Frank Vatuna
Associate Private Banker
C. Adam Horn, CAIA
Senior Vice President, Wealth Management
Direct:
(713) 965-5098(713) 965-5098
My Mission Statement
Dedication to providing comprehensive financial advice, planning, and investment management in alignment with your family’s priorities
My Story and Services
As life changes and becomes increasingly more complex, your financial strategies should reflect the ever evolving needs of your family. At some point on the continuum, the value of an experienced financial advisory team becomes an important part of that picture. Whether looking to hire a Financial Advisor for the first time, or considering a new approach, we are here to help. We believe that through carefully understanding your financial situation and aligning your priorities, we can offer wealth management strategies that can transcend generations.
Adam is focused on working with local business owners as well as corporate employees with concentrated stock positions, leveraging his in-depth knowledge of the firm’s digital platform to provide thorough, long-term financial and estate planning strategies to high net worth individuals.
A native of La Grange, Texas, Adam holds an undergraduate degree from the University of Texas as well as a Masters in Business Administration from the University of Houston. Prior to entering the financial services industry, he helped implement technology solutions for small businesses in the greater Houston area.
If there is something pressing in your financial life, or if you would simply like a second opinion on what you’re currently doing, contact our me to set up an appointment.
Disclosure
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Adam is focused on working with local business owners as well as corporate employees with concentrated stock positions, leveraging his in-depth knowledge of the firm’s digital platform to provide thorough, long-term financial and estate planning strategies to high net worth individuals.
A native of La Grange, Texas, Adam holds an undergraduate degree from the University of Texas as well as a Masters in Business Administration from the University of Houston. Prior to entering the financial services industry, he helped implement technology solutions for small businesses in the greater Houston area.
If there is something pressing in your financial life, or if you would simply like a second opinion on what you’re currently doing, contact our me to set up an appointment.
Disclosure
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Securities Agent: AZ, GA, LA, IN, FL, CA, OH, NV, HI, VA, NC, MD, IL, ID, TX, KS, OR, NJ, MN, MI, CT, AR, UT, TN, WY, SD, WI, RI, PA, NM, MO, MA, KY, SC, NY, NE, ND, IA, DC, CO, AL, DE, WA, OK, MT, MS; General Securities Representative; Investment Advisor Representative
NMLS#: 1832956
NMLS#: 1832956
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Our comprehensive array of services allows us to provide analysis and advice for all your financial concerns.
FAMILY & FAMILY GOVERNANCE STRATEGIES
- Trust & Estate Planning
- Family By-Laws
- Medical Directive
- Long Term Financial Plan
- Family By-Laws
- Medical Directive
- Long Term Financial Plan
INVESTMENTS
- Stock Portfolio Management
- Bond Desk
- Options Trading
- Sourcing Unique Opportunities
- Bond Desk
- Options Trading
- Sourcing Unique Opportunities
TAXATION
- Tax Planning Strategies
- Irrevocable Living
- Insurance Trust (ILIT)
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third‐party corporate trustee.
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
- Irrevocable Living
- Insurance Trust (ILIT)
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third‐party corporate trustee.
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
CASH MANAGEMENT AND LENDING SOLUTIONS
- Competitive Cash and Lending Solutions
PHILANTHROPY
- Family Foundation
- Donor Advice Fund (DAF)
- Charitable Remainder Trust (CRT)
The Morgan Stanley Global Impact Funding Trust, Inc. (MS GIFT) is an organization described in Section 501(c)(3) of the Internal Revenue Code of 1986, as amended. MS Global Impact Funding Trust (MS GIFT) is a donor advised fund. Morgan Stanley Smith Barney LLC provides investment management and administrative services to MS GIFT. Back office administration provided by RenPSG, an unaffiliated charitable gift administrator.
- Donor Advice Fund (DAF)
- Charitable Remainder Trust (CRT)
The Morgan Stanley Global Impact Funding Trust, Inc. (MS GIFT) is an organization described in Section 501(c)(3) of the Internal Revenue Code of 1986, as amended. MS Global Impact Funding Trust (MS GIFT) is a donor advised fund. Morgan Stanley Smith Barney LLC provides investment management and administrative services to MS GIFT. Back office administration provided by RenPSG, an unaffiliated charitable gift administrator.
