Senior Vice President, Wealth Management, Financial Advisor, Portfolio Management Director, Alternative Investments Director, Workplace Advisor – Equity Compensation
Phone:
(513) 562-8309(513) 562-8309
Celestial Group at Morgan Stanley
Our Mission Statement
From executives and business owners to retirees and families - we've been helping our clients navigate every step of their financial future for decades, right here in Cincinnati.
Our Story and Process
The more money you earn, the more complicated your financial life can become. Executives face corporate equity challenges. Business owners should be prepared to consider exit strategies. Many families have philanthropic aspirations. But no matter your circumstances, some questions are universal:
- Am I on track to reach my long-term goals?
- How can I better protect what i've earned?
- What tax management strategies should I leverage?
- Can I be doing more to help secure my family's financial future?
As a client-oriented team with 80+ years of combined experience, we help design your financial future so that no challenge -- complex or mundane -- stands between you and your vision of success.
That said, we don't just make decisions for you. Our aim is to educate you and your family so that you're confident about the financial decisions you make today, tomorrow, and beyond. We always make ourselves available to help answer your questions, big and small. Our only goal is to help you reach yours.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
We're Here to Help
Your successful business is a testament to your vision and dedication. Whether you're exploring new avenues for growth, or considering your exit, we understand the unique challenges and emotions that business owners face in pivotal moments. Working together, we're fully-prepared to help you plan for what comes next.
Your ultimate decision deserves the utmost care
For many years, our team has helped companies create and execute their succesion strategy from start to finish. Our strategies are custom-tailored to help maximize the value of your business and help secure your finanical future -- so you can enjoy the substatial rewards of your success.
Certified Exit Planning Advisor®
Led by two CEPA®-Certified Advisors, we offer comprehensive proficiency in valuation techniques, tax optimization strategies, and succession planning frameworks. What's more? Matt brings deep experience in institutional trading, equity/debt strategies, and public/private investment banking strategy. Bottom line, we're able to help you design and execute tailored exit plans that help ensure no stone is left unturned.
We equip you with an extensive strategic network
As Financial Advisors at Morgan Stanley, we have access to a powerful network of top industry professionals, from investment bankers to attorneys and CPAs. That breadth allows us to help address your most complex business needs, including M&A and IPOs.
Multigenerational Wealth
Family and money? They often mix like oil and water. That's what can make legacy planning so complex. It involves not only planning for the transfer of assets to future generations, navigating complicated regulations, and integrating retirement needs -- It also means working to ensure that your wishes and values are reflected in how those assets are used by your loved ones decades down the line.
Our Legacy Approach
- We Develop Tax-efficient Estate Planning Strategies that can help address clients' tax and legal obligations, as well as their personal wishes for the distribution of their assets.
- We Communicate with Family Members and other stakeholders, managing any potential conflicts or disagreements that may arise.
- We Design Charitable Giving Strategies that reflect clients' values and priorities, while also helping to reduce their tax burden.
- We Provide Ongoing Support as clients implement and adapt their legacy plans over time, and we help them stay informed about changes in tax and legal regulations that may affect their plans.
When you work with one of us, your family receives the best of all of us
As our client, you're not just getting access to one of our finanical advisors; you're tapping into the collective strength of our entire team. Together, we bring many years of experience and a wealth of knowledge to every aspect of your family's financial life. Just as important? We each have a distinctive perspective. That means when we come together, you family's financial future is strategized from every angle -- so that every detail is meticulously evaluated.
Morgan Stanley Smith Barney LLC ("Morgan Stanley"), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trusts, estate planning, charitable giving, philanthropic planning or other legal matters.
Alternative Investments
Put simply, our investment universe puts you at the center. Beyond traditional stocks and bonds, we also offer access to a wide range of Alternative Investments including Private Equity, Private Credit, Private Real Estate, Exchange Funds, and Collectibles. But at the end of the day, the portfolio we build for you will aim to reflect your individual goals, challenges, and needs -- in other words, your larger financial plan.
Our Portfolio Edge
- Instituional Experience: Matt Harris brings a highly-sophisticated investing background that includes two decades working with international and domestic institutional equity groups in New York.
- Firm Designation: With a distinctive Alternative Investment Director designation, John Gould is able to tap into an increasingly diverse set of investment options beyond traditional stocks, bonds, and cash.
