Adam J. Zipper
Managing Director, Private Wealth Management, Private Wealth Advisor
Phone:
(212) 503-1199(212) 503-1199
Morgan Stanley Private Wealth Management
ZD Group
Our Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals
WELCOME
As Morgan Stanley Private Wealth Advisors, we combine our own talents and experience with the vast resources of a global financial services firm to address the planning, governance, liability management and investing needs of ultra high net worth families, their businesses and philanthropic enterprises. We take a holistic approach that is grounded in investment strategy, but covers virtually every aspect of your financial life: risk management, liabilities, trusts and estate structures and even family dynamics and lifestyle management issues. Our goal is to help preserve and grow your financial, family and social capital so that it can have the greatest positive impact today and for generations to come.
We look forward to learning more about you and your family, and discussing the resources we can place at your disposal.
We look forward to learning more about you and your family, and discussing the resources we can place at your disposal.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
About PWM
Founded in 1977, Private Wealth Management is the division of Morgan Stanley Wealth Management that is dedicated to serving the firm’s most affluent clients, including some of the world’s most accomplished entrepreneurs, executives and stewards of multigenerational wealth. Functioning as an exclusive investment boutique within a global financial firm, we deliver sophisticated solutions that leverage the intellectual capital and insight of Morgan Stanley’s substantial global resources. Drawing on a deep understanding of your financial life, our goal is to help you:
- Manage investments with an unwavering focus on your financial strategy and personal goals
- Create comprehensive, multigenerational wealth management plans based on your needs, challenges and the values that guide your life and legacy
- Simplify financial complexity to help you achieve clarity and control
Private Wealth Management Highlights
- Approximately 350 teams1 specialized in assisting individuals and families with $20MM+ in investable assets
- Over $980 billion in AUM1
- Comprising 23% of the Barron’s Top 250 Private Wealth Management Teams for 2024
- Direct access to ultra high net worth experts in philanthropy, family dynamics, wealth transfer, lifestyle advisory and other areas of interest to ultra high net worth families
1 Morgan Stanley Wealth Management, December, 2024
Source: Barron's.com (May 2024) 2024 Barron's Top 250 Private Wealth Management Teams awarded in 2024. The teams are ranked on a variety of factors, including their size and shape, their regulatory records and credentials of their members, and the resources they have at their disposal to serve their client bases. The rankings are meant as a starting point for clients looking for an advisor—a first-pass vetting that can help investors narrow a search. Every advisor will have his or her own approach to investing, financial planning, and other services. Clients are encouraged to approach a search for an advisor the way they would a search for a doctor—interviewing multiple professionals and getting opinions from multiple third parties. Rankings are based on the opinions of Barron's and this ranking may not be representative of any one client’s experience. This ranking is not indicative of the Financial Advisor’s future performance. Morgan Stanley Smith Barney LLC is not affiliated with Barron's. Barron’s is a registered trademark of Dow Jones & Company, L.P. All rights reserved.
Approach
Discovery Process
Investing the time to learn about you and your family; your assets and liabilities and the risk exposures, enables us to formulate strategies and customize the relationship to your needs.
Formulation of Tax, Trust and Estate Strategy
Working with your tax and legal advisors, we help analyze your income and estate tax circumstances to identify and tailor planning techniques that may be used to address your objectives.
Creation of Customized Strategic Asset Allocation
Your customized asset allocation reflects risk, opportunities and taxation across multiple entities, while integrating your investing and estate plans.
Integration of Tactical Asset Allocation
Short-term adjustments seek to capitalize on temporary market distortions. Before making adjustments, we analyze the impact of taxes and trading costs on potential returns.
Implementation of a Customized Wealth Strategy
After comprehensive due diligence and analysis of expected results across multiple market scenarios, strategies are chosen from our expansive investment platform.
Ongoing Assessment
In coordination with your other advisors, we can conduct ongoing reviews and comprehensive reporting to ensure that your strategy adapts to changing financial and family needs.
ESTATE PLANNING
Our experienced professionals are available to discuss various tax, trust and estate strategies with you
and your advisors, help facilitate the implementation of those strategies, and focus on the integration of your
investment plans.
US Legacy Income Trusts Brochure
The U.S. Legacy Income Trusts (Trusts) are next-generation charitable planned giving instruments established by the U.S. Charitable Gift Trust® (Gift Trust), a tax-exempt public charity offering donor-advised funds.
Spousal Lifetime Access Trusts (SLAT) Illustration
A SLAT is a form of irrevocable trust that cannot be amended or terminated except under limited circumstances. View the presentation below to learn more about SLATs.
Gifting the Estate Tax Exemption While Maintaining Access
The gift and estate tax exemption amount is $12.92 million in 2023. Many clients wish to use the exemption but are concerned with maintaining control of the funds and maintaining access should they need it.
Concentrated Position Toolkit
The concentrated position toolkit assists in curating and navigating an expansive suite of specialized resources to address concentrated positions.
Equity Compensation Can Have Complex Implications
Your Compensation Package may Include an Equity Plan. Learn more about various equity compensation forms below.