RISK MANAGEMENT STRATEGIES
- Insurance
- Security Matters
- Family Safety
- Security Matters
- Family Safety
RETIREMENT
- 401(k), SEP IRA, Defined Benefits Plans, Money Purchase Plans, Deferred Comp Plans
EDUCATION
- 529 College Saving Plan
The 529 Plan Program Disclosure contains more information on investment options, risk factors, fees and expenses, and potential tax consequences. Investors can obtain a 529 Plan Program Disclosure from their Financial Advisor and should read it carefully before investing. Investors should also consider whether tax or other benefits are only available for investments in your home state 529-college savings plan.
The 529 Plan Program Disclosure contains more information on investment options, risk factors, fees and expenses, and potential tax consequences. Investors can obtain a 529 Plan Program Disclosure from their Financial Advisor and should read it carefully before investing. Investors should also consider whether tax or other benefits are only available for investments in your home state 529-college savings plan.
No two clients have the same financial picture. Each holds a unique set of investing values, and therefore deserves a plan that is tailored to help meet their priorities.
Our clients come from all walks of life and corners of the earth, they have one thing in common: the drive to do what is financially best for themselves and their families.
Executives
Through a thoughtful planning process, we work with executives across all industries to provide tailored wealth management strategies which will allow them to take on any unforeseen obstacles life may bring with confidence.
Entrepreneurs
Whether you require assistance navigating the sale or transfer of your business, the advice or capital required to grow the business, or simply a plan designed to safeguard your assets and build on continued success.
Multi-Generational Families
Often, we will assist families with their personal wealth. Significant life events require a seasoned advisory team who understands the complexities of these special situations and has the insights to help achieve results.
Retirees
Retirement planning, Adam's approach brings together a comprehensive combination of decades of experience, individualized attention and a deep commitment to delivering personalized retirement strategies.
Business Owners
As a business owner, you have devoted your career to building your enterprise. Now, it is time to plan for what comes next: enjoying the substantial rewards of your success, spending more time with your family and pursuing new challenges.
Customized Strategies
We help individuals mange their financial life, no matter the complexity of the specific situation. Reaching your goals often involves going beyond investment advice - we provide a wide array of offerings and services centered on you and customized to help meet your needs.
A Structured Planning Process
At Morgan Stanley, we are committed to helping our clients understand the new challenges they face and how to meet those challenges successfully.
Step 1: Introductory Meeting
Our relationship begins with an initial discussion aimed towards getting to know you, your lifestyle and your future goals.
Step 2: Discovery Meeting
During the discovery meeting, we will work together to establish your financial goals by reviewing your current financial situation and developing a suitable risk tolerance that will ultimately help you achieve the financial outcome you envision for yourself.
Step 3: Financial Plan Presentation
Financial plan presentations map out essential factors that play into your financial success such as your employee and employer contributions, liquidity events, and insurance coverage. Examining all relevant financial information provides a holistic asset allocation analysis for all of your accounts ensuring a comprehensive financial plan.
Disclosure:
Asset Allocation does not assure a profit or protect ageist loss in declining financial markets.
Disclosure:
Asset Allocation does not assure a profit or protect ageist loss in declining financial markets.
Step 4: Action Items/ Next Steps
After the financial plan presentation, we will follow up with you regarding our analysis and recommendations which may include a adjustments to your financial plan investment allocation, company benefits and insurance coverage.
Step 5: Implementing Meeting
The implementation meeting focuses on creating prospective strategies custom designed for your specific needs. Recommended changes could include logistics, tax impacts, asset allocations adjustments, and saving and benefit modifications.
Step 6: Monitoring & Performance Tracking
Finally, we will constantly monitor your assets and analyze your performance tracking date to help ensure your financial expectations are being met and adjusted accordingly. We will keep a high degree of communication with you to make sure your concerns and requests are always addressed.
Disclosure:
Morgan Stanley Smith Barney LLC offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you.
Please visit us at http://morganstanleyindividual.com or consult with your Financial Advisor to understand these differences.
Disclosure:
Morgan Stanley Smith Barney LLC offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you.
Please visit us at http://morganstanleyindividual.com or consult with your Financial Advisor to understand these differences.
Our comprehensive suite of digital tools are designed to help enhance every aspect of your financial life.
Below are a few of the technologies we have to offer our clients. We have also included resources meant to transform complex financial analysis and research into concise and easily digestible content.
Online Security Center
At Morgan Stanley, safeguarding your assets and personal information is among our highest priorities. Learn about our security measures and use our resources and ideas to help protect yourself online.
Learn More About Online Security CenterGIC Weekly Research Report
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.
Read The Latest Report
On The Markets Research Report
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
Read The Latest Report
Morgan Stanley Ideas Podcast
The Morgan Stanley Ideas Podcast brings you revealing stories about the world of business, finance, technology and beyond.
