Mark G. Cote
Managing Director, Wealth Management, Financial Advisor
Phone:
(508) 751-5677(508) 751-5677
The Worcester Summit Group at Morgan Stanley
Our Mission Statement
We work personally with each client, to develop a plan that encompasses all aspects of your life – not only your investments.
Our Story and Services
The Worcester Summit Group is a team of experienced financial professionals that helps numerous families, businesses and institutions meet the challenges standing between them and their financial goals. The team’s offerings and service model helped it earn a spot on the Forbes Best-In-State Wealth Management list in 2024 and 2025.
Our focus includes investments but goes far beyond to encompass virtually every aspect of your financial life through a personalized, comprehensive planning process. As a result, we have served as the go-to source for information and guidance whenever our clients have a financial question, a concern, or issue to address.
We are equipped to help you create a customized, comprehensive financial plan that serves as a roadmap for reaching important goals.
Leveraging Morgan Stanley’s expansive resources, state of the art technology, and reputation as a global leader – we deliver intelligent, flexible investment solutions, tailored to each important stage and transition in life. These range from building and preserving wealth to creating retirement spending strategies and passing on, not only a legacy to future generations, but important family values about wealth and philanthropy.
We understand that as different events in your life happen and circumstances change, your financial goals change as well. Together we can plan for those changes to establish a more focused financial future.
We thank you for visiting our website.
Award Source:
Forbes Best-In-State Wealth Management Teams
Source: Forbes (Awarded Jan 2025) Data compiled by SHOOK Research LLC based for the period 3/31/23-3/31/24.
Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based for the period 3/31/22-3/31/23. "
Our focus includes investments but goes far beyond to encompass virtually every aspect of your financial life through a personalized, comprehensive planning process. As a result, we have served as the go-to source for information and guidance whenever our clients have a financial question, a concern, or issue to address.
We are equipped to help you create a customized, comprehensive financial plan that serves as a roadmap for reaching important goals.
Leveraging Morgan Stanley’s expansive resources, state of the art technology, and reputation as a global leader – we deliver intelligent, flexible investment solutions, tailored to each important stage and transition in life. These range from building and preserving wealth to creating retirement spending strategies and passing on, not only a legacy to future generations, but important family values about wealth and philanthropy.
We understand that as different events in your life happen and circumstances change, your financial goals change as well. Together we can plan for those changes to establish a more focused financial future.
We thank you for visiting our website.
Award Source:
Forbes Best-In-State Wealth Management Teams
Source: Forbes (Awarded Jan 2025) Data compiled by SHOOK Research LLC based for the period 3/31/23-3/31/24.
Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based for the period 3/31/22-3/31/23. "
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Resources to help you stay in the know
Plan Not to Panic: Navigating Market Volatility with Financial Planning
Emotional decisions borne of fear or greed are well-known enemies of good investment results, but the temptation to change strategy when markets are moving is easy to underestimate. The best tool to help investors stay focused on the fundamentals is a personalized financial plan.
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Read MoreTHE PILLARS OF OUR BUSINESS
The best relationships are built on trust, understanding and shared values. Discipline and patience mold our investment philosophy and are critical to achieving your goals. To that end, we are committed to the following core values that serve as the foundation of our practice:
Personalized Attention
We are dedicated to building longstanding relationships with you and those closest to you. By working with a select group of individuals and families, we are able to dedicate the time, energy and personalized service each client deserves. We are committed to guiding you through every financial challenge you face by maintaining this close relationship and providing the strategies necessary to keeping you on course to achieving your specific goals.
Transparency
We pledge to educate you about our process each step of the way. Most of our clients compensate us by paying a fee, based on a percentage of their assets. All fees and expenses will be clearly outlined to you ahead of time.
A Focus on Collaboration
Because we believe you are entitled to the best advice possible, we’ve assembled a group of highly skilled professionals whose number one priority is you. As your wealth managers, we review your complete financial picture and help identify any gaps. When appropriate, we consult with specialists, including your own tax accountant and attorney, in order to deliver the most appropriate recommendations.
