Phone:
(503) 534-3469(503) 534-3469
45 North Group at Morgan Stanley
Our Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals
Our Story and Services
As your Financial Advisors, we can help you define and strive to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve. Working together we can help you to preserve and grow your wealth. You’ll have access to some of the world’s most seasoned and respected investment professionals, a premier trading and execution platform and a full spectrum of investment choices.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
MANAGING YOUR MONEY IN THE 21ST CENTURY
Morgan Stanley offers a comprehensive suite of tools to manage your wealth more effectively in today's busy world. We are happy to assist you in signing up for any of those.
Morgan Stanley Online (MSO)
When you sign up for MSO, you can conveniently and securely manage your account online or on the mobile app.
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Morgan Stanley Ideas Podcast
Bringing you revealing stories about the world of business, finance, technology and beyond.
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Goals Planning System (GPS)
GPS is our financial planning software. It helps define what you want out of life, so we can create a financial framework to bring these goals to fruition.
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GIC Weekly Research Report
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.
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Total Wealth View
Complete your financial picture with Total Wealth View. By linking your account information, you will benefit from more informed wealth planning, more secure data access and convenient connectivity.
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On The Markets Research Report
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
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Online Security Center
At Morgan Stanley, safeguarding your assets and personal information is among our highest priorities. Learn about our security measures and use our resources and ideas to help protect yourself online.
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Thoughts on the Market Podcast
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends i the financial marketplace.
Click here to learn moreOur Services
Financial Planning
Your goals, assets, liabilities and other important information are gathered and analyzed. I then use my perspective and experience with other unique clients like you to make recommendations on spending, giving and living.
Wealth Management
I take a holistic approach to bring all aspects of your financial life together. I use my analysis and experience to develop a customized plan for you.
Retirement Planning
This is paramount in ensuring a successful retirement. I bring intense focus on this process. You have worked hard to get where you are. Now it is up to me to help you live the retirement you have always dreamed of.
Corporate Retirement Plans
I work with companies to develop and manage their corporate retirement plans. Let me bring my experience and resources to the table to take this burden off of you.
Business Succession Planning
A lot of thought and planning goes into a successful succession strategy. I can help you navigate the requirements of working with other professionals to achieve the results you want.
Asset Management
Based on your goals, assets, and input, I create an investment strategy tailored to your unique needs.
Business Planning
I can help you by sharing my experience in helping other business owners just like you. I have ideas and strategies to help grow or sell your business.
401(k) Rollovers
If you have a 401(k) from a previous job, I make it easy to consolidate your assets into one account so you can monitor your progress and investment results in one place. This helps simplify your financial life, keeps you organized and makes your money work harder for you.
Location
4800 Meadows Rd
Ste 400
Lake Oswego, OR 97035
US
Direct:
(503) 534-3427(503) 534-3427
Meet 45 North Group
Managing Director, Wealth Management, Executive Financial Services Director, Senior Portfolio Management Director, Financial Advisor
Phone:
(503) 243-6918(503) 243-6918
Douglas E Strand
Senior Vice President, Financial Advisor
Phone:
(503) 412-6331(503) 412-6331
Phone:
(503) 221-7635(503) 221-7635
Phone:
(503) 412-6329(503) 412-6329
Phone:
(503) 221-6262(503) 221-6262
Phone:
(503) 221-7642(503) 221-7642
Desiree J. Davenhill
Senior Registered Client Service Associate
Phone:
(503) 534-3427(503) 534-3427
Cindy Iseli
Senior Registered Client Service Associate
Phone:
(503) 412-6339(503) 412-6339
Brady Suddendorf
Registered Client Service Associate
Phone:
(503) 221-8609(503) 221-8609
About Carlos Araguas
Securities Agent: MT, GA, IN, IA, FL, AK, VT, VA, TX, PA, NJ, OR, NE, ND, MD, MA, SC, NC, CA, NM, ME, CT, AZ, TN, SD, NV, CO, AR, AL, MO, LA, WV, WA, OH, NH, KY, ID, DE, DC, WY, RI, NY, UT, MS, MN, MI, IL, WI, OK, HI, KS; General Securities Representative; Investment Advisor Representative
NMLS#: 2458677
NMLS#: 2458677
About Don Zabudsky
Securities Agent: AL, VT, UT, MS, WV, NM, MT, IL, IA, CA, AZ, OR, OK, NJ, MO, ME, LA, IN, RI, PA, OH, KS, AR, WY, NV, VA, NE, ND, NC, MI, FL, CO, MN, ID, DE, CT, WA, TX, TN, SD, SC, NY, NH, MA, AK, DC, WI, MD, KY, GA; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1261845
CA Insurance License #: 0L50264
NMLS#: 1261845
CA Insurance License #: 0L50264
About John P Lorenz
John is a Senior Vice President with The Forest Park Group at Morgan Stanley. He prides himself on the personal relationships he has fostered with clients over the last 35 years and derives great satisfaction from helping them plan, pursue, and achieve their financial goals.