Check Out The Latest Episode
Thoughts On The Market Podcast
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Check Out The Latest Episode
Morgan Stanley Insights
At Morgan Stanley, we lead with exceptional ideas. Across all our businesses, we offer keen insight on today's most critical issues.
Click Here to Learn MoreClient Service Team
Huong Green - Senior Registered Client Service Associate
Phone:
(713) 965-8035(713) 965-8035
Email:Huong.Green@morganstanley.com
Huong is dedicated to serving clients to the highest level. She is responsible for day-to-day operations with concierge service. She ensures nothing falls through the cracks and loves the process of getting to know each client. Treating each client as though they are a beloved relative, Huong enjoys being part of a team that helps clients plan and execute steps towards their financial success.
In 2003, Huong began working in the financial services industry. Prior to joining Morgan Stanley in 2022, she worked with high-net-worth clients at Wells Fargo as a Regional Private Banker and at J.P. Morgan Chase as a Private Client Registered Investment Associate. Huong holds her Series 7 and 66 professional licenses, as well as her General Lines Insurance License. She graduated from the University of Houston with a BBA in Management and minor in Asian International Studies.
Huong lives in Humble, Texas, with her husband Tim, their daughter Taylor, and two dogs. She loves to travel with her family both domestically and internationally. Huong is passionate about giving back and enjoys donating to local schools and charities every year.
In 2003, Huong began working in the financial services industry. Prior to joining Morgan Stanley in 2022, she worked with high-net-worth clients at Wells Fargo as a Regional Private Banker and at J.P. Morgan Chase as a Private Client Registered Investment Associate. Huong holds her Series 7 and 66 professional licenses, as well as her General Lines Insurance License. She graduated from the University of Houston with a BBA in Management and minor in Asian International Studies.
Huong lives in Humble, Texas, with her husband Tim, their daughter Taylor, and two dogs. She loves to travel with her family both domestically and internationally. Huong is passionate about giving back and enjoys donating to local schools and charities every year.
Location
2800 Post Oak Blvd 18th
Fl
Houston, TX 77056
US
Direct:
(713) 965-5098(713) 965-5098
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
About Frank Vatuna
Frank Vatuna is an Associate Private Banker serving Morgan Stanley Wealth Management offices in Texas.
Associate Private Bankers partner with Private Bankers and Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Frank began his career in financial services in 1988, and joined Morgan Stanley in 2019 as an Associate Private Banker. Prior to joining the firm, he was a Wealth Management Banker at Merrill Lynch. He also served as a Lending Officer at Bank of America.
Frank is a graduate of the University of Houston, where he received a Bachelor of Business Administration in Finance. He lives in Magnolia, TX with his family. Outside of the office, Frank enjoys traveling and spending time with family and friends. He also volunteers for March of Dimes and Houston Food Bank.
Associate Private Bankers partner with Private Bankers and Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Frank began his career in financial services in 1988, and joined Morgan Stanley in 2019 as an Associate Private Banker. Prior to joining the firm, he was a Wealth Management Banker at Merrill Lynch. He also served as a Lending Officer at Bank of America.
Frank is a graduate of the University of Houston, where he received a Bachelor of Business Administration in Finance. He lives in Magnolia, TX with his family. Outside of the office, Frank enjoys traveling and spending time with family and friends. He also volunteers for March of Dimes and Houston Food Bank.
NMLS#: 620249
Wealth Management
From My Desk
2024 Global Economic Midyear Outlook
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
Article Image
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
Article Image
Ready to start a conversation? Contact C. Adam Horn today.
1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Participating in a new issue/syndicate is subject to availability. IPOs are highly speculative and may not be appropriate for all investors because they lack a stock-trading history and usually involve smaller and newer companies that tend to have limited operating histories, less-experienced management teams, and fewer products or customers. Also, the offering price of an IPO reflects a negotiated estimate as to the value of the company, which may bear little relationship to the trading price of the securities, and it is not uncommon for the closing price of the shares shortly after the IPO to be well above or below the offering price.
5Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Participating in a new issue/syndicate is subject to availability. IPOs are highly speculative and may not be appropriate for all investors because they lack a stock-trading history and usually involve smaller and newer companies that tend to have limited operating histories, less-experienced management teams, and fewer products or customers. Also, the offering price of an IPO reflects a negotiated estimate as to the value of the company, which may bear little relationship to the trading price of the securities, and it is not uncommon for the closing price of the shares shortly after the IPO to be well above or below the offering price.
5Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
