Frank Vatuna
Associate Private Banker
C. Adam Horn, CAIA
Senior Vice President, Wealth Management
Direct:
(713) 965-5098(713) 965-5098
My Mission Statement
Dedicated to delivering comprehensive financial planning, advice, and investment management tailored to your family’s priorities and aligned with your long-term goals.
My Story and Services
As your life evolves—and financial decisions become more complex—your wealth strategy should evolve with you. At key moments along the way, having an experienced advisory team can make a meaningful difference. Whether you’re engaging a Financial Advisor for the first time or considering a more comprehensive approach, we’re here to help.
Our goal is to understand your full financial picture, align strategies to your priorities, and deliver thoughtful wealth management and planning solutions designed to support you and your family for generations.
Adam focuses on serving local business owners and corporate professionals with concentrated stock positions. He leverages deep familiarity with the firm’s digital capabilities to help clients implement disciplined, long-term strategies—integrating investment management with financial planning and estate planning for high-net-worth individuals.
A native of La Grange, Texas, Adam earned his undergraduate degree from the University of Texas and an MBA from the University of Houston. Before entering the financial services industry, he supported small businesses across the greater Houston area by helping implement technology solutions to improve operations and efficiency.
If you have an important financial decision coming up—or would simply like a second opinion on your current approach—please contact me to schedule an appointment.
Our goal is to understand your full financial picture, align strategies to your priorities, and deliver thoughtful wealth management and planning solutions designed to support you and your family for generations.
Adam focuses on serving local business owners and corporate professionals with concentrated stock positions. He leverages deep familiarity with the firm’s digital capabilities to help clients implement disciplined, long-term strategies—integrating investment management with financial planning and estate planning for high-net-worth individuals.
A native of La Grange, Texas, Adam earned his undergraduate degree from the University of Texas and an MBA from the University of Houston. Before entering the financial services industry, he supported small businesses across the greater Houston area by helping implement technology solutions to improve operations and efficiency.
If you have an important financial decision coming up—or would simply like a second opinion on your current approach—please contact me to schedule an appointment.
Securities Agent: AZ, GA, LA, IN, FL, CA, OH, NV, HI, VA, NC, MD, IL, ID, TX, KS, OR, NJ, MN, MI, CT, AR, UT, TN, WY, SD, WI, RI, PA, NM, MO, MA, KY, SC, NY, NE, ND, IA, DC, CO, AL, DE, WA, OK, MT, MS; General Securities Representative; Investment Advisor Representative
NMLS#: 1832956
NMLS#: 1832956
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Our comprehensive array of services allows us to provide analysis and advice for all your financial concerns.
FAMILY & FAMILY GOVERNANCE STRATEGIES
- Trust & Estate Planning
- Family By-Laws
- Medical Directive
- Long Term Financial Plan
- Family By-Laws
- Medical Directive
- Long Term Financial Plan
INVESTMENTS
- Stock Portfolio Management
- Bond Desk
- Options Trading
- Sourcing Unique Opportunities
- Bond Desk
- Options Trading
- Sourcing Unique Opportunities
TAXATION
- Tax Planning Strategies
- Irrevocable Living
- Insurance Trust (ILIT)
- Irrevocable Living
- Insurance Trust (ILIT)
CASH MANAGEMENT AND LENDING SOLUTIONS
- Competitive Cash and Lending Solutions
PHILANTHROPY
- Family Foundation
- Donor Advice Fund (DAF)
- Charitable Remainder Trust (CRT)
- Donor Advice Fund (DAF)
- Charitable Remainder Trust (CRT)
RISK MANAGEMENT STRATEGIES
- Insurance
- Security Matters
- Family Safety
- Security Matters
- Family Safety
RETIREMENT
- 401(k), SEP IRA, Defined Benefits Plans, Money Purchase Plans, Deferred Comp Plans
EDUCATION
- 529 College Saving Plan
Who We Serve
No two clients share the same financial picture. Each has distinct goals, values, and responsibilities—so your wealth strategy should be tailored to reflect what matters most to you. Our clients span different backgrounds, professions, and geographies, but they share a common purpose: making thoughtful financial decisions to support themselves and the people they care about.
Executives
Through a disciplined planning process, we help executives across industries navigate complexity—from compensation and benefits to concentrated equity—by building wealth management strategies designed to adapt as life and career priorities evolve.
