Managing Director, Wealth Management, Wealth Advisor, Family Wealth Director, Senior Portfolio Management Director
The Volpei Zimmerman Group at Morgan Stanley
Direct:
(626) 584-3436(626) 584-3436
Direct:
(626) 405-9359(626) 405-9359
Toll-Free:
(800) 488-1240(800) 488-1240
Our Mission Statement
We are committed to building long term trusted relationships by providing tailored advice and dedicated personal service, to allow our clients to achieve their life goals and protect their family’s financial well-being.
Our Story and Services
We believe success in achieving important financial goals starts with a comprehensive wealth strategy. We will help you define what is most important to you and then formulate the strategies that are appropriate for your needs, whether you are accumulating wealth or investing for income, solidifying your retirement plan or devising a distribution approach that helps meet your lifestyle and legacy goals.
Services Include
- Wealth ManagementFootnote1
- Financial PlanningFootnote2
- Retirement PlanningFootnote3
- Professional Portfolio ManagementFootnote4
- Estate Planning StrategiesFootnote5
- Qualified Retirement PlansFootnote6
- Philanthropic ManagementFootnote7
- Alternative InvestmentsFootnote8
- Life InsuranceFootnote9
- Long Term Care InsuranceFootnote10
- Cash Management and Lending ProductsFootnote11
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Working With Us
Financial Planning
Goals Are Personal, Wealth Management Should Be Too.
Whatever it is you want to achieve, The Volpei Zimmerman Group at Morgan Stanley is here to help. Working with us as your Financial Advisor Team, paired with our technology, is a great way to access advice and build a wealth plan. We will work with you to help you uncover your needs, manage risk, and build a customized plan to help you reach your financial goals.
Whatever it is you want to achieve, The Volpei Zimmerman Group at Morgan Stanley is here to help. Working with us as your Financial Advisor Team, paired with our technology, is a great way to access advice and build a wealth plan. We will work with you to help you uncover your needs, manage risk, and build a customized plan to help you reach your financial goals.
Unique Portfolio Construction
We know that every client is different; therefore, each and every client deserves a unique and customized portfolio that will complement their financial needs. By utilizing the firm’s resources, current information, and market familiarity, it allows for us to move away from generic models and create the individual plans my clients are accustomed to.
Multi-generational Families
Our financial planning process for multi-generational families is a rigorous analysis of your lifestyle, tax obligations, future gifting plans and portfolio objectives. This analysis drives our strategy as it pertains to financial and estate planning for wealth preservation, tax optimization, asset allocation and investment decisions. Throughout the entirety of the relationship, we can work closely with your attorneys and accountants.
Tax and Estate Planning Strategies
Building, protecting and passing on a legacy involves much more than investing wisely. It requires careful analysis of your objectives, intelligent structuring of your assets and integrated, strategic planning and implementation.
The Volpei Zimmerman Group will work with you and a Trust Specialist or other estate planning resources within Morgan Stanley to help you look at the options, and figure which might be the best fit for you.
The Volpei Zimmerman Group will work with you and a Trust Specialist or other estate planning resources within Morgan Stanley to help you look at the options, and figure which might be the best fit for you.
Business Owners
Here at Morgan Stanley, we understand the unique circumstances that arise from owning your own business. Working us can help set you and your business up for success by helping to make smart investment decisions that will impact your business in a positive way.
Retirees
Developing a plan for retirement is essential. Working with an experienced advisor can help with making sure you are meeting your personal retirement needs. Retirement planning can be stressful, we are here to make this stressful process as easy as possible.
The Significance of a Family Wealth Director
Brian Volpei of the Volpei Zimmerman Group holds the highly selective Morgan Stanley Family Wealth Director (FWD) designation. In working with a designated Family Wealth Director, you gain access to the intellectual capital and vast resources of our firm to aid in managing your personal finances. Both our Institutional Securities Group and Morgan Stanley Investment Management extend that range into your professional life, delivering the investment banking, capital markets and institutional investing solutions needed to pursue the strategic ambitions of your enterprise. Our goal is to help you and your family address the myriad challenges of managing significant wealth.
