Shawn Henley
Senior Vice President, Wealth Advisor, Senior Portfolio Management Director
Phone:
(925) 730-3863(925) 730-3863
Our Mission Statement
To empower our clients with financial freedom so they can dedicate their time to what truly matters
Our Story & Services
The four top priorities in life are usually family, health, religion and money. With our busy lives today, juggling all four of these, in whatever order you would arrange them, can make life more stressful than you would like.
With our help, and a combined 200 years of experience at Morgan Stanley, we can provide services to successful individuals, families and business owners to help accumulate, preserve and transfer wealth responsibly to the next generation.
We each focus on different areas, which gives us a wide array of experience and services to provide to our clients. We tailor our approach to what each client wants and needs from us. We enjoy what we do, especially helping our clients achieve and celebrate their goals.
With our help, and a combined 200 years of experience at Morgan Stanley, we can provide services to successful individuals, families and business owners to help accumulate, preserve and transfer wealth responsibly to the next generation.
We each focus on different areas, which gives us a wide array of experience and services to provide to our clients. We tailor our approach to what each client wants and needs from us. We enjoy what we do, especially helping our clients achieve and celebrate their goals.
Services Include
- Financial PlanningFootnote1
- Professional Portfolio ManagementFootnote2
- 401(k) Rollovers
- Qualified Retirement PlansFootnote3
- Cash Management and Lending ProductsFootnote4
- Long Term Care InsuranceFootnote5
- AnnuitiesFootnote6
- 529 PlansFootnote7
- Executive Financial ServicesFootnote8
- Stock Plan ServicesFootnote9
- Planning for Individuals with Special Needs and their Families
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Experience
Adding Morgan Stanley's vast resources with 200 years of combined experience, our team is fully equipped to help you with your financial goals. Our team has worked with each other so long that we consider each other family, and this allows us to work efficiently with one another to deliver an unparalleled level of service. Over the years, we have helped our clients navigate a wide variety of personal situations and economic conditions. This extensive level of experience enables us to provide advice for our clients to help reach their goals.
Senior Portfolio Management Director
This designation is given to a select group of Morgan Stanley financial advisors. It allows them to offer portfolio management services directly to their clients, rather than delegating that responsibility to third-party portfolio managers. Jason Haberman and Robert Brevetti have been awarded these titles.
CFP®
A CERTIFIED FINANCIAL PLANNER™ has in-depth knowledge of the financial planning process, tax planning, employee benefits and retirement planning, estate planning, investment management, and insurance.
Recognition Link
CIMA®
The Certified Investment Management Analyst® (CIMA®) certification is designed specifically for financial professionals who serve as advanced investment consultants to high net worth families and institutional investors. The designation has been attained by Jason Haberman through the University of Pennsylvania's Wharton School of Business.
Family Wealth Advisor
Family Wealth Advisors must demonstrate professional knowledge and experience in a range of specialties including estate planning, alternative investments, control and restricted securities, lending, hedging and monetization, and business succession planning. The designation also entitles our team to specialized access to a variety of family advisory services including, family governance and dynamics, philanthropy management and lifestyle advisory. These resources build a truly differentiated experience for our clients, one that is competitive with a multi-family-office service platform.
Building Longstanding Relationships
Our family wealth practice is built on the development of deep and enduring relationships and the delivery of comprehensive wealth management services. We work with a broad range of clients and industry professionals who value and respect our years of experience and collaborative approach.
Individuals and Families
We enjoy serving the needs of individuals and their families who have accumulated a higher level of wealth or who have experienced a significant life event, such as transitioning to retirement, selling a business, or losing a spouse. These events require a seasoned advisor who understands the complexities of these special situations and has the insights to achieve results.
Business Owners
We have worked closely with business owners and entrepreneurs for decades. We understand the tremendous focus it takes to be successful and the challenges they face. We provide the solutions needed to address their unique circumstances, so they can remain focused on their work and their careers.
Industry Professionals
We believe you are entitled to the best advice possible. As a result, we often collaborate with specialists across Morgan Stanley, as well as other professionals within the industry who are considered experts in their fields. In addition, we enjoy working in partnership with your accountant and estate attorney to gain the precise knowledge needed to effectively manage your wealth, while helping ensure all recommendations are fully aligned and implemented.