Entrepreneurs
From growth to transition, we help entrepreneurs align personal and business decisions. Whether you’re preparing for a sale, planning a succession, evaluating capital needs, or looking to protect what you’ve built, we provide guidance designed to support long-term momentum and financial clarity.
Multi-Generational Families
As wealth becomes more complex, coordination matters. We work with multi-generational families to create strategies that support stewardship, continuity, and legacy planning—helping you address significant life events with thoughtful structure and long-term perspective.
Retirees
Retirement is not a single event—it’s a multi-decade phase of life. We help retirees and pre-retirees bring together income planning, investment strategy, and risk management to support lifestyle goals, family priorities, and lasting confidence.
Business Owners
You’ve devoted years to building your enterprise. We help you plan for what’s next—turning business success into personal financial security, preparing for liquidity events, diversifying thoughtfully, and creating a strategy for the next chapter.
Customized Strategies
We help individuals and families manage their financial lives—no matter how complex the situation. Achieving meaningful goals often requires more than investment advice, so we deliver a broad range of planning and wealth management capabilities centered on you and tailored to your needs.
A Structured Planning Process
At Morgan Stanley, we help clients navigate changing financial needs with a clear, repeatable planning process. From your first conversation through ongoing monitoring, our goal is to deliver financial guidance, planning, and investment management aligned with your priorities—so your strategy can evolve as your life and wealth evolve.
Step 1: Introductory Meeting
We start with a conversation to learn what matters most to you—your family, lifestyle, goals, and the financial questions you want to solve. This meeting helps define the scope and priorities for our work together.
Step 2: Discovery Meeting
Next, we take a deeper look at your complete financial picture. We review assets and liabilities, cash flow, company benefits, and existing planning considerations, then discuss risk tolerance and time horizon. The goal is to clarify your objectives and the trade-offs involved in reaching them.
Step 3: Financial Plan Presentation
We present a personalized financial plan designed to connect your goals to an actionable strategy. Depending on your situation, we may address topics such as employer benefits and contributions, liquidity events, insurance coverage, and a holistic view of your investment allocation across accounts—so you can see how the pieces work together.
Disclosure: Asset allocation does not assure a profit or protect against loss in declining financial markets.
Disclosure: Asset allocation does not assure a profit or protect against loss in declining financial markets.
Step 4: Recommendations and Next Steps
After the plan review, we summarize key findings and outline recommended next steps. This may include adjustments to investment allocation, company benefit elections, insurance coverage, cash reserves, or other planning priorities based on your objectives.
Step 5: Implementation Meeting
We move from planning to execution with an implementation meeting focused on putting strategies in place. We coordinate the logistics and sequence of steps and discuss practical considerations—such as tax impacts, account structure, and any updates to savings or benefits—so implementation is efficient and aligned with your plan.
Step 6: Ongoing Monitoring and Performance Tracking
Your plan should adapt as markets and life change. We monitor progress over time, review performance and tracking data, and make updates when your goals, financial situation, or risk profile shifts. We maintain consistent communication, so your questions, concerns, and requests are addressed promptly.
Our comprehensive suite of digital tools are designed to help enhance every aspect of your financial life.
Below are a few of the technologies we have to offer our clients. We have also included resources meant to transform complex financial analysis and research into concise and easily digestible content.
Online Security Center
At Morgan Stanley, safeguarding your assets and personal information is among our highest priorities. Learn about our security measures and use our resources and ideas to help protect yourself online.
Learn More About Online Security CenterGIC Weekly Research Report
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.
Read The Latest Report
On The Markets Research Report
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
Read The Latest Report
Morgan Stanley Ideas Podcast
The Morgan Stanley Ideas Podcast brings you revealing stories about the world of business, finance, technology and beyond.
Check Out The Latest Episode
Thoughts On The Market Podcast
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Check Out The Latest Episode
Morgan Stanley Insights
At Morgan Stanley, we lead with exceptional ideas. Across all our businesses, we offer keen insight on today's most critical issues.
