Senior Vice President, Financial Advisor, Senior Portfolio Management Director, Financial Planning Specialist
The Winsor Trail Group at Morgan Stanley
Direct:
(505) 988-7718(505) 988-7718
Our Mission Statement
At The Winsor Trail Group, we guide our clients through their financial journeys with clarity and perspective, inspired by the scenic beauty of the Winsor Trail. We believe that success lies not only in reaching financial goals but also in appreciating the journey along the way.
Our Story and Services
The Winsor Trail Group at Morgan Stanley
Our team's philosophy is inspired by the Winsor Trail, a scenic path that meanders through the Sangre de Cristo Mountains. Just as the trail offers breathtaking views and moments of reflection, The Winsor Trail Group aims to provide clients with clarity and perspective on their financial landscapes. We believe that a successful financial journey is not just about reaching a destination, but also enjoying the path taken to get there.
We have outlined our team's core values below:
Personalized Guidance: The Winsor Trail Group emphasizes the importance of understanding each client's unique goals, values, and circumstances. We believe that effective financial management cannot be one-size-fits-all; rather, it requires a tailored approach that considers the individual aspirations of each client.
Holistic Financial Planning: Our philosophy encompasses not just investment management but also comprehensive financial planning. This includes aspects such as retirement planning, estate planning, tax strategies, and risk management. By taking a holistic view, we help clients create a cohesive strategy that aligns with their long-term objectives.
Empowerment through Education: The group prioritizes financial literacy and aims to empower clients by providing them with the knowledge and tools needed to make informed decisions.
Community Focus: Inspired by the spirit of Santa Fe, The Winsor Trail Group believes in fostering a sense of community. We actively engage with local residents and support initiatives that align with our values.
Long-Term Perspective: Understanding that financial success is a marathon, not a sprint, The Winsor Trail Group encourages clients to adopt a long-term perspective. They help clients set realistic goals and develop strategies that withstand market fluctuations, ensuring that they remain on track even during challenging times.
Partnership and Trust: Building strong, trusting relationships with clients is integral in our philosophy. The Winsor Trail Group positions itself as a partner in each client's financial journey, committed to providing ongoing support, transparency, and open communication.
Overall, The Winsor Trail Group is about guiding clients along their unique financial paths with care, expertise, and a deep understanding of the personal and communal values that shape their lives. By fostering a supportive and educational environment, they empower clients to navigate their financial futures with confidence and clarity.
Services Include
- Wealth ManagementFootnote1
- Retirement PlanningFootnote2
- Professional Portfolio ManagementFootnote3
- Financial PlanningFootnote4
- 401(k) Rollovers
- Endowments and FoundationsFootnote5
- Asset Management
- Philanthropic ManagementFootnote6
- Stock Plan ServicesFootnote7
- Corporate Retirement PlansFootnote8
- Corporate Investment SolutionsFootnote9
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Awards & Recognition
We help successful individuals and entities pursue their financial goals through dynamic investment options designed to achieve long-term objectives. We are committed to a transparent, process-oriented culture designed to help you achieve, maintain, and ultimately transfer wealth.
Our consistency and differentiating value we provide to our clients has earned recognition by Forbes.
Forbes Best-in-State Wealth Advisors 2018, 2019, 2020, 2021, 2022, 2023, 2024, 2025
Sean Gallagher has been named to the Forbes Best-In-State Wealth Advisors list for 8 consecutive years.
2018-2025 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2018-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
What We Provide
Our approach to advising clients is comprehensive. It involves investments, of course, but it goes far beyond to encompass virtually every dimension of your financial life. Specifically, you can look to us for advice and guidance to help you:
• Retire with confidence that you'll be able to maintain your lifestyle and meet day-to-day expenses for the rest of your life • Leave a meaningful legacy without excessive taxation or family conflict
• Finance a new home or other major acquisition at favorable terms
• Protect your family from long-term care expenses and loss of income due to death or disability • Provide ongoing care for a special needs child
• Adapt financially to the loss of a spouse
• Send your children to college without depleting your retirement savings • Meet business needs with solutions that range from cash management to business succession planning
We will work closely with your attorney, accountant and other advisors to develop a plan with strategies that work in concert, not at odds with each other. If you wish, we can introduce you to professionals with the experience to help you meet the specific challenges you face.
