Senior Vice President, Financial Advisor, Portfolio Management Director
Phone:
(239) 449-7874(239) 449-7874
Industry Award WinnerOur Mission Statement
Our mission at The Wellington Group at Morgan Stanley is to empower our clients to achieve their financial dreams and secure their financial futures. Through expert guidance, innovative strategies, and unwavering integrity, we strive to optimize and protect our clients’ wealth, ensuring a legacy of prosperity for generations to come.
Our Story and Services
When you work with The Wellington Group, you partner with a team that brings more than 85 combined years of experience across financial services, financial planning, and active investment management. You will be supported by a diverse team of highly credentialed specialists who can help address a broad range of financial needs.
We begin with a financial plan overseen by our team's Certified Financial Planner, along with our dedicated Morgan Stanley Financial Planning Specialist. Your assets are then professionally managed by our Morgan Stanley Portfolio Management Director. You will also have access to the specialized expertise of a dedicated Morgan Stanley Alternative Investments Director, who can help evaluate and analyze select private-market opportunities on your behalf. In addition, your insurance and asset protection needs can be supported by our in-house Morgan Stanley Insurance Planning Director and Certified Long-Term Care Consultant. Finally, if you or a family member is navigating the prospect of divorce, our team includes a Certified Divorce Financial Analyst who can help guide you through the financial considerations and next steps.
In short, we help orchestrate the finances of affluent families, business owners, fiduciary trust and estate clients, and retirees as they navigate the different chapters of their financial lives.
For more than 20 years, we have believed that true success is defined by the positive impact we have on the people and the world around us. That belief helped inspire our name. The battle crest of the Duke of Wellington bears the motto, "With virtue comes fortune," which ultimately led us to the name The Wellington Group at Morgan Stanley. Today, we remain united by a shared commitment to improving the lives of our clients and their families, while striving to deliver an exceptional wealth management experience.
Services Include
- Financial PlanningFootnote1
- Retirement PlanningFootnote2
- Estate Planning StrategiesFootnote3
- Wealth ManagementFootnote4
- Professional Portfolio ManagementFootnote5
- Sustainable InvestingFootnote6
- Alternative InvestmentsFootnote7
- Municipal BondsFootnote8
- Trust Services*
- Life InsuranceFootnote9
- AnnuitiesFootnote10
- Long Term Care InsuranceFootnote11
- Business Succession PlanningFootnote12
- Corporate Cash Management
- Lending Products
- Cash ManagementFootnote13
- 401(k) Rollovers
- Divorce Financial AnalysisFootnote14
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Wealth management isn't a one-time event. It is an ongoing process designed to create structure today while helping preserve opportunity for the next generation. Every strategy we help implement is approached with long-term continuity in mind, ensuring that financial decisions remain aligned with evolving goals, family needs, and market conditions.
Our services reflect that philosophy:
Portfolio Management
Custom investment strategies aligned with long-term objectives, emphasizing risk awareness, tax efficiency, and multi-asset diversification.
Comprehensive Financial Planning
Bringing together investments, tax considerations, estate planning, and cash flow into a cohesive, adaptable financial structure.
Retirement and Liquidity Planning
Preparing clients for retirement income needs, pre-retirement asset allocation, and maintaining access to liquidity during key life transitions.
Cash Management and Lending Solutions
Providing structured lending strategies, credit solutions, and cash flow management as part of a coordinated wealth plan.
Next Generation Wealth Strategy
Helping families prepare heirs to manage wealth responsibly through governance planning, education, and structured asset transfer strategies.
Estate Planning Coordination
Working alongside legal and tax advisors to ensure estate plans support long-term family goals, legacy transfer, and tax efficiency.
Philanthropic Strategy and Impact Giving
Structuring charitable giving and family foundations to align with personal values while supporting tax and estate objectives.
Business Owner Advisory
Advising on liquidity events, business succession, and pre-sale planning to help owners translate business value into lasting family wealth.
401(k) and Employer Retirement Plans
Designing and managing retirement plans for businesses with a focus on fiduciary guidance and long-term participant outcomes.
Insurance Planning
Incorporating life, disability, and long-term care insurance into broader wealth strategies as part of risk management and wealth preservation.
