Bryan Boesen
Managing Director, Wealth Management,
Financial Advisor
Direct:
(515) 283-7008(515) 283-7008
My Mission Statement
Experience, intellectual capital, and dedicated personal service to help you meet your life goals
Welcome
Backed by the power of Morgan Stanley, Bryan Boesen provides access to a worldwide network of resources, contacts, deep industry knowledge, research, and global wealth management expertise applied before, during, and after retirement.
He brings together the firm’s resources to help you achieve success in both your company and personal finances. Whether you need cash management, an employee stock ownership plan (ESOP), growth capital, exit advice, or other services, he assists with all of your financial goals. Bryan also delivers investment strategies to help you manage and preserve your wealth.
Bryan understands that you have invested more than just money in your company. His goal is to help solve your company and personal financial issues, turning your needs and obstacles into opportunities.
He offers the personal attention of a small firm, the resources of a large company and the experience of a seasoned professional.
He brings together the firm’s resources to help you achieve success in both your company and personal finances. Whether you need cash management, an employee stock ownership plan (ESOP), growth capital, exit advice, or other services, he assists with all of your financial goals. Bryan also delivers investment strategies to help you manage and preserve your wealth.
Bryan understands that you have invested more than just money in your company. His goal is to help solve your company and personal financial issues, turning your needs and obstacles into opportunities.
He offers the personal attention of a small firm, the resources of a large company and the experience of a seasoned professional.
Securities Agent: MT, NV, NM, VT, ID, DC, NH, MN, NY, OH, NJ, IL, OK, OR, SC, TX, UT, TN, WA, WI, KS, KY, MA, WY, IN, MI, ME, NC, MS, ND, WV, HI, AZ, CO, VA, CT, SD, AR, GA, RI, PA, FL, NE, MO, MD, LA, IA, DE, CA, AL, AK; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1278811
NMLS#: 1278811
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
In The Press
"2018-2020 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2018-2019). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award."
"2019, 2022 & 2023 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2019, 2022 & 2023). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award."
"Financial Times 400 Top Financial Advisors
Source: ft.com (Awarded Mar 2016) Data compiled by the Financial Times based on time period from 9/30/13 - 9/30/15."
Source: Forbes.com (Awarded 2018-2019). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award."
"2019, 2022 & 2023 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2019, 2022 & 2023). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award."
"Financial Times 400 Top Financial Advisors
Source: ft.com (Awarded Mar 2016) Data compiled by the Financial Times based on time period from 9/30/13 - 9/30/15."
Bryan has been a Financial Advisor with Morgan Stanley and predecessor firms since 1999, providing consulting services to institutional and private clients. Bryan has vast experience working with and understanding the needs of business owners and nonprofits, developing sound investment strategies, and striving to create income streams by leveraging the resources available at Morgan Stanley. Additionally, he assists affluent individuals and families with wealth planning to help secure their legacy.
For many years Bryan has worked exclusively with privately owned, mid-sized companies, nonprofits and affluent individuals and families. Because of this experience, he brings a deep understanding of the dynamics of closely held and family-owned businesses. His retirement services resources provide counsel and objectivity to help implement a plan designed to be the most effective for the company. Specifically, his capabilities include helping businesses implement employee stock ownership plans (ESOPs), understanding the complexities of Internal Revenue Code Section 1042 and leveraging equity risk management and tax advantaged strategies.
Bryan graduated from the University of Iowa. He lettered four-years for the University of Iowa Baseball team. Additionally, he is a designated Certified Financial Planner™ (CFP®) and Certified Investment Management Analyst (CIMA®) from the Wharton School of Business at the University of Pennsylvania.
In 2017, Bryan was named to The Financial Times “Top 400 Financial Advisors” and to Forbes Magazine’s Best-in-State Wealth Advisors in 2018, receiving the top ranking in the state of Iowa. Bryan has also been recognized by Barron's, "America's Top 1,200 Advisors" since 2019 receiving the #1 ranking in Iowa in 2020, 2022, and 2023. Bryan holds Series 3 Commodities, Series 63 Uniform State, Series 65 Investment Advisor, Series 7 General Securities, and Series 8 Supervisory Licenses.