Women Without Limits
Supporting women throughout their financial lives is at the core of Morgan Stanley’s values. This dedication and experience make us uniquely suited to help women reach their financial and career goals, no matter where they are on their journey
Learn More
Access and Opportunity With Carla Harris
Inspiring change through informed and inclusive innovation. On Access & Opportunity, host Carla Harris, Senior Client Advisor at Morgan Stanley, explores the lived experiences of the people who face systematic inequities and sits down with founders, investors, developers, activists, and educators who are building a more equitable future today.
Click to listen to the most recent episode!
Charitable Giving that Benefits Women and Girls
Financially supporting charities focused on women and girls’ wellness can be beneficial for our global society and personally enriching. Let’s talk about how you can incorporate charitable giving into your financial plan.
Click HereWorking With You
As your dedicated wealth management team, our role is to tailor a personalized financial strategy which fits your needs. In our experience working with clients, we have developed a step-by-step approach to service:
Step 1: Discovery Process
We take the time to fully understand you and your family. Whether you’re planning for retirement, purchasing a home, or living out your golden years – we consider all of your challenges, goals, and aspirations when building your financial picture.
Step 2: Investment Plan Meeting
Presentation of your customized asset allocation reflecting risk, opportunities and taxation across multiple entities.
Step 3: Mutual Commitment Meeting
Reaffirm our shared commitment to working together and outline of next steps to formally engage.
Step 4: Tailoring Your Experience
Our service team will provide a variety of choices to tailor your experience with our team and the Firm, while the Financial Advisors implement your customized wealth strategy.
Step 5: Regular Progress Meetings
Ongoing reviews and reporting to ensure your strategy adapts to changing family and financial needs.
Get a Head Start
Check out the attached form to help you get in the right mindset for a goals based discussion. This form will help define and prioritize your goals as well as help identify your financial resources.
LifeView Profile FormComplimentary Second-Opinion Service
Working with a team that redefines wealth management
Ask ten people to define wealth management. Actually, ask ten wealth managers to do so. You will almost certainly get ten different answers, with most heavily focused on investing. As a client of The Tri-Valley Group, however, you benefit from a team that has a clear and comprehensive vision of wealth management.
Our consultative process via phone or virtual meeting
We approach each new engagement with our consultative process. This allows us to have an open dialogue in which we learn about every client's values and goals while working with them to tailor a plan to help achieve them. Through our second-opinion service you can experience our five step process with no obligation.
What to expect from our complimentary second-opinion service
We will meet with you in person or if you prefer via a virtual meeting from the comfort of your own home for a Discovery Meeting. Assuming that we both agree that we have a basis for working together, we will get together for the mutual commitment meeting. During this visit we will confirm if you are on track to fulfil your values and achieve your goals with your current financial provider. If needed, we will suggest ways in which we can help, including recommending another provider if we are not a good fit for your needs. Either way, you will receive a Total Client Profile and a personalized analysis of your current situation.
Location
4309 Hacienda Drive
Ste 200
Pleasanton, CA 94588
US
Direct:
(925) 730-3859(925) 730-3859
Meet The Tri-Valley Group
Bryan Furlong
Senior Vice President, Financial Advisor, Portfolio Management Director
Phone:
(925) 730-3819(925) 730-3819
Phone:
(925) 730-3823(925) 730-3823
Financial Advisor, Vice President, Portfolio Management Director, Financial Planning Specialist, CERTIFIED FINANCIAL PLANNER®
Phone:
(925) 730-3859(925) 730-3859
Phone:
(925) 730-3830(925) 730-3830
Cindy Suttio
Portfolio Associate
Phone:
(925) 730-3832(925) 730-3832
Ami L. Schelin
Portfolio Associate
Phone:
(925) 730-3806(925) 730-3806
About Shawn Henley
Shawn is a Senior Vice President and Portfolio Management Director with Morgan Stanley Wealth Management. He has 38years of experience helping high-net-worth individuals and their families grow their wealth and preserving it for their legacies. Shawn and his team are based in Morgan Stanley’s Pleasanton, CA office; however, they work with many clients throughout the United States.