Newsletters and Market Notes
Stay connected with the latest updates from our team. Here you'll find an archive of past communications, including market commentary, planning insights, and timely updates - all available for download in PDF format. You can also explore upcoming client events and opportunities to engage with our team throughout the year.
We invite you to check back regularly for new additions and announcements.
Have You Checked for a Forgotten 401(k)? – March 5
A quick retirement planning reminder on how to locate old workplace retirement accounts, including a tool to help reconnect with lost 401(k) or pension accounts. Download the PDF for the overview and next steps.
2025 Tax Form Mailing Schedule and Access – January 22
A helpful reference for estimated tax form availability and mailing timing, plus step-by-step instructions for accessing tax documents online and in the mobile app. Download the PDF to review the schedule and details.
The Wellington Group New Year Newsletter – January 1
A seasonal newsletter featuring a 2026 economic outlook, an investment outlook, and practical planning ideas to start the year with clear priorities. Download the PDF to explore the articles and highlights.
Looking Ahead to Year-End Giving – November 5
A charitable giving update focused on donor advised funds and key gifting deadlines that may matter before year-end. Download the PDF for planning ideas and timing considerations for philanthropy and tax planning.
The Wellington Group Fall Newsletter – October 1
A fall newsletter with timely themes including portfolio diversification and alternatives, protection planning with life insurance, and practical year-end financial planning reminders.
Hurricane Season Preparedness: A Quick Checklist – August 26
A simple, client-friendly checklist to help with emergency planning, home safety, evacuation planning, and organizing essential documents for hurricane season. Download the PDF to use as a quick reference.
A Multi-Generational Guide to Education Planning – August 5
A planning-focused resource covering education planning (including 529 plan considerations), tax-efficient gifting concepts, and ways to support family conversations across generations. Download the PDF to explore the linked planning resources.
The One Big Beautiful Bill Cheatsheet – July 15
A policy and market update summarizing key tax provisions from newly enacted federal legislation, plus potential implications for debt, deficits, and the markets. Download the PDF for the concise cheat sheet.
Family Office Resources Overview – July 7
An introduction to Morgan Stanley Family Office Resources, highlighting planning support areas such as estate planning, family governance, philanthropy, and lifestyle advisory. Download the PDF for a quick overview of capabilities and topics.
The Wellington Group Summer Newsletter – June 24
A summer newsletter featuring a mix of lifestyle and market-related reading, including liquidity trends, hurricane preparedness, and a research update on innovation themes. Download the PDF to view the full newsletter and links.
As your family grows and your wealth expands, managing it becomes increasingly complex. With evolving family dynamics and greater financial responsibility, you may require professionals with broader expertise and more advanced capabilities.
Morgan Stanley Family Office Overview
We address the full spectrum of multigenerational wealth management. As your family and assets grow, more nuanced and sophisticated challenges often arise. Our Family Office services are designed to help you meet those challenges effectively.
Family Governance and Dynamics
For many ultra-high-net-worth families, the most difficult planning challenges are not financial but personal. Managing the human impact of wealth often involves addressing complex dynamics such as family values, communication, and legacy planning.
Wealth and Estate Planning
Our Wealth and Estate Planning Specialists work as virtual team members alongside your Financial Advisor. Together, they create customized strategies to preserve and transfer your wealth in alignment with your long-term goals.
Signature – Lifestyle Advisory
We provide access to trusted professionals who offer personalized support for your lifestyle needs. Whether you are seeking help with everyday matters or exceptional experiences, we can connect you with the right resources.
Philanthropy Management
We provide the insight, guidance, and tools needed to define your philanthropic goals and develop a thoughtful strategy for achieving them.
Insured Solutions
Many high-net-worth families benefit from integrated insurance strategies that support tax efficiency, wealth transfer, and charitable giving. We help you incorporate these solutions into your overall financial plan.
Trust Services
Our open-architecture trustee platform gives you access to a carefully selected network of third-party corporate trustees. Morgan Stanley Trust Specialists review your trust documents and objectives to recommend solutions that align with your needs.
Practical tax strategies to help keep more of what you earn
The team helps clients evaluate tax management opportunities across investment selection, portfolio construction, and planning decisions. Strategies are prioritized from broadly applicable to more specialized approaches, with an emphasis on implementation details, trade-offs, and coordination with tax and legal professionals.