Investment in Your Future
As our relationship grows over time, we hope you will come to regard us as a valued resource — trusted stewards who can help you make more informed decisions on any financial issue. Our hope is that every client feels comfortable recommending our services to their closest friends and family. We have been guiding families since 1986, proudly serving many for three generations.
Areas We Provide Guidance:
• Managing a life-changing event with confidence, such as the death of a spouse, divorce or leaving a job
• Planning for a successful retirement
• Managing risk across all holdings
• Diversifying highly concentrated positions in a tax-efficient manner
• Preparing children, emotionally and intellectually, to manage wealth
• Creating a legacy plan to preserve family harmony as well as assets
• Achieving philanthropic goals
• Planning for a successful retirement
• Managing risk across all holdings
• Diversifying highly concentrated positions in a tax-efficient manner
• Preparing children, emotionally and intellectually, to manage wealth
• Creating a legacy plan to preserve family harmony as well as assets
• Achieving philanthropic goals
Our Clients Include:
• Financially successful individuals
• Multigenerational private wealth families
• Retirees and individuals planning for retirement
• Physicians, engineers and other professionals
• Business leaders and technology entrepreneurs
• Children and grandchildren of our current clients
• Multigenerational private wealth families
• Retirees and individuals planning for retirement
• Physicians, engineers and other professionals
• Business leaders and technology entrepreneurs
• Children and grandchildren of our current clients
Our Process
Our disciplined, values-based approach is designed to focus on your unique set of goals. By following these four comprehensive steps, we are able to recommend and implement appropriate solutions to help you achieve – and maintain – financial success for you and your family.
Step 1: Getting to Know You
An informal phone conversation will help us understand your financial concerns and determine whether we can add value to your situation. If we both feel there is a comfortable fit, we will arrange an in-person meeting to learn about you in more depth.
Step 2: Goal Setting and Discovery
In this step we will actually take a financial inventory of all of your assets and liabilities to determine where you currently are – your “Point A.” Then we can focus on what your most important goals are – your “Point B.” The plan will illustrate how we get you from “Point A to Point B.”
Step 3: Presentation of Your Custom Plan
In this important step, we will outline a comprehensive set of recommendations designed to optimize your chances of reaching your particular goals. With attention to detail, we’ll determine a suitable asset allocation mix, select appropriate portfolio managers and investments, as well as identify specific tax-efficient strategies. Opening the appropriate accounts occurs once you agree with the strategy.
Step 4: Ongoing Review and Communication
Once we execute your plan, we’ll set up a variety of tools to ensure you have convenient access to your accounts. We may also reach out to your CPA and estate attorney to discuss any tax issues and to ensure that the strategies we recommend are appropriately coordinated with your attorney’s advice. Finally, because personal objectives change and investment strategies evolve, we’ll meet regularly with you to review and rebalance as needed.
Helpful Resources, Research and commentary for our Valued Clients
Morgan Stanley Online
The Morgan Stanley Online (MSO) website and app acts as a home base to view your account balance and recent activity.
Within MSO you can:
* Approve wire transfers once enrolled in eAuthorization
* Send Money with Zelle®
* Manage everyday finances and track your spending
Login or Register for MSOWithin MSO you can:
* Approve wire transfers once enrolled in eAuthorization
* Send Money with Zelle®
* Manage everyday finances and track your spending
Total Wealth View
Through Morgan Stanley Online, Total Wealth View (TWV) gives you the ability to link and manage multiple financial accounts from different firms all in one place. This will allow you to conveniently see your entire wealth picture, analyze cash flows and benefit from more informed wealth planning.
Learn More
Safeguarding Your Assets
Morgan Stanley invests considerable funds and resources every year in the development, maintenance, and enhancement of programs and processes to protect your assets and personal information.
Learn More
Digital Vault
Digital Vault lets you easily and conveniently manage and share life’s most important documents, such as wills, deeds and estate plans, as well as financial statements and tax filings.