Maximizing Your Equity Compensation
Learn how executives can define a strategy that efficiently navigates the complexities of equity awards to achieve their personal financial goals.
Digital Vault
The Digital Vault on Morgan Stanley Online and the Mobile App allows you to build a central, shared document library where all documents are stored using encryption.
MANAGING FAMILY & GENERATIONAL WEALTH
Managing significant family and generational wealth is complex and often raises difficult questions. See the resources below for more information about managing and preserving significant family wealth.
Family Governance and Wealth Education Fact Sheet
Our mission is to help clients maximize the value of their family capital through the transfer and preservation of the family's shared values, and the creation of an enduring family legacy.
Opening Pandora's Box: 10 Rules for Talking to Kids About Money
Discussing family wealth and financial matters with children can be daunting for families. Read the linked article from Glenn Kurlander, Head of Family Governance & Wealth Education at Morgan Stanley, for more information about navigating this delicate subject.
Wealth Education Development Plan
The Family Governance & Wealth Education group helps ultra-high net worth families strive to maximize the value of their human capital by driving family wealth education, making it more likely that all members of the family will have the foundation they need to lead meaningful, fulfilled and engaged lives.
Your Guide to Life and Money Playbook
Our goal is to help prepare the next generation of leaders, parents, philanthropists, innovators, trustees, executors, board members, and investors by empowering you with the knowledge and tools needed to achieve your goals.
Estate Planning Strategies
Tax, Trust & Estate (TTE) strategy has the potential to be incredibly powerful if executed effectively. For a successful TTE plan, it is critical to create a TTE implementation in combination with a TTE strategy.
Importance of a Holistic Approach to Your Wealth Video
Watch the below video from Morgan Stanley Family Office Resources to learn how Morgan Stanley FOR can help integrate family values, philanthropy, and legacy into your unique wealth plan.
Location
Park Ave Plaza, 55 East 52nd Street
28th Floor
New York, NY 10055
US
Direct:
(212) 503-1199(212) 503-1199
Meet ZD Group
Managing Director, Private Wealth Management, Private Wealth Advisor, Global Sports and Entertainment Director, Senior Portfolio Management Director, Workplace Advisor - Equity Compensation
Phone:
(212) 503-1198(212) 503-1198
Amy Lynn Zipper
Private Wealth Advisor
Phone:
(212) 503-1189(212) 503-1189
John D. Mulligan
Financial Advisor, Senior Vice President
Phone:
(212) 503-1197(212) 503-1197
Phone:
(212) 503-1195(212) 503-1195
Christopher C. Gates
Managing Director, Private Wealth Management, Private Wealth Advisor
Phone:
(212) 503-1192(212) 503-1192
Andrew P. Gallagher, CFP®
Vice President, Financial Advisor
Phone:
(212) 503-1196(212) 503-1196
Phone:
(212) 503-1194(212) 503-1194
Jack DePalo, CFP®
Financial Advisor, Associate Vice President
Phone:
(212) 503-1186(212) 503-1186
Eugene Roytman, CFA®*
Investment Consultant, Vice President
Phone:
(212) 503-1128(212) 503-1128
Jack Philbin, CFP®*
Wealth Management Associate, Associate Vice President
Phone:
(212) 503-1188(212) 503-1188
Joseph Prusnofsky
Registered Senior Client Service Associate
Phone:
(212) 503-1163(212) 503-1163
Andrew Gates, CFA®*
Wealth Management Analyst
Phone:
(212) 503-1170(212) 503-1170
Sabrina Parness
Registered Senior Client Service Associate
Phone:
(212) 503-1675(212) 503-1675
Brianna Marinelli
Registered Client Service Associate
Phone:
(212) 503-1055(212) 503-1055
Mike Barrera
Registered Client Service Associate
Phone:
(212) 503-1044(212) 503-1044
Ned Saliba
Client Service Associate
Phone:
(212) 276-5185(212) 276-5185
About Adam J. Zipper
Adam J. Zipper joined Morgan Stanley Private Wealth Management in 2023 as a Managing Director, Senior Portfolio Manager and Private Wealth Advisor. Adam is the co-founder of the Zipper-Duarte Group, a team of 16 licensed professionals that was ranked by Barron's in 2022 as being one of the Top 100 Private Wealth Management Teams in the Nation and a 2023 Forbes Best in State Wealth Management team*.
Adam has nearly three decades of investment experience in the financial services industry. Prior to joining Morgan Stanley, Adam worked as a Senior Managing Director at First Republic Private Wealth Management. For the 11 years prior, Adam was a Managing Director and Portfolio Manager at J.P. Morgan Securities. Before which, Adams spent 13 years at Smith Barney where he was a member of the firms Director's Council. Adam has been recognized in a number of industry rankings, including Forbes Best-In-State Wealth Advisors, Financial Times 400 Top Financial Advisers
After earning his Bachelor of Arts degree in Business Administration from Emory University’s Goizueta Business School in 1994, Adam began his career at Bear Stearns. Adam currently sits on Goizueta’s advisory board.