Financial Planning
• Saving & Investment Strategies
• Estate & Multi-Generational Planning Strategies
• Tax Minimizing Strategies
• Net Worth & Risk Analysis
Retirement Planning
• Traditional and Roth IRAs
• IRA Rollovers
• Roth Conversions
• 401(k)/Pension & Profit Sharing
Trust and Estate Planning Strategies
• Wealth transfer strategies
• Intergenerational needs
• Trust and Estate Professionals
• Philanthropy
Investment Management
• Discretionary Portfolio Management
• Tax Optimized Strategies
• Systematically Applied
• Fundamental Investing
Risk Management
• Portfolio Review
• Hedging strategies
• Interest Rate Risk Management
• Creditor Protection Strategies
Philanthropy Management
• Charitable Lead Trusts
• Family Foundations
• Donor-Advised Funds
• Qualified Charitable Distributions
A Financial Plan Made For You
Our wealth management process begins with you, your investment objectives and your financial goals. Holistic in its approach, it may encompass all the elements of your financial life - your investments and your cash management needs - making sure they align with your goals and wealth management plan.
At The Winsor Trail Group, we understand that the goals you set today will evolve over time. Your plan will evolve with them - and with the changing circumstances of your life.
Leveraging a sophisticated suite of analytic tools, as well as the extensive resources of Morgan Stanley, we can help you take charge of your financial future an achieve your goals. Below, we have provided some links that will introduce you to a few of the tools that we use.
LifeView - Intelligent Planning
LifeView is a suite of planning tools that includes goal-specific analysis that we can use with our clients to create a realistic, integrated strategy that incorporates the various aspects of an individual's financial life, including investments and cash management needs. Fill out the questionnaire to get started talking with us about creating a personalized strategy for your long-term goals.
Goals Planning System (GPS)
Goals Planning System (GPS) is Morgan Stanley's own integrated planning tool. Built on the Firm's intellectual capital and capabilities, GPS is an intuitive and efficient platform used to quickly assess whether a client is "On Track" to achieving their financial goals.
Aladdin - Intelligent Risk Management
There's a chance your portfolio may be at risk, but how you manage that risk is what matters.
Portfolio Risk Platform – Powered by Aladdin is a risk management platform that provides comprehensive risk estimation and reporting across a broad range of asset classes and security types. This platform provides both an overview and a detailed view to better enable risk to be effectively monitored and managed.
Spending and Budgeting Tool
One way to manage savings is by using Morgan Stanley's Spending and Budgeting tool. These tools help advisors monitor client cash flows across both internal and external accounts. It also tracks spending patterns and produces an income and expense analysis to help clients achieve their goals by adjusting their spending behavior when necessary.
Strategy - Intelligent Withdrawals
Building wealth is a means to an end. Taxes can eat up a significant portion of your assets upon withdrawal. This is why it's vital to look at your entire portfolio and coordinate liquidation to help reduce the impact of taxes and potentially improve investment results.
The decisions your make today can help you save for years to come. Use the resources found in the link below to help get started.
VALUABLE TOOLS AND RESOURCES
The Winsor Trail Group is committed to providing you with important information about managing your wealth more effectively in today's global markets. We have assembled the following resources that reinforce the fundamental investment strategies and concepts of our practice.
Morgan Stanley Online
Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
Fraud Detection and Prevention
To better protect you and your family, Morgan Stanley invests in cybersecurity and fraud prevention technology and employs world-class talent to lead these efforts.
Total Wealth View
With this service, you can view all your assets and liabilities together – whether held at Morgan Stanley or elsewhere – in one place for a comprehensive overview of your assets.
eDelivery
Sign up for eDelivery today and start receiving email notifications as soon as your account documents are available on Morgan Stanley Online or the Morgan Stanley Mobile App. It's quick, convenient & secure.
Morgan Stanley Tax Solutions
Morgan Stanley tax solutions offer access to a broad range of tax-efficient strategies to help you integrate tax planning into your investment process all year long, maximize portfolio after-tax return potential and help keep more of what you earn.