- Leading Resources: Morgan Stanley's leading alts platform provides exclusive access to funds that may otherwise be available only to institutional investors.
Alternative investments are often speculative and include a high degree of risk. Investors can lose all or a substantial amount of their investment. They may be highly illiquid, can engage in leverage, short-selling and other speculative practices that may increase volatility and the risk of loss, and may be subject to large investment minimums and initial lock-ups. They may involve complex tax structures, tax efficient investing and delays in distributing important tax information. They may have higher fees and expenses that traditional investments, and such fees and expenses can lower the returns achieved by investors.
Modern Wealth Management Tools
Morgan Stanley's comprehensive suite of Modern Wealth Management Tools has carefully been designed to help enhance each aspect of your financial portfolio. These tools help provide you and your family more customized and comprehensive advice than anywhere else.
Morgan Stanley Online
Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
Digital Vault
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
Total Tax 365
Taxes can be a substantial drag on investment returns. Morgan Stanley Total Tax 365 offers access to a broad range of tax-efficient strategies to help you integrate tax planning into your investment process all year long, maximize portfolio after-tax return potential and help keep more of what you earn.
Security Center
Learn about our latest security measures, how we are safeguarding your assets and personal information and find actionable insights and resources on important cybersecurity topics to enhance your own online security.
Portfolio Risk Platform
Morgan Stanley's Portfolio Risk Platform is a state-of-the-art, innovative risk engine used by several of the world's largest institutional asset managers. This sophisticated tool provides comprehensive risk analytics and views of the risk/return trade-off across your portfolios, which helps you make educated investment decisions with increased confidence.
Total Wealth View
Complete your financial profile with Total Wealth View. By linking your external account information, you will benefit from more educated and holistic wealth planning through convenient connectivity.
eDelivery
Sign up for eDelivery today and start receiving email notifications as soon as your account documents are available on Morgan Stanley Online or the Morgan Stanley Mobile App. It's quick, convenient & secure.
Alternative Investments
Our leading alternatives platform offers 200+ third-party and proprietary funds, including first look and exclusive opportunities, that may help qualified investors enhance returns, reduce volatility, manage taxes and generate income—while maintaining a goals-based approach for asset allocation.
Location
7755 Montgomery Road 2nd
Floor
Cincinnati, OH 45236
US
Direct:
(513) 562-8313(513) 562-8313
Meet Celestial Group
First Vice President, Wealth Management, Financial Advisor, Portfolio Management Director
Phone:
(513) 762-5232(513) 762-5232
Janie Shaffer, CDFA®
Business Development Director
Phone:
(513) 562-8313(513) 562-8313
Anna Kohlem
Assistant Vice President, Wealth Management Associate, Financial Planning Specialist
Phone:
(513) 562-8320(513) 562-8320
About John Gould
John Gould, CFP®, CPWA®, CPM®, CEPA®
Senior Vice President
Senior Portfolio Manager
Financial Advisor
John Gould is a Senior Vice President, Senior Portfolio Manager and Financial Advisor with The Bridge Group at Morgan Stanley. With more than 26 years of industry experience, he focuses on portfolio management and customized financial planning strategies to address the unique concerns of distinctive families and individuals.
A graduate of Morehead State University, John earned a Bachelor’s degree in Accounting and also competed in Division I tennis. Disciplined, focused, and having a lifelong passion for finance (he purchased his first stock at the age of 12), John began his career in financial advising directly out of college. He worked at PNC Investments focusing on high net-worth brokerage before joining Morgan Stanley in 2015. Dedicated to furthering his education in order to better serve his clients, John earned his Certified Financial PlannerTM certification in 2003 and his Certified Private Wealth Advisor® designation from the University of Chicago School of Business in 2014.
Deeply committed to putting his clients’ interests first, John uses a solutions-based approach to craft financial planning strategies and investment portfolios that are tailored to each client’s unique needs and aspirations. He strives to always exceed expectations, and always give clients a clear view of where they are and where they’re headed. With experience and insight, John delivers a comprehensive understanding of important financial areas – such as education, retirement, tax planning, asset preservation strategies, and asset allocation. His aim is simple: to help clients manage life’s financial complexities so that they can focus on what matters most to them – their families, passions, and goals for the future.