Click Here to Learn MoreClient Service Team
Huong Green, Alternative Investments Specialist - Senior Registered Client Service Associate
Phone:
(713) 965-8035(713) 965-8035
Email:Huong.Green@morganstanley.com
Huong is committed to delivering an exceptional client experience and maintaining a consistently high standard of service. As the team’s point person for day-to-day operations, she provides a concierge-level approach—proactively coordinating details, anticipating needs, and ensuring follow-through so clients feel informed, supported, and confident that every step is handled with care. Huong values building lasting relationships and takes pride in getting to know each client personally, treating every relationship with the attentiveness and respect she would extend to a close family member.
With a career in financial services that began in 2003, Huong brings extensive experience supporting high-net-worth individuals and families. Before joining Morgan Stanley in 2022, she served clients at Wells Fargo as a Regional Private Banker and at J.P. Morgan Chase as a Private Client Registered Investment Associate. She holds the Series 7 and Series 66 licenses, along with a General Lines Insurance License. In 2026, Huong earned the Alternative Investments Specialist designation (note: this role cannot solicit or provide investment advice). She received her BBA in Management from the University of Houston and completed a minor in Asian International Studies.
Huong lives in Humble, Texas with her husband, Tim, their daughter, Taylor, and their two dogs. She enjoys traveling with her family and is passionate about giving back, supporting local schools and charities each year.
With a career in financial services that began in 2003, Huong brings extensive experience supporting high-net-worth individuals and families. Before joining Morgan Stanley in 2022, she served clients at Wells Fargo as a Regional Private Banker and at J.P. Morgan Chase as a Private Client Registered Investment Associate. She holds the Series 7 and Series 66 licenses, along with a General Lines Insurance License. In 2026, Huong earned the Alternative Investments Specialist designation (note: this role cannot solicit or provide investment advice). She received her BBA in Management from the University of Houston and completed a minor in Asian International Studies.
Huong lives in Humble, Texas with her husband, Tim, their daughter, Taylor, and their two dogs. She enjoys traveling with her family and is passionate about giving back, supporting local schools and charities each year.
Location
2800 Post Oak Blvd 18th
Suite 3200
Houston, TX 77056
US
Direct:
(713) 965-5098(713) 965-5098
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
About Frank Vatuna
Frank Vatuna is an Associate Private Banker serving Morgan Stanley Wealth Management offices in Texas.
Associate Private Bankers partner with Private Bankers and Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Frank began his career in financial services in 1988 and joined Morgan Stanley in 2019 as an Associate Private Banker. Prior to joining the firm, he was a Wealth Management Banker at Merrill Lynch. He also served as a Lending Officer at Bank of America.
Frank is a graduate of the University of Houston, where he received a Bachelor of Business Administration in Finance. He lives in Magnolia, Texas with his family. Outside of the office, Frank enjoys traveling and spending time with family and friends. He also volunteers for March of Dimes and Houston Food Bank.
Associate Private Bankers partner with Private Bankers and Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Frank began his career in financial services in 1988 and joined Morgan Stanley in 2019 as an Associate Private Banker. Prior to joining the firm, he was a Wealth Management Banker at Merrill Lynch. He also served as a Lending Officer at Bank of America.
Frank is a graduate of the University of Houston, where he received a Bachelor of Business Administration in Finance. He lives in Magnolia, Texas with his family. Outside of the office, Frank enjoys traveling and spending time with family and friends. He also volunteers for March of Dimes and Houston Food Bank.
NMLS#: 620249
Private Banking Group (PBG) Market Managers, Senior Private Bankers, Private Bankers, and Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Iran Conflict: Seven Takeaways for Investors
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact C. Adam Horn today.
1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Participating in a new issue/syndicate is subject to availability. IPOs are highly speculative and may not be appropriate for all investors because they lack a stock-trading history and usually involve smaller and newer companies that tend to have limited operating histories, less-experienced management teams, and fewer products or customers. Also, the offering price of an IPO reflects a negotiated estimate as to the value of the company, which may bear little relationship to the trading price of the securities, and it is not uncommon for the closing price of the shares shortly after the IPO to be well above or below the offering price.
5Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Participating in a new issue/syndicate is subject to availability. IPOs are highly speculative and may not be appropriate for all investors because they lack a stock-trading history and usually involve smaller and newer companies that tend to have limited operating histories, less-experienced management teams, and fewer products or customers. Also, the offering price of an IPO reflects a negotiated estimate as to the value of the company, which may bear little relationship to the trading price of the securities, and it is not uncommon for the closing price of the shares shortly after the IPO to be well above or below the offering price.
5Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025), 4763067 (9/2025)