1. Forbes Best-In-State Wealth Advisors, 2018, 2020
2018, 2020 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2018, 2020). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2. Financial Times 400 Top Financial Advisors, 2018-2019
2018, 2019 Financial Times 400 Top Financial Advisors
Source: ft.com. Data compiled by the Financial Times based the following time periods:
Awarded 2019; data 6/30/15 - 6/30/18
Awarded 2018; data 6/30/15 - 6/30/17
3. Forbes America’s Top Wealth Advisors, 2019
Forbes America's Top Wealth Advisors
Source: Forbes.com (Awarded Sept 2019) Data compiled by SHOOK Research LLC based on time period from 3/31/18 - 3/31/19.
4. Barron’s Top Private Wealth Management Teams, 2022
Barron's Top 100 Private Wealth Management Teams
Source: Barron's.com (Awarded Apr 2022) Data compiled by Barron's based on time period from Dec 2020 - Dec 2021.
5. Forbes Best-In-State Wealth Management Teams, 2023
Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.
6. 2023 Barron's Top 100 Financial Advisors
Source: Barron's.com (April 2023) Barron's Top 100 Financial Advisors awarded in 2023. This ranking was determined based on an evaluation process conducted by Barron's during the period from Dec 2021 - Dec 2022. Neither Morgan Stanley Smith Barney LLC nor its Financial Advisors or Private Wealth Advisors paid a fee to Barron's to obtain or use the ranking. This ranking is based on in-person and telephone due diligence meetings to evaluate each advisor qualitatively, a major component of a ranking algorithm that includes client retention, industry experience, review of compliance records, firm nominations, and quantitative criteria, including assets under management and revenue generated for their firms. Investment performance is not a criterion. Rankings are based on the opinions of Barron's and this ranking may not be representative of any one client’s experience. This ranking is not indicative of the Financial Advisor’s future performance. Morgan Stanley Smith Barney LLC is not affiliated with Barron's. Barron’s is a registered trademark of Dow Jones & Company, L.P. All rights reserved.
Adam has nearly three decades of investment experience in the financial services industry. Prior to joining Morgan Stanley, Adam worked as a Senior Managing Director at First Republic Private Wealth Management. For the 11 years prior, Adam was a Managing Director and Portfolio Manager at J.P. Morgan Securities. Before which, Adams spent 13 years at Smith Barney where he was a member of the firms Director's Council. Adam has been recognized in a number of industry rankings, including Forbes Best-In-State Wealth Advisors, Financial Times 400 Top Financial Advisers
After earning his Bachelor of Arts degree in Business Administration from Emory University’s Goizueta Business School in 1994, Adam began his career at Bear Stearns. Adam currently sits on Goizueta’s advisory board.
1. Forbes Best-In-State Wealth Advisors, 2018, 2020
2018, 2020 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2018, 2020). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2. Financial Times 400 Top Financial Advisors, 2018-2019
2018, 2019 Financial Times 400 Top Financial Advisors
Source: ft.com. Data compiled by the Financial Times based the following time periods:
Awarded 2019; data 6/30/15 - 6/30/18
Awarded 2018; data 6/30/15 - 6/30/17
3. Forbes America’s Top Wealth Advisors, 2019
Forbes America's Top Wealth Advisors
Source: Forbes.com (Awarded Sept 2019) Data compiled by SHOOK Research LLC based on time period from 3/31/18 - 3/31/19.
4. Barron’s Top Private Wealth Management Teams, 2022
Barron's Top 100 Private Wealth Management Teams
Source: Barron's.com (Awarded Apr 2022) Data compiled by Barron's based on time period from Dec 2020 - Dec 2021.
5. Forbes Best-In-State Wealth Management Teams, 2023
Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.
6. 2023 Barron's Top 100 Financial Advisors
Source: Barron's.com (April 2023) Barron's Top 100 Financial Advisors awarded in 2023. This ranking was determined based on an evaluation process conducted by Barron's during the period from Dec 2021 - Dec 2022. Neither Morgan Stanley Smith Barney LLC nor its Financial Advisors or Private Wealth Advisors paid a fee to Barron's to obtain or use the ranking. This ranking is based on in-person and telephone due diligence meetings to evaluate each advisor qualitatively, a major component of a ranking algorithm that includes client retention, industry experience, review of compliance records, firm nominations, and quantitative criteria, including assets under management and revenue generated for their firms. Investment performance is not a criterion. Rankings are based on the opinions of Barron's and this ranking may not be representative of any one client’s experience. This ranking is not indicative of the Financial Advisor’s future performance. Morgan Stanley Smith Barney LLC is not affiliated with Barron's. Barron’s is a registered trademark of Dow Jones & Company, L.P. All rights reserved.
Securities Agent: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY; General Securities Representative; Investment Advisor Representative; Managed Futures
About Joseph L. Duarte
Joseph L. Duarte began his career in the financial services industry in 1991, joining Morgan Stanley Private Wealth Management in 2023 as Managing Director & Private Wealth Advisor. He is co-head of the ZD (Zipper-Duarte) Group at Morgan Stanley’s Private Wealth Management division in New York, a team of advisors, financial planners, investment analysts and client associates that work closely together delivering the vast capabilities of the firm to their clients in a customized manner.