Get Started
Reserved Living & Giving
Morgan Stanley's loyalty program allows eligible clients access to exclusive offers and discounts from over 70 premium brands at no cost.
Sign In or Enroll
2025 Tax Tables
This helpful resource outlines the 2024 tax rate schedule, education and health savings account limits, retirement contribution and deduction limits, among other information.
See Tax Tables
The GIC Weekly Research Report
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.
Read the Latest Report
On the Markets Research Report
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
Read the Latest ReportLocation
100 Front St 15th
Fl
Worcester, MA 01608
US
Direct:
(508) 751-5682(508) 751-5682
Meet The Worcester Summit Group
Emily Domash
Financial Advisor, Financial Planning Specialist
Phone:
(508) 751-5632(508) 751-5632
Phone:
(508) 751-5606(508) 751-5606
Phone:
(508) 751-5627(508) 751-5627
Phone:
(508) 751-5686(508) 751-5686
Phone:
(508) 751-5604(508) 751-5604
Sheila Bulak
Portfolio Associate
Phone:
(508) 751-5682(508) 751-5682
Jordan Cellucci
Registered Client Service Associate
Phone:
(508) 751-5623(508) 751-5623
Pat Power
Client Service Associate
Phone:
(508) 751-5617(508) 751-5617
About Mark G. Cote
Mark G. Cote
Managing Director | Branch Manager
Named to Forbes Best-In-State Wealth Advisors List 2022,2023, 2024
President's Club 2021, 2022, 2023
Mark G. Cote is a Managing Director, Branch Manager and senior partner of The Worcester Summit Group at Morgan Stanley, named to the Forbes Best-In-State Wealth Advisors list in 2022, 2023 and 2024.
A seasoned professional, Mark is dedicated to providing customized advice to a select group of clients and their families. He focuses on portfolio construction, utilizing Morgan Stanley’s award-winning global research, asset-allocation and risk-management strategies. Mark is proud to be a member of Morgan Stanley’s management team, having played a vital role in the Firm’s history and its predecessor brands for more than three decades. Mark has also been named to the Firm's President's Club in 2021 and 2022, a group comprised of the Firm's top advisors.
Throughout his career, Mark has developed a strong understanding of economics and is well versed in the equity and fixed-income markets. He has cultivated skills in asset allocation and transitioning wealth. Mark is fortunate to serve as a valued advisor not only to his clients, but to their children and grandchildren, in some cases.
In 2011, Mark’s responsibilities expanded to include management of the Firm’s Worcester, MA, branch. With a relentless pursuit of performance for our clients, he ensures that Morgan Stanley advisors deliver a superior service experience to each relationship. Mark enjoys mentoring advisors as they grow professionally and personally.
Mark completed the Securities Industry Institute® program at the Wharton Business School. Also a graduate of Marquette University with a bachelor’s degree in finance, Mark currently resides in Boylston, MA, with his wife, Cathy, and their three children.
Disclosures:
2022-2024 Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2022, 2023, 2024) Data compiled by SHOOK Research LLC based on 12-month time period concluding in June of year prior to issuance of the award.
Morgan Stanley Wealth Management President’s Club members must meet a number of criteria including performance, conduct and compliance standards, revenue, length of experience and assets under supervision. President’s Club membership is no guarantee of future performance.
Managing Director | Branch Manager
Named to Forbes Best-In-State Wealth Advisors List 2022,2023, 2024
President's Club 2021, 2022, 2023
Mark G. Cote is a Managing Director, Branch Manager and senior partner of The Worcester Summit Group at Morgan Stanley, named to the Forbes Best-In-State Wealth Advisors list in 2022, 2023 and 2024.
A seasoned professional, Mark is dedicated to providing customized advice to a select group of clients and their families. He focuses on portfolio construction, utilizing Morgan Stanley’s award-winning global research, asset-allocation and risk-management strategies. Mark is proud to be a member of Morgan Stanley’s management team, having played a vital role in the Firm’s history and its predecessor brands for more than three decades. Mark has also been named to the Firm's President's Club in 2021 and 2022, a group comprised of the Firm's top advisors.
