Loveland-Centerra Branch Office

Craig A. Moddelmog Sr. is the financial quarterback for all the clients that he serves and executes a finely tuned process for creating a personalized strategy designed to integrate virtually all the pieces of your financial life. Craig's commitment to taking the time to fully understand who you are and what matters most to you allows him to deliver strategies intended to move in lockstep with your investment needs.

Craig's experience and knowledge allow him to assist clients with wealth accumulation, wealth preservation, and wealth transfer strategies through a disciplined wealth management process. This process encompasses asset allocation, client portfolio management, retirement planning, liability management, tax mitigation and asset preservation strategies.

Craig began his career in the financial services industry in 1993. Craig earned his B.S. from the University of Northern Colorado in 1991, and received Masters of Arts from The University of Northern Colorado in 1992. Craig holds several securities registrations including the series 7, 63, 65, 24, 9 & 10, and is a Chartered Retirement Planning Consultant, CRPC^®, He also holds a Colorado Insurance license.

Stephanie Glassman serves as the Business Service Officer for the Loveland, Colorado branch, where she leads a team of support professionals dedicated to delivering world-class service to clients. In her role, she also collaborates closely with financial advisors to address their business needs and contributes to the growth of their practices.

With over 22 years of experience in the financial services industry, Stephanie brings a wealth of operational knowledge and a strong commitment to developing high-performing teams. She is a dedicated mentor, committed to helping others to reach their full potential. Additionally, she has had the privilege of serving as the national program lead for new advisor training, where she played a pivotal role in shaping the next generation of financial advisors.

Stephanie received her BA in Business Administration from the University of Northern Colorado, and she holds FINRA Series 7, 9, 10, and 66 licenses.

Outside of work, Stephanie cherishes time spent with her family, and their fur baby, Mojo. She also has a love for the outdoors and can be found hiking and biking one of the amazing trails Colorado has to offer.

Sara uses her background as a Certified Financial Planner to help our clients structure wealth management strategies and personal financial plans that reflect their values, goals, and circumstances. She leverages sophisticated, detailed risk analysis and performance evaluation to align each client’s plan with their specific objectives. Sara was selected as a Global Sports and Entertainment Associate, due to her experience working with team owners, athletes, coaches, and social media influencers. She collaborates with their business managers, agents, attorneys, and accountants to help coordinate the overall management of their unique financial situation.

Prior to joining Morgan Stanley, Sara was captain of the Division I Women’s Basketball team at Colorado State University, where she led the team in assists as a senior, while also making the Mountain West All- Academic team, the Dean’s List, and earning a community service award. After graduation she was hired as an Assistant Coach for the CSU Women’s basketball team. Sara moved back to Northern Colorado and joined her father and brother-in law at Morgan Stanley in 2015, after working for Jackson National Life Insurance and Annuities and Michigan Financial Companies. She earned the Certified Financial Planner and Chartered Retirement Planning Counselor designation at the College for Financial Planning. These prestigious designations reflect her knowledge, skills, and commitment to upholding high ethical standards. Coaching has always been a part of Sara’s life and she continues to do so in her role at Morgan Stanley, as she now coaches' clients and their families to help them on their path to financial wellness.

Sara lives in Windsor Colorado with her son and daughter. She is an active member of the community coaching her kids in youth sports at the local YMCA, and Mighty Kicks Soccer. Sara supports many organizations focused on serving the community, including American Cancer Society, Hearts and Horses, Ace Scholarships, Partners Mentoring youth, and many others. She currently serves on the Executive Committee and Board of a Women’s Place in Weld County, an organization that helps domestic violence victims find safety and security. Sara believes that we are each called to give back, serve others, and work hard to make our lives, our families lives, and our communities better.

At Morgan Stanley, Adam focuses primarily on capital markets. He has been working with our clients to align their portfolios with their goals and objectives.

Adam began his career in financial services after serving six years in the U.S. Navy. He proudly served two combat tours in Iraq and Afghanistan, as a Navy Corpsman, earning an honorable discharge in 2008. Adam’s military background enhances his resourceful, measured approach to investment management.

He has been in financial services for 12 years, working for USAA for 3 years on a trade and service desk before becoming a comprehensive financial advisor. Adam has been with Morgan Stanley since 2014 and has attained the title of Portfolio Management Director and Vice President.

Adam earned a B.A. in Political Science from Metropolitan State University of Denver. In addition, he is a licensed Chartered Retirement Planning Counselor, highlighting his experience and a deep knowledge in virtually all areas of retirement planning.

Adam and his wife, Taylor, have two daughters and reside in Windsor, CO. An active member of the local community, Adam is a graduate of the Loveland Leadership class of 2015 and a member of the Larimer County Sheriff Centurions Organization.

