Donald J. Witkowski, CRPC®
Senior Vice President, Wealth Management, Financial Advisor
Phone:
(732) 936-3330(732) 936-3330
The Witkowski Gill Group at Morgan Stanley
Direct:
(732) 936-3330(732) 936-3330
Toll-Free:
(800) 726-6971(800) 726-6971
Our Mission Statement
We believe that managing wealth involves far more than managing an investment portfolio. We focus on providing comprehensive wealth management to help you build and preserve your wealth in ways that reflect the realities of your life and the uniqueness of your long term goals.
About Us
We are committed to building a relationship of trust in which we can work closely with you to help you define your objectives, explore alternatives and choose the financial and investment strategies that are most appropriate for you. As our relationship evolves, we hope you will come to regard us as a valued resource and professionals who can help you make a more informed decision on any financial issue.
The Witkowski Gill Group (SEE Below for our Bios) believes that managing wealth involves far more than managing an investment portfolio. It begins with developing a holistic, comprehensive understanding of who you are and the financial forces at work in your life. It means helping you understand and respond effectively to these forces. And, of course, it means helping you invest your assets in a way that reflects the realities of your life and the uniqueness of your long term goals.
As your Financial Advisors, we can help you define and strive to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve. Working together we can help you to preserve and grow your wealth. You’ll have access to some of the world’s most seasoned and respected investment professionals, a premier trading and execution platform and a full spectrum of investment choices.
Let's talk.
Warmest Regards,
Don & Glen
The Witkowski Gill Group (SEE Below for our Bios) believes that managing wealth involves far more than managing an investment portfolio. It begins with developing a holistic, comprehensive understanding of who you are and the financial forces at work in your life. It means helping you understand and respond effectively to these forces. And, of course, it means helping you invest your assets in a way that reflects the realities of your life and the uniqueness of your long term goals.
As your Financial Advisors, we can help you define and strive to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve. Working together we can help you to preserve and grow your wealth. You’ll have access to some of the world’s most seasoned and respected investment professionals, a premier trading and execution platform and a full spectrum of investment choices.
Let's talk.
Warmest Regards,
Don & Glen
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
IN LOVING MEMORY OF DONALD CHAMBERLAIN
It is with heavy hearts that we remember our colleague and friend, Donald Chamberlain, who passed away unexpectedly. Though his time with our team was far too short, his impact was profound.
Don joined Morgan Stanley with a passion for helping others achieve financial security and peace of mind. His dedication, integrity, and warmth made an immediate and lasting impression on both colleagues and clients alike. Beyond his professional expertise, Don was known for his love of golf—a game he cherished for both its challenge and camaraderie. Whether sharing a friendly round on the course or discussing strategy over the 19th hole, he found joy in every swing and lesson the game provided. Don fell asleep each night replaying his rounds of golf in his head, hole by hole, stroke by stroke, putt by putt. He remembered every shot.
While we deeply mourn his loss, we also celebrate the legacy Don leaves behind. His commitment to service, his ability to connect with people, and his genuine enthusiasm for life and the sport he loved will continue to inspire us as we carry forward his spirit in our work.
We extend our heartfelt condolences to his family, friends, and all who had the privilege of knowing him. Don will always be a part of our Morgan Stanley family, and we will honor his memory by continuing the work he so deeply cared about.
Don joined Morgan Stanley with a passion for helping others achieve financial security and peace of mind. His dedication, integrity, and warmth made an immediate and lasting impression on both colleagues and clients alike. Beyond his professional expertise, Don was known for his love of golf—a game he cherished for both its challenge and camaraderie. Whether sharing a friendly round on the course or discussing strategy over the 19th hole, he found joy in every swing and lesson the game provided. Don fell asleep each night replaying his rounds of golf in his head, hole by hole, stroke by stroke, putt by putt. He remembered every shot.
While we deeply mourn his loss, we also celebrate the legacy Don leaves behind. His commitment to service, his ability to connect with people, and his genuine enthusiasm for life and the sport he loved will continue to inspire us as we carry forward his spirit in our work.
