45 North Wealth Management Group at Morgan Stanley

Carlos Araguas is the First Vice President of Morgan Stanley with the 45 North Wealth Management Group at Morgan Stanley, a team of 12 professionals within Morgan Stanley’s Wealth Management division based in Lake Oswego. With over 22 years of experience in the industry, Carlos focuses on helping clients navigate major life transitions, including the sale of a business, retirement, divorce, insurance planning, and estate planning strategies. By taking the time to understand each client’s complex financial needs, Carlos takes great pride in helping educate and navigate the often complicated world of finance.

Carlos takes a holistic financial planning approach to wealth management, aiming to understand each client’s full financial picture. He works closely with clients’ CPAs, attorneys, trusted family members and other dedicated professionals to help align financial strategies with their long-term goals and values. Through regular communication and a disciplined planning process, Carlos aims to help ensure that the clients’ goals, values, and vision are understood and ultimately aligned.

Prior to joining Morgan Stanley, Carlos was a Financial Advisor at Wells Fargo Advisors. He holds industry licenses and regularly participates in continuing education to stay involved on potential market developments and financial planning strategies.

Outside the office, Carlos enjoys spending time with his wife, their three children (with a fourth on the way), and their four French Bulldogs. He is passionate about travel, art, and watch collecting, and often spends weekends attending car events with his youngest son.




Disclosures:

Morgan Stanley Smith Barney LLC offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please visit us at http://www.morganstanleyindividual.com or consult with your Financial Advisor to understand these differences.

Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trusts, estate planning, charitable giving, philanthropic planning or other legal matters.

Depending on your situation there can be a lot riding on your investments: Your children’s education, a successful retirement, and the freedom to follow your dreams. That’s why it’s important to find a Financial Advisor with a comprehensive level of market knowledge and experience navigating many types of market conditions.

As a designated Senior Portfolio Management Director, Don is able to focus on building and managing investment portfolios that are tailored to help meet your goals. Since 1995, Don has worked with clients to build clear, thoughtful financial plans that are designed to help support their goals. As those plans are implemented, Don provides you access to a wide range of financial services backed by the resources of Morgan Stanley, including 401(K) rollovers, asset management, business planning, cash management, commodities, corporate retirement plans, education planning, endowments and foundations, estate planning strategies, exchange traded funds, executive financial services, institutional services, access to lending services, municipal bonds, professional portfolio management, retirement planning, and wealth management.

Don began his career in the financial services industry in 1995 with Dean Witter, after earning a Bachelor of Arts in Business Administration from Walla Walla University. He also earned his Certified Investment Management Analyst^® (CIMA^®) designation from the Investment Management Consultants Association through The Wharton School at the University of Pennsylvania. Don started with Morgan Stanley in 2009, and enjoyed a partnership with a Financial Advisor and municipal bond specialist until their retirement in 2017. He is a member of the Investment Management Consultants Association and serves on the Friends of Doernbecher Board.

Outside of work, Don enjoys traveling, playing basketball, boating, and family outings with his wife, Erica, his three boys and their big, friendly, furry Bernese Mountain Dog.





Disclosures:

The investments listed may not be appropriate for all investors. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, and encourages investors to seek the advice of a Financial Advisor. The appropriateness of a particular investment will depend upon an investor's individual circumstances and objectives.

"Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY"

The individuals mentioned as the Portfolio Management Team are Financial Advisors with Morgan Stanley participating in the Morgan Stanley Portfolio Management program. The Portfolio Management program is an investment advisory program in which the client’s Financial Advisor invests the client’s assets on a discretionary basis in a range of securities. The Portfolio Management program is described in the applicable Morgan Stanley ADV Part 2, available at www.morganstanley.com/ADV or from your Financial Advisor.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trusts, estate planning, charitable giving, philanthropic planning or other legal matters.

John is a Senior Vice President with the 45 North Wealth Management Group at Morgan Stanley. He prides himself on the personal relationships he has fostered with clients over the last 35 years and derives great satisfaction from helping them plan, pursue, and strive to achieve their financial goals.

After earning his bachelor’s degree in Business from Oregon State University, John began his career in the financial services industry at Shearson/American Express and then went on to work at Smith Barney. John joined Morgan Stanley in 2009, when the two firms merged.

Along with their decades of experience helping clients navigate the ups and downs of life, John is proud that his team now also offers clients new ideas and perspectives brought by its two younger members, Brian Schuler and Alex Blank.

John has been married for nearly 40 years to his wife, Diane Lorenz. The couple takes great pleasure in spending time with family, including their five grandchildren, and enjoying the outdoors, golfing, biking, skiing and fly-fishing. Outside of the office, John is also active with the Oregon State University Foundation and the OSU School of Business in a mentorship role.

Doug is a Senior Vice President and Financial Advisor with The 45 North Wealth Management Group in Portland, Oregon. He is a third-generation financial advisor following in the footsteps of his father and grandfather. Doug began his career with Blakely, Strand, and Williams—a local Portland brokerage firm that his grandfather started in 1929—and after the business was sold in 2009, Doug joined Morgan Stanley. He prides himself on having served multiple generations of clients. With 30 years of experience in equity and fixed-income markets, Doug has extensive knowledge in building municipal bond portfolios and total return investments.