Throughout his career, Mark has developed a strong understanding of economics and is well versed in the equity and fixed-income markets. He has cultivated skills in asset allocation and transitioning wealth. Mark is fortunate to serve as a valued advisor not only to his clients, but to their children and grandchildren, in some cases.
In 2011, Mark’s responsibilities expanded to include management of the Firm’s Worcester, MA, branch. With a relentless pursuit of performance for our clients, he ensures that Morgan Stanley advisors deliver a superior service experience to each relationship. Mark enjoys mentoring advisors as they grow professionally and personally.
Mark completed the Securities Industry Institute® program at the Wharton Business School. Also a graduate of Marquette University with a bachelor’s degree in finance, Mark currently resides in Boylston, MA, with his wife, Cathy, and their three children.
Disclosures:
2022-2024 Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2022, 2023, 2024) Data compiled by SHOOK Research LLC based on 12-month time period concluding in June of year prior to issuance of the award.
Morgan Stanley Wealth Management President’s Club members must meet a number of criteria including performance, conduct and compliance standards, revenue, length of experience and assets under supervision. President’s Club membership is no guarantee of future performance.
Securities Agent: WI, WV, WY, AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 102552
CA Insurance License #: 0C55006
NMLS#: 102552
CA Insurance License #: 0C55006
About Emily Domash
Emily Domash is a Financial Advisor and Financial Planning Specialist with the Worcester Summit Group who aids clients in organizing their financial lives in order to prepare for a successful future. She has been named to the Firm's Pacesetter's list in 2023, 2024, and most recently in 2025, a recognition of advisors who demonstrate the highest professional standards and first class client service early in their careers.
Emily is passionate about providing objective advice and proactive strategies that consider an individual’s entire financial picture. Over her time in financial services, Emily has come to believe that a structured and personalized financial plan built with clients’ long-term goals in mind is the key to making informed decisions about retirement and wealth.
A graduate of Westfield State University with a degree in Business Management and Marketing, Emily began her career in 2007 in Healthcare and later in Insurance. She became passionate about helping people make sounds decisions and would use this as the basis for her career transition into financial services. In 2018, Emily joined Morgan Stanley as a Wealth Advisor Associate where she worked with clients to find solutions to the complex problems that wealth may present and gained a great deal of exposure to the wide-ranging needs of Morgan Stanley clients. In this role, she was also able to develop a keen eye for gauging where client needs may lie in the future, and structuring their plan accordingly.
Emily grew up in East Longmeadow, MA, and now lives in Somers, CT, with her husband and two sons. She enjoyed playing soccer through college and now coaches her son’s team.
Emily is passionate about providing objective advice and proactive strategies that consider an individual’s entire financial picture. Over her time in financial services, Emily has come to believe that a structured and personalized financial plan built with clients’ long-term goals in mind is the key to making informed decisions about retirement and wealth.
A graduate of Westfield State University with a degree in Business Management and Marketing, Emily began her career in 2007 in Healthcare and later in Insurance. She became passionate about helping people make sounds decisions and would use this as the basis for her career transition into financial services. In 2018, Emily joined Morgan Stanley as a Wealth Advisor Associate where she worked with clients to find solutions to the complex problems that wealth may present and gained a great deal of exposure to the wide-ranging needs of Morgan Stanley clients. In this role, she was also able to develop a keen eye for gauging where client needs may lie in the future, and structuring their plan accordingly.
Emily grew up in East Longmeadow, MA, and now lives in Somers, CT, with her husband and two sons. She enjoyed playing soccer through college and now coaches her son’s team.