Bryan currently is a member of the National ESOP Association, the Iowa Financial Planning Association, the Investment Management Consultants Association and the Association for Professional Investment Consultants. Bryan previously served on the Executive Committee and Board of Directors for the Des Moines Metropolitan Opera, and Board of Directors for VSI, as well as Central Iowa’s United Way Cabinet and Emerging Leaders Initiative and as a committee member for the Salisbury House Gatsby Gala,
Bryan resides in Des Moines, Iowa, with his wife Betsy and three sons Jack, Griffin and Duncan.
2020,2022,2023 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2020,2022,2023). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
Financial Times 400 Top Financial Advisors
Source: ft.com (Awarded Mar 2018) Data compiled by the Financial Times based on time period from 6/30/15 - 6/30/17.
Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Feb 2018) Data compiled by SHOOK Research LLC based on time period from 6/30/16 - 6/30/17.
For many years Bryan has worked exclusively with privately owned, mid-sized companies, nonprofits and affluent individuals and families. Because of this experience, he brings a deep understanding of the dynamics of closely held and family-owned businesses. His retirement services resources provide counsel and objectivity to help implement a plan designed to be the most effective for the company. Specifically, his capabilities include helping businesses implement employee stock ownership plans (ESOPs), understanding the complexities of Internal Revenue Code Section 1042 and leveraging equity risk management and tax advantaged strategies.
Bryan graduated from the University of Iowa. He lettered four-years for the University of Iowa Baseball team. Additionally, he is a designated Certified Financial Planner™ (CFP®) and Certified Investment Management Analyst (CIMA®) from the Wharton School of Business at the University of Pennsylvania.
In 2017, Bryan was named to The Financial Times “Top 400 Financial Advisors” and to Forbes Magazine’s Best-in-State Wealth Advisors in 2018, receiving the top ranking in the state of Iowa. Bryan has also been recognized by Barron's, "America's Top 1,200 Advisors" since 2019 receiving the #1 ranking in Iowa in 2020, 2022, and 2023. Bryan holds Series 3 Commodities, Series 63 Uniform State, Series 65 Investment Advisor, Series 7 General Securities, and Series 8 Supervisory Licenses.
Bryan currently is a member of the National ESOP Association, the Iowa Financial Planning Association, the Investment Management Consultants Association and the Association for Professional Investment Consultants. Bryan previously served on the Executive Committee and Board of Directors for the Des Moines Metropolitan Opera, and Board of Directors for VSI, as well as Central Iowa’s United Way Cabinet and Emerging Leaders Initiative and as a committee member for the Salisbury House Gatsby Gala,
Bryan resides in Des Moines, Iowa, with his wife Betsy and three sons Jack, Griffin and Duncan.
2020,2022,2023 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2020,2022,2023). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
Financial Times 400 Top Financial Advisors
Source: ft.com (Awarded Mar 2018) Data compiled by the Financial Times based on time period from 6/30/15 - 6/30/17.
Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Feb 2018) Data compiled by SHOOK Research LLC based on time period from 6/30/16 - 6/30/17.
Client Service Team
Rhiana Johnson - Registered Client Service Associate
Phone:
(515) 283-7037(515) 283-7037
Email:Rhiana.Johnson@MorganStanley.com
Rhiana Johnson joined the Morgan Stanley team in 2022 as a Client Service Associate at the West Des Moines office. Rhiana earned her Bachelor's degree in Criminology and Political Science from the University of Iowa in 2020. She is currently enrolled at the University of Iowa Tippie College of Business to pursue her Master's in Business Administration. She grew up in the Des Moines area and still currently resides here with her family and dog, Matcha. In her free time, she loves to read and spend time with friends and family.
As your Client Service Associate, she is responsible for the day-to-day client needs and is dedicated to giving you an amazing client experience.
As your Client Service Associate, she is responsible for the day-to-day client needs and is dedicated to giving you an amazing client experience.