Joe has over a thirty-year career providing customized strategies for affluent individuals and ultra-high net worth families. Together with his team, they pride themselves on building deeply personal relationships with each client and collaborating to find creative solutions for complex issues. His vast experience working with and addressing the needs of professional athletes and entertainers has also earned him the internal designation of Global Sports and Entertainment Director at Morgan Stanley. Additionally, Joe has a deep knowledge in helping private and public company executives navigate the complexities around equity compensation, which has earned him the internal designation of Workplace Advisor & Portfolio Management Director.
Joe’s background is unique in that he founded and operated his own boutique investment firm in 1996 that he grew to prominence while clearing through Paine Webber CSC, and successfully sold his interest prior to joining JP Morgan. Through this experience of owning and operating a business, he developed a greater appreciation and understanding for the challenges that entrepreneurs and business owners face and he draws on this experience to help his clients make important financial decisions. Joe is proud of his immigrant roots and the example his parents set forth when they fled their homeland of Cuba in the late sixties to start over in the United States of America with their five children. He attributes much of his work ethic and commitment to this experience.
Joe has received recognition as a member of Forbes Best-In-State Wealth Advisors, along with “The Zipper-Duarte Group” being named as a Best in State Wealth Management Team and a Barron’s Top 100 Private Wealth Management Team. Prior to joining Morgan Stanley, Joseph served as Managing Director at First Republic Investment Management, a Managing Director at J.P. Morgan Chase, and Bear Stearns. Joe holds a Bachelor of Arts degree in Sociology from the University of Southern New Hampshire, an Accredited Investment Fiduciary Designation (AIF) and Business Certificate from the Columbia School of Business.
Active in his community of Port Washington, NY, Joe is an Alumni Board member on the Port Washington Youth Association (PYA) board of directors, a non-profit committed to the empowerment of youth in the community. In 2016, he was inducted into the organization’s Hall of Fame for his 18 years of dedicated community service. Joe resides in Sands Point, NY with his wife of 34 years. He enjoys spending time with his wife and four sons, traveling, playing golf and boating.
*Forbes Best-In-State Wealth Advisors 2023
Source: Forbes.com (April 2023) Data compiled by SHOOK Research LLC in partnership with Forbes based on time period from 6/30/21 - 6/30/22. For criteria & methodology, go to Awards Disclosures | Morgan Stanley
*Forbes Best-In-State Wealth Management Teams 2023
Source: Forbes.com (January 2023) Data compiled by SHOOK Research LLC in partnership with Forbes based on time period from 3/31/21 – 3/31/22. For criteria & methodology, go to Awards Disclosures | Morgan Stanley
*Barron’s Top 100 Private Wealth Management Teams 2022
Source: Barron's.com (April 2022) Data compiled by Barron’s based on time period from 12/2020-12/2021. For criteria & methodology, go to Awards Disclosures | Morgan Stanley
Joe has over a thirty-year career providing customized strategies for affluent individuals and ultra-high net worth families. Together with his team, they pride themselves on building deeply personal relationships with each client and collaborating to find creative solutions for complex issues. His vast experience working with and addressing the needs of professional athletes and entertainers has also earned him the internal designation of Global Sports and Entertainment Director at Morgan Stanley. Additionally, Joe has a deep knowledge in helping private and public company executives navigate the complexities around equity compensation, which has earned him the internal designation of Workplace Advisor & Portfolio Management Director.
Joe’s background is unique in that he founded and operated his own boutique investment firm in 1996 that he grew to prominence while clearing through Paine Webber CSC, and successfully sold his interest prior to joining JP Morgan. Through this experience of owning and operating a business, he developed a greater appreciation and understanding for the challenges that entrepreneurs and business owners face and he draws on this experience to help his clients make important financial decisions. Joe is proud of his immigrant roots and the example his parents set forth when they fled their homeland of Cuba in the late sixties to start over in the United States of America with their five children. He attributes much of his work ethic and commitment to this experience.
Joe has received recognition as a member of Forbes Best-In-State Wealth Advisors, along with “The Zipper-Duarte Group” being named as a Best in State Wealth Management Team and a Barron’s Top 100 Private Wealth Management Team. Prior to joining Morgan Stanley, Joseph served as Managing Director at First Republic Investment Management, a Managing Director at J.P. Morgan Chase, and Bear Stearns. Joe holds a Bachelor of Arts degree in Sociology from the University of Southern New Hampshire, an Accredited Investment Fiduciary Designation (AIF) and Business Certificate from the Columbia School of Business.
Active in his community of Port Washington, NY, Joe is an Alumni Board member on the Port Washington Youth Association (PYA) board of directors, a non-profit committed to the empowerment of youth in the community. In 2016, he was inducted into the organization’s Hall of Fame for his 18 years of dedicated community service. Joe resides in Sands Point, NY with his wife of 34 years. He enjoys spending time with his wife and four sons, traveling, playing golf and boating.