Susan Cattand serves as Business Development Manager for the Mountain States Market and is responsible for helping Financial Advisors grow and scale their practice. With a focus on understanding Financial Advisors’ goals and priorities, she connects them to firm resources to enhance and deepen their relationships with their clients. Susan has been in the financial services industry for 18 years and joined Morgan Stanley in 2025. Prior to Morgan Stanley, Susan was in National Accounts at Janus Henderson Investors, where she deepened key broker-dealer home office partnerships in the wirehouse channel. Prior to that, she held various roles in marketing and administration at Janus Henderson.

Originally from North Carolina, but being part of a military family, Susan spent a large part of her childhood in the Netherlands before moving to Colorado during high school. She earned her bachelor’s degree in sociology from the University of Colorado and is Series 7, 63 and 65 licensed. She serves as Co-Head of the Denver Chapter of Women in ETFs where she is active in their Mentorship and University Outreach programs, helping young women learn more about the financial services industry and grow in their careers.

Susan and her husband Rob are nearly empty nesters located in southeast Aurora, CO. They have two college-aged daughters and an adult son. Susan spends her free time trying new recipes, working on her golf game, catching live music and theater, and supporting her sports teams, the Colorado Rapids, Tottenham Hotspur and the Pittsburgh Steelers.

​Matt Williams is the Consulting Group’s Regional Advisory Director for Morgan Stanley’s Western and Mid America Regions. In this capacity, Matt manages the strategic initiatives, coverage model and sales director team for the Consulting Group business line. In addition, Matt is responsible for business development, marketing and sales efforts of investment advisory services throughout the mountain states region. He works directly with Financial Advisors on improving their usage and knowledge of the advisory platforms. Additionally, Matt works closely with other strategic areas of focus for the advisory business including MS Virtual Advisor, MS Portfolios Solutions and the CG Fixed Income Specialists team. ​Prior to his role as Regional Manager/Regional Director, Matt was the Senior Divisional Analyst for Western & Central Division. In this position Matt oversaw 10 technical analysts located across the western part of the country. Matt was also responsible for training analysts that work for branches or individual Financial Advisors. Matt has a B.S. in Finance from the University of Utah and is Series 7, 9, 10 and 66 licensed. Matt also holds the Certified Investment Management AnalystSM designation, administered by the Investments and Wealth Institute.

John Jameson is a Regional Director within the Alternative Investments Group at Morgan Stanley, covering the Western Region. John joined Morgan Stanley from SkyBridge Capital where he was a Vice President covering hedge funds, real estate, private equity, and credit strategies for Financial Advisors in the Southeast. During his time at SkyBridge John worked with Financial Advisors and their teams to build out the alternative investment sleeve of their portfolio. John looks forward to continuing that success here at Morgan Stanley across both proprietary and third-party strategies. A native to Georgia, John received a B.S. in Business from the University of Georgia and will be based in New York, NY.

Chad Johnson has been with Morgan Stanley for over 12 years and has held a number of roles within the firm. Initially joining Morgan Stanley in Chicago Financial Advisor in the firm’s Client Advisory Center. Chad has been a Client Service Associate, Complex Client Service Associate Coach and currently a Field Training Specialist. Chad’s experience across these different roles at Morgan Stanley has allowed him to hone his skills in the firm’s platforms, with a particular strength in Modern Wealth engagement. Before Morgan Stanley, Chad worked at small regional investment firm in Chicago where he built his book of business through vigorous cold calling. Chad covers multiple markets within Morgan Stanley’s Western Region, spanning across Colorado, Utah, Wyoming, Nevada and California. He has exceled at incorporating Modern Wealth Management tools into a business practice, with the client in mind.

Chad graduated from Michigan State University where he studied Telecommunications. In his free time, he can be found enjoying all the outdoor activities Colorado has to offer with his wife and 3 children.

Paul is a Wealth & Estate Planning Strategist in Morgan Stanley’s Wealth Management Division, delivering sophisticated wealth planning advice to high-net worth individuals and families by advising on a variety of complex income, estate, gift and generation-skipping transfer tax planning techniques.
Prior to joining Morgan Stanley in 2022, Paul was an associate in the Private Wealth Planning group of the law firm Baker & Hostetler, LLP in its Denver, Colorado office. Previously, Paul was an associate in the Estates, Trusts & Tax Planning group of the law firm Pillsbury Winthrop Shaw Pittman, LLP in its New York, New York office. Paul’s career in private practice focused on developing and implementing sophisticated wealth planning advice and estate plans for high-net worth individuals and families to preserve wealth, protect assets from creditors and enhance philanthropic goals.
Paul attended Boston College where he earned a Bachelor of Arts in English. Thereafter, Paul earned his Juris Doctor from the Villanova University School of Law. After law school, Paul earned his Master of Laws (LL.M.) in Taxation from the New York University School of Law.