Reserved Living and Giving
Reserved Living & Giving is a complimentary loyalty program available to clients with a minimum of $1M in AUM. It can help clients save time and money on travel, gifts, automobiles and more.
2024 Tax Tables
This helpful resource outlines the 2024 tax rate schedule, education and health savings account limits, retirement contribution and deduction limits, among other information. With tax season seemingly always right around the corner, it's best to be as informed as possible.
2025 Tax Tables
This helpful resource outlines the 2025 tax rate schedule, education and health savings account limits, retirement contribution and deduction limits, among other information. With tax season seemingly always right around the corner, it's best to be as informed as possible.
Location
150 Washington Ave
Suite 301
Santa Fe, NM 87501
US
Direct:
(505) 988-7718(505) 988-7718
Meet The Winsor Trail Group
Rob Knowlton
Senior Client Service Associate
Brooke Czoski
Client Service Associate
Victoria Quijada
Registered Senior Client Service Associate
About Sean T. Gallagher
I bring more than 30 years of experience to every client I serve, but my passion for the financial markets began long before I actually entered the business. My father was a Financial Advisor and I remember recognizing the obvious sense of fulfillment he derived from doing whatever he did at the office all day. It was only later I realized what his job entailed, and I set out to not so much follow in his footsteps as to do whatever was necessary to achieve similar fulfillment in my career.
While a student at The University of Vermont, I interned for two summers as a specialist clerk on the floor of the American Stock Exchange. The environment was exciting, but it made me understand that my priorities lay with helping people do whatever was necessary to feel more confident about their finances. After graduation, I went to work with a major retirement and deferred compensation plan specialist and spent the next three years advising federal employees on how to maximize the benefits of their 457 Plans. Previous to this time, I lived in Northern New Mexico and fell in love with it. I later joined Kemper Securities in 1992 as a Financial Advisor and in 1994, I transitioned my practice to a Morgan Stanley predecessor firm. 30 years later, I’ve achieved the same sense of fulfillment as my father because I’ve helped clients make the decisions necessary to retire comfortably, send their kids to college and achieve the goals most important to them and their families.
Over the years, I’ve added to my credentials by earning Morgan Stanley’s Senior Investment Management Consultant, Financial Planning Specialist and Portfolio Management Director designations. I take a holistic approach to my clients’ finances and work with them to develop comprehensive plans that help them understand what they must do to achieve the goals most important to them. I’ve also created a proprietary investment strategy that I call Power 5. It offers participation in what I believe to be the five strongest sectors of the market at any given time.
Outside the office, I have been a volunteer with Kitchen Angels, an organization dedicated to delivering wholesome meals to people who need them most. I’m also an avid squash player and skier (after all, I live in New Mexico), and in fact, I worked as a ski instructor at Taos Ski Valley many years ago.
While a student at The University of Vermont, I interned for two summers as a specialist clerk on the floor of the American Stock Exchange. The environment was exciting, but it made me understand that my priorities lay with helping people do whatever was necessary to feel more confident about their finances. After graduation, I went to work with a major retirement and deferred compensation plan specialist and spent the next three years advising federal employees on how to maximize the benefits of their 457 Plans. Previous to this time, I lived in Northern New Mexico and fell in love with it. I later joined Kemper Securities in 1992 as a Financial Advisor and in 1994, I transitioned my practice to a Morgan Stanley predecessor firm. 30 years later, I’ve achieved the same sense of fulfillment as my father because I’ve helped clients make the decisions necessary to retire comfortably, send their kids to college and achieve the goals most important to them and their families.
Over the years, I’ve added to my credentials by earning Morgan Stanley’s Senior Investment Management Consultant, Financial Planning Specialist and Portfolio Management Director designations. I take a holistic approach to my clients’ finances and work with them to develop comprehensive plans that help them understand what they must do to achieve the goals most important to them. I’ve also created a proprietary investment strategy that I call Power 5. It offers participation in what I believe to be the five strongest sectors of the market at any given time.
Outside the office, I have been a volunteer with Kitchen Angels, an organization dedicated to delivering wholesome meals to people who need them most. I’m also an avid squash player and skier (after all, I live in New Mexico), and in fact, I worked as a ski instructor at Taos Ski Valley many years ago.
