Mountain States Market Office

David is a Managing Director and Market Executive of the Mountain States Market, overseeing our Wealth Management business in Colorado, Utah, and Wyoming. Prior to this role – David held Market Executive roles in both our Sacramento Market and most recently, our Greater New Jersey Market.

David began his career in the Financial Services industry in 1996 as a Financial Advisor in San Francisco. In 2001, he became a Producing Branch Manager in Santa Rosa, CA – and in 2005 transitioned to full-time management as a Non-Producing Manager – leading branches in Santa Rosa, San Rafael, and then San Francisco, CA. In 2009, he took on his first Market Executive role in Sacramento.

David was born and raised on Long Island, NY and is a 1992 graduate of Stony Brook University - where he played lacrosse and earned a degree in Economics. Following graduation, he entered the United States Marine Corps where he served for 10 years as an Infantry Officer on both active duty and in the reserves.

David resides in Littleton, CO with his wife Lori and their Aussie-Doodles – Ozzie and Roxie. Their children Chad, Jordyn, and Austin reside in California and Washington. In his free time - he enjoys hiking, skiing, golfing, and spending time with family.

Jessica Urbanski, Associate Market Manager and First Vice President for the Mountain States Market, has over 20 years of wealth management experience. As a member of the Market leadership team, she plays a key role in the overall management of all aspects of the three-state Market. Her responsibilities include sourcing and developing the next generation of financial advisors, maintaining a superior and consistent level of client service, developing cohesive teams and providing consistent leadership. Prior to joining Morgan Stanley, she developed her expertise through various wealth management roles at SunTrust Bank, Merrill Lynch and IBERIA Wealth Advisors. She is a Certified Financial Planner™ and a Certified Trust and Fiduciary Advisor and is Series 7 and 66 licensed.

A South Louisiana native, Jessica earned her bachelor’s degree from the University of Alabama. In addition to her commitment to Morgan Stanley, she is dedicated to the broader community through volunteer work with various community and professional organizations, such as the United Way, Estate Planning Council of Broward County, and Big Brothers Big Sisters.

Audrey Molina is a First Vice President, Market Business Service Officer, for the Mountain States Market which includes fourteen branches in the states of Colorado, Utah, and Wyoming. Audrey began her career with Morgan Stanley in 1981. She moved to Dallas TX and was a manager for multiple branches supporting service, compliance, and risk. Audrey now lives in Colorado where she leads the service team for the market. The Mountain States Market is committed to the firm’s core value of “Put Clients First” and strives to provide world class service to each client. Equally important is to ensure there is an inclusive and welcoming environment for all employees in these branches.

Audrey grew up in Longview Tx where she started her career. She moved to Dallas TX where she was a manager for 35 years until moving to Colorado with her family. Audrey and her family enjoy hiking, camping and traveling to visit friends and family.

As the Senior Risk Officer, Denise protects the interests of clients, Financial Advisors, and the firm. While much of her role is to identify policy adherence, Denise has the unique ability to apply critical thinking that transforms compliance policy into solutions for real world scenarios.

Denise works with Financial Advisors to establish best practices to ensure that clients are receiving the Morgan Stanley Standard of Care.

Denise began her career in the Financial Services industry in 2008, joining Morgan Stanley in 2017 as a Risk Officer for the San Diego, CA, Market. In 2024, Denise joined the Leadership team as Senior Risk Officer for the Mountain States Market.

Denise spends her free time with her daughters, Zoe and Cassidy or hiking with her partner, Paul. She enjoys painting and drawing and carries a sketch book with her wherever she goes.

Denise is very active in the community and volunteers for Feeding America, Fill A Belly Carlsbad, Happy To Help SM, Frosted Faces Foundation, and is a member of Toastmasters International.