Doug graduated from the University of Oregon with a degree in Business Management. He has been married to his wife, Kim, for 37 years, and they have 2 grown sons, Charlie and Henry. Doug and Kim split their time between Portland and Sun Valley, Idaho. In their spare time, Doug volunteers for Higher Ground and Kim with the Oregon Humane Society. Out of the office, Doug enjoys skiing, golfing, snow shoeing and fly fishing.

As a Senior Vice President and Financial Advisor with The 45 North Wealth Management Group at Morgan Stanley, Brad prides himself on seeking to provide his clients with unrivaled customer service and guidance toward helping clients achieve their financial goals. In addition to his team’s collective years of experience, Brad also attributes their success to keeping investment choices simple for their clients and to the competency of their entire staff.

Brad learned the importance of putting customers first as a young boy, working for his family’s women’s shoe business. A graduate of the University of Oregon, he was introduced to the financial industry through his father-in-law and quickly saw it matched his interest in advising and working one-on-one with clients. Brad began his career in 1983 at Merrill Lynch, where he stayed until 2001, when he left to join Smith Barney.

A lifelong Lake Oswego resident, Brad is dedicated to his community and the people who live there. He loves living in the Pacific Northwest with his wife of 42 years, Kate, and spends his free time engaging in Oregon duck sports, traveling, and visiting with his three children and four grandchildren.

There’s a lot riding on your investments. That’s why, for Brian the most enjoyable aspect of being a Certified Financial Planner and Senior Portfolio Manager, is helping clients navigate some of their most personal, critical, and challenging aspects of their lives.

As a former member of the U.S. Army and a graduate of West Point and the Army’s Ranger School, Brian advocates planning for the best-case scenario while preparing for the worst. He believes, life rarely goes precisely as we expect, thus the purpose of planning is to identify goals and objectives and to develop a framework for achieving them. Establishing a framework requires considering risks, evaluating alternative paths, and identifying contingencies ahead of time. Such preparation enhances decision-making and ultimately improves outcomes when changes inevitably arise.

As we implement your plan, Brian provides you with a wide range of financial services, including, asset management, investment tax management, 401(K) rollovers, business planning, cash management, corporate retirement plans, education planning, estate planning strategies, endowments and foundations, exchange traded funds, executive financial services, institutional services, access to lending services, municipal bonds, professional portfolio management, retirement planning, and wealth management.

Following his career in the Army, Brian earned a master’s degree in business administration at the University of Maryland in 1999. He then moved to Oregon, to become a finance business analyst with Intel. He began a career in the financial services industry in 2002, with Strand, Atkinson, Williams, & York, and earned his CFP^® designation in 2006. He later joined Morgan Stanley in 2008 along with his colleagues John York and Doug Strand.

Brian has been married for 31 years to his wife, Delyn, who is also a graduate of West Point and is currently an emergency trauma nurse at PeaceHealth hospital in Vancouver, WA. When not at work, he enjoys running, hiking, skiing and golf. With their children, Heidi and John, grown and out of the house, their 5-year-old Cockapoo, Ranger, he says, is now in charge.

As a Vice President and Financial Advisor with The 45 North Wealth Management Group at Morgan Stanley, Jim enjoys engaging with his clients and seeing how his team’s advice has a positive impact across several generations of family lives. Jim has over 27 years of experience at Morgan Stanley.

Jim is an MBA graduate of the University of Texas at Austin where he was President of the Graduate Business council.

Financial and Estate planning for successful families is a focus for him and his team. This objective is completed prior to them assembling an investment portfolio that best achieves their financial objectives as well as their life goals. He feels that advisors must also understand the risk tolerance of their clients before initially making recommendations on an investment portfolio so that they can best endure market volatility and unexpected events during their lifetime.

He has been married to his wife, Judy, for over 35 years. She has worked in commercial real estate development as well as successful nonprofits. For recreation he enjoys classic cars, flying, scuba diving, golf and tennis.

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Alex Blank began his financial career at Wells Fargo in 2008, shortly after graduating from the University of Oregon. In 2013, he made the jump to Morgan Stanley, getting his start in the San Francisco Complex where he worked on the Capital Markets Fixed Income Desk and specialized in municipal bond sales. He later moved back to Portland to join the Oregon Complex Management team, where he served in several roles as the Business Development Manager, Associate Complex Manager and his current role as the Producing Branch Manager for the Lake Oswego office. Alex is proud to bring his unique experience to The 45 North Wealth Management Group, utilizing his extensive knowledge of wealth management and retirement planning solutions to best serve his clients.

Being on a father and son team, Alex believes The 45 North Wealth Management Group offers their clients a special service platform. From one family to another, they truly relate to their clients and focus on developing holistic wealth management plans that encompass every aspect of not only the client’s life, but also their family’s lives as well. From a young age, Alex knew he wanted to join his father’s wealth management practice. They share a strong passion for service and he felt it was the perfect place for him to use his experience to improve the lives of others.

In his free time he enjoys running, cycling and hiking throughout the Pacific Northwest. At home, he enjoys quality time with his loving wife Natasha and his young son Wyatt.

Brady is a Cincinnati native who graduated from the University of Cincinnati in 2020 with a B.A. in Finance and Entrepreneurship. He joined Morgan Stanley in 2022 in Baltimore, Maryland where he supported a Baltimore based team. Recently, he moved with his girlfriend to NW Portland where he’d later join our team in May of 2024. Brady is fully licensed and currently handles all things client service related.

In his spare time, he enjoys reading, playing sports and spending time with friends and family.