Tax Loss Harvesting (TLH)
Tax loss harvesting is the process of realizing investment losses to help offset realized gains and, in certain cases, ordinary income. A thoughtful approach considers portfolio exposures, wash sale rules, and reinvestment choices so the portfolio can stay aligned with long-term objectives.
Managing Capital Gains
Capital gains management focuses on when and how gains are realized across taxable accounts. This can include holding-period awareness, gain-lot selection, and coordinating rebalancing activity to help reduce avoidable tax drag.
Asset Location and Account Strategy
Asset location involves aligning different types of investments with the accounts that may be most tax-efficient for them (taxable, tax-deferred, and tax-free). Over time, the right mix can improve after-tax compounding and make withdrawals more intentional in retirement.
1031 Exchanges (Real Estate)
A 1031 exchange may allow eligible real estate investors to defer capital gains taxes by exchanging into another qualifying property, subject to strict timing, documentation, and structuring requirements. This is often used by investors seeking to reposition or consolidate real estate holdings while maintaining tax deferral.
Opportunity Zone Investing
Opportunity Zone strategies may offer tax advantages for certain capital gains when investments are made through a Qualified Opportunity Fund, with specific holding-period and compliance considerations. Suitability depends on liquidity needs, time horizon, concentration risk, and the underlying project and manager selection.
Charitable Giving and Tax Efficiency
Charitable planning can help align philanthropic goals with tax-aware strategies. Approaches may include donating appreciated securities, using donor-advised funds, and coordinating gifting with itemization and multi-year planning.
Year-End Tax Planning and Coordination
Year-end planning brings together investment activity, cash flow, and tax deadlines. The team helps clients identify items to review early, coordinate with tax professionals, and document decisions so there are fewer surprises at filing time.
Roth Conversions and Bracket Planning
Roth conversion planning evaluates whether shifting assets from traditional retirement accounts to a Roth account may improve lifetime after-tax outcomes. Key inputs include current and expected future tax rates, time horizon, Medicare premium impacts, and required minimum distribution planning.
Location
8889 Pelican Bay Blvd
Ste 300
Naples, FL 34108
US
Direct:
(239) 449-7860(239) 449-7860
Meet The Wellington Group
Phone:
(239) 449-7881(239) 449-7881
Financial Advisor, Insurance Planning Director, Certified Exit Planning Advisor™ (CEPA)
Phone:
(239) 449-7880(239) 449-7880
Karla Mott
Associate Vice President, Financial Advisor, Financial Planning Specialist, Alternative Investments Director
Phone:
(239) 449-7851(239) 449-7851
Julie Maurizi
Client Service Associate
Phone:
(239) 449-7860(239) 449-7860
About Charles E. Weinrich
As a founder of The Wellington Group at Morgan Stanley, Charles has, for nearly three decades, run a successful financial planning-based wealth management practice focused on making a positive impact on his clients’ financial well-being. On the team, he specializes in designing, constructing, and actively managing sophisticated multi-strategy global investment portfolios that have typically outperformed benchmarks over the long term, with lower beta or volatility parameters. At the same time, he has helped direct millions of dollars to innovative projects designed to have a positive long-term impact on the world.
Over the years, Charles has worked closely with highly successful families who share his passion for helping others and the world around them. Through this experience, he has developed deep knowledge of the specific challenges and opportunities that come with the various stages of financial success. This has uniquely equipped him to help clients navigate the changing landscape of their financial lives, from developing and growing their finances or business, to selling or exiting, and ultimately transitioning to retirement. Charles’ experience, his financial planning-based approach to wealth management, and his understanding of human psychology take into account every aspect of a client’s personal and financial life, so they can make educated, confident decisions that may increase the probability of achieving long-term financial success and peace of mind.
Charles began his career as an investment banker on Wall Street in 1996. He then transitioned to working with some of the largest financial institutions in the world, from both an individual advisory and corporate standpoint. This diversity of financial industry exposure gives him a unique lens and allows him to leverage a powerful combination of institutional, portfolio management, financial planning, and wealth management experience for the benefit of his clients.
