The Tisi Hernandez Group at Morgan Stanley

We are thrilled to announce our recognition as Best-In-State Wealth Management Team by Forbes for 2023, 2024, and 2025.

The Tisi Hernandez Group is a Wealth Management advisory team that administers personalized investment and financial planning services to high net worth individuals. We are dedicated to offering our clients an extensive investment platform attuned to the ever-changing Financial Markets. Our objective is to provide a focused investment program designed to achieve and optimize our clients’ goals.

Forged with over 100 years of combined investment management experience, we adhere to the highest business practices and dedicate our efforts to serve in the best interest of our clients. As a Morgan Stanley advisory team, we utilize a Financial Planning tool called LifeView® Advisor. Our Certified Financial Planner members use this tool to create a realistic illustration that integrates the numerous aspects of your financial life, including your investments and cash flow needs.

Our team will work diligently to help you to identify these objectives and implement the strategy to achieve them. We employ a comprehensive approach that ensures our understanding of both the financial and personal lives of our clientele. This helps enable us to tailor investment decisions that cater to our clients’ specific goals.

2023, 2024, 2025 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded 2023, 2024, 2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Some of our team’s attributes include, but are not limited to:
  • Access to Cash Management and Lending Services
  • Comprehensive Financial Planning Services, including Retirement preparation and Trust & Estate planning strategies
  • Extensive knowledge of the Alternative Investment Landscape
  • Customized Portfolio Management Experience
  • A Cose Collaboration with Both Morgan Stanley’s Private Bank and Investment Banking Division
  • Insurance & Long Term Care Experience
  • A Thorough Knowledge of Option strategies
  • Experience with Socially Responsible Investing
Services Include
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Upcoming Firm Events

We hope you will join us for this upcoming event.

AI Revolution: The Breakthrough, the Buzz and a Blueprint for the Future

We invite you to watch the replay from our thought-provoking conversation on artificial intelligence (AI) with James Dyett, OpenAI's Head of Enterprise & Strategic Sales, Keith Weiss, Morgan Stanley's Head of U.S. Software Research Jeff McMillan, Morgan Stanley's Head of Firmwide Artificial Intelligence, recorded on Monday, March 24.

CRC4303146 03/2025
Online

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We Are Committed to Optimizing Your Investment Resources and Decision Making

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    Professional Portfolio Management
    As a portfolio management team, we can provide fully discretionary management solutions to our clientele. We take the time to learn the many facets of our clients' financial situation, so that we can serve in their best interest. Together we can guide you in preserving and growing your wealth with the help of our customized portfolio strategies.
    View the key features and benefits of our Portfolio Management program
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    Equity Solutions
    Our clients understand that the decisions they make around company stock and options are some of the most consequential they'll face in their financial life. Understanding how your stock or option plan works is only the first step. We work with you to articulate specific goals such as diversification, tax management, charitable giving, or simply having enough cash to live on while you wait for an exit. Projecting a variety of multi-year scenarios, we help you make the best decisions you can to maximize this invaluable asset.
    Learn more about our comprehensive equity solutions
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    Alternative Investments
    Many of our clients are interested in adding alternative investments to seek out deeper diversification and expand their investible horizon. Our team aims to help eligible investors enhance their returns, lower volatility, manage taxes and earn more income. We offer an in depth understanding and years of experience that help us to guide you through your alternative investment decisions.
    Visit our Alternative Investments platform
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    Sustainable Investing
    When we work together, we can discuss ways to incorporate your personal values into the way you invest without giving up performance. Part of how we create impact is by using sustainable investments. We believe that the global challenges we face in the decades ahead pose critically important questions not only for society at large but also for each of us as individuals, citizens, parents, leaders, and policymakers. And for our clients, these challenges are likely to present significant implications for their financial goals and investment decisions.
    Invest with Impact
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    Lending Solutions
    We consider all aspects of your entire financial situation. Our team provides customized lending solutions that can be used to enhance liquidity, finance asset acquisition and/or protect wealth. We help our clients leverage lending opportunities to achieve their financial goals.
    Check out this outline of our available lending solutions
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    Business Planning
    Our team is dedicated to helping our entrepreneurial clients with their business planning and succession planning. Along with sharing our experience in helping business owners, we assist with risk management, cash management, as well as retirement benefits. We have ideas and strategies to help you grow or sell your business.
    Monetizing a Small Business