With humble beginnings in Morehead, KY, John grew up with parents who instilled in him the strong values of hard work, honesty, and respect for all people. He and his wife, Dr. Jennifer Yeung, spend time supporting the local community through Crossroads Church, City Gospel Mission, and the Contemporary Arts Center. John also continues to be passionate about playing tennis, and can often be found on the courts at the Camargo Racquet Club.
Senior Vice President
Senior Portfolio Manager
Financial Advisor
John Gould is a Senior Vice President, Senior Portfolio Manager and Financial Advisor with The Bridge Group at Morgan Stanley. With more than 26 years of industry experience, he focuses on portfolio management and customized financial planning strategies to address the unique concerns of distinctive families and individuals.
A graduate of Morehead State University, John earned a Bachelor’s degree in Accounting and also competed in Division I tennis. Disciplined, focused, and having a lifelong passion for finance (he purchased his first stock at the age of 12), John began his career in financial advising directly out of college. He worked at PNC Investments focusing on high net-worth brokerage before joining Morgan Stanley in 2015. Dedicated to furthering his education in order to better serve his clients, John earned his Certified Financial PlannerTM certification in 2003 and his Certified Private Wealth Advisor® designation from the University of Chicago School of Business in 2014.
Deeply committed to putting his clients’ interests first, John uses a solutions-based approach to craft financial planning strategies and investment portfolios that are tailored to each client’s unique needs and aspirations. He strives to always exceed expectations, and always give clients a clear view of where they are and where they’re headed. With experience and insight, John delivers a comprehensive understanding of important financial areas – such as education, retirement, tax planning, asset preservation strategies, and asset allocation. His aim is simple: to help clients manage life’s financial complexities so that they can focus on what matters most to them – their families, passions, and goals for the future.
With humble beginnings in Morehead, KY, John grew up with parents who instilled in him the strong values of hard work, honesty, and respect for all people. He and his wife, Dr. Jennifer Yeung, spend time supporting the local community through Crossroads Church, City Gospel Mission, and the Contemporary Arts Center. John also continues to be passionate about playing tennis, and can often be found on the courts at the Camargo Racquet Club.
Securities Agent: MN, GA, KS, WI, MD, VA, DC, KY, LA, ID, MI, MO, NC, CO, OH, OK, SC, TN, IL, WA, TX, NM, AR, AZ, CA, OR, NY, NV, NJ, MA, IN, FL; BM/Supervisor; General Securities Representative; Investment Advisor Representative
NMLS#: 1587193
AR Insurance License #: 2213662
NMLS#: 1587193
AR Insurance License #: 2213662
About Matt Harris
Matt Harris, CEPA®
Vice President
Portfolio Manager
Financial Advisor
Matt Harris is a Financial Advisor with the Celestial Group at Morgan Stanley in Cincinnati, Ohio. Leveraging his extensive experience in institutional investing, he is dedicated to guiding clients toward achieving their sophisticated long-term financial objectives.
A graduate of Denison University, Matt spent the first 19 years of his career on Wall Street, advising Institutional clients and large family offices on portfolio construction, research, and trading strategies. He began his career with Morgan Stanley in 1998 with the international/domestic institutional equity group. He went on to serve as Head of Trading at several well-respected boutique firms in the New York area, including Tuohy Brothers, Madison Williams, and Janney Montgomery Scott. Prior to rejoining Morgan Stanley, he also served as Director of Sales at Clarkson Capital, where he recommended equity/debt research strategies and public/private investment banking deals to portfolio managers and analysts. In 2015, driven by a desire to engage directly with affluent individuals and families, Matt transitioned to his current role as a Financial Advisor.
With a robust investing background, Matt brings a wealth of analytical prowess to his role guiding business owners, pre-retirees, and retirees. But his practice goes beyond portfolio management. Blending financial planning, estate planning, tax optimization strategies, and charitable giving — along with dynamic portfolio management — he equips his clients with the tools and knowledge necessary to help navigate the complexities of high net worth. He has also undertaken rigorous coursework to become a Certified Exit Planning Advisor® (CEPA®) — an elite designation he leverages to deliver tailored solutions to business owners and entrepreneurs leading up to, during, and after the sale of their company. Bottom line: Matt doesn't just manage wealth; he helps cultivate financial empowerment for his clients for decades and generations to come.