Charles has lived in Naples, Florida, with his family for over 17 years. An active member of the community, he supports many charitable organizations and serves on the Board of Directors for the Boys and Girls Club of Collier County, the Juvenile Diabetes Research Foundation, and The Parkinson’s Association of Southwest Florida. He is also involved with the Clinical Operations Committee for the David Lawrence Center, the Naples Committee for the Cleveland Ballet, and is a member of the Estate Planning Council of Naples. Since October 2021, Charles has served as Chairman of the Board for the Boys and Girls Club of Collier County. Since 2022, he has served as Vice President of the Board for Breakthrough T1D. Charles Weinrich has been awarded the Five Star Wealth Manager Award consecutively from 2017 to 2025.
Over the years, Charles has worked closely with highly successful families who share his passion for helping others and the world around them. Through this experience, he has developed deep knowledge of the specific challenges and opportunities that come with the various stages of financial success. This has uniquely equipped him to help clients navigate the changing landscape of their financial lives, from developing and growing their finances or business, to selling or exiting, and ultimately transitioning to retirement. Charles’ experience, his financial planning-based approach to wealth management, and his understanding of human psychology take into account every aspect of a client’s personal and financial life, so they can make educated, confident decisions that may increase the probability of achieving long-term financial success and peace of mind.
Charles began his career as an investment banker on Wall Street in 1996. He then transitioned to working with some of the largest financial institutions in the world, from both an individual advisory and corporate standpoint. This diversity of financial industry exposure gives him a unique lens and allows him to leverage a powerful combination of institutional, portfolio management, financial planning, and wealth management experience for the benefit of his clients.
Charles has lived in Naples, Florida, with his family for over 17 years. An active member of the community, he supports many charitable organizations and serves on the Board of Directors for the Boys and Girls Club of Collier County, the Juvenile Diabetes Research Foundation, and The Parkinson’s Association of Southwest Florida. He is also involved with the Clinical Operations Committee for the David Lawrence Center, the Naples Committee for the Cleveland Ballet, and is a member of the Estate Planning Council of Naples. Since October 2021, Charles has served as Chairman of the Board for the Boys and Girls Club of Collier County. Since 2022, he has served as Vice President of the Board for Breakthrough T1D. Charles Weinrich has been awarded the Five Star Wealth Manager Award consecutively from 2017 to 2025.
Securities Agent: WV, DC, NV, NY, NC, MO, IN, VT, UT, PA, NJ, MA, CT, CO, AR, OR, OK, NH, LA, CA, WY, TN, IL, ID, WA, MD, KS, AZ, WI, NM, MN, KY, VA, TX, MT, MI, GA, FL, SC, OH, ME, DE; General Securities Principal; General Securities Representative; Investment Advisor Representative
NMLS#: 1581670
CA Insurance License #: 4311462
AR Insurance License #: 4777978
NMLS#: 1581670
CA Insurance License #: 4311462
AR Insurance License #: 4777978
About Scott E. O'Dell
As a founding member of The Wellington Group at Morgan Stanley, Scott works diligently to bring together the team’s experience and the world-class resources of Morgan Stanley to help clients pursue their goals today and their milestones tomorrow.
With more than 20 years of experience guiding clients through multiple economic cycles, Scott focuses on serving high-net-worth investors. He is actively involved in the design, implementation, and proactive management of high-quality, blue-chip individual stock portfolios, concentrated stock positions, and professional money management strategies.
As the team’s fixed income professional, Scott proactively builds individual municipal and corporate bond ladders, including tax-free municipal strategies where appropriate. With a focus on risk mitigation, he and the team individually select bonds and seek to maintain control over maturity structure, credit quality, and the revenue source of each bond held within a client’s portfolio.
Earlier in his career, Scott served as a veteran advisor at A.G. Edwards and as a U.S. Merchant Marine Lieutenant out of Ft. Schuyler in the Bronx, New York. He has also been an Executive Club member of The Naples Chamber of Commerce since 2000.
As a founder of The Wellington Group, Scott emphasizes a client-first philosophy designed to keep the focus on each client’s unique needs and help families build a legacy for the future and for generations to come. He often notes that while no one can predict the weather, it is possible to build a ship strong enough to navigate storms and arrive safely in port. He believes the same principle applies to long-term investing and navigating the markets.
As the team’s motto says, “You manage your life, we’ll manage your finances.”
