Brad Stanek, CFP®
Executive Director, Financial Advisor, Family Wealth Director
Phone:
(312) 648-3381(312) 648-3381
The Stanek-Haack Group at Morgan Stanley
Brad Stanek, CFP®Peter Haack, CIMA®, CFP®James LamoreePaulina Matel, CFP®, CEPA®Anthony Nasca, CEPA®Yianna Kirimis
Direct:
(312) 648-3381(312) 648-3381
Toll-Free:
(800) 621-5231(800) 621-5231
Industry Award WinnerOur Mission Statement
Helping business owners become financially independent of their business
Welcome!
The Stanek-Haack Group at Morgan Stanley is an experienced, hard-working investment advisory team with a clear vision: to help investors like you achieve their financial goals through prudent asset management.
Our financial advisors hold numerous professional designations, giving us specific experience in key areas of financial planning. Integrity and professionalism are at the core of every decision that we make.
The Group is led by Brad Stanek, CFP®. Brad discovered his passion for finance as a teenager, long before most students take up the topic in their classroom. At 14, his father showed him how to track his investments in the newspaper. “I was hooked,” Brad recalls thinking. “I knew then I wanted to be a financial advisor.”
But not just any advisor. Brad wanted to be the best advisor, someone people could trust and depend on. “My grandfather, a successful entrepreneur, instilled those values in me,” Brad remembers fondly. “He emphasized the importance of hard work, treating everyone right and never giving up.”
After graduating from college, Brad found out quickly the meaning of never giving up. He went on 71 job interviews and received 71 rejections. “I wasn’t discouraged. I was determined,” he recalled. Finally, he received a job offer from Merrill Lynch on his 72nd interview.
Brad went on to build the foundation for a successful business, but it has not been without challenges. His most daunting professional and personal challenges occurred in the same year (2008) -- the stock market dropped 50 percent and his then three-year-old son was diagnosed with autism. “Our family’s world was upended. I realized then there was much more to wealth planning than picking the right investments. I became knowledgeable in the use of effective advanced planning strategies to help my family. Gradually, I realized this knowledge could be valuable in helping other families, as well.”
Soon thereafter, Brad and his experienced team were designing thoughtful wealth plans for business owners and entrepreneurs around the country. “Our advice goes well beyond selecting investments; it provides our clients with solutions to help them reach their most important goals.”
The Stanek-Haack Group can do the same for you. Whether your goals are short- or long-term, The Stanek-Haack Group can be your valued and trusted advisor in helping you get to where you want to be.
2021-2025 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2021-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2022 & 2023 Five Star Wealth Manager Award
Source: fivestarprofessional.com (Awarded 2021-2023) These awards were determined through an evaluation process conducted by Five Star Professional, based on objective criteria, during the following periods:
2022 Award - 12/31/21 - 6/10/22
2023 Award - 11/14/22 - 5/31/23
2024 & 2025 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (2024 & 2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Our financial advisors hold numerous professional designations, giving us specific experience in key areas of financial planning. Integrity and professionalism are at the core of every decision that we make.
The Group is led by Brad Stanek, CFP®. Brad discovered his passion for finance as a teenager, long before most students take up the topic in their classroom. At 14, his father showed him how to track his investments in the newspaper. “I was hooked,” Brad recalls thinking. “I knew then I wanted to be a financial advisor.”
But not just any advisor. Brad wanted to be the best advisor, someone people could trust and depend on. “My grandfather, a successful entrepreneur, instilled those values in me,” Brad remembers fondly. “He emphasized the importance of hard work, treating everyone right and never giving up.”
After graduating from college, Brad found out quickly the meaning of never giving up. He went on 71 job interviews and received 71 rejections. “I wasn’t discouraged. I was determined,” he recalled. Finally, he received a job offer from Merrill Lynch on his 72nd interview.