Our Client Digital Resources

Our comprehensive suite of digital tools and resources is designed to help enhance every aspect of your financial life. Below are a few of the technologies we have to offer our clients. We have also included resources meant to transform complex financial analysis and research into concise and easily digestible content.
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    Thoughts on the Market Podcast
    With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
    Check out the latest episode
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    Morgan Stanley Online
    Your investments and everyday finances are always just a few clicks away with Morgan Stanley Online (MSO) and the Morgan Stanley Mobile App.
    Learn more about MSO
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    Total Wealth View
    Complete your financial picture with Total Wealth View. By linking your account information, you will benefit from more informed wealth planning, more secure data access, and convenient connectivity.
    Getting started with Total Wealth View
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    On The Markets Research Report
    Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
    Read the latest report
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    Digital Vault
    Digital Vault lets you easily and securely manage and store life's documents such as wills, deeds, and estate plans as well as financial statements and tax filings.
    Getting started with Digital Vault
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    GIC Weekly Research Report
    The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.
    Read the latest report
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    Reserved Living and Giving
    Save on travel, dining, holiday gifts and more with Morgan Stanley's Reserved Living and Giving program.
    Browse the latest offers
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    Online Security Center
    At Morgan Stanley, safeguarding your assets and personal information is among our highest priorities. Learn about our security measures and use our resources and ideas to help protect yourself online.
    Learn more about Online Security Center

Comprehensive Financial Planning

Regardless of what phase your life is in – moving ahead in your career, enjoying retirement, or somewhere in the middle – as your Financial Advisors, we are here to help you achieve your financial goals.

Utilizing a suite of tools that include goal-specific analysis, we can work with you to create a both realistic and holistic strategy that integrates the varying aspects of your financial life.

We collaborate in creating you an individualized road map to help you achieve your goals and protect them from any blind spots – a framework that connects your life objectives, your financial resources and provides a baseline for future discussions.
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    LifeView - Intelligent Planning
    LifeView is a suite of planning tools that includes goal-specific analysis that we can use with our clients to create a realistic, integrated strategy that incorporates the various aspects of an individual's financial life, including investments and cash management needs.
    Start your LifeView plan today
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    2023 Federal Tax Tables
    This helpful resource outlines the 2023 tax rate schedule, education and health savings account limits, retirement contribution and deduction limits, among other information. With tax season seemingly always right around the corner, it's best to be as informed as possible.
    Access the 2023 federal tax tables
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    Managing Investments
    We take care of your retirement accounts and other investments based on your comfort level with risk and your current tax circumstances, tailoring your financial strategy to your unique situation, needs, and goals.
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    Insurance
    We take an extremely close look at your financial profile to decipher what type(s) of insurance most fit your needs and determine if your current insurance policies are best suited for you and your goals.
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    Retirement
    Leading up to and through retirement, we can help you identify the most appropriate ways to obtain the income you need and help ensure that you are on track with your financial trajectory.
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    Estate Planning Strategies
    Regardless of your current financial circumstances, it is crucial to have a backup plan for your money. We regularly review your finances with you and coordinate with your estate attorney to help ensure that your wishes are met in the most efficient and cost-effective way possible.

Location

55 East 52nd Street 10th
Fl
New York, NY 10055
US
Direct:
(212) 603-6100(212) 603-6100
Toll-Free:
(800) 843-0211(800) 843-0211

Meet The Tisi Hernandez Group

About Eric F Hernandez

A seasoned Financial Advisor with over 20 years of experience, Eric enjoys managing the investment portfolios for high-net worth families and corporate institutions. As a Family Wealth Director, Eric has achieved this designation to better serve high-net worth clients with Family Wealth Advisory suite of services and products, offering a differentiated experience. His approach at its core is centered around customization: building each client’s portfolio based upon their individual situation. He can provide access to cash management and lending services, both commercial and personal, and can help manage both sides of a clients’ balance sheet for optimal efficiency and performance.