After earning his bachelor’s degree in Business from Oregon State University, John began his career in the financial services industry at Shearson/American Express and then went on to work at Smith Barney. John joined Morgan Stanley in 2009, when the two firms merged.
Along with their decades of experience helping clients navigate the ups and downs of life, John, as one of the Forest Park Group’s three principal advisors, is proud that his team now also offers clients new ideas and perspectives brought by its two younger members, Brian Schuler and Alex Blank.
John has been married for nearly 40 years to his wife, Diane Lorenz. The couple takes great pleasure in spending time with family, including their five grandchildren, and enjoying the outdoors, golfing, biking, skiing and fly-fishing. Outside of the office, John is also active with the Oregon State University Foundation and the OSU School of Business in a mentorship role.
After earning his bachelor’s degree in Business from Oregon State University, John began his career in the financial services industry at Shearson/American Express and then went on to work at Smith Barney. John joined Morgan Stanley in 2009, when the two firms merged.
Along with their decades of experience helping clients navigate the ups and downs of life, John, as one of the Forest Park Group’s three principal advisors, is proud that his team now also offers clients new ideas and perspectives brought by its two younger members, Brian Schuler and Alex Blank.
John has been married for nearly 40 years to his wife, Diane Lorenz. The couple takes great pleasure in spending time with family, including their five grandchildren, and enjoying the outdoors, golfing, biking, skiing and fly-fishing. Outside of the office, John is also active with the Oregon State University Foundation and the OSU School of Business in a mentorship role.
Securities Agent: IA, IN, WV, LA, ME, WY, NJ, MO, ND, NH, KY, NM, PR, MT, WA, NE, VA, UT, PA, NC, WI, NY, TX, OR, OH, MA, MI, KS, MN, OK, ID, CA, DC, IL, CO, AL, MD, AZ, GA, HI, FL, MS, CT, AK, RI, SC, SD, TN, VT, AR, VI, DE, NV; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1395651
NMLS#: 1395651
About Douglas E Strand
Doug is a Senior Vice President and Financial Advisor with the Forest Park Group in Portland, Oregon. He is a third-generation financial advisor following in the footsteps of his father and grandfather. Doug began his career with Blakely, Strand, and Williams—a local Portland brokerage firm that his grandfather started in 1929—and after the business was sold in 2009, Doug joined Morgan Stanley. He prides himself on having served multiple generations of clients. With 30 years of experience in equity and fixed-income markets, Doug has extensive knowledge in building municipal bond portfolios and total return investments.
Doug graduated from the University of Oregon with a degree in Business Management. He has been married to his wife, Kim, for 37 years, and they have 2 grown sons, Charlie and Henry. Doug and Kim split their time between Portland and Sun Valley, Idaho. In their spare time, Doug volunteers for Higher Ground and Kim with the Oregon Humane Society. Out of the office, Doug enjoys skiing, golfing, snow shoeing and fly fishing.
Doug graduated from the University of Oregon with a degree in Business Management. He has been married to his wife, Kim, for 37 years, and they have 2 grown sons, Charlie and Henry. Doug and Kim split their time between Portland and Sun Valley, Idaho. In their spare time, Doug volunteers for Higher Ground and Kim with the Oregon Humane Society. Out of the office, Doug enjoys skiing, golfing, snow shoeing and fly fishing.
Securities Agent: RI, IA, WA, UT, NY, AL, OK, NV, MD, HI, CT, VA, NC, ME, IN, DE, OH, MS, LA, PA, OR, KS, AK, WY, WI, TN, KY, FL, CA, AZ, WV, NM, NJ, MO, MN, ID, AR, VT, SC, NH, MI, MA, IL, DC, CO, ND, MT, GA, TX, SD, NE; General Securities Representative; Investment Advisor Representative
NMLS#: 1262141
NMLS#: 1262141
About Bradley E. Home
As a Senior Vice President and Financial Advisor with The Forest Park Group at Morgan Stanley, Brad prides himself on seeking to provide his clients with unrivaled customer service and guidance toward helping clients achieve their financial goals. In addition to his team’s collective years of experience, Brad also attributes their success to keeping investment choices simple for their clients and to the competency of their entire staff.
Brad learned the importance of putting customers first as a young boy, working for his family’s women’s shoe business. A graduate of the University of Oregon, he was introduced to the financial industry through his father-in-law and quickly saw it matched his interest in advising and working one-on-one with clients. Brad began his career in 1983 at Merrill Lynch, where he stayed until 2001, when he left to join Smith Barney.