*Forbes Best-In-State Wealth Advisors 2023
Source: Forbes.com (April 2023) Data compiled by SHOOK Research LLC in partnership with Forbes based on time period from 6/30/21 - 6/30/22. For criteria & methodology, go to Awards Disclosures | Morgan Stanley
*Forbes Best-In-State Wealth Management Teams 2023
Source: Forbes.com (January 2023) Data compiled by SHOOK Research LLC in partnership with Forbes based on time period from 3/31/21 – 3/31/22. For criteria & methodology, go to Awards Disclosures | Morgan Stanley
*Barron’s Top 100 Private Wealth Management Teams 2022
Source: Barron's.com (April 2022) Data compiled by Barron’s based on time period from 12/2020-12/2021. For criteria & methodology, go to Awards Disclosures | Morgan Stanley
AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY; General Securities Representative; Investment Advisor Representative; General Securities Principal
About Amy Lynn Zipper
Amy Zipper is a Private Wealth Advisor with the ZD Group in Morgan Stanley’s Private Wealth Management division in New York. The ZD group at Morgan Stanley Private Wealth Management is a nationally recognized wealth management team, ranked by Barron’s in 2022 as being one of the Top 100 Private Wealth Management Teams in the Nation and a 2023 Forbes Best in State Wealth Management Team. Given her more than two decades of legal, investment, financial, and family office experience, Amy brings a distinctive legal and estate planning background and investment approach to working with clients.
Prior to joining Morgan Stanley, Amy was a c-suite executive of several investment firms through which she developed a greater appreciation and understanding of the challenges that entrepreneurs, families, executives and business owners face. Prior to her executive experience, Amy was an estate planning attorney (not practicing at Morgan Stanley) at Sullivan & Cromwell, Schulte Roth & Zabel and Gunster where she designed trust & estate, governance, family succession, philanthropy and tax plans for CEOs, business owners, multi-generational families, women professionals, celebrities and professional athletes, business owners and entrepreneurs. Given her legal background and extensive investment experience, Amy is well versed on complex investment strategies and the importance of incorporating tax-efficient investment and estate planning strategies into wealth management. She devotes this extensive experience and a proactive counseling approach to help support her clients in various aspects of their lives.
Amy has a B.A. from Johns Hopkins University where she graduated Phi Beta Kappa and currently serves on its Advisory Board of the Krieger School of Arts and Sciences. She received her J.D. from NYU School of Law and is a member of the New York, Connecticut and Florida Bars. She is a dedicated wife and mother of 3 children and a dog, food allergy solutions advocate, travel and outdoor enthusiast, former collegiate tennis player, and new golfer.
Securities Agent: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY; General Securities Representative; Investment Advisor Representative
Disclaimers:
Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2023) Data compiled by SHOOK Research LLC based on time period from3/31/21-3/31/22.
Barron's Top 100 Private Wealth Management Teams
Source: barrons.com (Awarded Apr 2022) Data compiled by Barron's based on time period from Dec 2020 - Dec 2021.
Prior to joining Morgan Stanley, Amy was a c-suite executive of several investment firms through which she developed a greater appreciation and understanding of the challenges that entrepreneurs, families, executives and business owners face. Prior to her executive experience, Amy was an estate planning attorney (not practicing at Morgan Stanley) at Sullivan & Cromwell, Schulte Roth & Zabel and Gunster where she designed trust & estate, governance, family succession, philanthropy and tax plans for CEOs, business owners, multi-generational families, women professionals, celebrities and professional athletes, business owners and entrepreneurs. Given her legal background and extensive investment experience, Amy is well versed on complex investment strategies and the importance of incorporating tax-efficient investment and estate planning strategies into wealth management. She devotes this extensive experience and a proactive counseling approach to help support her clients in various aspects of their lives.
Amy has a B.A. from Johns Hopkins University where she graduated Phi Beta Kappa and currently serves on its Advisory Board of the Krieger School of Arts and Sciences. She received her J.D. from NYU School of Law and is a member of the New York, Connecticut and Florida Bars. She is a dedicated wife and mother of 3 children and a dog, food allergy solutions advocate, travel and outdoor enthusiast, former collegiate tennis player, and new golfer.
Securities Agent: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY; General Securities Representative; Investment Advisor Representative
Disclaimers:
Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2023) Data compiled by SHOOK Research LLC based on time period from3/31/21-3/31/22.
Barron's Top 100 Private Wealth Management Teams
Source: barrons.com (Awarded Apr 2022) Data compiled by Barron's based on time period from Dec 2020 - Dec 2021.
NMLS#: 2634904
About Me
John Mulligan joined Morgan Stanley as Senior Vice President, Financial Advisor. Throughout his twelve-year career he has dedicated himself to assisting ultra-high net worth families, entrepreneurs, and corporate executives in achieving their financial goals.
John has received industry recognition as a member of one of Barron’s Top 100 Private Wealth Management Teams and Forbes Best-In-State Wealth Management Teams. Prior to joining Morgan Stanley, John developed as a Financial Advisor at First Republic Investment Management and began his career at J.P. Morgan Securities. He received his Bachelor of Arts degree in Political Science and is a graduate from the University of Wisconsin.