Securities Agent: CA, WA, NH, PA, MN, IL, TX, RI, SD, MI, MD, UT, OR, NM, NC, CO, VT, TN, VA, SC, NY, CT, AZ, AL, MO, MA, FL, OH, NJ, DE, ME, DC; General Securities Representative; Investment Advisor Representative
NMLS#: 1891515
NMLS#: 1891515
About Douglas Wilson
Douglas Wilson is a financial services veteran with over 30 years of experience as a Financial Advisor serving the unique needs of his diverse group of clients. Over the course of his career, Doug has sought to be not only an advisor to his clients, but an educator who is able to explain both what is being done to plan for their financial futures and, more importantly, why these steps are being taken. For this reason Doug has found that many of his relationships have lasted the full course of his career and he is proud to say that many children and grandchildren of clients have become clients themselves.
Doug’s career in financial advisory in Worcester began in 1987 at Shearson Lehman Brothers, where he quickly learned the fixed income skills that he would later develop into the all-encompassing practice that he operates today. After a series of industry moves and acquisitions, Doug spent most of his career at Legg Mason and UBS before joining Morgan Stanley in 2020. Throughout this time, he has built his practice upon the cornerstone of constant communication with clients. This allows him the flexibility to continually tailor their financial plans to compensate for changing life circumstances, ultimately ensuring that they are never off-track on the path to reaching their goals.
Outside of work, Doug is an avid sports fan and enjoys golf, reading and staying active. He and his wife split time between their homes in Worcester and Naples, Florida. They have two daughters, one of whom lives in Stamford, CT, with her husband and three children, while the other is in Los Angeles, CA, working at UCLA Medical as a Nurse Anesthetist.
Doug’s career in financial advisory in Worcester began in 1987 at Shearson Lehman Brothers, where he quickly learned the fixed income skills that he would later develop into the all-encompassing practice that he operates today. After a series of industry moves and acquisitions, Doug spent most of his career at Legg Mason and UBS before joining Morgan Stanley in 2020. Throughout this time, he has built his practice upon the cornerstone of constant communication with clients. This allows him the flexibility to continually tailor their financial plans to compensate for changing life circumstances, ultimately ensuring that they are never off-track on the path to reaching their goals.
Outside of work, Doug is an avid sports fan and enjoys golf, reading and staying active. He and his wife split time between their homes in Worcester and Naples, Florida. They have two daughters, one of whom lives in Stamford, CT, with her husband and three children, while the other is in Los Angeles, CA, working at UCLA Medical as a Nurse Anesthetist.
Securities Agent: NC, DE, FL, DC, AL, TX, PA, CO, AZ, UT, OH, MN, MA, RI, MD, IL, VT, SD, MI, CT, NH, WA, VA, NM, SC, NY, NJ, CA, OR, ME; General Securities Representative; Investment Advisor Representative
NMLS#: 2094082
NMLS#: 2094082
About James Cellucci
Jim is a Financial Advisor with over three decades of experience. A graduate of Babson College with a degree in Marketing and Finance, he works with many successful individuals and their families with the goal of preparing for their financial futures and establishing actionable plans to reach their goals.
Jim believes that open lines of communication are essential to any relationship so that any changes that occur in his clients’ financial lives can be incorporated in their wealth plans as efficiently as possible. For this reason Jim takes great pride in always being available to talk to his clients and address their concerns.
Jim works individually with each of his clients and their families, ensuring that they are always on the correct path to reach their financial goals. Jim is a firm believer in the benefit of continuing education and has completed the requirements to earn the Chartered Retirement Plans Specialist® designation.
Jim and his wife Judi currently reside in Worcester, and together they have three children, Jordan, Alex and Olivia.
Jim believes that open lines of communication are essential to any relationship so that any changes that occur in his clients’ financial lives can be incorporated in their wealth plans as efficiently as possible. For this reason Jim takes great pride in always being available to talk to his clients and address their concerns.
Jim works individually with each of his clients and their families, ensuring that they are always on the correct path to reach their financial goals. Jim is a firm believer in the benefit of continuing education and has completed the requirements to earn the Chartered Retirement Plans Specialist® designation.
Jim and his wife Judi currently reside in Worcester, and together they have three children, Jordan, Alex and Olivia.
