The Udine Group at Morgan Stanley

Rick, a Managing Director at MS and the founding partner of The Udine Group, is an industry veteran with over 45 years of experience managing wealth for ultra high net worth families. Rick oversees all aspects of the groups wealth advisory and investment management efforts, and also serves as a mentor to his two sons, Joe and Ryan. Rick and his team strive to act as an extension of client families and the trusted partner for successful individuals and multi-generational families in helping to build, manage, and preserve wealth. His extensive career in financial services has equipped Rick with the experience, insight and perspective necessary to provide sound, custom financial solutions for a broad range of high-net worth clientele and their families.

Rick has been regularly recognized as one of the top financial advisors in the country by both Forbes (2018-2024) for Southern New Jersey and Barron’s 1200 Top Advisors (2012-2024) in their respective annual state-by-state rankings. He is also a longtime member of Morgan Stanley’s Chairman’s council (2011-2023), an honor recognizing the firm’s most distinguished wealth advisors on an annual basis. He has been a part of the firm’s history for over twenty years, allowing him to leverage relationships with the firm’s senior leaders and enjoy full access to the top global resources and state-of-the-art technology at Morgan Stanley on behalf of clients.

Rick has been happily married to his wife, Maryann, for over 40 years. They have four grown children and six grandchildren. His daughter, Michelle, is a pediatric cardiologist in Washington, D.C., and his daughter, Julia, is a Broadway actress in New York. Outside of the office, Rick enjoys travel, golf, fishing and spending time at the Jersey shore, and enjoying Philadelphia sports!

2018, 2019, 2020, 2021, 2022, 2023, 2024 Forbes Best-In- State Wealth Advisors Source: Forbes.com (Awarded 2018, 2019, 2020, 2021, 2022, 2023, 2024). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.

2012, 2013, 2014, 2015, 2016, 2017, 2018, 2019, 2020, 2021, 2022, 2023, 2024 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2012, 2013, 2014, 2015, 2016, 2017, 2018, 2019, 2020, 2021, 2022, 2023, 2024). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.

https://www.morganstanley.com/disclosures/awards-disclosure.html

Joe directs the investment strategy, research, and implementation efforts on behalf of Udine Group clientele. Joe's background and education- an alumnus of The University of Pennsylvania with an economics focus- help to enable him to effectively analyze the macro market environment from a distinct perspective, while aligning Morgan Stanley's research and recommendations with discretionary investment strategies that we manage.

Joe uses state of the art, institutional risk analytics and portfolio management technology at MS to monitor portfolio holdings and to illustrate and execute cost-efficient, tax-smart strategies for the group's clientele. He also oversees the group's investment research efforts, studying Morgan Stanley's vast research and product inventory in addition to third-party research, so he may best align those resources for client families.

Joe currently resides in Voorhees, New Jersey with his wife, Alexis, and their three children, Blake, Jackson and Drew.

As a Certified Financial Planner (CFP^®), Ryan works closely with clients to assess their financial picture and plan for life’s most important milestones. Using a modern suite of wealth analyses tools, he is able to help clients model cash flows in regards to retirement, major purchases, allocating to alternative investments, and illustrate various financial planning strategies based on each family's unique preferences and goals. Ryan’s advanced credentials also help to address more complex tax minimization strategies, risk management solutions, and wealth transfer techniques that often impact higher net worth families.
Also a Senior Portfolio Manager and Alternative Investments Director, Ryan is collaborates with Rick and Joe in the integration of how the financial plan for a client will fit with the asset allocation and management of each client’s investment portfolio, all while delivering the full global resources of Morgan Stanley.

Ryan began his career in wealth management after graduating from Penn State University in 2008. In his early career, Ryan earned the CFP^® designation, the recognized standard of excellence for personal financial planning from the CFP^® Board of Standards. He's also holds a mortgage license, as well as his life, health and variable insurance licenses. Ryan looks forward to advancing his credentials in managing significant wealth and continuing to evolve the family business.

Ryan currently lives in Medford, New Jersey with his wife, Glenna, and their two daughters, Ella and Sloane.

An experienced Business Development Associate, Jen is dedicated to the continued growth and success of the Udine Group and the broad array of clients they proudly serve. She is responsible for overseeing the group’s operations and managing client relationships, as she helps shape the team’s strategic vision. She is passionate about providing excellent service and her attention to detail and responsiveness provide clients with confidence, as she works to find solutions to their financial challenges.

A graduate of Rowan University where she earned her B.S. degree in Finance, Jen joined the Udine Group soon after graduation in 2000 and has been an integral member of the team ever since. She began her career working with Rick as a Client Service Associate, before completing the firm's training program and becoming a fully registered Financial Advisor in 2008.

Jen brings a wealth of experience to her role as a Business Development Associate, enabling her to build and solidify a strong understanding of each clients’ backgrounds, preferences and needs. As a result, Jen is uniquely qualified to provide a broad array of services to the team. Her extensive knowledge of the firm's operations and the group's clientele allow her to align the correct resources, while providing unparalleled, solution-oriented service.

Outside of the office, Jen, enjoys family time at the beach and attending concerts and sporting events. She currently resides in Turnersville, New Jersey with her husband, Bob, and their son, Ryan.

Drawing on more than 20 years of financial services experience, Cindy is often the first line of contact on a wide range of client services. A consummate professional, she is committed to providing each client with the highest level of personal service, integrity and attention to detail. Cindy has been an important member of the Udine Group since joining the team in 2013.

From the largest task to the smallest request, Cindy works diligently to exceed client expectations. Her core responsibilities are essential to enabling the team to carry out its mission of helping financially successful individuals and families plan, invest and lead fulfilling lives. She coordinates various administrative and client service activities, including onboarding new clients, providing quotes, executing trade orders and transferring money.

Prior to joining Morgan Stanley, Cindy worked at both Merrill Lynch and Smith Barney. She earned her B.S. degree in Business Management from Bloomsburg State University and maintains her FINRA Series 7 and 66 licenses.

A very busy mom, Cindy lives in Marlton, New Jersey with her four children. When she’s not helping clients, she enjoys spending time watching her kids play soccer, quilting and playing with her three dogs.