A lifelong Lake Oswego resident, Brad is dedicated to his community and the people who live there. He loves living in the Pacific Northwest with his wife of 42 years, Kate, and spends his free time engaging in Oregon duck sports, traveling, and visiting with his three children and four grandchildren.
Brad learned the importance of putting customers first as a young boy, working for his family’s women’s shoe business. A graduate of the University of Oregon, he was introduced to the financial industry through his father-in-law and quickly saw it matched his interest in advising and working one-on-one with clients. Brad began his career in 1983 at Merrill Lynch, where he stayed until 2001, when he left to join Smith Barney.
A lifelong Lake Oswego resident, Brad is dedicated to his community and the people who live there. He loves living in the Pacific Northwest with his wife of 42 years, Kate, and spends his free time engaging in Oregon duck sports, traveling, and visiting with his three children and four grandchildren.
Securities Agent: NY, AK, MS, MA, AL, TN, NH, NC, MN, LA, GA, DE, CT, SD, OH, ND, MD, KS, IN, WY, UT, RI, OR, DC, CO, NM, MI, KY, AZ, VT, WV, NV, NJ, IL, HI, VA, TX, OK, MT, CA, WI, WA, PA, MO, ME, FL, SC, NE, ID, IA, AR; General Securities Representative; Investment Advisor Representative
NMLS#: 1454870
NMLS#: 1454870
About Brian Schuler
For Brian, the most enjoyable aspect of being a Certified Financial Planner and Senior Portfolio Manager at Morgan Stanley is the satisfaction he derives from having a positive impact on some of the most personal and critical aspects of his clients’ lives.
As a graduate of West Point and member of the U.S. Army, Brian strongly advocates planning for the best but preparing for the worst. As life rarely goes according to plan, the purpose of planning, Brian notes, is to identify goals and objectives and to develop a framework for achieving them. Establishing a framework requires considering risks, alternative paths, and identifying contingencies ahead of time. This preparation, he believes, enables better decision-making and improves outcomes when clients encounter changes.
Inspired by a financial advisor who helped him early in his Army career, Brian went on to earn a master’s degree in business administration at the University of Maryland and entered the financial services industry in 2002, working for Strand, Atkinson, Williams, & York, and joining Morgan Stanley in 2008.
Brian has been married for 29 years to his wife, Delyn, who is also a graduate of West Point and currently works as an emergency nurse at PeaceHealth Vancouver hospital. When not at work, he enjoys running, hiking, skiing and golf. With the couple’s two children, Heidi and John, grown and out of the house, their 3-year-old Cockapoo, Ranger, he says, is now in charge.
As a graduate of West Point and member of the U.S. Army, Brian strongly advocates planning for the best but preparing for the worst. As life rarely goes according to plan, the purpose of planning, Brian notes, is to identify goals and objectives and to develop a framework for achieving them. Establishing a framework requires considering risks, alternative paths, and identifying contingencies ahead of time. This preparation, he believes, enables better decision-making and improves outcomes when clients encounter changes.
Inspired by a financial advisor who helped him early in his Army career, Brian went on to earn a master’s degree in business administration at the University of Maryland and entered the financial services industry in 2002, working for Strand, Atkinson, Williams, & York, and joining Morgan Stanley in 2008.
Brian has been married for 29 years to his wife, Delyn, who is also a graduate of West Point and currently works as an emergency nurse at PeaceHealth Vancouver hospital. When not at work, he enjoys running, hiking, skiing and golf. With the couple’s two children, Heidi and John, grown and out of the house, their 3-year-old Cockapoo, Ranger, he says, is now in charge.
Securities Agent: CA, MO, IL, VA, OH, MS, LA, CO, AZ, WV, NM, NC, HI, CT, AR, AL, WA, NE, MI, GA, FL, VT, TN, NJ, KS, RI, NH, MT, MN, ME, WY, SD, SC, OR, OK, NV, MD, IA, DC, PA, NY, KY, IN, AK, WI, MA, ID, DE, UT, TX, ND; General Securities Representative; Investment Advisor Representative
NMLS#: 1261814
NMLS#: 1261814
About Jim North
James W North
As a financial advisor with the Forest Park Group at Morgan Stanley Jim enjoys engaging with his clients and seeing how his team’s advice has a positive impact across several generations of family lives. Jim has over 27 years of experience at Morgan Stanley.
Jim is an MBA graduate of the University of Texas at Austin where he was President of the Graduate Business council.
Financial and Estate planning for successful families is a focus for him and his team. This objective is completed prior to them assembling an investment portfolio that best achieves their financial objectives as well as their life goals. He feels that advisors must also understand the risk tolerance of their clients before initially making recommendations on an investment portfolio so that they can best endure market volatility and unexpected events during their lifetime.
He has been married to his wife, Judy, for over 35 years. She has worked in commercial real estate development as well as successful nonprofits. For recreation he enjoys classic cars, flying, scuba diving, golf and tennis.
