Story and Services

As your Financial Advisors, our mission is to help make your wealth work as hard as it can. To accomplish this goal, we must ask the right questions, find appropriate strategies and put all of our experience and resources at Morgan Stanley to work for you.  You can count on us to understand the life you envision, and only then can we help create wealth management strategies aimed at meeting the objectives that matter most to you.
Services Include
  • Professional Portfolio Management1
  • Wealth Management2
  • Wealth Consulting
  • Financial Planning3
  • Asset Management4
  • Retirement Planning5
  • 401(k) Rollovers
  • Estate Planning Strategies6
  • Annuities7
  • Lending Products
Check the background of Our Firm and Investment Professional on FINRA's BrokerCheck.*

Experience

Michael Stickler and Phil Palazzolo have over 40 years of collective experience working in finance and wealth management. Michael joined his father, Don Stickler (now retired), in 1993 at Morgan Stanley starting his financial advising career. In 2001, Phil began working at Morgan Stanley and later that year became partners with Michael – forming The Stickler / Palazzolo Group.  Paula Epstein, who had been with the firm since 1990, joined the team in 2004 as a portfolio associate. Through an array of different services, Michael and Phil will provide every client with the tenacity and careful attention.

    Working With You

    As comprehensive financial planning continues to increase in complexity, individual clients need careful personal attention to their finances along with a strategy that fits their needs. Michael and Phil have dedicated their careers striving to ensure that every client has an individual financial approach that works for their fiscal objectives. Michael and Phil will take the time to learn about you, your family, and your business in order to develop a personal investment strategy. Then, once a plan has been made, it will be monitored, modified, and updated on a regular basis.

      Location

      150 Jfk Parkway
      2nd Fl
      Short Hills, NJ 07078
      US
      Direct:
      (973) 467-6300(973) 467-6300

      Meet THE STICKLER/PALAZZOLO GROUP

      Photo of Paula Epstein

      Paula Epstein

      Portfolio Associate

      About Me

      Michael Stickler, Senior Vice President & Financial Advisor, began working at Morgan Stanley 1993.  He joined his father, Don Stickler (now retired), who had been with the same company for over 40 years.  Michael helps clients develop strategies to manage their personal & business finances and create long-term financial plans.     

      In 2001, Phil Palazzolo joined Michael to form THE STICKLER / PALAZZOLO GROUP.  Together with their assistant, Paula Epstein, Michael and Phil provide clients with customer support and investment advice. Knowing that every client has different financial needs, Michael spends a substantial amount of time for each individual creating a plan that encompasses his clients  goals with a detailed, organized, and holistic approach.

      Michael has been working in finance for over 25 years.  Prior to joining Morgan Stanley*, Michael worked for AT&T in Bedminster, NJ.  He started working for AT&T as a summer intern while attending college, and joined the telecommunications giant full time upon graduation.
       
      Michael attended the University of Massachusetts in Amherst, graduating with a major in Computer Science and a minor in Economics. 

      Michael was an Emergency Medical Technician (EMT) and a member of the Mountainside Rescue Squad serving many years as Treasurer, Captain, and Deputy Captain. Today, Michael lives with his wife of over 20 years, Elisa, and their two sons, Brian and Jeffrey. He enjoys spending time with his family, learning about photography and video editing, and finding new things to fix and optimize around the house.


      Direct: (973) 467-6318
      Email:  michael.stickler@morganstanley.com
      Securities Agent: AZ, CA, CO, CT, DC, DE, FL, GA, IN, MA, MD, ME, NC, NH, NJ, NV, NY, OH, PA, RI, SC, TX, VA, VT, WV; Investment Advisor Representative; General Securities Representative; Managed Futures
      NMLS#: 1262079
      CA Insurance License #: 0G37573

      About Me

      As a Morgan Stanley Financial Advisor and a CERTIFIED FINANCIAL PLANNER™ Practitioner, Mr. Palazzolo is well positioned to provide investors with advice and guidance. He is a member of The Stickler/Palazzolo Group at Morgan Stanley.

      Being a CERTIFIED FINANCIAL PLANNER™ Practitioner means he has met rigorous certification requirements, which include initial and continuing education, an examination and experience standards. Whether you’re looking for simple financial solutions or the most sophisticated kinds of investments, at Morgan Stanley, we have the experience and strength to give you guidance.

      Phil has continued to develop his financial consulting business focusing on estate planning strategies, business planning and portfolio design. In developing a comprehensive financial strategy, Phil emphasizes the importance of a long-term, trusting relationship. Working hand in hand with clients to help them accomplish their personal goals and objectives. Once designed, the strategies are then implemented and maintained through Morgan Stanley. Strategies are evaluated at review meetings, which occur at least annually to ensure the focus is maintained relative to the clients changing goals.

      As part of a full-service, global financial services firm, Phil has ready access to a wealth of resources. His clients have access award-winning equity research and its world-class investment banking and asset management capabilities. In addition, he can offer a comprehensive range of financial products and services, such as stocks, bonds, mutual funds, insurance, lending, tax-exempt investments, retirement and personal trust services, financial planning, estate planning strategies, professional portfolio management, credit products, and online services.