Brad went on to build the foundation for a successful business, but it has not been without challenges. His most daunting professional and personal challenges occurred in the same year (2008) -- the stock market dropped 50 percent and his then three-year-old son was diagnosed with autism. “Our family’s world was upended. I realized then there was much more to wealth planning than picking the right investments. I became knowledgeable in the use of effective advanced planning strategies to help my family. Gradually, I realized this knowledge could be valuable in helping other families, as well.”
Soon thereafter, Brad and his experienced team were designing thoughtful wealth plans for business owners and entrepreneurs around the country. “Our advice goes well beyond selecting investments; it provides our clients with solutions to help them reach their most important goals.”
The Stanek-Haack Group can do the same for you. Whether your goals are short- or long-term, The Stanek-Haack Group can be your valued and trusted advisor in helping you get to where you want to be.
2021-2025 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2021-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2022 & 2023 Five Star Wealth Manager Award
Source: fivestarprofessional.com (Awarded 2021-2023) These awards were determined through an evaluation process conducted by Five Star Professional, based on objective criteria, during the following periods:
2022 Award - 12/31/21 - 6/10/22
2023 Award - 11/14/22 - 5/31/23
2024 & 2025 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (2024 & 2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Awards & Achievements
- 2021, 2022, 2023, 2024 & 2025 Forbes Best In State Wealth Advisor - Brad Stanek
- 2022 & 2023 Five Star Wealth Manager - Brad Stanek, Paulina Matel and James Lamoree
- 2024 & 2025 Forbes Best-In-State Wealth Management Teams
Services Include
- 401(k) Rollovers
- Business PlanningFootnote1
- Business Succession PlanningFootnote2
- Estate Planning StrategiesFootnote3
- Executive Financial ServicesFootnote4
- Financial PlanningFootnote5
- Life InsuranceFootnote6
- Long Term Care InsuranceFootnote7
- Planning for Education FundingFootnote8
- Professional Portfolio ManagementFootnote9
- Qualified Plans
- Retirement PlanningFootnote10
- Stock Option PlansFootnote11
- Wealth ManagementFootnote12
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
WELCOME DEALERS
Are you a RV dealer facing the complexities of a challenging business environment Struggling with historically high floor plan interest costs and curtailments that squeeze your profits and cash flow? When you do manage to turn a reasonable profit, does it feel like you are handing over more than your fair share to taxes? When you eventually exit your dealership, is it important for you to maximize sale proceeds, yet you are not clear on what your dealership is really worth?
If so, you are not alone. Our financial advisory team understands these unique challenges because we specialize in working exclusively with dealers.
At our firm, we go beyond general financial advice. We offer tailored recommendations that directly address your biggest concerns as a dealer and uncover hidden opportunities to maximize your wealth and secure your future. Whether you are trying to navigate today’s tough market conditions, reduce your tax burden, or plan for a lucrative exit strategy, we are here to guide you every step of the way. Our deep understanding of the RV dealership landscape positions us uniquely to offer solutions that truly resonate with your needs.
We invite you to take the next step towards securing your financial future. Schedule your complimentary 30-minute consultation by selecting schedule meeting at the top of our webpage. Let us help you protect your dealership and personal wealth while positioning you to achieve your most important goals.
If so, you are not alone. Our financial advisory team understands these unique challenges because we specialize in working exclusively with dealers.
At our firm, we go beyond general financial advice. We offer tailored recommendations that directly address your biggest concerns as a dealer and uncover hidden opportunities to maximize your wealth and secure your future. Whether you are trying to navigate today’s tough market conditions, reduce your tax burden, or plan for a lucrative exit strategy, we are here to guide you every step of the way. Our deep understanding of the RV dealership landscape positions us uniquely to offer solutions that truly resonate with your needs.
We invite you to take the next step towards securing your financial future. Schedule your complimentary 30-minute consultation by selecting schedule meeting at the top of our webpage. Let us help you protect your dealership and personal wealth while positioning you to achieve your most important goals.