Eric was recently named to Forbes Best-In-State Wealth Advisors (2024). He is also a proud member of the President’s Club at Morgan Stanley since 2022, where he is recognized for his commitment to excellence in providing a wide range of services to his clients.

Prior to joining Morgan Stanley, Eric was a Senior Vice President at Wells Fargo Advisors where he worked closely with the Private Bankers and Trust officers to position client assets in accordance with their investment objectives. He holds a Bachelor of Science with a concentration in Finance from SUNY Old Westbury.

Eric credits his philanthropic work for his distinct perspective when guiding clients on how to allocate their investments in areas that resonate with their values. He is a recipient of the Boy Scouts of America Hispanic Heritage Community Leader Award (2012) and a recipient of Nassau County, NY Citation for Philanthropic Aspirations Award. Eric and his wife, Karen reside in Huntington, NY. He is an avid fisherman, passionate boater, skier, and a member of the Huntington Yacht Club.

2024, 2023, 2022 ​Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2024, 2023, 2022) Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Securities Agent: MO, AL, NV, MS, MI, FL, TN, OR, NJ, IL, TX, MA, DC, GA, CA, WY, WV, VA, NC, LA, KY, HI, CO, SC, RI, NY, ME, AR, NM, PA, MD, AZ, WI, WA, VT, OH, IN, DE, CT; General Securities Representative; Investment Advisor Representative
NMLS#: 1310727
CA Insurance License #: 0C13139

About Christopher Tisi

Chris has over 24 years of experience managing investment portfolios for high-net-worth individuals, small-midsize corporate accounts, defined benefit/contribution accounts, and trust accounts. He is a Managing Director, Senior Portfolio Manager Director, and Alternative Investments Director with the following certifications: CERTIFIED FINANCIAL PLANNER®, CERTIFIED RETIREMENT COUNSELOR®, and CERTIFIED PORTFOLIO MANAGER®. These designations are achieved only after undergoing a rigorous accreditation process and indicates an in-depth knowledge of the financial planning process, alternative investments, tax-efficient investment planning, employee benefits and retirement planning, estate planning strategies and insurance.

Chris was recently named to Forbes Best-In-State Wealth Advisors (2022) and has been named to Morgan Stanley’s prestigious President’s Club three years in a row (2020-2022). Prior to joining Morgan Stanley, he worked at Wells Fargo Advisors for 8 years. Chris holds a Bachelor of Science from The University of Connecticut in Finance.

Chris has the pleasure of helping his community directly as an active sponsor of the “Lifting Up Westchester” charity and is affiliated with his local church St Theresa’s, where his two young daughters attend CCD. Chris is a member of the Estate Planning Council of Westchester County, NY and holds a NY State Life Insurance License. He is also a member of the Trust and Estate Services Council at Morgan Stanley helping that division become stronger and broader to help more clients.

Chris enjoys in his off time playing golf and squash with his friends and his two daughters.

NMLS #1279118

Forbes Best-In-State Wealth Advisors Source: Forbes.com (Awarded Apr 2022) Data compiled by SHOOK Research LLC based on time period from 6/30/20 - 6/30/21.
Securities Agent: AZ, CT, WI, AL, TN, SC, PA, NJ, WV, GA, AR, WY, WA, VT, NY, NV, MO, IN, ME, MD, VA, RI, OR, MA, LA, CO, SD, MI, DE, DC, CA, TX, OH, KY, FL, NM, NC, MS, IL, HI; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1279118
CA Insurance License #: 4153612

About Stephen Wentz

Every client has a lifestyle they would like to create for their family. Stephen's primary focus is to understand this vision and help create a path to get there. His team's client relationships are centered around the financial plan, a process that analyzes a client’s entire balance sheet to better understand risks, time horizon, liquidity needs and income requirements, while setting specific financial goals.

