About Us

David is a true Seattle native born in Bellevue, WA. He and his wife, Megan have three children, James, Holly and Brooke, and reside in Kirkland, WA. David joined Morgan Stanley in 2000 after starting his financial services career in 1995. Growing up on the Eastside, David was raised with a strong work ethic with his father and uncle at Gardner Distributing (1989-1995). David holds a bachelor’s degree in business from Washington State University and completed his CFP® designation in 2003.

David is an active member in the Kirkland community. He is currently serving as a Board Member of the Kirkland American Little League and the Lake Washington High School Kang Football Gridiron Board. He has coached football, basketball and is now coaching youth softball. David and his family enjoy traveling, going to Seahawks and Mariner games, and are members of the Mariners RBI Club.
Services Include
  • Wealth Management1
  • 529 Plans2
  • Estate Planning Strategies3
  • Financial Planning4
  • Planning for Education Funding5
  • Professional Portfolio Management6
  • Retirement Planning7
Securities Agent: WA, WY, WI, VA, TX, RI, OR, OH, NY, NV, NM, NJ, NC, MT, ME, MD, MA, IN, IL, ID, HI, GA, FL, DC, CO, CA, AZ, AR, AL, AK; Managed Futures; General Securities Representative; BM/Supervisor; Investment Advisor Representative
NMLS#: 1398702
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Education

Clients like you are my most meaningful asset. Your business and confidence is of the utmost importance. To best serve you, I only work by referral. If you know a family member, friend, or business associate who would appreciate the same level of service I provide you, please forward me their name and number. You can rest assured that anyone you refer to me will receive the highest degree of professional service. Although we may not do business today, both my clients and I have found it valuable to meet and exchange ideas.
  • Washington State University Bachelors in Business 1988

Experience

2000 - Current: Morgan Stanley*



1996 - 2000: Mass Mutual



1989 - 1996: Gardner Distributing

    My Clients

    Clients like you are my most meaningful asset. Your business and confidence is of the utmost importance. To best serve you, I only work by referral. If you know a family member, friend, or business associate who would appreciate the same level of service I provide you, please forward me their name and number. You can rest assured that anyone you refer to me will receive the highest degree of professional service. Although we may not do business today, both my clients and I have found it valuable to meet and exchange ideas.

      Client Service Team

      • Eric Shulda - Senior Registered Client Services Associate
        Eric has worked in the financial services industry for 17 years and for Morgan Stanley for the last 12 years.  He is a financial planning associate and senior registered client services associate.   Eric is available to answer any questions or concerns regarding new accounts, online access, account administration, funds transfers, banking, lending, and cash management.  Eric holds Series 7, 63 and insurance licenses.  

        Born in Texas, Eric moved to Seattle in 1985.  He has two children and spends most of his free time on the sidelines of youth sports, hanging out with family and friends, and exploring the parks and campgrounds of the Pacific Northwest.  When hes not coaching his kids games, he can be found cheering for the Seahawks, Sounders and Mariners. 

        Eric can be reached at (206) 344-2419 or via email at eric.j.shulda@morganstanley.com.

         

      Location

      601 Union Street
      Suite 5200
      Seattle, WA 98101
      US
      Direct:
      (206) 628-4444(206) 628-4444
      Investment and Market Perspectives

      On the Markets

      Retirement

      Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
      • 401(k) Rollovers
      • IRA Plans
      • Retirement Income Strategies
      • Retirement Plan Participants
      • Annuities
      The Simple Six-Step Retirement Checkup

      The Simple Six-Step Retirement Checkup

      Given market volatility in 2018, checking in on your retirement plan may be one of the wisest New Year’s resolutions you can make.

      Investing

      Working closely with you to guide your wealth and investments through the most challenging market cycles.
      • Asset Management
      • Wealth Planning
      • Traditional Investments
      • Alternative Investments
      • Impact Investing
      Investing in Artificial Intelligence and Automation

      Investing in Artificial Intelligence and Automation

      AI is an exciting growth area, but the investing opportunities are not always obvious. Here’s how to integrate this theme into your portfolio.

      Family

      Creating customized financial strategies for the challenges that today's families face.
      • Estate Planning Strategies
      • 529 Plans / Education Savings Planning
      • Long Term Care Insurance
      • Special Needs Planning
      • Trust Services
      Thinking About Your Legacy? Why You May Need a Trust

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      Business Planning

      Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
      • Succession Planning
      • Business Planning
      • Retirement Plan Sponsors
      • Qualified Retirement Plans
      • Corporate Pension Funds
      6 Keys to Building a Startup

      6 Keys to Building a Startup

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      Philanthropy

      Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
      • Endowments
      • Foundations
      • Donor Advised Funds
      • Impact Investing
      Choosing an Environmental Charity

      Choosing an Environmental Charity

      There are a multitude of non-profits dedicated to helping protect the environment. Here’s how to choose where you want to give.

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      Ready to start a conversation? Contact David Gardner today.
      Market Information Delayed 20 Minutes
      Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.

      1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

      2Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.

      3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

      4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

      5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

      6Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be suitable for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.

      7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

      The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

      Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

      The securities/instruments, services, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

      Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

      The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

      *References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.


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