Securities Agent: DE, NM, NH, MI, SC, CO, PA, NY, FL, WA, VA, TX, OH, CT, CA, AZ, RI, OR, DC, UT, SD, NJ, NC, MN, MD, MA, IL, AL, VT, ME; General Securities Representative; Investment Advisor Representative
NMLS#: 2102634
NMLS#: 2102634
About George A. Joseph
George is a Financial Advisor and a Chartered Retirement Planning Counselor with Morgan Stanley. He is a former business owner and has a background in the financial services industries with over 27 years of working with affluent individual and business clients in all aspects of wealth accumulation, preservation, management and distribution.
George combines his knowledge of the financial markets and desire to help his clients live more meaningful lives with the vast resources offered by Morgan Stanley to ensure that clients' finances are aligned with their stated goals. George’s clients include business owners, medical professionals, executives, retirees and individuals in all stages of life.
Outside of work, George is an avid musician, husband, father, traveler and owner of a Siberian Huskey. He has three adult daughters, two living in New York City and one in Portland, ME, and is the grandfather of two.
George combines his knowledge of the financial markets and desire to help his clients live more meaningful lives with the vast resources offered by Morgan Stanley to ensure that clients' finances are aligned with their stated goals. George’s clients include business owners, medical professionals, executives, retirees and individuals in all stages of life.
Outside of work, George is an avid musician, husband, father, traveler and owner of a Siberian Huskey. He has three adult daughters, two living in New York City and one in Portland, ME, and is the grandfather of two.
Securities Agent: SD, OR, CO, CA, RI, FL, NM, ME, DC, AZ, WA, VA, SC, MD, PA, NJ, NH, NC, MN, AL, DE, VT, UT, OH, NY, MS, MI, MA, CT, IL, TX; General Securities Representative; Investment Advisor Representative
NMLS#: 1218373
NMLS#: 1218373
About Me
Frank is a Senior Vice President and Financial Advisor with Morgan Stanley Wealth Management. With over 38 years of experience advising clients, he offers a diverse platform of investment options and choices.
Since graduating with a Bachelor of Arts degree in Economics from Lafayette College in 1984, Frank joined Dean Witter Reynolds in Worcester and has advised individuals, non-profits, religious organizations, and municipalities with consistent, unwavering financial advice. He has guided his clients through many market cycles, including the 1987 turmoil, with the necessary professionalism and experience needed to help his clients reach their financial goals.
Frank is a former member of the NFL Players Association (NFLPA) Financial Advisor Network, adhering to NFL regulations and Code of Conduct. Locally, he has served on the board of directors for the Leominster Credit Union as the Chairman of the Investment Committee.
Frank is married to Beth (Holman). They have four children and two grandchildren.
Since graduating with a Bachelor of Arts degree in Economics from Lafayette College in 1984, Frank joined Dean Witter Reynolds in Worcester and has advised individuals, non-profits, religious organizations, and municipalities with consistent, unwavering financial advice. He has guided his clients through many market cycles, including the 1987 turmoil, with the necessary professionalism and experience needed to help his clients reach their financial goals.
Frank is a former member of the NFL Players Association (NFLPA) Financial Advisor Network, adhering to NFL regulations and Code of Conduct. Locally, he has served on the board of directors for the Leominster Credit Union as the Chairman of the Investment Committee.
Frank is married to Beth (Holman). They have four children and two grandchildren.
Securities Agent: DC, DE, NY, PA, VA, TX, OR, ME, FL, AR, AL, AZ, IL, MI, WA, SD, VT, CO, MD, NC, NJ, NM, UT, SC, NH, MA, CA, MN, RI, CT, OH; General Securities Representative; Investment Advisor Representative
About Sheila Bulak
Sheila Bulak
Portfolio Associate
tel 508-751-5682 or Sheila.A.Bulak@morganstanley.com
Sheila Bulak is a Portfolio Associate at The Worcester Summit Group at Morgan Stanley. For more three decades, Sheila has coordinated all client-service activity, overseeing the team's administrative and operational matters. Though her genius lies in attention to detail, Sheila handles all client concerns with empathy and professionalism. She strives not only to meet clients' needs, but also to anticipate them. You will never be just an account to our team.
