About Me

As a financial advisor David helps develop and implement wealth management strategies for clients while leveraging the vast resources at Morgan Stanley. He is dedicated to helping deliver highly responsive and individualized solutions to his clients, using a focused, objective planning process. David's practice serves corporate executives, attorneys, doctors, entrepreneurs and small business owners. David is firmly committed to building lasting relationships with a goal of delivering goal-oriented results and exceptional client service.

David recognizes that life constantly changes. As a result, strategies must evolve and proactive advice must be given. By developing close relationships, having open dialogue, and educating his clients, David is able to help guide them through the ever changing political, social, and economic landscape. Depending upon where a client is in their life cycle, David can assist with the accumulation, preservation, or transition of their wealth.

David becomes thoroughly familiar with his clients, their families, their needs and their aspirations. Building on that understanding, he helps guide his clients in making decisions regarding the allocation of their financial resources, while seeking to ensure they are well-informed about, and comfortable with, how those decisions may impact their futures.
Services Include
  • Wealth Management1
  • 401(k) Rollovers
  • Alternative Investments2
  • Annuities3
  • Asset Management4
  • Estate Planning Strategies5
  • Exchange Traded Funds6
  • 529 Plans7
  • Financial Planning8
  • Lending Products
  • Professional Portfolio Management9
  • Retirement Planning10
  • Stock Option Plans11
  • Executive Financial Services12
Securities Agent: PA, WA, VT, UT, RI, NY, NJ, NH, MN, MD, MA, GA, FL, DE, DC, CT, CO, CA; General Securities Representative; Investment Advisor Representative
NMLS#: 1282513
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Awards

  • Received Morgan Stanley's Senior Vice President title (February 2019)
  • Received Morgan Stanley's Masters Club Designation (February 2019)
  • Received Morgan Stanley's Century Club Designation (January 2018)
  • Received the Pacesetters Award for 2016 (January 2017)
  • Received the title Portfolio Management Director (September 2017)
  • Named to Morgan Stanley's Pacesetter's Club 2013, 2014, 2015, 2016 and 2017
  • Received Morgan Stanley's VIce President title (January 2016)
  • Received Executive Financial Services Director (EFS) designation (January 2016)
  • Named to Boston Magazine's Five Star Wealth Manager 2014, 2015 and 2016
  • Received Morgan Stanley's Associate Vice President title (January 2015)
  • Received Morgan Stanley's Senior Portfolio Manager Designation (February 2015)
  • Received Morgan Stanley's Portfolio Manager Designation (February 2013)
  • Received Morgan Stanley's Financial Planning Specialist Designation (August 2013)

Client Service Team

  • Adam Steinhauser
    Mr. Steinhauser is our Financial Planning Specialist who will work with our clients to develop a comprehensive plan based on their goals, risk and liquidity needs.  As a Portfolio Manager, he also assists in the manager due diligence and portfolio construction. 
    Securities Agent: AZ, CT, DC, DE, FL, GA, IL, MD, MI, NC, NJ, NY, PA, SC, VA; Investment Advisor Representative; General Sercurities Representative
    NMLS#: 1285408
  • Jody Devero - Senior Registered Associate
    Mr. Devero is responsible for client account processing and administration as well as investigating and resolving operational issues. He also assists in developing and maintaining relationships with new and existing clients
  • Rebecca Cataldo - Vice President
    Ms Cataldo is responsible for assisting Morgan Stanley's clients with their lending and cash management needs, focusing on strategies ranging from residential real estate financing, to lines of credit, to cash management and banking services.
  • Joseph Romano - Wealth Management Associate
    Mr. Romano is responsible for providing Morgan Stanley's affluent clients planning advice in the areas of; estate planning, intergenerational transfer strategies, philanthropic techniques, business succession, executive compensation, diversification strategies and risk management.
  • Mary Beth Powers - Vice President
    Ms. Powers is responsible for assisting Morgan Stanley's clients with their trust and planning needs, finding appropriate fiduciary solutions for all types of personal and charitable trusts
  • Vincent Shaheen - Vice President, Wealth Management
    Mr. Shaheen is our Annuity Planning Specialist and has been in the insurance industry for 20 years.  He works closely with all of our insurance partners to help in the selection of a specific strategy for our clients.