Our Team's Family Wealth Capabilities
A Family Wealth Director (FWD) is a rare distinction, earned by approximately 4% of Morgan Stanley’s Financial Advisors as of February 2021. The designation is given to advisors who have undergone distinctive training to complement their extensive experience working with ultra-high net worth families. To learn more about our family wealth capabilities, click the link below.
Family Governance and Wealth Education
The Family Governance & Wealth Education group helps ultra high net worth families strive to maximize the value of their human capital by addressing sensitive family issues, facilitate communication and manage your family dynamic in an effort to achieve a shared sense of common direction in coordination with your outside advisors.
Legacy & Estate Planning Strategies
We engage with our Executive Planning Director and Wealth Planning Center to provide a fully integrated, comprehensive analysis of your balance sheet, estate plan, and investment strategy through a collaborative process- at your request we will coordinate with your legal tax advisors as well.
Philanthropy Management
We provide our clients with a smart way to give to causes and charities they care about through Morgan Stanley GIFT. Our donor advised fund, GIFT, is a 501(c)(3) public charity structured to offer you a simple, thoughtful and tax-advantageous way to support your favorite charities.
INDIVIDUAL PLANS FOR INDIVIDUALS LIKE YOU
Goals you set today will evolve over time. Our process is designed to evolve with them - and with the changing circumstances of your life. Holistic in its approach, our planning process will encompass all the elements of your financial and personal life,
Leveraging a sophisticated suite of analytical tools, as well as decades of industry experience, our team can help you take charge of your financial future and achieve your goals.
Leveraging a sophisticated suite of analytical tools, as well as decades of industry experience, our team can help you take charge of your financial future and achieve your goals.
Certified Financial Planner (CFP)
CFP professionals have met excessive training and experience requirements, and commit to CFP Board's ethical standards that require them to put their clients' interests first
LifeView Intelligent Planning
LifeView is a suite of planning tools that includes goal specific analysis that we can use with our clients to create a realistic, holistic strategy that integrates the various aspects of an individual's financial life, including investments and cash management needs.
Spending & Budgeting Tool
One way to manage savings is by using Morgan Stanley's Spending & Budgeting tool. This tool helps advisors monitor client cash flows across both internal and external accounts. It also tracks spending patterns and produces an income and expense analysis to help clients achieve their goals by adjusting their spending behavior when necessary.
Aladdin - Portfolio Risk Tool
The Portfolio Risk Platform integrates the leading risk analytics engine into Morgan Stanley Wealth Management's platform to improve the quality, transparency, and efficiency of the end to end risk management processes for the Firm and our Clients.
Location
55 South Lake Ave
Ste 700
Pasadena, CA 91101
US
Direct:
(626) 584-3436(626) 584-3436
Toll-Free:
(800) 488-1240(800) 488-1240
Fax:
(626) 478-1493(626) 478-1493
Meet The Volpei Zimmerman Group
First Vice President, Wealth Management, Financial Advisor, Portfolio Management Director
Ethan Kim
Financial Advisor Associate
Victoria Valle
Assistant Vice President, Wealth Management Associate
Briana Limeta
Client Service Associate
About Brian Volpei
Brian began his career in the financial services industry in 2011, joining Morgan Stanley in 2014. As a trusted advisor, Brian overseas all aspects of client relationships and is responsible for building and implementing customized investment portfolios based on their unique financial goals outlined in their financial plan.
Brian is passionate about educating and coaching his clients through the complexities of financial markets. He utilizes his extensive experience as a Certified Financial Planner to bring his clients through a comprehensive financial planning process allowing him to gain a better understanding of their goals and helping bring to focus what matters most to them.
In 2022, Brian achieved the prestigious Family Wealth Director Designation, earned by fewer than 4% of all Morgan Stanley Advisors. This designation provides him with knowledge and experience in a range of wealth management strategies and solutions, including estate planning, philanthropy planning, control and restricted securities, hedging and monetization, and business succession planning.
