Senior Vice President, Wealth Management, Financial Advisor, Senior Portfolio Management Director
Phone:
(858) 729-5006(858) 729-5006
The Waddell-Hagopian Group at Morgan Stanley
La Jolla:
(858) 729-5000(858) 729-5000
Our Mission Statement
We're here for you, helping you pursue your life's goals
Our Story and Services
In today's economy, good financial advice is critical. That’s why it’s important to work with a team of dedicated Financial Advisors committed to listening to you, understanding your concerns and helping you make sure all aspects of your financial life are aligned. We strive to provide advice tailored to your individual circumstances and all you'd like your wealth to achieve.
Our tactical financial prowess and rich background in financial planning, makes The Waddell-Hagopian Group a well-rounded and results oriented financial advising business. Using our unique skills, along with the resources of Morgan Stanley, we are able to provide strategies to address all aspects of wealth management; wealth creation, wealth preservation, and wealth transfer, all along keeping in mind what's most important, you.
Talk to us about how we can help you embrace your financial future with confidence.
Our tactical financial prowess and rich background in financial planning, makes The Waddell-Hagopian Group a well-rounded and results oriented financial advising business. Using our unique skills, along with the resources of Morgan Stanley, we are able to provide strategies to address all aspects of wealth management; wealth creation, wealth preservation, and wealth transfer, all along keeping in mind what's most important, you.
Talk to us about how we can help you embrace your financial future with confidence.
Services Include
- Professional Portfolio ManagementFootnote1
- Financial PlanningFootnote2
- Retirement PlanningFootnote3
- 401(k) Rollovers
- Alternative InvestmentsFootnote4
- Cash Management and Lending ProductsFootnote5
- Long-term Care InsuranceFootnote6
- Life InsuranceFootnote7
- Donor Advised Funds
- Estate Planning StrategiesFootnote8
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Location
1111 Prospect Street
La Jolla, CA 92037
US
Direct:
(858) 729-5000(858) 729-5000
Meet The Waddell-Hagopian Group
Phone:
(858) 729-5040(858) 729-5040
Phone:
(858) 729-5097(858) 729-5097
Mia Radici
Registered Client Service Associate
Phone:
(858) 729-5083(858) 729-5083
About James Waddell
Jim Waddell has been a Financial Advisor with Morgan Stanley since 1995. He is a Senior Vice President and Senior Portfolio Management Director. He graduated from San Diego State University in 1981 with a Bachelor’s degree in Business Administration with an emphasis in Finance. Jim began his career with Paine Webber in 1981. He is a fully licensed investment professional holding his Series 7, 66, NMLS #1366485 and CA Insurance License #0A76244. Jim evaluates each client’s needs, goals, and financial situation before recommending a path forward. He focuses on personal service, security selection, risk management strategies, and tailored investment portfolios to help meet the needs of his clients. When not working, Jim enjoys beach volleyball, surfing, golf, fishing and attending family events with his wife, children and grandchildren. Jim gives back continuously to various charities including Tunnels to Towers and Warrior Foundation Freedom Station.
Securities Agent: MN, GA, IN, WY, NE, MT, MD, ID, FL, CT, AZ, SD, NJ, IL, ND, DC, CO, NM, NC, MO, CA, WA, PA, IA, WI, KY, HI, AR, SC, OH, NY, TN, OR, KS, VA, NV, LA, UT, TX, OK; General Securities Representative; Investment Advisor Representative
NMLS#: 1366485
CA Insurance License #: 0A76244
NMLS#: 1366485
CA Insurance License #: 0A76244
About Christopher Hagopian
Christopher Hagopian has been a Financial Advisor with Morgan Stanley since 2017. He is a Senior Vice President, Portfolio Management Director, and a graduate from the University of California San Diego. Chris began his career in 1999 at Morgan Stanley, then went on to work at Bank of America and UBS before returning to the firm where it all started. He is a fully licensed investment professional holding his Series 7, 66, NMLS #1650438 and CA Insurance License #0D26330. Chris implements Wealth Management strategies for clients by advising on portfolio construction after finding out what matters most to each individual. He focuses on Security Selection and Tactical, Active Asset Management to help give clients the edge they deserve. Upon understanding each individual’s goals, values, aspirations and concerns, he works continuously to aid in the achievement of them. Chris is devoted to long term, family style relationships and strives to deliver platinum level service. Out of the office, Chris enjoys riding bikes along the coast with his daughter Ludia, son Max and wife Kacie, surfing when he can catch a good wave and giving back to the community through various charities.
Securities Agent: NC, WA, UT, MO, IN, OR, KS, IL, OK, OH, CA, NV, NM, MT, ME, MD, VA, NH, NE, GA, DC, AZ, AR, WI, TX, IA, HI, SC, ND, MS, KY, CT, TN, SD, MN, LA, ID, WY, VT, NY, MA, FL, CO, PA, NJ; General Securities Representative; Investment Advisor Representative
NMLS#: 1650438
CA Insurance License #: 0D26330
NMLS#: 1650438
CA Insurance License #: 0D26330
About Masha Efros
Masha has been a Financial Advisor with the firm since 2017. She began her career in the financial services industry in early 2007, and was previously with Bank of America, Merrill Lynch, and Comerica. Masha earned a B.A. in International Business, an MSBA in Financial and Tax Planning as well as her Certificate in Personal Financial Planning from San Diego State University. Masha is a First Vice President, CERTIFIED FINANCIAL PLANNER™, holds her Series 7, 66, NMLS #1641572 and CA Insurance License #0K51423. She helps clients to pursue their financial goals through the implementation of personalized strategies and works closely with clients to provide exceptional client support. Masha’s scholastic and professional experiences have resulted in an unmatched understanding of the planning side of finance. She speaks fluent Russian, enjoys traveling, raising her two boys with her husband Obi, and helping her community through raising money for Big Brothers Big Sisters of San Diego County.
Securities Agent: AZ, WA, NY, NJ, NE, CT, TX, ND, MT, MN, VT, UT, SD, NM, NC, KS, GA, CO, SC, IA, AR, OK, ID, TN, LA, DC, IN, OR, MO, MD, KY, FL, CA, HI, WI, VA, NV, IL, OH; General Securities Representative; Investment Advisor Representative
NMLS#: 1641572
CA Insurance License #: 0K51423
NMLS#: 1641572
CA Insurance License #: 0K51423
About Mia Radici
Mia Radici is a Registered Client Service Associate and has been with the firm since 2023. She began her career in the financial services industry in 2022 and was previously with UBS Financial Services. She was born and raised in San Diego and graduated with a bachelor’s degree in finance from Pace University in Westchester, New York, where she also played Division II field hockey. She holds her SIE, Series 7, 66 and CA Insurance License #4388012. Mia loves building solid client relationships as well as delivering exceptional service. She is always looking for ways to bolster her skills and knowledge base through ongoing education and professional development opportunities. When not working, Mia loves to spend time with family, paint, go to the beach and explore new restaurants around San Diego. She is on the Beaumont’s Cancer Crushers team with Padres Pedal the Cause to help accelerate cures for cancer as breast cancer research is very important to her.
CA Insurance License #: 4388012
Contact James Waddell
Contact Christopher Hagopian
Contact Masha Efros
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
Article Image
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
Article Image
Ready to start a conversation? Contact The Waddell-Hagopian Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
5Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
5Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