Location

53 State Street 39th
Fl
Boston, MA 02109
US
Direct:
(617) 589-3477(617) 589-3477
Toll-Free:
(800) 752-2678(800) 752-2678
Fax:
(617) 227-9070(617) 227-9070
Investment and Market Perspectives

On the Markets

Retirement

Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
  • 401(k) Rollovers
  • IRA Plans
  • Retirement Income Strategies
  • Retirement Plan Participants
  • Annuities
The Simple Six-Step Retirement Checkup

The Simple Six-Step Retirement Checkup

Given market volatility in 2018, checking in on your retirement plan may be one of the wisest New Year’s resolutions you can make.

Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.
  • Asset Management
  • Wealth Planning
  • Traditional Investments
  • Alternative Investments
  • Impact Investing
Investing in Artificial Intelligence and Automation

Investing in Artificial Intelligence and Automation

AI is an exciting growth area, but the investing opportunities are not always obvious. Here’s how to integrate this theme into your portfolio.

Family

Creating customized financial strategies for the challenges that today's families face.
  • Estate Planning Strategies
  • 529 Plans / Education Savings Planning
  • Long Term Care Insurance
  • Special Needs Planning
  • Trust Services
From Clueless to Clued In: Teaching Teens About Money

From Clueless to Clued In: Teaching Teens About Money

As your children grow into young adults, you can help them learn how to manage their own finances. Here’s how to go about it.

Business Planning

Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
  • Succession Planning
  • Business Planning
  • Retirement Plan Sponsors
  • Qualified Retirement Plans
  • Corporate Pension Funds
Facing Financial Stress? Your Employer May Be Able to Help

Facing Financial Stress? Your Employer May Be Able to Help

Many of us face money worries. You may be able to get advice and education from an unexpected source.

Philanthropy

Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
  • Endowments
  • Foundations
  • Donor Advised Funds
  • Impact Investing
Choosing an Environmental Charity

Choosing an Environmental Charity

There are a multitude of non-profits dedicated to helping protect the environment. Here’s how to choose where you want to give.

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Sign Up for eDelivery

Sign Up for eDelivery

With eDelivery, you’ll have easy access to statements, trade confirmations, general correspondence and much more.
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Reserved | Living & Giving

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Our complimentary program for eligible clients provides you and your family with access to exclusive offers and discounts from premium travel, automotive, health and wellness, and retail brands as well as curated insights from Morgan Stanley.
Learn more about Reserved | Living & Giving
Your Financial World. On the Go.

Your Financial World. On the Go.

With the Morgan Stanley Mobile App, you’ll have the freedom to manage your investments and instantly access a suite of personal cash management tools.
Learn more about Your Financial World. On the Go.
Access Morgan Stanley Online

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Ready to start a conversation? Contact David Charton today.
Market Information Delayed 20 Minutes
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

2Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are suitable only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.

3Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

6An investment in an exchange-traded fund involves risks similar to those of investing in a broadly based portfolio of equity securities traded on exchange in the relevant securities market, such as market fluctuations caused by such factors as economic and political developments, changes in interest rates and perceived trends in stock prices. The investment return and principal value of ETF investments will fluctuate, so that an investor's ETF shares, if or when sold, may be worth more or less than the original cost.

7Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.

8Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

9Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be suitable for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.

10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

11Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

12Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice and are not “fiduciaries” (under ERISA, the Internal Revenue Code or otherwise) with respect to the services or activities described herein except as otherwise provided in writing by Morgan Stanley and/or as described at www.morganstanley.com/disclosures/dol . Individuals are encouraged to consult their tax and legal advisors (a) before establishing a retirement plan or account, and (b) regarding any potential tax, ERISA and related consequences of any investments made under such plan or account.

The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

The securities/instruments, services, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.


CRC 2019752 10/2018