      Prior to focusing in financial consulting with Morgan Stanley, Phil managed his very successful family dry cleaning business. He ran every aspect of the business with meticulous detail. He left the business to begin consulting with other companies assisting them with their business plans, advertising models, raising capital and business development. Phil worked closely with many Venture Capitalists gaining trust and skills that remain with him today. His experiences had made him very knowledgeable about all aspects of business, investments, risk and finance from small to large.

      Phil graduated from Rutgers University with a Baccalaureate degree in Communication, Information & Library Studies. He also holds an Associate degree in Business Administration. He has completed the Financial Planning Certificate graduate program at Fairleigh Dickinson University. One of his strongest credentials is that he is a CERTIFIED FINANCIAL PLANNER™ Practitioner and he has also agreed to adhere to the CFP® Board’s strict code of ethics and practice standards. He is a Registered Representative and a Registered Investment Advisory Agent who is fully licensed to conduct investment and insurance transactions in many states. Continued education is emphasized in order to keep abreast of current tax legislation as it relates to each clients specific financial strategy.

      He is a former Chairman & the current Treasurer of a New Jersey non-profit organization called The Networking Professional of New Jersey, Inc. (NPNJ). He is also a current member and former Director of the The Gateway Regional Chamber of Commerce and current member and former board member of the Watchung Arts Center. Phil is also proud to be a Qualified Kingdom Advisor answering to the highest ethical standards. Phil has a 1st Dan Black Belt in Tae Kwon Do/Hapkido and has passion for art history, piano, guitar and traveling.
      Securities Agent: AZ, CA, CO, CT, DC, DE, FL, GA, IN, LA, MA, MD, ME, NC, NH, NJ, NV, NY, OH, PA, RI, SC, TX, VA, VT, WV; Investment Advisor Representative; General Securities Representative; Managed Futures
      NMLS#: 1272902
      CA Insurance License #: 0G41137

      About Me

      Paula joined The Stickler/Palazzolo Group in the Morgan Stanley* Short Hills office in 2004 and has been with Morgan Stanley since 1990. Paula has held the following positions: Branch Liaison Representative, Operations Manager, ACATS Manager, and Branch Manager Assistant. Paula is a registered representative.  

      Direct: (973) 467-6339
      Email:  paula.epstein@morganstanley.com
      Investment and Market Perspectives

      On the Markets

      Retirement

      Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
      • 401(k) Rollovers
      • IRA Plans
      • Retirement Income Strategies
      • Retirement Plan Participants
      • Annuities
      The Simple Six-Step Retirement Checkup

      The Simple Six-Step Retirement Checkup

      Given market volatility in 2018, checking in on your retirement plan may be one of the wisest New Year’s resolutions you can make.

      Investing

      Working closely with you to guide your wealth and investments through the most challenging market cycles.
      • Asset Management
      • Wealth Planning
      • Traditional Investments
      • Alternative Investments
      • Impact Investing
      Five Smart Strategies to Use a Bonus or Raise

      Five Smart Strategies to Use a Bonus or Raise

      Have extra money coming in? Here are ways to put your money to work for you now, so you can reap the rewards down the road.

      Family

      Creating customized financial strategies for the challenges that today's families face.
      • Estate Planning Strategies
      • 529 Plans / Education Savings Planning
      • Long Term Care Insurance
      • Special Needs Planning
      • Trust Services
      Financial Transition: A Guide for Women

      Financial Transition: A Guide for Women

      Here's how to take control of your finances if a death or divorce leaves you holding the reins.

      Business Planning

      Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
      • Succession Planning
      • Business Planning
      • Retirement Plan Sponsors
      • Qualified Retirement Plans
      • Corporate Pension Funds
      6 Keys to Building a Startup

      6 Keys to Building a Startup

      Entrepreneurs share ideas and learnings from the experience of starting a company.

      Philanthropy

      Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
      • Endowments
      • Foundations
      • Donor Advised Funds
      • Impact Investing
      A New Roadmap for Mission Alignment

      A New Roadmap for Mission Alignment

      Non-profits, foundations and endowments need to ensure that their sources of capital are in sync with their stated goals.

      More from Morgan Stanley

      Your Financial World. On the Go.

      Your Financial World. On the Go.

      With the Morgan Stanley Mobile App, you’ll have the freedom to manage your investments and instantly access a suite of personal cash management tools.
      Learn more about Your Financial World. On the Go.
      Reserved | Living & Giving

      Reserved | Living & Giving

      Our complimentary program for eligible clients provides you and your family with access to exclusive offers and discounts from premium travel, automotive, health and wellness, and retail brands as well as curated insights from Morgan Stanley.
      Learn more about Reserved | Living & Giving
      Sign Up for eDelivery

      Sign Up for eDelivery

      With eDelivery, you’ll have easy access to statements, trade confirmations, general correspondence and much more.
      Learn more about Sign Up for eDelivery
      Access Morgan Stanley Online

      Access Morgan Stanley Online

      Morgan Stanley Online provides a comprehensive view of your assets and liabilities, projected income, breaking news, research and much more.
      Learn more about Access Morgan Stanley Online
      Ready to start a conversation? Contact THE STICKLER/PALAZZOLO GROUP today.
      Market Information Delayed 20 Minutes
      Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.

      1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be suitable for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.

      2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

      3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

      4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

      5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

      6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

      7Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

      The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

      Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

      The securities/instruments, services, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

      Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

      The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

      *References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.


      CRC 2019752 10/2018