We extend our heartfelt condolences to his family, friends, and all who had the privilege of knowing him. Don will always be a part of our Morgan Stanley family, and we will honor his memory by continuing the work he so deeply cared about.
Our Suite of Digital Tools
Digital technology is centered on how people communicate, consume, transact, travel and learn. Our comprehensive suite of digital tools is designed to help enhance every aspect of your financial life.
Morgan Stanley Online
Beyond viewing your account balance and activity, Morgan Stanley Online (MSO) has a suite of features that allow you to manage your everyday finances from paying bills and sending money to transferring funds and authorizing transactions with one click using eAuthorizations.
Morgan Stanley Online
Spending + Budgeting
Track spending habits, categorize expenses and create budgets across your Morgan Stanley and external financial accounts with our Spending and Budgeting Tool. We make it easy for you and your financial advisor to oversee trends in your financial life.
Start Using the Tool Today
Total Wealth View
We've launched a new tool that allows you to link information from your accounts at other financial institutions directly to your Morgan Stanley Online or Morgan Stanley Mobile App profile.
The ability to view all of your assets together provides the opportunity to advise on your Morgan Stanley accounts with your entire financial picture in mind.
Link and Add External AccountsThe ability to view all of your assets together provides the opportunity to advise on your Morgan Stanley accounts with your entire financial picture in mind.
eDelivery
Morgan Stanley Online has a variety of features that can enhance your digital experience and provide a deeper level of security. One of those tools, eDelivery, allows you to securely save, print, send or receive documents at any time from both Morgan Stanley Online and the Morgan Stanley Mobile App.
Enroll in eDelivery
Our Process
1) We complete a thorough and extensive review of your current investment portfolio before making any recommendations.
2) We QUANTIFY and STRESS TEST our recommendations in order to give you potential outcomes over the next 5, 10 and 20yrs+.
3) We limit the number of clients with whom we work. We want to be all things to a select few.
4) We are always available to you - Phone and Email.recommendations.
2) We QUANTIFY and STRESS TEST our recommendations in order to give you potential outcomes over the next 5, 10 and 20yrs+.
3) We limit the number of clients with whom we work. We want to be all things to a select few.
4) We are always available to you - Phone and Email.recommendations.
Community Involvement
Don is currently an active member of the Advisory Board to the Certified Financial Planning Major in the Lerner School of Business at the University of Delaware. He frequently participates in panel discussions with faculty and students.
Don is currently an active Mentor to students within the Financial Planning Major in the Lerner School of Business at the University of Delaware.
Don is a NJ state certified Level 2 volunteer Firefighter with South Wall Fire Rescue in Wall Township, NJ responding to calls for help 24/7 365 whenever outside the office.
Don is currently an active Mentor to students within the Financial Planning Major in the Lerner School of Business at the University of Delaware.
Don is a NJ state certified Level 2 volunteer Firefighter with South Wall Fire Rescue in Wall Township, NJ responding to calls for help 24/7 365 whenever outside the office.
The Witkowski Group in Industry Magazine
Read about our team in Industry Magazine.
Read Our Feature Here
Financial Planning
LifeView is a suite of planning tools that includes goal-specific analysis that we can use with our clients to create a realistic, holistic strategy that integrates the various aspects of an individual’s financial life, including investments and cash management needs.
LifeView Financial Goal AnalysisKNOWLEDGE & RESOURCE HUB
We believe financial education leads to better insights into our investment strategy and discipline, and ultimately, better long-term decisions. As a result, we are committed to providing you with important information about managing your wealth more effectively in today’s global markets.
We've assembled the following tools and resources that reinforce the fundamental investment strategies and concepts of our practice. Additionally, we've provided links and hope you’ll return often to learn more about the topics that can impact your wealth.
We've assembled the following tools and resources that reinforce the fundamental investment strategies and concepts of our practice. Additionally, we've provided links and hope you’ll return often to learn more about the topics that can impact your wealth.
GIC: On The Markets
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
Click Here To Learn More
GIC: Weekly
This report from Wealth Management Chief Investment Officer Lisa Shalett highlights the GIC's latest thinking on the markets.
