Patti Leach
Portfolio Associate, Market Coach
Phone:
(208) 665-4248(208) 665-4248
Don Icardo
First Vice President, Wealth Management,
Financial Advisor,
Lending Specialist
Direct:
(208) 665-4245(208) 665-4245
Toll-Free:
(800) 832-7648(800) 832-7648
My Mission Statement
As the financial world becomes more complicated, careful planning becomes essential to helping you achieve your financial goals. We help families uncover opportunities to protect their financial future.
My Story and Services
Don Icardo began his career as a Financial Advisor in 2001 at Merrill Lynch in Los Angeles, CA. In 2008, he transitioned his practice to Smith Barney which was eventually acquired by Morgan Stanley. As a 20 plus year veteran of the financial-services industry, Don has led his clients through multiple economic and market cycles.
Don helps his clients achieve their financial goals through a commonsense approach to financial planning and risk management. He helps his clients understand the risks associated to their wealth and how to best protect it. His practice is built on trust, integrity, transparency and making sure his clients are educated about the decisions they are making.
Don holds a bachelor’s degree in economics with an emphasis on business from the University of California, Irvine. He has earned his Series 7, Series 63, Series 65 as well being recognized as Certified Insurance Planning Director in 2019.
Don moved from Los Angeles in 2016 to Coeur D Alene, Idaho with his wife, Kori and their 5 children. Growing up on a farm, it was time for him to get back into space and out of the city. While not at work, Don enjoys working on his small farm and ranch with his family, helping homeschool his children, spending time outdoors and playing soccer.
Don helps his clients achieve their financial goals through a commonsense approach to financial planning and risk management. He helps his clients understand the risks associated to their wealth and how to best protect it. His practice is built on trust, integrity, transparency and making sure his clients are educated about the decisions they are making.
Don holds a bachelor’s degree in economics with an emphasis on business from the University of California, Irvine. He has earned his Series 7, Series 63, Series 65 as well being recognized as Certified Insurance Planning Director in 2019.
Don moved from Los Angeles in 2016 to Coeur D Alene, Idaho with his wife, Kori and their 5 children. Growing up on a farm, it was time for him to get back into space and out of the city. While not at work, Don enjoys working on his small farm and ranch with his family, helping homeschool his children, spending time outdoors and playing soccer.
Securities Agent: MA, CA, AZ, NY, ID, FL, TN, WA, UT, TX, OH, OR; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1339464
NMLS#: 1339464
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Complimentary Second Opinion Service
In this challenging economy, you probably know a friend, family member or colleague who may be in a complex situation or just unhappy with the advice from their financial advisor – it’s not uncommon. Recent studies have shown that over 80% of high net worth investors would value a second opinion.
In order to help the people you care about achieve their financial goals, I have created our complimentary Second Opinion Service. I am pleased to offer your friends, family and associates some of the same experience and guidance that you’ve come to expect as a valued client.
In order to help the people you care about achieve their financial goals, I have created our complimentary Second Opinion Service. I am pleased to offer your friends, family and associates some of the same experience and guidance that you’ve come to expect as a valued client.
Work with a company that redefines wealth management
Ask ten investors to define wealth management. Actually, ask ten “wealth managers” to do so. You’ll almost definitely get ten different answers, and most are likely to be heavily focused on investing. As a client of mine, however, you benefit from a cutting-edge advice that has a clear and comprehensive vision of wealth management.
The consultative process
I approach each new engagement with a collaborative process. This allows me to have an open dialogue in which to learn about your values and goals while working with you to tailor a plan to help meet them. As a valued client, you’ll recognize each of the five steps below and can offer a portion of our services, complimentary, to your friends, family and associates.
What to expect from the Second Opinion Service?
I will meet with your friends, family and associates for a discovery meeting and then invite them back for a wealth management plan meeting. Hopefully, I can confirm they’re on track to meet their values and goals. If needed, I will suggest ways in which we can help, including recommending someone else if I am not a good fit for their needs. Either way, they’ll receive both a Total Client Profile and personalized analysis of their current situation.
Working With You
As your dedicated wealth manager, my role is to help you develop a personalized financial strategy that lays out a clear path to your goals; a strategy you can follow, helping you make informed, confident decisions in today’s complex financial markets.
Over the years, I have developed a five-step consulting process designed to empower you to achieve and maintain your financial goals.
Over the years, I have developed a five-step consulting process designed to empower you to achieve and maintain your financial goals.
Step 1: Detailed Discovery Interview
From the onset, I will spend a great deal of time getting to know you, gathering important information about you and your family and establishing your specific financial objectives. You’ll find the process is unique and is focused on truly understanding your manner of thinking and feeling; specifically, where you came from and where you want to go.
Step 2: Goal Clarification
Here, I will develop an in-depth summary of your goals and how each will be addressed.
Step 3: Current Position and Goal Navigation
During this critical step, a deep understanding of your entire financial situation is gained -- including your current investment strategy and how you’ve fared to date – to prepare a tailored outline of specific, measurable and time-targeted objectives. This detailed review goes beyond investment recommendations to look at more complex wealth management strategies, such as cash flow management, risk management, estate planning needs and lending objectives.
Step 4: Strategy Recommendations
This step is focused on creating prospective strategies that are custom-designed for your specific risk tolerance, time horizon and goals.
Step 5: Proposed Goal Map and Service Model
Finally, I will share an overall roadmap to manage your assets and provide a highly personalized service model for working with you and your family.