“Family Life” is Shawn’s focus, both personally & professionally, which is why he has dedicated his practice to building relationships with multiple generations of his clients. Together with the client, he will create a comprehensive wealth management plan that will address the many “life stages” which include: Educational Planning for children, Investment Management for all ages, Retirement Planning, and once retired, Income Distribution in the most tax efficient way.
Shawn grew up in Southern and Northern California. He is a graduate of St. Mary’s College in Moraga, CA with a degree in Business & Economics. Shawn and his wife, Angie, have resided in Pleasanton for the past 31 years. They have two sons, Chase and Braxton, and two cats, Gigi & Oscar.
Shawn is a member and distinguished Past President of the San Leandro Kiwanis Club. He is also an active member of the Pleasanton North Rotary Club. For the past 26 years, Shawn has helped with the Alameda County Special Olympics which is very near and dear to his heart. His hobbies include golf, fishing, hiking, traveling with his wife, and swimming.
His greatest satisfaction comes when his clients refer their children & grandchildren, as he strongly believes: “You can never be too young to start investing in the stock market”!
“Family Life” is Shawn’s focus, both personally & professionally, which is why he has dedicated his practice to building relationships with multiple generations of his clients. Together with the client, he will create a comprehensive wealth management plan that will address the many “life stages” which include: Educational Planning for children, Investment Management for all ages, Retirement Planning, and once retired, Income Distribution in the most tax efficient way.
Shawn grew up in Southern and Northern California. He is a graduate of St. Mary’s College in Moraga, CA with a degree in Business & Economics. Shawn and his wife, Angie, have resided in Pleasanton for the past 31 years. They have two sons, Chase and Braxton, and two cats, Gigi & Oscar.
Shawn is a member and distinguished Past President of the San Leandro Kiwanis Club. He is also an active member of the Pleasanton North Rotary Club. For the past 26 years, Shawn has helped with the Alameda County Special Olympics which is very near and dear to his heart. His hobbies include golf, fishing, hiking, traveling with his wife, and swimming.
His greatest satisfaction comes when his clients refer their children & grandchildren, as he strongly believes: “You can never be too young to start investing in the stock market”!
Securities Agent: SC, AZ, OH, NM, NE, NC, MI, AL, ID, RI, NV, NJ, ME, GA, NH, MT, WY, TX, OR, VA, TN, MD, LA, IN, MA, FL, PA, CO, CA, WA, MO, MN, KS, IL, AR, WI, OK, NY; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1282897
CA Insurance License #: 0A82932
NMLS#: 1282897
CA Insurance License #: 0A82932
About Bryan Furlong
Bryan Furlong is a Senior Vice President, Wealth Advisor at Morgan Stanley with over 39 years of experience. He was born and raised in San Francisco and received his Bachelor of Science degree at the University of San Francisco.
Bryan’s philosophy is to be a good listener and get an understanding of his client’s needs, wants, and desires for their investments. He uses this information to put a strategy in place to help his clients achieve their financial goals. All the while making sure his clients understand exactly what their investments are doing and how they work. Having his clients trust and confidence is a top priority for Bryan.
When Bryan isn’t working hard for his clients, he loves to golf but wishes he was better at it. He has a love for collecting and tasting wine, and he is a big sports fan of Bay Area teams.
Bryan’s mantra is to try and always look at the glass half full, never half empty.
Bryan’s philosophy is to be a good listener and get an understanding of his client’s needs, wants, and desires for their investments. He uses this information to put a strategy in place to help his clients achieve their financial goals. All the while making sure his clients understand exactly what their investments are doing and how they work. Having his clients trust and confidence is a top priority for Bryan.
When Bryan isn’t working hard for his clients, he loves to golf but wishes he was better at it. He has a love for collecting and tasting wine, and he is a big sports fan of Bay Area teams.
Bryan’s mantra is to try and always look at the glass half full, never half empty.
Securities Agent: NM, LA, WI, FL, CT, NC, IL, CA, MO, ME, WY, VA, PA, MA, IN, ID, AR, OK, CO, SC, NV, MN, WA, OR, MI, AZ, AL, TX, NJ, MT, MD, HI, TN, RI, NY, NH, KS, GA, DC, OH; General Securities Representative; Investment Advisor Representative
NMLS#: 1282808
NMLS#: 1282808
About Sherri L. Omdahl
With over 30 years in the financial industry, Sherri Omdahl brings a unique perspective and expertise to her clients. She started with Morgan Stanley in July 1988 on the operational side of the business, first as a New Accounts Clerk, then as a Customer Service Associate. She believes this background gives her an advantage in efficiently servicing multiple clients’ needs and helping them navigate through their non-investment questions and issues.