Outside of Morgan Stanley, John teaches teens and youths about the importance of higher education and encourages them to apply to college. He actively volunteers with the Brooklyn Youth Sports Club, an organization committed to helping students enroll in college with and emphasis on high-level performance on the basketball court and in the classroom.
1. Barron’s Top Private Wealth Management Teams, 2022
Barron's Top 100 Private Wealth Management Teams
Source: Barron's.com (Awarded Apr 2022) Data compiled by Barron's based on time period from Dec 2020 - Dec 2021.
2. Forbes Best-In-State Wealth Management Teams, 2023
Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.
John has received industry recognition as a member of one of Barron’s Top 100 Private Wealth Management Teams and Forbes Best-In-State Wealth Management Teams. Prior to joining Morgan Stanley, John developed as a Financial Advisor at First Republic Investment Management and began his career at J.P. Morgan Securities. He received his Bachelor of Arts degree in Political Science and is a graduate from the University of Wisconsin.
Outside of Morgan Stanley, John teaches teens and youths about the importance of higher education and encourages them to apply to college. He actively volunteers with the Brooklyn Youth Sports Club, an organization committed to helping students enroll in college with and emphasis on high-level performance on the basketball court and in the classroom.
1. Barron’s Top Private Wealth Management Teams, 2022
Barron's Top 100 Private Wealth Management Teams
Source: Barron's.com (Awarded Apr 2022) Data compiled by Barron's based on time period from Dec 2020 - Dec 2021.
2. Forbes Best-In-State Wealth Management Teams, 2023
Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.
NMLS#: 956384
About Me
Andrew Damato joined Morgan Stanley as Senior Vice President and Financial Advisor. Throughout his career he has specialized in tailoring holistic investment strategies to ultra-high net worth individuals, financial professionals, corporate executives, founders, and athletes. His prior experience has earned him the Executive Financial Services Director designation as well as the Morgan Stanley internal designation of Global Sports and Entertainment Director.
Andrew has received industry recognition as a member of one of Barron’s Top 100 Private Wealth Management Teams and Forbes Best-In-State Wealth Management Teams. Before Morgan Stanley, he grew his career at First Republic Investment Management and J.P. Morgan Securities. Andrew graduated with a Bachelor of Science degree in Finance and Economics from Manhattan College, and continually utilizes the resources available at Morgan Stanley to strengthen and cultivate relationships with clients and prospects.
1. Barron’s Top Private Wealth Management Teams, 2022
Barron's Top 100 Private Wealth Management Teams
Source: Barron's.com (Awarded Apr 2022) Data compiled by Barron's based on time period from Dec 2020 - Dec 2021.
2. Forbes Best-In-State Wealth Management Teams, 2023
Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.
Andrew has received industry recognition as a member of one of Barron’s Top 100 Private Wealth Management Teams and Forbes Best-In-State Wealth Management Teams. Before Morgan Stanley, he grew his career at First Republic Investment Management and J.P. Morgan Securities. Andrew graduated with a Bachelor of Science degree in Finance and Economics from Manhattan College, and continually utilizes the resources available at Morgan Stanley to strengthen and cultivate relationships with clients and prospects.
1. Barron’s Top Private Wealth Management Teams, 2022
Barron's Top 100 Private Wealth Management Teams
Source: Barron's.com (Awarded Apr 2022) Data compiled by Barron's based on time period from Dec 2020 - Dec 2021.
2. Forbes Best-In-State Wealth Management Teams, 2023
Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.
Securities Agent: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY; General Securities Representative; Investment Advisor Representative
About Me
Christopher C. Gates joined Morgan Stanley Private Wealth Management in 2023 as Managing Director, Private Wealth Advisor. Across his four decades in wealth management, Christopher continually seeks to provide impactful, diverse investing strategies to individuals of significant wealth, including philanthropists, business executives, media professionals, venture capitalists and artists.
Christopher has received industry recognition as a member of one of Barron’s Top 100 Private Wealth Management Teams and Forbes Best-In-State Wealth Management Teams. Prior to joining Morgan Stanley, Christopher was a Managing Director at First Republic Investment Management, after a three-decade tenure at J.P. Morgan Securities. He began his career in 1974 at the Morgan Guaranty Trust Company after being graduated from Dartmouth College with an A.B. in English.
Making a difference has always been important to Christopher. He volunteers with the School For Leadership of the Mastery Foundation. He serves as a financial sponsor, school builder, faculty member, coach, and program leader with grassroots community leaders in Northern Ireland, Israel, and the United States. Additionally, Christopher appears as a television and film actor and is a member of SAG-AFTRA.
1. Barron’s Top Private Wealth Management Teams, 2022
Barron's Top 100 Private Wealth Management Teams
Source: Barron's.com (Awarded Apr 2022) Data compiled by Barron's based on time period from Dec 2020 - Dec 2021.
2. Forbes Best-In-State Wealth Management Teams, 2023
Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.