Sheila has been a vital member of the team since 1989, when she and Mark Cote began working together to serve clients. Throughout her career at Morgan Stanley, she has held the positions of Registered Client Service Associate and Senior Registered Associate.
As a Portfolio Associate with her FINRA Series 7 and 66 securities licenses, Sheila is able to assist clients in executing investment transactions. Sheila is also the Group's on-line specialist and often teaches clients how to navigate the team's website to view their accounts, statements and tax forms, pay bills, transfer money among accounts, and make direct deposits with ease. In addition to these functions, the firm's mobile app also enables clients to deposit checks using their smart phones.
Sheila and her husband, Mike, live in Worcester, MA. They love to spend time with family and to travel.
Portfolio Associate
tel 508-751-5682 or Sheila.A.Bulak@morganstanley.com
Sheila Bulak is a Portfolio Associate at The Worcester Summit Group at Morgan Stanley. For more three decades, Sheila has coordinated all client-service activity, overseeing the team's administrative and operational matters. Though her genius lies in attention to detail, Sheila handles all client concerns with empathy and professionalism. She strives not only to meet clients' needs, but also to anticipate them. You will never be just an account to our team.
Sheila has been a vital member of the team since 1989, when she and Mark Cote began working together to serve clients. Throughout her career at Morgan Stanley, she has held the positions of Registered Client Service Associate and Senior Registered Associate.
As a Portfolio Associate with her FINRA Series 7 and 66 securities licenses, Sheila is able to assist clients in executing investment transactions. Sheila is also the Group's on-line specialist and often teaches clients how to navigate the team's website to view their accounts, statements and tax forms, pay bills, transfer money among accounts, and make direct deposits with ease. In addition to these functions, the firm's mobile app also enables clients to deposit checks using their smart phones.
Sheila and her husband, Mike, live in Worcester, MA. They love to spend time with family and to travel.
About Jordan Cellucci
Jordan Cellucci joined The Worcester Summit Group in spring 2023 as a Registered Client Service Associate. Jordan fulfills administrative responsibilities within the group as well as completing investment and securities transactions. Jordan has his FINRA Series 7 and Series 66 securities licenses, allowing him to be a valuable contact point for our clients. Jordan is very thoughtful and proactive when assisting clients and is always willing to go the extra mile to ensure your needs are met.
A graduate from The University of Massachusetts in 2016, Jordan has gained financial services experience in the banking field prior to joining Morgan Stanley. Having grown within the industry, he has established a high standard of professionalism in his current role as well as solid relationships within the group.
Jordan grew up in, and currently lives in Worcester, MA. He enjoys cooking and travelling with friends and family. He is also an avid fitness enthusiast and holds a certification in personal training.
A graduate from The University of Massachusetts in 2016, Jordan has gained financial services experience in the banking field prior to joining Morgan Stanley. Having grown within the industry, he has established a high standard of professionalism in his current role as well as solid relationships within the group.
Jordan grew up in, and currently lives in Worcester, MA. He enjoys cooking and travelling with friends and family. He is also an avid fitness enthusiast and holds a certification in personal training.
About Pat Power
Pat joined The Worcester Summit Group at Morgan Stanley after graduating from UMass Amherst in 2024 where he studied Economics and worked for the UMass football team as a student assistant coach. He currently holds his Series 7 license.
Pat grew up and currently resides in Shrewsbury, MA. He enjoys watching football and hockey as well as spending time with family and friends.
Pat grew up and currently resides in Shrewsbury, MA. He enjoys watching football and hockey as well as spending time with family and friends.
Contact Mark G. Cote
Contact Emily Domash
Contact Douglas Wilson
Contact James Cellucci
Contact George A. Joseph
Contact Frank Novak
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1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