Sherri received her Bachelor of Science degree in Business Administration with an option in Finance through California State University, Hayward in March, 1993.
Since March 1994, Sherri has been a Financial Advisor, being appointed First Vice President with the firm in 2017. In 2008, she received her CIMA (Certified Investment Management Analyst). She became certified as a Family Wealth Advisor in 2019. She is also has her insurance license and is registered with NMLS for home loan products. She continually updates her knowledge and skills with educational programs and seminars so she can provide her clients with the most current and appropriate solutions.
Sherri and her husband, Allan, have two grown children and six grandchildren. They have lived in Pleasanton for over 26 years, where they are involved with their church and the various activities their grandchildren pursue. Sherri regularly volunteers to lead events at Kids Against Hunger in Pleasanton and recently joined the Board Directors there. They also rescued a German Shepherd named Percy in 2022.
Sherri received her Bachelor of Science degree in Business Administration with an option in Finance through California State University, Hayward in March, 1993.
Since March 1994, Sherri has been a Financial Advisor, being appointed First Vice President with the firm in 2017. In 2008, she received her CIMA (Certified Investment Management Analyst). She became certified as a Family Wealth Advisor in 2019. She is also has her insurance license and is registered with NMLS for home loan products. She continually updates her knowledge and skills with educational programs and seminars so she can provide her clients with the most current and appropriate solutions.
Sherri and her husband, Allan, have two grown children and six grandchildren. They have lived in Pleasanton for over 26 years, where they are involved with their church and the various activities their grandchildren pursue. Sherri regularly volunteers to lead events at Kids Against Hunger in Pleasanton and recently joined the Board Directors there. They also rescued a German Shepherd named Percy in 2022.
Securities Agent: CA, NY, CO, OR, NV, NJ, RI, MO, MI, LA, AL, WY, TX, ME, MA, AR, TN, MT, IL, FL, NC, ID, GA, OH, MN, WA, PA, NH, NE, MD, DE, WI, UT, OK, AZ, VA, SC, NM, KS, IN; General Securities Representative; Investment Advisor Representative
NMLS#: 1298009
CA Insurance License #: 0C16784
NMLS#: 1298009
CA Insurance License #: 0C16784
About Chase Henley
Chase was born and raised in Pleasanton, California and graduated from Amador Valley high school. He left for the east coast to attend Amherst College, a top-ranked liberal arts school in western Massachusetts, where he also played baseball. Chase graduated from Amherst College with a Bachelor of Arts degree in Statistics. Over the course of his four years in school, he was a member of a New England Small College Athletic Conference (NESCAC) championship team, three-time member of the NESCAC All-Academic team, and was elected into the U.S. national statistics honor society, Mu Sigma Rho.
Chase is a CERTIFIED FINANCIAL PLANNER™ (CFP®) professional focusing on financial planning and analysis for the Tri-Valley Group.
In his free time, Chase loves being outside. His hobbies include hiking, fishing, and golfing. Chase is also an active member of the Pleasanton North Rotary Club where he does volunteer work and gives back to his hometown community.
Chase is a CERTIFIED FINANCIAL PLANNER™ (CFP®) professional focusing on financial planning and analysis for the Tri-Valley Group.
In his free time, Chase loves being outside. His hobbies include hiking, fishing, and golfing. Chase is also an active member of the Pleasanton North Rotary Club where he does volunteer work and gives back to his hometown community.
Securities Agent: GA, WA, TX, SC, OK, MD, NE, MT, KS, WI, NY, LA, ID, CA, OR, OH, MN, MA, AR, WY, VA, UT, NM, NJ, ME, CO, NC, IL, FL, AZ, TN, NV, IN, RI, PA, NH, MI, DC, AL, MO; General Securities Representative; Investment Advisor Representative
NMLS#: 1915550
CA Insurance License #: 4024332
NMLS#: 1915550
CA Insurance License #: 4024332
About Richard Huber
Securities Agent: MA, WI, OR, FL, TX, CO, NJ, CA, ME, WA, NY, AR, NV; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1279527
CA Insurance License #: CA 0A70530
NMLS#: 1279527
CA Insurance License #: CA 0A70530
About Cindy Suttio
Cindy joined Morgan Stanley in 2010 as Senior Registered Client Associate, then became a Portfolio Associate. She has an extensive domestic and international Wealth Management background.