Securities Agent: WY, AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IL, IN, KS, LA, MA, MD, MI, MN, MO, MS, MT, NC, ND, NE, NM, NV, NY, OH, OK, OR, PR, RI, SC, SD, TX, UT, WA, WI, HI, IA, ID, KY, ME, NH, NJ, PA, TN, VA, VI, VT, WV; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1364423
NMLS#: 1364423
About Don Meccia
With 39 years in the financial services industry, Don Meccia works with high net worth individuals and retirement plans. His focus provides red carpet service and uses in the box tools for out of the box thinking in fast moving economies and markets. Using his experience from 1999 to 2010 with some of the largest pension funds in the United States, he creates unique customized strategies to help clients pursue their long-term financial goals.
Along the way, Don has been an active supporter of charities focused on helping the defenseless and helpless in society. He volunteers at the Knights of Columbus of Santa Fe, Council #1707, which supports local homeless people, disaster relief funds, and Coats for Kids, along with many other initiatives. He has volunteered extensively for young T1D Type One Insulin Dependent Diabetics. In addition, He has volunteered for LSOP, or The Little Sisters of the Poor in California who provide housing, shelter, and food for the impoverished elderly. Seminars are offered on ethical and sustainable investing (“ESG”) for churches, foundations, and their benefactors. He has served on the Board of the Pregnancy Help Center in Torrance, CA where women in crisis pregnancies are provided with counseling, ultrasounds, and free supplies. Every client is provided with great care using the Golden Rule.
In his spare time, Don enjoys golf, and walking his two rescue dogs on mountain trails in the mountains of Central New Mexico. He has a wonderful wife of seventeen years, four step children, and two grandchildren all of whom are cherished family. Simply Blessed.
Originally from Chicago and coming from a family of doctors, he enjoys providing care to his clients. Don has extensive experience with institutional clients, including many female executives on Wall Street. He has a degree in economics from the world renowned University of Chicago in Hyde Park, IL; and, in addition, an MBA in Finance and Marketing from the Fuqua School of Business at Duke University in Durham, NC.
Along the way, Don has been an active supporter of charities focused on helping the defenseless and helpless in society. He volunteers at the Knights of Columbus of Santa Fe, Council #1707, which supports local homeless people, disaster relief funds, and Coats for Kids, along with many other initiatives. He has volunteered extensively for young T1D Type One Insulin Dependent Diabetics. In addition, He has volunteered for LSOP, or The Little Sisters of the Poor in California who provide housing, shelter, and food for the impoverished elderly. Seminars are offered on ethical and sustainable investing (“ESG”) for churches, foundations, and their benefactors. He has served on the Board of the Pregnancy Help Center in Torrance, CA where women in crisis pregnancies are provided with counseling, ultrasounds, and free supplies. Every client is provided with great care using the Golden Rule.
In his spare time, Don enjoys golf, and walking his two rescue dogs on mountain trails in the mountains of Central New Mexico. He has a wonderful wife of seventeen years, four step children, and two grandchildren all of whom are cherished family. Simply Blessed.
Originally from Chicago and coming from a family of doctors, he enjoys providing care to his clients. Don has extensive experience with institutional clients, including many female executives on Wall Street. He has a degree in economics from the world renowned University of Chicago in Hyde Park, IL; and, in addition, an MBA in Finance and Marketing from the Fuqua School of Business at Duke University in Durham, NC.
Securities Agent: DE, OK, CO, UT, AZ, MT, OH, NM, MD, IN, ID, RI, GA, OR, NY, CA, PA, WA, NJ, MA, IL, WI, NV, MI, LA, FL, CT, TX; General Securities Representative; Investment Advisor Representative
NMLS#: 557827
CA Insurance License #: #0H17891
NMLS#: 557827
CA Insurance License #: #0H17891
About Rob Knowlton
Rob Knowlton has been with Morgan Stanley in the client service role for 17 years. Rob’s vast knowledge of servicing client needs includes account opening, general account maintenance, funds transfers and much more.