Outside the office, Matt lives in Cincinnati with his wife Heather and their 3 children: Hunter, Madison and Lilly. A former NCAA Lacrosse player, he is an avid sports fan and enjoys staying active in his free time.
Morgan Stanley Smith Barney LLC offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please visit us at http://www.morganstanleyindividual.com or consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trusts, estate planning, charitable giving, philanthropic planning or other legal matters.
Morgan Stanley Smith Barney LLC. Member SIPC.
3649192 6/24
Vice President
Portfolio Manager
Financial Advisor
Matt Harris is a Financial Advisor with the Celestial Group at Morgan Stanley in Cincinnati, Ohio. Leveraging his extensive experience in institutional investing, he is dedicated to guiding clients toward achieving their sophisticated long-term financial objectives.
A graduate of Denison University, Matt spent the first 19 years of his career on Wall Street, advising Institutional clients and large family offices on portfolio construction, research, and trading strategies. He began his career with Morgan Stanley in 1998 with the international/domestic institutional equity group. He went on to serve as Head of Trading at several well-respected boutique firms in the New York area, including Tuohy Brothers, Madison Williams, and Janney Montgomery Scott. Prior to rejoining Morgan Stanley, he also served as Director of Sales at Clarkson Capital, where he recommended equity/debt research strategies and public/private investment banking deals to portfolio managers and analysts. In 2015, driven by a desire to engage directly with affluent individuals and families, Matt transitioned to his current role as a Financial Advisor.
With a robust investing background, Matt brings a wealth of analytical prowess to his role guiding business owners, pre-retirees, and retirees. But his practice goes beyond portfolio management. Blending financial planning, estate planning, tax optimization strategies, and charitable giving — along with dynamic portfolio management — he equips his clients with the tools and knowledge necessary to help navigate the complexities of high net worth. He has also undertaken rigorous coursework to become a Certified Exit Planning Advisor® (CEPA®) — an elite designation he leverages to deliver tailored solutions to business owners and entrepreneurs leading up to, during, and after the sale of their company. Bottom line: Matt doesn't just manage wealth; he helps cultivate financial empowerment for his clients for decades and generations to come.
Outside the office, Matt lives in Cincinnati with his wife Heather and their 3 children: Hunter, Madison and Lilly. A former NCAA Lacrosse player, he is an avid sports fan and enjoys staying active in his free time.
Morgan Stanley Smith Barney LLC offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please visit us at http://www.morganstanleyindividual.com or consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trusts, estate planning, charitable giving, philanthropic planning or other legal matters.
Morgan Stanley Smith Barney LLC. Member SIPC.
3649192 6/24
Securities Agent: CA, GA, IL, IN, KY, MD, MI, MO, NC, NV, NY, OH, SC, TX, FL, LA, MA, MN, NJ, NM, OK, OR, VA, WA, KS, ID, AR, AZ; General Securities Representative; Investment Advisor Representative
NMLS#: 1517459
NMLS#: 1517459
About Janie Shaffer
Janie Shaffer, CDFA®
Business Development Director
Janie Shaffer is a Business Development Director with The Celestial Group at Morgan Stanley. She focuses on building long-term relationships tailored to the needs of select families and individuals in the greater Cincinnati area.
A graduate of Duke University with a bachelor's degree in sociology, Janie also competed in Division 1 volleyball for the Blue Devils. After receiving her law degree from the University of Cincinnati College of Law, she became UC's Assistant Athletic Director of Compliance and Senior Woman Administrator, where she drafted the Athletic Department's Gender Equity Plan to ensure Title IV compliance. After leaving UC, Janie worked several years as the Athletic Director of a local high school and as a Contractor and Marketing Specialist running the only Olympic Qualifier for professional beach volleyball in the United States. Transitioning to a career in financial services, she joined Morgan Stanley in 2017.
Previously, Janie served as a Financial Advisor and Alternative Investments Director. In her current role, she draws on her extensive professional experience and highly-skilled training to bring a disciplined focus and multidisciplinary approach to her clients' financial lives. With meticulous attention to detail, she applies the critical thinking skills she developed in law school to help simplify complexities and identify innovative solutions. She also takes pride in getting to know and understand each and every client individually - as people, not just investors. It is with this level of attentive care that she builds financial strategies designed to help meet each client's unique needs, objectives, and risk tolerance.