Christopher has received industry recognition as a member of one of Barron’s Top 100 Private Wealth Management Teams and Forbes Best-In-State Wealth Management Teams. Prior to joining Morgan Stanley, Christopher was a Managing Director at First Republic Investment Management, after a three-decade tenure at J.P. Morgan Securities. He began his career in 1974 at the Morgan Guaranty Trust Company after being graduated from Dartmouth College with an A.B. in English.
Making a difference has always been important to Christopher. He volunteers with the School For Leadership of the Mastery Foundation. He serves as a financial sponsor, school builder, faculty member, coach, and program leader with grassroots community leaders in Northern Ireland, Israel, and the United States. Additionally, Christopher appears as a television and film actor and is a member of SAG-AFTRA.
1. Barron’s Top Private Wealth Management Teams, 2022
Barron's Top 100 Private Wealth Management Teams
Source: Barron's.com (Awarded Apr 2022) Data compiled by Barron's based on time period from Dec 2020 - Dec 2021.
2. Forbes Best-In-State Wealth Management Teams, 2023
Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.
Securities Agent: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities
About Me
Andrew Gallagher joined Morgan Stanley as Vice President, Financial Advisor. As an expert in Portfolio Management and Estate Planning, Andrew is committed to working with ultra-high net worth individuals and families to ensure their wealth is secure for future generations.
Andrew has received industry recognition as a member of one of Barron’s Top 100 Private Wealth Management Teams and Forbes Best-In-State Wealth Management Teams. Before beginning his career at Morgan Stanley, Andrew spent time at First Republic Investment Management and J.P. Morgan Securities, along the way receiving the Certified Financial Planner designation.
Athletics have always been a fundamental part of Andrew’s life, graduating from Fairfield University as a Division 1 Baseball player with a Bachelor of Science degree in Finance. This love for athletics has transformed into a passion for organizing and hosting clinics for local little league baseball teams in his community.
1. Barron’s Top Private Wealth Management Teams, 2022
Barron's Top 100 Private Wealth Management Teams
Source: Barron's.com (Awarded Apr 2022) Data compiled by Barron's based on time period from Dec 2020 - Dec 2021.
2. Forbes Best-In-State Wealth Management Teams, 2023
Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.
Andrew has received industry recognition as a member of one of Barron’s Top 100 Private Wealth Management Teams and Forbes Best-In-State Wealth Management Teams. Before beginning his career at Morgan Stanley, Andrew spent time at First Republic Investment Management and J.P. Morgan Securities, along the way receiving the Certified Financial Planner designation.
Athletics have always been a fundamental part of Andrew’s life, graduating from Fairfield University as a Division 1 Baseball player with a Bachelor of Science degree in Finance. This love for athletics has transformed into a passion for organizing and hosting clinics for local little league baseball teams in his community.
1. Barron’s Top Private Wealth Management Teams, 2022
Barron's Top 100 Private Wealth Management Teams
Source: Barron's.com (Awarded Apr 2022) Data compiled by Barron's based on time period from Dec 2020 - Dec 2021.
2. Forbes Best-In-State Wealth Management Teams, 2023
Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.
NMLS#: 2492173
About Me
Nicholas Duarte is a Vice President and Financial Advisor on The ZD Group at Morgan Stanley. He is based in Morgan Stanley's 101 Park Avenue office in Manhattan. His time is spent developing customized wealth management plans for high net worth and ultra high net worth individuals. This includes investment management, balance sheet management, and multi generational trust & estate planning strategies for founders, early employees, C-Suite executives, venture capitalists, athletes and entertainers.
Nick has received industry recognition as a member of one of Barron’s Top 100 Private Wealth Management Teams and Forbes Best-In-State Wealth Management Teams. Before joining Morgan Stanley, Nick spent time as a Financial Advisor at First Republic Investment Management and J.P. Morgan Securities. Nick obtained the Certified Financial Planner Designation after
receiving his Certificate of Financial Planning from NYU.
Nick graduated from Siena College with a Bachelor of Arts degree in History and minor in Business and was also a Division 1 athlete on Siena’s Baseball team.
Nick grew up in Long Island and currently resides in Manhattan. He enjoys traveling, trying new restaurants and exercising.
Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.
Barron's Top 100 Private Wealth Management Teams
Source: Barron's.com (Awarded Apr 2022) Data compiled by Barron's based on time period from Dec 2020 - Dec 2021.
Nick has received industry recognition as a member of one of Barron’s Top 100 Private Wealth Management Teams and Forbes Best-In-State Wealth Management Teams. Before joining Morgan Stanley, Nick spent time as a Financial Advisor at First Republic Investment Management and J.P. Morgan Securities. Nick obtained the Certified Financial Planner Designation after
receiving his Certificate of Financial Planning from NYU.
Nick graduated from Siena College with a Bachelor of Arts degree in History and minor in Business and was also a Division 1 athlete on Siena’s Baseball team.
Nick grew up in Long Island and currently resides in Manhattan. He enjoys traveling, trying new restaurants and exercising.
Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.
Barron's Top 100 Private Wealth Management Teams
Source: Barron's.com (Awarded Apr 2022) Data compiled by Barron's based on time period from Dec 2020 - Dec 2021.