Brian grew up in Burbank, California, and earned his B.S. degree in Finance from St. Cloud State University in Minnesota, where he was also a member of the Division I Men's Hockey Team. Brian is an active member of the Burbank Rotary Club and sits on the board of the Boys and Girls Club of Greater East Valley. He resides in Burbank with his wife Kylie and son Parker, and enjoys playing golf and giving back to the community in his free time.
2022 & 2023 Forbes Top Next-Gen Wealth Advisors & Top Next-Gen Wealth Advisors Best-In-State List.
Source: Forbes.com (Awarded Aug 2022 and August 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/21–3/31/23.
https://www.morganstanley.com/disclosures/awards-disclosure/
Brian is passionate about educating and coaching his clients through the complexities of financial markets. He utilizes his extensive experience as a Certified Financial Planner to bring his clients through a comprehensive financial planning process allowing him to gain a better understanding of their goals and helping bring to focus what matters most to them.
In 2022, Brian achieved the prestigious Family Wealth Director Designation, earned by fewer than 4% of all Morgan Stanley Advisors. This designation provides him with knowledge and experience in a range of wealth management strategies and solutions, including estate planning, philanthropy planning, control and restricted securities, hedging and monetization, and business succession planning.
Brian grew up in Burbank, California, and earned his B.S. degree in Finance from St. Cloud State University in Minnesota, where he was also a member of the Division I Men's Hockey Team. Brian is an active member of the Burbank Rotary Club and sits on the board of the Boys and Girls Club of Greater East Valley. He resides in Burbank with his wife Kylie and son Parker, and enjoys playing golf and giving back to the community in his free time.
2022 & 2023 Forbes Top Next-Gen Wealth Advisors & Top Next-Gen Wealth Advisors Best-In-State List.
Source: Forbes.com (Awarded Aug 2022 and August 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/21–3/31/23.
https://www.morganstanley.com/disclosures/awards-disclosure/
Securities Agent: MA, VA, WA, SC, MD, AZ, NY, MI, HI, CO, AL, NJ, CA, TN, OR, VT, MT, UT, KY, GA, TX, SD, OH, CT, NV, NC, MO, MN, FL, WI, PA, ME, IL, ID, DC; General Securities Representative; Investment Advisor Representative
NMLS#: 986398
CA Insurance License #: 0I10581
NMLS#: 986398
CA Insurance License #: 0I10581
About Brandi Young Zimmerman
With a strong family legacy in the financial services industry, Brandi joined Morgan Stanley in 2017, bringing with her eight years of financial services with a focus in Employee Benefits. This invaluable background serves as the foundation for Brandi's mission statement - assisting clients accomplish total wellness.
Brandi is passionate about empowering her clients by helping them understand and reach their financial goals. By collaborating with tax and estate planning experts, she provides comprehensive strategies to her clients to efficiently realize their long-term aspirations. Her commitment to understanding her clients on a deeper level translates into their financial portfolios and client communications, ensuring a sense of trust and alignment.
Brandi's educational background includes a degree in Communications with a Business minor from Loyola Marymount University, where she also played for their Division I Women's Soccer team. Brandi obtained the Chartered Retirement Planning Counselor (CRPC) designation in 2019 and the Certified Financial Planner (CFP) designation in 2022 in her pursuit of professional growth.
Beyond her professional endeavors, Brandi actively engages in community involvement, having served on the Board of Managers for the Pasadena-Sierra Madre YMCA. She is married to Anders, an elementary school teacher for the Glendale Unified School District, and together they have a son named Takeo and a daughter named Sloan.
Brandi is passionate about empowering her clients by helping them understand and reach their financial goals. By collaborating with tax and estate planning experts, she provides comprehensive strategies to her clients to efficiently realize their long-term aspirations. Her commitment to understanding her clients on a deeper level translates into their financial portfolios and client communications, ensuring a sense of trust and alignment.