Outside of the office, Janie lives in Cincinnati with her husband, three children, and an Australian Labradoodle named Paxton. When not spending time with her family or serving clients, she enjoys playing golf, listening to live music, and being active in her community.
Business Development Director
Janie Shaffer is a Business Development Director with The Celestial Group at Morgan Stanley. She focuses on building long-term relationships tailored to the needs of select families and individuals in the greater Cincinnati area.
A graduate of Duke University with a bachelor's degree in sociology, Janie also competed in Division 1 volleyball for the Blue Devils. After receiving her law degree from the University of Cincinnati College of Law, she became UC's Assistant Athletic Director of Compliance and Senior Woman Administrator, where she drafted the Athletic Department's Gender Equity Plan to ensure Title IV compliance. After leaving UC, Janie worked several years as the Athletic Director of a local high school and as a Contractor and Marketing Specialist running the only Olympic Qualifier for professional beach volleyball in the United States. Transitioning to a career in financial services, she joined Morgan Stanley in 2017.
Previously, Janie served as a Financial Advisor and Alternative Investments Director. In her current role, she draws on her extensive professional experience and highly-skilled training to bring a disciplined focus and multidisciplinary approach to her clients' financial lives. With meticulous attention to detail, she applies the critical thinking skills she developed in law school to help simplify complexities and identify innovative solutions. She also takes pride in getting to know and understand each and every client individually - as people, not just investors. It is with this level of attentive care that she builds financial strategies designed to help meet each client's unique needs, objectives, and risk tolerance.
Outside of the office, Janie lives in Cincinnati with her husband, three children, and an Australian Labradoodle named Paxton. When not spending time with her family or serving clients, she enjoys playing golf, listening to live music, and being active in her community.
About Anna Kohlem
Anna Kohlem
Assistant Vice President
Wealth Management Associate
Financial Planning Specialist
Anna Kohlem is an Assistant Vice President, Wealth Management Associate and Financial Planning Specialist with The Celestial Group at Morgan Stanley. As a founding member of the group, Anna has been a key driver behind the team’s operational excellence and elite client service model for decades.
Anna began her career in the financial industry with Fifth Third Securities in 1988. After eighteen years with the firm, she took a role at PNC Investments. It was there that she first teamed up with John Gould, joining Morgan Stanley in October 2015 as a Senior Registered Associate. Throughout her career, Anna has remained dedicated to enhancing her offering with top industry certifications. Most notably, she undertook rigorous training to obtain Morgan Stanley’s Financial Planning Specialist designation, as well as the Assistant Vice President title, both of which speak to her proficiency in the fundamentals of high net worth wealth management. Previously, she has also served as the Complex Client Service Associate Coach.
Supporting clients alongside the team’s financial advisors, Anna plays a dynamic role that leverages her deep experience, comprehensive skillset, and round-the-clock dedication. For clients, she serves as the first line of contact for a broad spectrum of needs. She has worked with many clients across decades and even multiple generations, and she excels at delivering the kind of prompt, bespoke solutions that help enhance their everyday financial lives. Anna also supports the team’s financial advisors in several key areas, including new business development, investment analysis, research, account administration, and trade execution. Whether she is overseeing client meetings or providing the operational backbone that supports portfolio management — Anna goes above and beyond to help deliver the kind of unparalleled client experience that defines The Celestial Group.
Outside of the office, Anna resides in New Richmond with her husband, Bryant. After surviving a ruptured brain aneurysm in September 2014, Anna embraces each day with gratitude and determination, never allowing her past experience to hinder her from pursuing her passions. Her greatest joy comes from spending time with her family, particularly cherishing moments with her beloved granddaughter, Raelyn. Anna also enjoys immersing herself in a good book, taking leisurely walks, and cheering on her favorite football teams.
Assistant Vice President
Wealth Management Associate
Financial Planning Specialist
Anna Kohlem is an Assistant Vice President, Wealth Management Associate and Financial Planning Specialist with The Celestial Group at Morgan Stanley. As a founding member of the group, Anna has been a key driver behind the team’s operational excellence and elite client service model for decades.