Click Here To Learn More
Morgan Stanley's Promotional Preferred Savings Program
Make the most of your cash at a competitive rate here at Morgan Stanley.
Click Here To Learn More
CD Promotion at Morgan Stanley
Click on the link below to explore Morgan Stanley's CD Promotion, it's newest rates, and why this may be a suitable option for you.
Click Here To Learn More
Insurance Solutions
At Morgan Stanley, we offer a robust suite of insurance and annuities solutions backed by its licensed insurance agency affiliates that can aid in safeguarding you and your loved ones.
Click Here To Learn More
Morgan Stanley Private Markets (MSPM)
Private market investing enables eligible investors to access attractive companies before they are publicly available making you a part of their story. Watch this video to learn more about investing in Private Markets with Morgan Stanley and consider whether such investments might be right for you.
Watch MSPM Video
2024 Retirement Plan Contribution Limits
Take a look at the Retirement Plan Contribution Limits for 2024.
Click Here To Learn More
2024 Tax Tables
The tax decisions you make today can help you save for years to come. Access the 2024 Tax Tables now by clicking on the link below.
Click Here To Learn More
Total Tax 365
Taxes can be a substantial drag on investment returns. Morgan Stanley Total Tax 365 offers access to a broad range of tax-efficient strategies to help you integrate tax planning into your investment process all year long, maximize portfolio after-tax return potential and help keep more of what you earn.
Click Here To Learn MoreLocation
20 Linden Place
Red Bank, NJ 07701
US
Direct:
(732) 936-3330(732) 936-3330
Toll-Free:
(800) 726-6971(800) 726-6971
Meet The Witkowski Gill Group
Glen P. Gill, ChFC®
First Vice President, Wealth Management, Financial Advisor
Phone:
(732) 936-4016(732) 936-4016
Yon W. Siciliano
Senior Registered Associate
Phone:
(732) 936-4016(732) 936-4016
Kathy Whitacre
Senior Registered Associate
Phone:
(732) 936-4054(732) 936-4054
About Donald J. Witkowski
Don is a Senior Vice President and founding partner of The Witkowski Gill Group at Morgan Stanley. Don began his career in financial services in 1992, became a financial advisor with Merrill Lynch in 1996 and in March of 2017, Don and his team joined the Morgan Stanley family in Red Bank. A 1992 graduate of the University of Delaware with a BA in English, Business and Technical Writing, Don received his Chartered Retirement Planning Counselor (CRPC) designation in 2007 from the College of Financial Planning.
Don helps clients develop and implement long-term financial strategies designed to align with their lifetime and legacy goals. His greatest reward comes from educating clients, creating clarity around their complex financial issues and helping them gain direction in their financial well-being. Outside of work, Don is actively involved with his Alma Mater where he currently serves as an Advisory Board Member to the Lerner School of Business, frequently mentoring and advising financial planning students. When not at home or work Don is also an active volunteer with South Wall Fire Rescue where he is a state-certified Firefighter. Don and his wife of 21 years have 2 children and reside in Wall Township.
Don helps clients develop and implement long-term financial strategies designed to align with their lifetime and legacy goals. His greatest reward comes from educating clients, creating clarity around their complex financial issues and helping them gain direction in their financial well-being. Outside of work, Don is actively involved with his Alma Mater where he currently serves as an Advisory Board Member to the Lerner School of Business, frequently mentoring and advising financial planning students. When not at home or work Don is also an active volunteer with South Wall Fire Rescue where he is a state-certified Firefighter. Don and his wife of 21 years have 2 children and reside in Wall Township.
Securities Agent: MN, CO, AZ, MO, HI, TX, OH, VT, NM, NC, ME, MA, NY, NJ, CT, PA, OR, MD, GA, DE, CA, KY, DC, VA, SC, FL, IN; General Securities Representative; Investment Advisor Representative
NMLS#: 577904
NMLS#: 577904
About Glen P. Gill
Glen joined Merrill Lynch in 2006 as a client service representative in the Retirement Group and quickly became a registered client associate and now Financial Advisor with The Witkowski Gill Group. His client service background makes Glen a strong advocate for the Group's dedicated team approach to client services. He enjoys helping clients discover targeted ways to pursue their goals. In 2016, Glen received his Charted Financial Consultant (ChFC) designation from the American College of Financial Services. In addition to providing traditional advice and guidance, he can draw from his experience to help clients pursue their objectives by building and managing custom investment strategies, selecting from a wide range of Morgan Stanley model portfolios and third-party investment strategies. As a Senior Portfolio Manager, Glen services clients through the firm's Consulting Group, managing those strategies on a discretionary basis.
