not provide tax or legal advice; please consult your own tax and legal advisors before making any tax- or legal-related decisions.
For 21 years in a row, The Washington Service has ranked Morgan Stanley number 1 in Rule 10b5-1 and 144 Transaction Services for executives. Learn more about our Executive Services offering.
If you have poured years—maybe even decades—of your life into building a business, the time to sell may come with mixed emotions. Figuring out what comes after this significant milestone can seem daunting.
Designed for executives who have significant wealth in stock and options of their company, the Concentrated Stock and Options Analysis illustrates various valuations of holdings as well as hypothetical diversification scenarios.
While building a successful family business is a remarkable accomplishment in its own right, positioning future generations to build on that foundation can be far more challenging. Many founders want to continue creating long-term wealth for their families even after their succession.
Equity awards are a recognition of your hard work. Let's help put them to good use. Leveraging an innovative analysis platform, our team provides strategy and perspective to help you maximize the impact of your equity.
When it comes to providing institutional-level support for your family office, scale matters. Our offering aims to bring together specialized investment services and operational support to enhance your life and legacy.
Find tax-related insights for your equity compensation, register for exclusive events, access your tax forms, and more.
Whether your business is newly launched or has been thriving for many years, you might find yourself in need of financing to support growth or sustain operations. In any case, these goals could be within your grasp—if you can get the right financing.
WHY MORGAN STANLEY?
A Firm You Can Trust
Morgan Stanley has over 80 years of experience advising our clients on creating, trading, managing and distributing capital— and we do so with a standard of excellence. At Morgan Stanley Wealth Management, exclusive access to vast resources, combined with our unique capabilities, gives us the means to support your goals at every life stage. Our commitment to building, preserving and managing the wealth of our clients forms the foundation of everything we do.
Doing Business With Integrity: A Focus on Core Values
Since our founding in 1935, Morgan Stanley has consistently delivered first-class business in a first-class way. Our five core values define not only our success, but who we are:
Putting Clients First
Always keep our clients' interests first. Work with colleagues to deliver the firm's best to every client. Listen to our clients' needs and goals.
Doing the Right Thing
Act with integrity. Think like an owner to help create long-term shareholder value. Value and reward honesty, collegiality and character.
Leading with Exceptional Ideas
Break new ground. Let facts and different points of view broaden our perspective. Be vigilant about what we can do better.
Giving Back
Be generous with our experience, time and money. Invest in the future of our communities and our firm. Mentor the next generation.
Commit to Diversity & Inclusion
Value individual and cultural differences as a defining strength. Champion an environment where all employees feel a sense of belonging—are heard, seen and respected.
Global Resources, Local Experience
Morgan Stanley Wealth Management is one of the largest, most established wealth management businesses in the industry, with almost 16,000 Financial Advisors and $2.4 trillion in client assets. Our Institutional Securities Group and Investment Management businesses expand our wealth management capabilities, delivering investment banking, capital markets and institutional investing services to corporations, organizations and governments around the world.
Wealth Management
A global leader dedicated to delivering services and solutions that help you build, preserve and manage wealth and reach your goals.
Investment Management
Global investment manager delivering innovative investment solutions across public and private markets worldwide.
Institutional Securities Group
One of the world's top firms in M&A, equity underwriting and debt financing.
By the Numbers
Wealth Management
- 16,000 Financial Advisors and Private Wealth Advisors in 600 locations
- $2.4 trillion in client assets
- No. 1 in Investment Advisory assets under management
Firm
- 57,000+ Employees
- Tier 1 Risk-Based Capital Ratio under U.S. Basel I of approximately 16.5% and levage 8.3%
- Stable Credit rating A3, BBB+ and A by Moody's, S&P and Fitch, respetively
Our Investment Platform
1 Wold-Class Global Investment Committee
- Establish allocation guidelines based on their forecasting.
- Asset class recommendations to help Financial Advisors guide you.
- 50+ Manager Analysis and Portfolio Strategy Analysts.
- Assess quality of investment managers.
- Develop opportunistic trade ideas.
- Implement ideas via model portfolios.
- 450+ Morgan Stanley & Co. Research Analysts.
- Analysts in 21 countries.
- Cover over 3,000 securities.
- Support the flow of ideas.
- 1,400+ Third-Party Intellectual Capital Investment Managers.
- Wide selection of third-party investment managers approved for use in advisory programs.
MODERN WEALTH TOOLS & RESOURCES
Morgan Stanley's comprehensive suite of digital resources has been carefully designed to help enhance each and every aspect of your financial portfolio and life. Learn more about some of the Modern Wealth Management Tools that we offer to our valued clients.
Beyond viewing your account balance and activity, Morgan Stanley Online (MSO) has a suite of features that allow you to manage your everyday finances from paying bills and sending money to transferring funds and authorizing transactions with eAuthorizations.
View all your external financial accounts directly in Morgan Stanley Online or the mobile app. By linking your accounts, you'll benefit from more informed wealth planning, secure data access and convenient connectivity.
At Morgan Stanley, safeguarding your assets and personal information is among our highest priorities. Learn about our security measures and use our resources and ideas to help protect yourself online.
Reserved Living & Giving is a tiered complimentary loyalty program that rewards Morgan Stanley's most valued clients. The program is designed to enhance your lifestyle and relationship with the firm beyond traditional wealth management services.
With perspectives on the forces shaping the market, join Morgan Stanley's Chief Investment Officer and Chief US Equity Strategist as he and his colleagues discuss their viewpoints regarding the latest trends in the financial marketplace.
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.
This document outlines the 2026 tax rate schedule, education and health savings account limits, retirement contribution and deduction limits, among other information.
Location
Portfolio Insights
Retirement
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Philanthropy
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
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The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
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The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