Brandi's educational background includes a degree in Communications with a Business minor from Loyola Marymount University, where she also played for their Division I Women's Soccer team. Brandi obtained the Chartered Retirement Planning Counselor (CRPC) designation in 2019 and the Certified Financial Planner (CFP) designation in 2022 in her pursuit of professional growth.
Beyond her professional endeavors, Brandi actively engages in community involvement, having served on the Board of Managers for the Pasadena-Sierra Madre YMCA. She is married to Anders, an elementary school teacher for the Glendale Unified School District, and together they have a son named Takeo and a daughter named Sloan.
Securities Agent: TX, SC, NY, KY, ID, CA, WA, MD, UT, OH, DC, TN, SD, GA, AZ, IL, HI, OR, NC, MO, NV, NJ, MI, FL, CT, VT, MT, WI, VA, PA, MN, ME, MA, CO, AL; General Securities Representative; Investment Advisor Representative
NMLS#: 1706401
CA Insurance License #: 0G63635
NMLS#: 1706401
CA Insurance License #: 0G63635
About Rashaan Coleman
As a dedicated Financial Advisor, Rashaan works with high-net-worth families to design and implement strategies aimed at preserving net worth, enhancing income, and setting long-term investment goals. Rashaan joined the Huffman Volpei Zimmerman Group in 2022 to better serve his clients with the broad capabilities and resources of a top Morgan Stanley team. Rashaan creates custom financial plans for the team’s clients to address complex needs and help them pursue their goals. Rashaan also helps the team with investment manager research/selection, portfolio construction, and asset allocation. Additionally, clients leverage Rashaan’s expertise to specifically assist with concentrated positions, charitable giving strategies, multigenerational planning, tailored lending, and cash management. Rashaan has experience providing wealth management solutions to family enterprise owners, founders, executives, physicians, fund principals, artists, and athletes.
Rashaan grew up in Lafayette Indiana and later moved to Portage Indiana before attending Austin Peay State University. He graduated with a bachelor’s degree focused in Finance, while also starting four years for the university’s football program. Currently, Rashaan is a member of the Los Angeles Council of Charitable Gift Planners. He lives in Valencia with his wife Ilyana, where they enjoy going to their local yoga studio and spending time with friends and family.
Rashaan grew up in Lafayette Indiana and later moved to Portage Indiana before attending Austin Peay State University. He graduated with a bachelor’s degree focused in Finance, while also starting four years for the university’s football program. Currently, Rashaan is a member of the Los Angeles Council of Charitable Gift Planners. He lives in Valencia with his wife Ilyana, where they enjoy going to their local yoga studio and spending time with friends and family.
Securities Agent: SD, OR, NY, VT, TN, PA, ME, ID, CT, CA, WA, HI, CO, AL, TX, NV, MO, MN, KY, AZ, SC, OH, NJ, MI, IL, NC, MA, FL, MT, WI, VA, UT, MD, GA, DC; General Securities Representative; Investment Advisor Representative
NMLS#: 2429587
NMLS#: 2429587
About Ethan Kim
Ethan started his career in the financial services industry during his time at UCLA. During his sophomore year of college, Ethan interned for Morgan Stanley Wealth Management. He graduated with a B.A in Political Science and was a part of MSHIP, which counsels students from underprivileged communities.
Ethan is a proud Korean American who lived in Korea for 3 years and is fluent in Korean. Ethan is fully licensed holding the SIE, S7TO, and S66. Ethan finds joy in helping others by educating and counseling clients with their financial goals and is a proud member of the Volpei Zimmerman Group. He excels with tending to clients’ needs and values all the relationships he holds. Being young in the industry, Ethan is eager to learn from the team and buy into the structure and methods the team has in place.
Ethan grew up in La Canada, CA and out of the office he is a scratch golfer. He was a D1 recruit and tries to play as much golf as he can. Ethan is a cancer survivor and takes pride in running in the Relay for Life run each year to support the American Cancer Foundation. Ethan is a part of the Asian Business Association, and Bruin Alumni Organizations.