His passions include fitness, playing hockey, coaching youth hockey and traveling with family and friends. Glen resides in Middletown with is wife and three children.
His passions include fitness, playing hockey, coaching youth hockey and traveling with family and friends. Glen resides in Middletown with is wife and three children.
Securities Agent: TX, NC, MO, CT, MA, NY, MD, IN, AZ, SC, FL, DC, CO, CA, VT, NM, NJ, GA, DE, VA, OH, ME, KY, PA, OR, HI, MN; General Securities Representative; Investment Advisor Representative
NMLS#: 589458
NMLS#: 589458
About Yon W. Siciliano
Yon takes great pride in her role as a registered senior client associate and sees quality service as a critical factor in maintaining client relationships and high client satisfaction. She strives to develop strong relationships with clients, and to deliver a high level of customer service enthusiastically and in a timely manner with a highly responsive and engaging approach. Yon also stays up-to-date on technology that can facilitate the client experience.
Yon is an avid runner and enjoys participating in races along the Jersey Shore. She also has a passion for art, which she expresses through calligraphy and drawing. She spends most of her free time with her family and friends, especially at Asbury Park beach during the summer. Yon and her husband reside in Neptune with their three children.
Yon is an avid runner and enjoys participating in races along the Jersey Shore. She also has a passion for art, which she expresses through calligraphy and drawing. She spends most of her free time with her family and friends, especially at Asbury Park beach during the summer. Yon and her husband reside in Neptune with their three children.
About Kathy Whitacre
Kathy Whitacre has more than 36 years of financial services experience, which began on the institutional side of the business in 1988. She is a fully registered member of the team but her focus is primarily on the Administrative side. She specializes in client outreach and relationship management. Kathy is a people person and enjoys spending time listening to and getting to know each client in order to help them create a customized strategy and keep that strategy on track. She works directly alongside the FAs in order to measure each clients progress and make adjustments based on the client’s changing needs and goals. Offering hands-on guidance, Kathy enjoys making a difference in clients’ lives by helping them progress toward their goals. Kathy, her husband Mike and their two sons live in Oceanport NJ. Kathy is a founding Board Member of KidsGive NJ, a Shore based non-profit who’s mission is to inspire, support and execute kid-driven volunteer opportunities. She loves travel, gardening, reading, skiing, anything related to the beach and loves watching her son Jackson play football.
Contact Donald J. Witkowski
Contact Glen P. Gill
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Anthony Viskovic
Private Banker
About Anthony Viskovic
Anthony Viskovic is a Private Banker serving Morgan Stanley Wealth Management offices in New Jersey.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Anthony began his career in financial services in 2004, and joined Morgan Stanley in 2010 as a Regional Lending Advisor. Prior to joining the firm, he was an Internal Banking Consultant at UBS Financial Services.
Anthony is a graduate of Rutgers University, where he received a Bachelor of Arts Degree in Economics. He lives in Ocean, New Jersey with his family. Outside of the office, Anthony enjoys being active, cooking, traveling and spending time with his family.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Anthony began his career in financial services in 2004, and joined Morgan Stanley in 2010 as a Regional Lending Advisor. Prior to joining the firm, he was an Internal Banking Consultant at UBS Financial Services.
Anthony is a graduate of Rutgers University, where he received a Bachelor of Arts Degree in Economics. He lives in Ocean, New Jersey with his family. Outside of the office, Anthony enjoys being active, cooking, traveling and spending time with his family.
NMLS#: 1427370
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Ready to start a conversation? Contact The Witkowski Gill Group today.
1Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
2Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
2Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