With more than 20 years of experience guiding clients through multiple economic cycles, Scott focuses on serving high-net-worth investors. He is actively involved in the design, implementation, and proactive management of high-quality, blue-chip individual stock portfolios, concentrated stock positions, and professional money management strategies.
As the team’s fixed income professional, Scott proactively builds individual municipal and corporate bond ladders, including tax-free municipal strategies where appropriate. With a focus on risk mitigation, he and the team individually select bonds and seek to maintain control over maturity structure, credit quality, and the revenue source of each bond held within a client’s portfolio.
Earlier in his career, Scott served as a veteran advisor at A.G. Edwards and as a U.S. Merchant Marine Lieutenant out of Ft. Schuyler in the Bronx, New York. He has also been an Executive Club member of The Naples Chamber of Commerce since 2000.
As a founder of The Wellington Group, Scott emphasizes a client-first philosophy designed to keep the focus on each client’s unique needs and help families build a legacy for the future and for generations to come. He often notes that while no one can predict the weather, it is possible to build a ship strong enough to navigate storms and arrive safely in port. He believes the same principle applies to long-term investing and navigating the markets.
As the team’s motto says, “You manage your life, we’ll manage your finances.”
Securities Agent: WV, VT, TX, MN, KS, PA, OK, IN, TN, GA, AL, NY, NJ, ME, LA, ID, FL, WI, RI, OH, MO, MD, CT, AR, UT, SC, NC, AZ, NV, IL, MA, KY, DE, CA, WA, VA, OR, NM, NH, WY, MT, MI, DC, CO; BM/Supervisor; General Securities Representative; Investment Advisor Representative
NMLS#: 1387962
NMLS#: 1387962
About Jennifer A. O'Dell
As a founding member of The Wellington Group at Morgan Stanley, Jennifer helps clients tailor proactive financial strategies designed to support them comfortably and confidently through economic cycles and major life transitions.
As the team’s Insurance Planning Director, she serves as the primary resource for customizing solutions that may help enhance and protect retirement cash flows, long-term care funding, charitable giving, and legacy planning. In this role, she focuses on ensuring insurance policies are structured to help clients meet their objectives with clarity and without unwanted surprises later. She works closely with the team to ensure insurance strategies complement other assets and align with each client’s long-term goals in accordance with the client’s financial plan. This often includes educating clients on available options, implementing appropriate solutions, and reviewing existing coverage to confirm it is positioned to meet clients’ expectations.
Jennifer holds the Certified in Long-Term Care (CLTC) designation, informed by extensive personal experience with elderly family members who needed care. Planning ahead for this phase of life is especially meaningful to her, and throughout her career she has seen the difference proactive planning can make for clients and their families. She is proud to help provide solutions and peace of mind in this important area.
As a Certified Exit Planning Advisor (CEPA), Jennifer focuses on helping business owners drive value within their businesses and ultimately capitalize on that value as they plan for what comes next. For many owners, the business is their largest asset, and maximizing and harvesting that wealth is critical to long-term outcomes. Because business and personal finances are deeply intertwined, she strives to add value to both by introducing strategies that may reduce risk and increase value well before an owner is actively considering an exit or transition.
The team’s holistic approach is designed to provide comprehensive advice tailored to each client’s goals and life circumstances. Their work is guided by a client-centric philosophy rooted in long-term relationships and trust. Jennifer values the opportunity to work with clients and their families year over year to help reinforce confidence in their financial plans through expertise, integrity, and personalized solutions.
Outside of her client work, Jennifer serves on the Board of Directors for United Arts Collier and is a Guild member of The Shelter for Abused Women and Children. Jennifer A. O’Dell is a recipient of the Five Star Wealth Manager Award consecutively from 2017 to 2025.
As the team’s Insurance Planning Director, she serves as the primary resource for customizing solutions that may help enhance and protect retirement cash flows, long-term care funding, charitable giving, and legacy planning. In this role, she focuses on ensuring insurance policies are structured to help clients meet their objectives with clarity and without unwanted surprises later. She works closely with the team to ensure insurance strategies complement other assets and align with each client’s long-term goals in accordance with the client’s financial plan. This often includes educating clients on available options, implementing appropriate solutions, and reviewing existing coverage to confirm it is positioned to meet clients’ expectations.