She holds Series 7, Series 66, Series 9 and 10 and brings to the team her wealth of knowledge in the industry.
In her spare time, Cindy enjoys traveling, hiking, spend time with family and try new recipes.
She holds Series 7, Series 66, Series 9 and 10 and brings to the team her wealth of knowledge in the industry.
In her spare time, Cindy enjoys traveling, hiking, spend time with family and try new recipes.
About Ami L. Schelin
Ami Schelin started as an intern for Morgan Stanley in 1997, inputting client, security and transaction information into a system that tracked realized gains and losses for clients of Sherri Omdahl. In January 2000, Ami was offered the full-time position of Customer Service Associate and has flourished in her responsibilities which include customer service, quality control, organization of all paperwork, as well as correspondence, and many other day-to-day operational issues.
Ami received her Securities License in 2008, and with her experience and special training, was promoted to Portfolio Associate in 2017.
Outside from work Ami enjoys spending time with family and friends. She has coached Girls’ Volleyball since 1997 and is currently coaching at Core Volleyball Club, as well as helping the coach at Amador Valley High School. She also excels at spoiling her great nephews and niece, taking them to Disneyland as often as possible. She currently lives in Livermore.
Ami received her Securities License in 2008, and with her experience and special training, was promoted to Portfolio Associate in 2017.
Outside from work Ami enjoys spending time with family and friends. She has coached Girls’ Volleyball since 1997 and is currently coaching at Core Volleyball Club, as well as helping the coach at Amador Valley High School. She also excels at spoiling her great nephews and niece, taking them to Disneyland as often as possible. She currently lives in Livermore.
Contact Shawn Henley
Contact Bryan Furlong
Contact Sherri L. Omdahl
Contact Chase Henley
Contact Richard Huber
Hear from Our Clients
I want to express our gratitude to Chase Henley for setting up our financial portfolio.
Last year I received an inheritance and was unsure what to do with the money, Chase guided us through options to invest the funds. Chase analyzed our finances to determine when we could retire. This laid our fears to rest with an early retirement in the near future.
Chase has gained our trust and confidence and we will reach out to him for our future financial needs.
Lorraine
Verified ClientDecember 19, 2024
Testimonial(s) solicited by Morgan Stanley and provided by current client(s) at the time of publication. No compensation of any kind was provided in exchange for the client testimonial(s) presented. Client testimonials may not be representative of the experience of other clients and are not a guarantee of future performance or success.
3846129 9/24
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Cindy W. Lee
Private Banker
About Cindy W. Lee
Cindy Lee is a Private Banker serving Morgan Stanley Wealth Management offices in the East Bay, California Market.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Cindy began her career in financial services in 1996 and joined Morgan Stanley in 2022. Prior to joining the firm, she was a Custom Residential Real Estate Specialist at Bank of America/Merrill Lynch where she also served as a Wealth Management Banker and Financial Advisor.
Cindy is a graduate of San Francisco State University, where she received a Bachelor of Science in Business Management. She resides in the Bay Area with her family. Outside of the office, Cindy dedicates time to volunteering, enjoys traveling, reading, watching sports and spending time with family and friends.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Cindy began her career in financial services in 1996 and joined Morgan Stanley in 2022. Prior to joining the firm, she was a Custom Residential Real Estate Specialist at Bank of America/Merrill Lynch where she also served as a Wealth Management Banker and Financial Advisor.
Cindy is a graduate of San Francisco State University, where she received a Bachelor of Science in Business Management. She resides in the Bay Area with her family. Outside of the office, Cindy dedicates time to volunteering, enjoys traveling, reading, watching sports and spending time with family and friends.
NMLS#: 637460
Wealth Management
Global Investment Office
Portfolio Insights
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Promoting Healthy Longevity
man and women in kitchen eating
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Ready to start a conversation? Contact The Tri-Valley Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
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The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
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Awards Disclosures
CRC 6491812 (04/2024)