Our Suite of Digital Tools & Insights
Morgan Stanley Online
Your investments and everyday finances are always just a few clicks away with Morgan Stanley Online (MSO) and the Morgan Stanley Mobile App.
Access MSO Here
Reserved Living & Giving
Reserved Living & Giving is a tiered complimentary loyalty program that rewards Morgan Stanley's most valued clients. Members can enjoy special discounts and timely insights to support them at home and beyond.
View Offers From Reserved Living & Giving
Total Wealth View
Complete your financial picture with Total Wealth View. By linking your account information, you will benefit from more informed wealth planning, more secure data access, and convenient connectivity.
Total Wealth View
2023 Tax Tables
This document outlines the 2023 tax rate schedule, education and health savings account limits, retirement contribution and deduction limits, among other information.
Access the Tax Tables Here
Morgan Stanley CashPlus
Easily access your cash with the Morgan Stanley CashPlus account. Along with ATM fee rebates, identity protection, the CashPlus accounts allows you to easily manage your account online.
Morgan Stanley CashPlus
Thoughts on the Markets Podcast
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Check out the Latest Episode
Goals Based Planning
Working with us and pairing with our technology is a great way to access advice and build a wealth plan. Read more about the advantages of working with our planning technology in reaching your financial goals.
Learn About GPS
Global Investment Committee "On the Markets" Report
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
Read the Latest ReportIndividual Plans For Individuals like You
Goals you set today will evolve over time. Our process is designed to evolve with them - and with the changing circumstances of your life. Holistic in its approach, our planning process will encompass all the elements of your financial and personal life, making sure they align with your current and future goals.
Leveraging a sophisticated suite of analytical tools, as well as decades of industry experience, our team can help you take charge of your financial future and achieve your goals.
Leveraging a sophisticated suite of analytical tools, as well as decades of industry experience, our team can help you take charge of your financial future and achieve your goals.
Goals Planning System (GPS)
Goals Planning System (GPS) is Morgan Stanley's own integrated planning tool. Built on the Firm's intellectual capital and capabilities. GPS is an intuitive and efficient platform used to quickly assess whether a client is "On Track" to achieving their financial goals.
Click Here To Learn More
Total Wealth View
Complete your financial picture with Total Wealth View. By linking your account information, you will benefit from more informed wealth planning, more secure data access, and convenient connectivity.
Learn More About Total Wealth View
Spending & Budgeting Tool
One way to manage savings is by using Morgan Stanley's Spending & Budgeting tool. This tool helps advisors monitor client cash flows across both internal and external accounts. It also tracks spending patterns and produces an income and expense analysis to help clients achieve their goals by adjusting their spending behavior when necessary.
Click Here To Learn More
Aladdin - Portfolio Risk Tool
The Portfolio Risk Platform integrates the leading risk analytics engine into Morgan Stanley Wealth Management's platform to improve the quality, transparency, and efficiency of the end to end risk management processes for the Firm and our Clients.
Location
505 E Front Ave
Ste 201
Coeur D Alene, ID 83814
US
Direct:
(208) 665-4245(208) 665-4245
Toll-Free:
(800) 832-7648(800) 832-7648
Fax:
(213) 486-8857(213) 486-8857
Meet My Team
About Patti Leach
Patti joined Morgan Stanley in 2013 and has over 20 years experience in the industry. She recently earned the title of Portfolio Associate and became a Market Coach.
Her primary responsibilities include partnering with her Financial Advisors to provide daily operational and administrative support. She is also responsible for overseeing the client engagement process by cultivating and enhancing new and existing client relationships through active communication. Her goal is to provide responsive and thoughtful support in all client matters.
Patti has been married to her husband Charlie for 19 years. She has 2 stepchildren, Casey 28 and Cody 25, a granddaughter Aubrie 10, and a second grandchild due July 2024. In her free time Patti enjoys reading, cooking, and being active outdoors.
Her primary responsibilities include partnering with her Financial Advisors to provide daily operational and administrative support. She is also responsible for overseeing the client engagement process by cultivating and enhancing new and existing client relationships through active communication. Her goal is to provide responsive and thoughtful support in all client matters.
Patti has been married to her husband Charlie for 19 years. She has 2 stepchildren, Casey 28 and Cody 25, a granddaughter Aubrie 10, and a second grandchild due July 2024. In her free time Patti enjoys reading, cooking, and being active outdoors.
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Wilson Calansingin
Associate Private Banker
About Wilson Calansingin
Wilson Calansingin is an Associate Private Banker serving Morgan Stanley Wealth Management offices in Washington State.
Associate Private Bankers partner with Private Bankers and Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Wilson began his career in financial services in 2006, and joined Morgan Stanley in 2021 as an Associate Private Banker. Prior to joining the firm, he was a Premier Banker at Wells Fargo Bank, N.A.
Wilson is a graduate of Ateneo de Manila University, where he received a Business Management degree with a focus in Finance. He lives in Tacoma, Washington. Outside of the office, Wilson enjoys golfing.
Associate Private Bankers partner with Private Bankers and Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Wilson began his career in financial services in 2006, and joined Morgan Stanley in 2021 as an Associate Private Banker. Prior to joining the firm, he was a Premier Banker at Wells Fargo Bank, N.A.
Wilson is a graduate of Ateneo de Manila University, where he received a Business Management degree with a focus in Finance. He lives in Tacoma, Washington. Outside of the office, Wilson enjoys golfing.
NMLS#: 711776
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact Don Icardo today.
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
5Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
5Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