Jennifer holds the Certified in Long-Term Care (CLTC) designation, informed by extensive personal experience with elderly family members who needed care. Planning ahead for this phase of life is especially meaningful to her, and throughout her career she has seen the difference proactive planning can make for clients and their families. She is proud to help provide solutions and peace of mind in this important area.
As a Certified Exit Planning Advisor (CEPA), Jennifer focuses on helping business owners drive value within their businesses and ultimately capitalize on that value as they plan for what comes next. For many owners, the business is their largest asset, and maximizing and harvesting that wealth is critical to long-term outcomes. Because business and personal finances are deeply intertwined, she strives to add value to both by introducing strategies that may reduce risk and increase value well before an owner is actively considering an exit or transition.
The team’s holistic approach is designed to provide comprehensive advice tailored to each client’s goals and life circumstances. Their work is guided by a client-centric philosophy rooted in long-term relationships and trust. Jennifer values the opportunity to work with clients and their families year over year to help reinforce confidence in their financial plans through expertise, integrity, and personalized solutions.
Outside of her client work, Jennifer serves on the Board of Directors for United Arts Collier and is a Guild member of The Shelter for Abused Women and Children. Jennifer A. O’Dell is a recipient of the Five Star Wealth Manager Award consecutively from 2017 to 2025.
Securities Agent: MA, CO, AZ, AR, WY, NV, MD, KY, IN, CA, TX, MI, FL, WA, VA, NY, NM, NC, ID, WV, VT, UT, OR, OH, MO, MN, SC, MT, GA, DC, LA, KS, IL, TN, NJ, DE, CT, WI, PA, OK, NH, ME; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1393626
CA Insurance License #: 4311136
AR Insurance License #: 11063334
NMLS#: 1393626
CA Insurance License #: 4311136
AR Insurance License #: 11063334
About Karla Mott
I began working with the Wellington Group at Morgan Stanley back in 2018. As the team’s alternative investments director, I have specific experience and expertise in the vast array of alternative investments that are offered here at Morgan Stanley. Prior to joining Morgan Stanley, I began my experience in this specialization while working for a private family office assisting in analysis and management of their large-scale private equity portfolio.
Securities Agent: NY, ID, WV, WI, MD, IN, GA, DE, OR, LA, AZ, WA, VA, MI, WY, TX, TN, PA, VT, NJ, IL, AL, SC, NC, AR, MO, ME, MA, CO, UT, OH, NV, NM, NH, MT, MN, KY, DC, KS, FL, CT, CA, OK; General Securities Representative; Investment Advisor Representative
NMLS#: 1769811
NMLS#: 1769811
Contact Charles E. Weinrich
Contact Scott E. O'Dell
Contact Jennifer A. O'Dell
Contact Karla Mott
Hear From Our Clients
As a long term investor, I have had the privilege of working with my Morgan Stanley advisory team for over 27 years. While markets have gone up and down over the years, The Wellington Group has managed my account with diligence and oversight that has been outstanding. They have built a robust, yet conservative, retirement plan that has served me well over the past 14 years in retirement. The combination of professionalism and financial acumen is above reproach.
Michael
Verified ClientJune 9, 2025
My Morgan Stanley Team offers coherent, consistent, and robust planning and investment strategies for navigating the often turbulent state of the global financial marketplace. From quarterly portfolio reviews to random inquiries, communications with team members are always handled in a professional and prompt manner. I would, without hesitation, strongly recommend Morgan Stanley to anyone who is seriously considering an experienced and well-established investment advisor.
William
Verified ClientSeptember 30, 2025
My Financial Advisor, Charles, and the entire team at Morgan Stanley have been outstanding. Honestly, I couldn't ask for a more intelligent, capable, kind, trustworthy, and caring group of people to take care of my investments and ensure that I have a strong plan for the future. They've taken a huge burden off of me because I know that they have my back, are looking out for me, and always have my best interests at the forefront of all they do.
Kim
Verified ClientOctober 22, 2025
Testimonial(s) solicited by Morgan Stanley and provided by current client(s) at the time of publication. No compensation of any kind was provided in exchange for the client testimonial(s) presented. Client testimonials may not be representative of the experience of other clients and are not a guarantee of future performance or success.