Anna began her career in the financial industry with Fifth Third Securities in 1988. After eighteen years with the firm, she took a role at PNC Investments. It was there that she first teamed up with John Gould, joining Morgan Stanley in October 2015 as a Senior Registered Associate. Throughout her career, Anna has remained dedicated to enhancing her offering with top industry certifications. Most notably, she undertook rigorous training to obtain Morgan Stanley’s Financial Planning Specialist designation, as well as the Assistant Vice President title, both of which speak to her proficiency in the fundamentals of high net worth wealth management. Previously, she has also served as the Complex Client Service Associate Coach.
Supporting clients alongside the team’s financial advisors, Anna plays a dynamic role that leverages her deep experience, comprehensive skillset, and round-the-clock dedication. For clients, she serves as the first line of contact for a broad spectrum of needs. She has worked with many clients across decades and even multiple generations, and she excels at delivering the kind of prompt, bespoke solutions that help enhance their everyday financial lives. Anna also supports the team’s financial advisors in several key areas, including new business development, investment analysis, research, account administration, and trade execution. Whether she is overseeing client meetings or providing the operational backbone that supports portfolio management — Anna goes above and beyond to help deliver the kind of unparalleled client experience that defines The Celestial Group.
Outside of the office, Anna resides in New Richmond with her husband, Bryant. After surviving a ruptured brain aneurysm in September 2014, Anna embraces each day with gratitude and determination, never allowing her past experience to hinder her from pursuing her passions. Her greatest joy comes from spending time with her family, particularly cherishing moments with her beloved granddaughter, Raelyn. Anna also enjoys immersing herself in a good book, taking leisurely walks, and cheering on her favorite football teams.
Contact John Gould
Contact Matt Harris
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Kimberly Emerson
Private Banker
Edward Rogowski
Planning Associate
About Kimberly Emerson
Kimberly Emerson is a Private Banker serving Morgan Stanley Wealth Management offices in Ohio.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Kimberly began her career in financial services in 2001, and joined Morgan Stanley in 2015. Prior to joining the firm, she was a Private Banking Relationship Manager at FC Bank. Kimberly has also been a Wealth Management Banker at Merrill Lynch, as well as a Private Banking Relationship Manager at Fifth Third and KeyBank.
Kimberly is a graduate of Ohio Dominican University where she received a Bachelor of Arts in Business Administration. She and her family reside in Blacklick, Ohio. Outside of the office, Kimberly enjoys sporting events, concerts, and spending time with her family.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Kimberly began her career in financial services in 2001, and joined Morgan Stanley in 2015. Prior to joining the firm, she was a Private Banking Relationship Manager at FC Bank. Kimberly has also been a Wealth Management Banker at Merrill Lynch, as well as a Private Banking Relationship Manager at Fifth Third and KeyBank.
Kimberly is a graduate of Ohio Dominican University where she received a Bachelor of Arts in Business Administration. She and her family reside in Blacklick, Ohio. Outside of the office, Kimberly enjoys sporting events, concerts, and spending time with her family.
NMLS#: 767178
About Edward Rogowski
Ed Rogowski is a Planning Associate at Morgan Stanley providing dedicated financial planning support to Financial Advisors and their teams. Operating as an extension of the FA/Team, he collaborates with clients to discover and define goals that matter most to them. Leveraging state of the art technology, he will evaluate various options and their potential outcomes to help clients confidently choose the appropriate course of action. Ed provides expertise across a wide suite of Morgan Stanley planning tools designed to assist in the areas of investment accumulation, retirement, education, major purchase, cash flow, risk management, tax efficiency, and wealth transfer planning.
He earned his undergraduate degree from Lafayette College and received the Financial Planning Specialist® designation from the College for Financial Planning. Ed is originally from Cleveland, OH and currently resides in Hoboken, NJ.
He earned his undergraduate degree from Lafayette College and received the Financial Planning Specialist® designation from the College for Financial Planning. Ed is originally from Cleveland, OH and currently resides in Hoboken, NJ.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Mosaic
Explore ideas and inspiration with captivating, original lifestyle stories created exclusively for Morgan Stanley clients.
A Change of Greenery
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Celestial Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