Ethan is a proud Korean American who lived in Korea for 3 years and is fluent in Korean. Ethan is fully licensed holding the SIE, S7TO, and S66. Ethan finds joy in helping others by educating and counseling clients with their financial goals and is a proud member of the Volpei Zimmerman Group. He excels with tending to clients’ needs and values all the relationships he holds. Being young in the industry, Ethan is eager to learn from the team and buy into the structure and methods the team has in place.
Ethan grew up in La Canada, CA and out of the office he is a scratch golfer. He was a D1 recruit and tries to play as much golf as he can. Ethan is a cancer survivor and takes pride in running in the Relay for Life run each year to support the American Cancer Foundation. Ethan is a part of the Asian Business Association, and Bruin Alumni Organizations.
About Victoria Valle
As a Wealth Management Associate, Vikki is responsible for the day-to-day interactions with clients, administration of client accounts and the overall operations of the team.
After entering the financial services industry straight out of high school, Vikki now has over 30 years of experience servicing clients. She joined Morgan Stanley in 2010 and started with the Cox Huffman Volpei Group early in 2017.
Vikki has been happily married to her High School sweetheart for 26 years and has 3 children in college. Her hobbies include book club, cooking, and of course spending time with her family and friends. She enjoys volunteering for the Epilepsy Foundation and the American Red Cross.
Vikki has her Series 7, 63, and 66 licenses and is a notary public.
After entering the financial services industry straight out of high school, Vikki now has over 30 years of experience servicing clients. She joined Morgan Stanley in 2010 and started with the Cox Huffman Volpei Group early in 2017.
Vikki has been happily married to her High School sweetheart for 26 years and has 3 children in college. Her hobbies include book club, cooking, and of course spending time with her family and friends. She enjoys volunteering for the Epilepsy Foundation and the American Red Cross.
Vikki has her Series 7, 63, and 66 licenses and is a notary public.
About Briana Limeta
Prior to joining Morgan Stanley in 2022, Briana worked in the non-profit sector, for a community foundation assisting clients with their philanthropic needs. Through that experience, Briana developed her passion for helping others and wanted to expand her avenues of client outreach, which is why she joined our team in 2022. She has proven to be a dedicated Client Service Associate who enjoys finding answers to questions and solutions to issues. In our dynamic industry, Briana has a unique gift of embodying a calm composure while tackling tasks with urgency. In her free time, Briana enjoys exploring nature and trying new food with her husband, Osmin.
Contact Brian Volpei
Contact Brandi Young Zimmerman
Contact Rashaan Coleman
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Peter Barash
Private Banker
About Peter Barash
Peter Barash is a Private Banker serving Morgan Stanley Wealth Management offices in California.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Peter began his career in financial services in 1984, and joined Morgan Stanley in 2010 as a Private Banker. Prior to joining the firm, he was a Private Banking Specialist at U.S. Bank.
Peter is a graduate of Columbia University, where he received a Bachelor of Arts in Economics and Comparative Literature. He holds an MBA from the University of Southern California. He lives in Glendale, California with his family. Outside of the office, Peter enjoys, hiking, playing bass guitar and reading.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Peter began his career in financial services in 1984, and joined Morgan Stanley in 2010 as a Private Banker. Prior to joining the firm, he was a Private Banking Specialist at U.S. Bank.
Peter is a graduate of Columbia University, where he received a Bachelor of Arts in Economics and Comparative Literature. He holds an MBA from the University of Southern California. He lives in Glendale, California with his family. Outside of the office, Peter enjoys, hiking, playing bass guitar and reading.
NMLS#: 799189
Wealth Management
Global Investment Office
Portfolio Insights
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Mosaic
Explore ideas and inspiration with captivating, original lifestyle stories created exclusively for Morgan Stanley clients.
A Change of Greenery
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Volpei Zimmerman Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
9Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
10Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
11Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
9Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
10Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
11Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
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Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
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Awards Disclosures
CRC 6491812 (04/2024)