3846129 9/24
Awards and Recognition
Forbes Best-In-State Wealth Management Teams
Forbes Best-In-State Wealth Management Teams Source: Forbes (Awarded Jan 2026) Data compiled by SHOOK Research LLC based for the period 3/31/24-3/31/25.
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Stacey Herring
Private Banker
Cody Roscoe
About Stacey Herring
Stacey Herring is a Private Banker serving Morgan Stanley Wealth Management offices in Florida.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Stacey began her career in financial services in 1994, and joined Morgan Stanley in 2014. Prior to joining the firm, she was a Mortgage Sales Manager at SunTrust Bank and a Senior Mortgage Loan Officer for over 17 years at Fifth Third Bank. Stacey is a graduate of Florida State University, where she received a Bachelor of Science in Business Marketing and a Minor in Communications.
Stacey currently serves on the Women’s Foundation of Collier County Board of Directors, as well as Junior Achievement of SWFL’s Advisory Board. In addition, Stacey has chaired many community endeavors, serving Naples Community Hospital, PACE Center for Girls of Collier County, and Youth Haven. She is a graduate of the Naples Chamber of Commerce’s Leadership Collier program, awarded Gulfshore Business Magazine’s “40 Under 40 Award”, and in 2013 was awarded the Glass Slipper Award by The Education Foundation, Champions for Learning. In 2014, Stacey was named a Woman of Initiative by the Community Foundation of Collier County for her philanthropy, dedication, and commitment to children’s causes.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Stacey began her career in financial services in 1994, and joined Morgan Stanley in 2014. Prior to joining the firm, she was a Mortgage Sales Manager at SunTrust Bank and a Senior Mortgage Loan Officer for over 17 years at Fifth Third Bank. Stacey is a graduate of Florida State University, where she received a Bachelor of Science in Business Marketing and a Minor in Communications.
Stacey currently serves on the Women’s Foundation of Collier County Board of Directors, as well as Junior Achievement of SWFL’s Advisory Board. In addition, Stacey has chaired many community endeavors, serving Naples Community Hospital, PACE Center for Girls of Collier County, and Youth Haven. She is a graduate of the Naples Chamber of Commerce’s Leadership Collier program, awarded Gulfshore Business Magazine’s “40 Under 40 Award”, and in 2013 was awarded the Glass Slipper Award by The Education Foundation, Champions for Learning. In 2014, Stacey was named a Woman of Initiative by the Community Foundation of Collier County for her philanthropy, dedication, and commitment to children’s causes.
NMLS#: 434321
About Cody Roscoe
Cody Roscoe is a Planning Associate at Morgan Stanley providing dedicated financial planning support to Financial Advisors and their teams. Operating as an extension of the FA/Team, he collaborates with clients to discover and define the goals that matter most to them. Leveraging state of the art technology, he will evaluate various options and their potential outcomes to help clients confidently choose the appropriate course of action. Cody provides expertise across a wide suite of Morgan Stanley planning tools designed to assist in the areas of investment accumulation, retirement, education, major purchase, cash flow, risk management, tax efficiency, and wealth transfer planning.
He earned his undergraduate degree from Syracuse University and received the Financial Planning Specialist® designation from the College for Financial Planning. Cody is originally from Houston, Texas and currently resides in New York, New York.
He earned his undergraduate degree from Syracuse University and received the Financial Planning Specialist® designation from the College for Financial Planning. Cody is originally from Houston, Texas and currently resides in New York, New York.
Private Banking Group (PBG) Market Managers, Senior Private Bankers, Private Bankers, and Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
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Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account.
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
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A Simple Six-Step Retirement Checkup
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Working closely with you to guide your wealth and investments through the most challenging market cycles.
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Iran Conflict: Seven Takeaways for Investors
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Creating customized financial strategies for the challenges that today’s families face.
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529 Plans: A Powerful Tool to Save for Education
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Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
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Financial Planning for Life After Selling a Business
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Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
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- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Wellington Group today.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
5Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
6Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
7Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
8Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
9Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
10Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
11Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
12Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
13Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
14Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
5Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
6Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
7Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
8Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
9Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
10Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
11Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
12Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
13Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
14Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Testimonial(s) solicited by Morgan Stanley and provided by current client(s) at the time of publication. No compensation of any kind was provided in exchange for the client testimonial(s) presented. Client testimonials may not be representative of the experience of other clients and are not a guarantee of future performance or success.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025), 4763067 (9/2025)