Securities Agent: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY; General Securities Representative; Investment Advisor Representative
About Jack DePalo, CFP®
Jack DePalo is a Financial Advisor and Certified Financial Planner® with The ZD Group at Morgan Stanley Private Wealth Management in New York City.
Prior to becoming a Financial Advisor, Jack held various roles at leading financial institutions such as HSBC, JP Morgan Chase, and First Republic Wealth Management. In his roles with these firms, he was responsible for working with High-Net-Worth Families and their advisors in various aspects of financial management, planning, and investment analysis.
Jack is a graduate of the Marist College School of Business Management where he obtained his B.S. in Finance as a member of the institution’s Dean’s List and holds a Certificate of Financial Planning from NYU. Throughout his time at Marist, Jack was a member of the Men’s Club Golf Team while pursuing his studies. He currently resides in New York City with his fiancée and enjoys all that New York City has to offer from fine dining and visiting museums, to attending concerts and sporting events. Jack is also an avid golfer and passionate football fan.
Jack and his team, the ZD Group, have received industry recognition as members of one of Barron’s Top 100 Private Wealth Management Teams* and Forbes Best-In-State Wealth Management Teams*
*Forbes Best-In-State Wealth Management Teams 2023
Source: Forbes.com (January 2023) Data compiled by SHOOK Research LLC in partnership with Forbes based on time period from 3/31/21 – 3/31/22. For criteria & methodology, go to Awards Disclosures | Morgan Stanley
*Barron’s Top 100 Private Wealth Management Teams 2022
Source: Barron's.com (April 2022) Data compiled by Barron’s based on time period from 12/2020-12/2021. For criteria & methodology, go to Awards Disclosures | Morgan Stanley
Prior to becoming a Financial Advisor, Jack held various roles at leading financial institutions such as HSBC, JP Morgan Chase, and First Republic Wealth Management. In his roles with these firms, he was responsible for working with High-Net-Worth Families and their advisors in various aspects of financial management, planning, and investment analysis.
Jack is a graduate of the Marist College School of Business Management where he obtained his B.S. in Finance as a member of the institution’s Dean’s List and holds a Certificate of Financial Planning from NYU. Throughout his time at Marist, Jack was a member of the Men’s Club Golf Team while pursuing his studies. He currently resides in New York City with his fiancée and enjoys all that New York City has to offer from fine dining and visiting museums, to attending concerts and sporting events. Jack is also an avid golfer and passionate football fan.
Jack and his team, the ZD Group, have received industry recognition as members of one of Barron’s Top 100 Private Wealth Management Teams* and Forbes Best-In-State Wealth Management Teams*
*Forbes Best-In-State Wealth Management Teams 2023
Source: Forbes.com (January 2023) Data compiled by SHOOK Research LLC in partnership with Forbes based on time period from 3/31/21 – 3/31/22. For criteria & methodology, go to Awards Disclosures | Morgan Stanley
*Barron’s Top 100 Private Wealth Management Teams 2022
Source: Barron's.com (April 2022) Data compiled by Barron’s based on time period from 12/2020-12/2021. For criteria & methodology, go to Awards Disclosures | Morgan Stanley
About Eugene Roytman, CFA®*
*This role cannot solicit or provide investment advice
About Jack Philbin, CFP®*
*This role cannot solicit or provide investment advice
About Andrew Gates, CFA®*
*This role cannot solicit or provide investment advice
Contact Adam J. Zipper
Contact Joseph L. Duarte
Contact Amy Lynn Zipper
Contact John D. Mulligan
Contact Andrew R. Damato
Contact Christopher C. Gates
Contact Andrew P. Gallagher
Contact Nicholas Duarte
Wealth Management
Global Investment Office
Portfolio Insights
This is a video content
Managing Significant Wealth
- Investment Management
- Wealth Transfer & Philanthropy
- Cash Management & Lending
- Family Governance & Wealth Education
- Lifestyle Advisory
- Business Services
Funding Climate Action: Pathways for Philanthropy
Article Image
Insights and Outcomes
Thought Leadership for our ultra high net worth clients, which contains thought-provoking articles, authored by leading experts from Morgan Stanley Family Office Resources.
Wealth Management for Athletes and Entertainers
Understanding the unique financial challenges of athletes and entertainers and how they differ from one profession to the next, we deliver the experience and resources you need to help create and implement a comprehensive, multigenerational wealth management plan based on your needs, values and aspirations.
- Investment Management
- Wealth Transfer & Philanthropy
- Private Banking Solutions
- Family Governance & Wealth Education
- Lifestyle Advisory
Private Wealth Management Podcast
Bringing you engaging stories and key insights surrounding the complexities associated with significant wealth, including:
- Intergenerational Planning
- Philanthropic Giving
- Non-Traditional Assets
- Managing Family Wealth
LISTEN | Passion Assets: Investing in Art
Article Image
We look forward to discussing your needs and goals, and the exceptional resources we can place at your disposal.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
See the Financial Advisors Biographies for Registration and Licensing information.
Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
See the Financial Advisors Biographies for Registration and Licensing information.
Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures
CRC 4237142 (02/2025)