Prior to joining Morgan Stanley, Rob worked as an assistant in the Santa Fe Public Schools and as a Varsity Softball, Varsity Girl’s Basketball and JV Boys Soccer Coach at Munich International School in Munich, Germany. Rob is originally from Minnesota and received his Associate of Applied Science Degree in Law Enforcement.
Rob lives in Santa Fe with his wife of 21 years, Lisa, and their 15 Year old daughter, Molly, and 10 year old son, Bobby. He enjoys painting, hiking, golf, traveling and spending time with his family.
Prior to joining Morgan Stanley, Rob worked as an assistant in the Santa Fe Public Schools and as a Varsity Softball, Varsity Girl’s Basketball and JV Boys Soccer Coach at Munich International School in Munich, Germany. Rob is originally from Minnesota and received his Associate of Applied Science Degree in Law Enforcement.
Rob lives in Santa Fe with his wife of 21 years, Lisa, and their 15 Year old daughter, Molly, and 10 year old son, Bobby. He enjoys painting, hiking, golf, traveling and spending time with his family.
About Brooke Czoski
Brooke Czoski is originally from Santa Fe, NM, however, moved away after attending St. Michael’s High School to pursue her studies. She graduated with a B.S. in business from Marymount Manhattan College in New York City and a Master’s in marketing from Trinity College in Dublin, Ireland. While in Ireland, she worked for both the Westin hotel and X (Twitter at the time) in sales, marketing, and events.
Upon returning to Santa Fe, Brooke managed Geronimo restaurant and was most recently the Director of Events & Marketing for the Santa Fe Railyard Community Corporation. Brooke’s passion in life is travel and the last two destinations she visited were India and the UAE. Outside of work, she enjoys the Santa Fe art and food scene, hiking, and spending time with family and friends.
Upon returning to Santa Fe, Brooke managed Geronimo restaurant and was most recently the Director of Events & Marketing for the Santa Fe Railyard Community Corporation. Brooke’s passion in life is travel and the last two destinations she visited were India and the UAE. Outside of work, she enjoys the Santa Fe art and food scene, hiking, and spending time with family and friends.
About Victoria Quijada
Victoria Quijada joined Morgan Stanley in October 2003 to start a new career, after moving back home from New York City where her neighborhood was destroyed during the collapse of the Twin Towers. She has held different roles while at Morgan Stanley from Operations Manager to Registered Senior Client Service Associate. She helps clients and Financial Advisors reach their goals, and guides clients in learning to use Morgan Stanley Online and how to eSign documents. She works with team members and Financial Advisors to achieve their goals and has a wealth of knowledge of the ever-changing Morgan Stanley systems.
She earned a bachelor’s degree and a master’s degree from Colorado State University. Before coming to Morgan Stanley, Victoria had worked in different jobs over her lifetime. She danced Flamenco with Vicente Romero in the early ‘60’s. She was a bilingual elementary school teacher for several years in Ft Collins, CO. When she moved to New York City, she stared as a trainee in the computer department of Metropolitan Life Insurance Co. She then moved to Chemical Bank, then to Swiss Bank in the same field. She moved to New York Life Insurance Co and analyzed requirements for systems to provide to programmers.
She studied at the University of Madrid for a year and spent the summer and fall visiting Holland, Austria, Switzerland, Belgium, Italy and Morocco. She has also explored France, Egypt, Israel, and Mexico. It has given her a robust appreciation of different cultures.
In her free time, Victoria enjoys gardening, cooking, watching PBS and reading.
She earned a bachelor’s degree and a master’s degree from Colorado State University. Before coming to Morgan Stanley, Victoria had worked in different jobs over her lifetime. She danced Flamenco with Vicente Romero in the early ‘60’s. She was a bilingual elementary school teacher for several years in Ft Collins, CO. When she moved to New York City, she stared as a trainee in the computer department of Metropolitan Life Insurance Co. She then moved to Chemical Bank, then to Swiss Bank in the same field. She moved to New York Life Insurance Co and analyzed requirements for systems to provide to programmers.
She studied at the University of Madrid for a year and spent the summer and fall visiting Holland, Austria, Switzerland, Belgium, Italy and Morocco. She has also explored France, Egypt, Israel, and Mexico. It has given her a robust appreciation of different cultures.