Joe Kern - Client Relationship Analyst
Phone:
(515) 283-7032(515) 283-7032
Email:Joe.Kern@MorganStanley.com
Joe Kern joined Morgan Stanley in 2023 as a Client Service Associate. Joe’s responsibilities include producing strategy reports, synthesizing client and prospective client data to develop customized financial plans, and designing tailored reporting for clients. His experience allows him to focus on servicing clients by understanding their investment objectives and working in partnership with the other team members to deliver solutions.
Joe earned his Bachelor’s degree in Electrical Engineering, with an emphasis in Computer Science from Johns Hopkins University; he earned his Master’s degree in Business Analytics, with an emphasis in Business Administration from the University of Minnesota’s Carlson School of Management.
In his spare time, Joe enjoys playing basketball, skiing, golfing, and spending time with his family.
Joe earned his Bachelor’s degree in Electrical Engineering, with an emphasis in Computer Science from Johns Hopkins University; he earned his Master’s degree in Business Analytics, with an emphasis in Business Administration from the University of Minnesota’s Carlson School of Management.
In his spare time, Joe enjoys playing basketball, skiing, golfing, and spending time with his family.
Adelyn Carmody - Registered Client Service Associate
Phone:
(515) 283-7053(515) 283-7053
Email:Adelyn.Carmody@MorganStanley.com
Adelyn Carmody joined Morgan Stanley in 2023 as a Registered Client Service Associate. She earned her Bachelor’s degree in Business Management with a Certificate in Entrepreneurial Management from the University of Iowa Tippie College of Business. She is returning to the University of Iowa to pursue her Master’s in Business Administration.
Adelyn lives in West Des Moines with her dog, George. In her spare time, Adelyn likes to be with her friends and family, spend time outdoors, and travel.
As a Registered Client Service Associate, she assists the day-to-day client needs and is dedicated to giving you the best client experience.
Adelyn lives in West Des Moines with her dog, George. In her spare time, Adelyn likes to be with her friends and family, spend time outdoors, and travel.
As a Registered Client Service Associate, she assists the day-to-day client needs and is dedicated to giving you the best client experience.
Jean Chihak - Assistant Vice President
Phone:
(515) 224-5513(515) 224-5513
Email:Jean.Chihak@MSGraystone.com
Jean brings nearly thirty years of investment experience to the Wealth Management role with the team. She spent nineteen years as a global technology and telecom equity research analyst at Principal Global Investors where she led the Global Technology team. She joined Morgan Stanley's Graystone team nine years ago as a research analyst covering equities, fixed income, public alternatives, and the private markets. She also aided in wealth planning and was a consultant for both high net worth and institutional clients.
Jean received her Masters of Business Administration from Drake University and her BA in Finance from the University of Northern Iowa. She has sat for the CFA.
In her spare time, she and husband and two children enjoy spending time on their Winterset acreage, lake time, traveling, and spending time with their goldendoodle Teddi. In her free time she has also stayed busy with Scouts, 4H, and as a catechism teacher.
Jean received her Masters of Business Administration from Drake University and her BA in Finance from the University of Northern Iowa. She has sat for the CFA.
In her spare time, she and husband and two children enjoy spending time on their Winterset acreage, lake time, traveling, and spending time with their goldendoodle Teddi. In her free time she has also stayed busy with Scouts, 4H, and as a catechism teacher.
Location
1080 Jordan Creek Pkwy
Ste 400N
West Des Moines, IA 50266
US
Direct:
(515) 283-7008(515) 283-7008
Fax:
(515) 283-7085(515) 283-7085
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Bryan Boesen today.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
6Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley does not assist with buying or selling art in any way and merely provides information to clients interested learning more about the different types of art markets at a high level. Any client interested in buying or selling art should consult with their own independent art advisor.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
6Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley does not assist with buying or selling art in any way and merely provides information to clients interested learning more about the different types of art markets at a high level. Any client interested in buying or selling art should consult with their own independent art advisor.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