Securities Agent: OR, AZ, TX, CA, WA, FL, DC, SC, UT, NV, NM, MA
General Securities Representative, Investment Advisor Representative, NMLS # 1380670
As a financial advisor with the Forest Park Group at Morgan Stanley Jim enjoys engaging with his clients and seeing how his team’s advice has a positive impact across several generations of family lives. Jim has over 27 years of experience at Morgan Stanley.
Jim is an MBA graduate of the University of Texas at Austin where he was President of the Graduate Business council.
Financial and Estate planning for successful families is a focus for him and his team. This objective is completed prior to them assembling an investment portfolio that best achieves their financial objectives as well as their life goals. He feels that advisors must also understand the risk tolerance of their clients before initially making recommendations on an investment portfolio so that they can best endure market volatility and unexpected events during their lifetime.
He has been married to his wife, Judy, for over 35 years. She has worked in commercial real estate development as well as successful nonprofits. For recreation he enjoys classic cars, flying, scuba diving, golf and tennis.
Securities Agent: OR, AZ, TX, CA, WA, FL, DC, SC, UT, NV, NM, MA
General Securities Representative, Investment Advisor Representative, NMLS # 1380670
Securities Agent: ID, OH, WI, TN, SC, NC, MN, NM, NJ, MI, KY, IN, AL, AK, PA, OK, MS, HI, FL, TX, NE, MT, MO, ME, VT, VI, RI, OR, MD, GA, AR, WY, WV, WA, VA, NV, ND, KS, IA, DC, CT, CO, NY, NH, IL, DE, CA, PR, MA, AZ, UT, SD, LA; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1380670
NMLS#: 1380670
About Alex Blank
Alex Blank began his financial career at Wells Fargo in 2008, shortly after graduating from the University of Oregon. In 2013, he made the jump to Morgan Stanley, getting his start in the San Francisco Complex where he worked on the Capital Markets Fixed Income Desk and specialized in municipal bond sales. He later moved back to Portland to join the Oregon Complex Management team, where he served in several roles as the Business Development Manager, Associate Complex Manager and his current role as the Producing Branch Manager for the Lake Oswego office. Alex is proud to bring his unique experience to the Blank Wealth Management Group, utilizing his extensive knowledge of wealth management and retirement planning solutions to best serve his clients.
Being on a father and son team, Alex believes the Blank Wealth Management Group offers their clients a special service platform. From one family to another, they truly relate to their clients and focus on developing holistic wealth management plans that encompass every aspect of not only the client’s life, but also their family’s lives as well. From a young age, Alex knew he wanted to join his father’s wealth management practice. They share a strong passion for service and he felt it was the perfect place for him to use his experience to improve the lives of others.
In his free time he enjoys running, cycling and hiking throughout the Pacific Northwest. At home, he enjoys quality time with his loving wife Natasha and his young son Wyatt.
Being on a father and son team, Alex believes the Blank Wealth Management Group offers their clients a special service platform. From one family to another, they truly relate to their clients and focus on developing holistic wealth management plans that encompass every aspect of not only the client’s life, but also their family’s lives as well. From a young age, Alex knew he wanted to join his father’s wealth management practice. They share a strong passion for service and he felt it was the perfect place for him to use his experience to improve the lives of others.
In his free time he enjoys running, cycling and hiking throughout the Pacific Northwest. At home, he enjoys quality time with his loving wife Natasha and his young son Wyatt.
Securities Agent: NH, NE, NY, VA, SD, WI, WY, MS, FL, KY, WV, ID, WA, VT, VI, UT, TX, TN, SC, RI, PR, PA, OR, OK, OH, NV, NM, NJ, ND, NC, MT, MO, MN, MI, ME, MD, MA, LA, KS, IN, IL, IA, HI, GA, DE, DC, CT, CO, CA, AZ, AR, AL, AK; BM/Supervisor; General Securities Representative; Investment Advisor Representative
About Brady Suddendorf
Brady is a Cincinnati native who graduated from the University of Cincinnati in 2020 with a B.A. in Finance and Entrepreneurship. He joined Morgan Stanley in 2022 in Baltimore, Maryland where he supported a Baltimore based team. Recently, he moved with his girlfriend to NW Portland where he’d later join our team in May of 2024. Brady is fully licensed and currently handles all things client service related.
In his spare time, he enjoys reading, playing sports and spending time with friends and family.
In his spare time, he enjoys reading, playing sports and spending time with friends and family.
Contact Carlos Araguas
Contact Don Zabudsky
Contact John P Lorenz
Contact Douglas E Strand
Contact Bradley E. Home
Contact Brian Schuler
Contact Jim North
Contact Alex Blank
Wealth Management
Global Investment Office
Portfolio Insights
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact 45 North Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)