Stephen believes this financial planning process is a vital component when creating and monitoring customized investment portfolios tailored toward these goals. When given the privilege to work with a new individual or family, his team uses this process to help maximize the likelihood of achieving the future envisioned for a client and their family.

Stephen began his career at Credit Suisse working within their fixed income division in interest rate products. During his time at CS, he focused on U.S. Treasuries and interest rate swaps, covering institutional investors ranging from hedge funds, asset managers, insurance companies, pension funds and central banks. After five years at Credit Suisse, Stephen joined UniCredit Bank within their fixed income sales and trading team in New York City, concentrating on markets in government, investment grade, high yield and emerging market bonds.

Prior to joining Morgan Stanley 2022, Stephen was a private wealth advisor at UBS for six years, concentrating on building customized financial and investment plans for his clients.

Stephen earned a B.S. in finance from Lehigh University. He lives in Summit, NJ with his wife and two children. Stephen is an avid golfer competing locally in amateur golf tournaments.
Securities Agent: IL, RI, NJ, LA, WI, VT, VA, SC, MS, KY, HI, AR, AL, PA, MD, SD, ME, NC, MO, FL, CT, WV, MA, CA, NM, OR, OH, MI, CO, WY, TX, NY, NV, IN, DE, AZ, WA, GA, DC, TN; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 2368560

About James Clause

James Clause has over a decade of experience in the financial services industry.  He is Series 7 and 63 licensed.  James received a B.S. in Finance and Marketing from the University of Delaware. James lives in Maplewood, NJ with his wife, Megan and their two young children.
Wealth Management
Global Investment Office

Portfolio Insights

Retirement

Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
  • 401(k) Rollovers
  • IRA Plans
  • Retirement income strategies
  • Retirement plan participants
  • Annuities
4 Financially Smart Ways to Take Money Out of Retirement Accounts
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4 Financially Smart Ways to Take Money Out of Retirement Accounts

Discover how planning for required minimum distributions from retirement accounts can help you fund future needs and support loved ones.

Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.
  • Asset Management
  • Wealth Planning
  • Traditional Investments
  • Alternative Investments
  • Impact Investing
2025 Global Economic Outlook: U.S. Policies May Temper Global Growth
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2025 Global Economic Outlook: U.S. Policies May Temper Global Growth

Global growth is likely to be around 3% in 2025 and 2026, as tariff and immigration policies begin to slow the U.S. economy late next year, and China's underperformance restrains emerging markets.

Family

Creating customized financial strategies for the challenges that today’s families face.
  • Estate Planning Strategies
  • 529 Plans / Education Savings Planning
  • Long Term Care Insurance
  • Special Needs Planning
  • Trust Services
Taking Control of Your Finances After Death of a Spouse
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Taking Control of Your Finances After Death of a Spouse

Financial planning after a divorce or death can be trying, but with the right approach and the right advice you can turn a difficult situation into empowerment.

Business Planning

Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
  • Succession Planning
  • Business Planning
  • Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Financial Planning for Life After Selling a Business

Selling your business can mean big changes for your life, both personally and financially. Know how to make the most of your windfall.

Philanthropy

Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
  • Endowments
  • Foundations
  • Donor Advised Funds
  • Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving 
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Donor Advised Funds: A Smart Way to Manage Your Giving 

There’s more to charitable giving than you may realize. Here’s one method that may be a tax-efficient way to give and can help maximize your impact.

Financial Wellness

Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
  • Reduce employee stress,
  • Improve retention and engagement, and
  • Set themselves apart by offering comprehensive financial wellness benefits.
The Business Case for a Financially Resilient Workforce
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The Business Case for a Financially Resilient Workforce

In the face of turbulent markets, the word “resilience” may be top of mind. Broadly speaking, resilience is the ability to “bounce back” when encountering life’s inevitable challenges.
Ready to start a conversation? Contact The Tisi Hernandez Group today.
Market Information Delayed 20 Minutes
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.

For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.

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2Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.

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3Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.

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4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

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5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

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6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

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7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

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8Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

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9Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.

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10The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.

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11Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

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12Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

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Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.

The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

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The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.

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The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney.  The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.

Awards Disclosures
CRC 6491812 (04/2024)