In her free time, Victoria enjoys gardening, cooking, watching PBS and reading.
Contact Sean T. Gallagher
Contact Don Meccia
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Rick Dombrowski
Private Banker
Alex Delgadillo
Financial Planning Director, Vice President
Teddy Lopez
Planning Associate
About Rick Dombrowski
Rick Dombrowski is a Private Banker serving Morgan Stanley Wealth Management offices in Arizona.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Rick began his career in financial services in 1996, and joined Morgan Stanley in 2014 as a Private Banker. Prior to joining the firm, he was a Private Banker at BBVA Compass. He also served as a Credit Analyst, Private Banker and Regional Credit Manager at Wells Fargo Bank, N.A.
Rick is a graduate of Arizona State University, where he received a Bachelor of Science in Finance. He lives in Scottsdale, Arizona with his family. Outside of the office, Rick enjoys music, skiing, and traveling.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Rick began his career in financial services in 1996, and joined Morgan Stanley in 2014 as a Private Banker. Prior to joining the firm, he was a Private Banker at BBVA Compass. He also served as a Credit Analyst, Private Banker and Regional Credit Manager at Wells Fargo Bank, N.A.
Rick is a graduate of Arizona State University, where he received a Bachelor of Science in Finance. He lives in Scottsdale, Arizona with his family. Outside of the office, Rick enjoys music, skiing, and traveling.
NMLS#: 512436
About Alex Delgadillo
Alex is a Vice President and Financial Planning Director serving Morgan Stanley’s Wealth Management offices in Arizona and New Mexico He is responsible for helping Financial Advisors with their clients’ and prospects’ financial planning needs.
Alex began his career in financial services in 2010, and joined Morgan Stanley in 2022. Prior to his current position, he worked as a Private Client Advisor for J.P. Morgan.
Alex graduated from Arizona State University and Tecnológico de Monterrey and holds his Certified Financial Planner™ designation. Alex lives in Phoenix, Arizona with his family. Outside of work, Alex enjoys film production, stand-up comedy, and tennis. Some organizations that he supports include the Community Food Bank of Southern Arizona, Phoenix Committee on Foreign Relations, Phoenix Sister Cities, Detour Theatre Company, and Cowtown SKATE.
Alex began his career in financial services in 2010, and joined Morgan Stanley in 2022. Prior to his current position, he worked as a Private Client Advisor for J.P. Morgan.
Alex graduated from Arizona State University and Tecnológico de Monterrey and holds his Certified Financial Planner™ designation. Alex lives in Phoenix, Arizona with his family. Outside of work, Alex enjoys film production, stand-up comedy, and tennis. Some organizations that he supports include the Community Food Bank of Southern Arizona, Phoenix Committee on Foreign Relations, Phoenix Sister Cities, Detour Theatre Company, and Cowtown SKATE.
About Teddy Lopez
Teddy Lopez is a Planning Associate at Morgan Stanley providing dedicated financial planning support to Financial Advisors and their teams. Operating as an extension of the FA/Team, he collaborates with clients to discover and define goals that matter most to them. Leveraging state of the art technology, he will evaluate various options and their potential outcomes to help clients confidently choose the appropriate course of action. Teddy provides expertise across a wide suite of Morgan Stanley planning tools designed to assist in the areas of investment accumulation, retirement, education, major purchase, cash flow, risk management, tax efficiency, and wealth transfer planning.
He earned his undergraduate degree from the University of Notre Dame and received the Financial Planning Specialist® designation from the College for Financial Planning. Teddy is originally from Costa Mesa, California and currently resides in New York City, New York.
He earned his undergraduate degree from the University of Notre Dame and received the Financial Planning Specialist® designation from the College for Financial Planning. Teddy is originally from Costa Mesa, California and currently resides in New York City, New York.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Mosaic
Explore ideas and inspiration with captivating, original lifestyle stories created exclusively for Morgan Stanley clients.
A Change of Greenery
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Ready to start a conversation? Contact The Winsor Trail Group today.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
8When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
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The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
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For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
8When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
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https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