Selling in Today’s Environment? What RV Dealers Should Know Part 1
Few will argue that the buy-sell environment for RV dealerships today is drastically different from 12 months ago. Jesse Stopnitzky, Partner at Performance Brokerage Services, Inc., told me on a recent webinar we did together that his firm’s transaction volume remains similar to the record pace of the past two years.
What RV Dealers Should Know
RV Industry: Benefits of Year-Round Financial Planning
Don’t rush into the same financial and tax planning mistakes next year. Here are six planning pitfalls to avoid.
Six Pitfalls to AvoidRVDA Members: Second Opinion Service
As an RVDA Member, it is likely that the last two years have been very challenging for you and your RV dealership. But as we navigate into the year 2025, we are seeing signs that the industry outlook may be
changing.
Learn Morechanging.
Exit Process from the Buyer’s Perspective, Part 1
While no one expected the good times of 2020-21 to last forever, profits and dealership transactions remain robust. That being said, there are clearly storm clouds on the horizon. At this inflection point, I thought now would be a good time to check-in with RV industry thought leaders to get their take on the current buy-sell climate.
Current Buy-Sell ClimateExit Process from the Buyer’s Perspective, Part 2
In Part 2 we will explore the importance of having a written exit plan, assembling an advisory team with transaction experience, making sure you know what your dealership is worth and how much you need to net after fees and taxes to make an exit worth it.
Importance of a Plan
RVDA Dealers: Thinking of Selling Your Dealership Part 1
With the last two years being particularly successful for our industry, one may consider selling at this time. As with any major decision, however, it’s important to evaluate what is best for you and your loved ones before acting. If you’re one of the many who are thinking of selling currently, click below to learn more about our outlook on selling and important tips to keep in mind.
Questions to ConsiderWELCOME DEALERS
The Stanek-Haack Group offers guidance for dealers with a special focus on the Marine and Powersports industries. Many Marine and Powersports dealers that we work with are interested in selling their dealerships, minimizing what they pay in taxes, and maximizing their walkaway proceeds as they look forward to their retirement or the next chapter of life. The Stanek-Haack group can help you by quarterbacking the exit planning process.
In addition to advising Marine and Powersports dealers on the sale of their business for the best price and terms, we help dealers manage excess cash without assuming undue risk, and we provide consulting on how to better protect their wealth, optimize their assets and liabilities (including inventory and real estate) and help create a tax efficient wealth plan.
Marine and Powersports dealers seek our advice because of our firmly established reputation within their industries and our strong relationships with many national trade organizations supporting of these two industries.
Are you a dealer facing any of the concerns above? Be sure to select “Schedule Meeting” at the top of our site to schedule your 30-minute complimentary consultation.
In addition to advising Marine and Powersports dealers on the sale of their business for the best price and terms, we help dealers manage excess cash without assuming undue risk, and we provide consulting on how to better protect their wealth, optimize their assets and liabilities (including inventory and real estate) and help create a tax efficient wealth plan.
Marine and Powersports dealers seek our advice because of our firmly established reputation within their industries and our strong relationships with many national trade organizations supporting of these two industries.
Are you a dealer facing any of the concerns above? Be sure to select “Schedule Meeting” at the top of our site to schedule your 30-minute complimentary consultation.
Positioning Your Dealership for Sale: How to Stand Out in a Competitive Market
As a dealership owner, preparing to sell your business is one of the most significant decisions you'll ever make. It's not just about securing a buyer; it's about positioning your operation to maximize value and stand out among a staggering 8,000 dealerships projected to change hands in the next 3-5 years. With such a competitive landscape, it's essential to be strategic in your approach.
Learn MoreEnhancing Cash Flow and Preparing for Tax Changes: Strategies for Dealerships
As 2024 presents new challenges for dealerships, many are experiencing lower volumes, reduced margins, and increased overhead. To navigate these financial difficulties, dealerships must focus on enhancing cash flow which includes preparing for potential tax changes coming in 2025. Effective management of cash flow, along with proactive tax planning, can help dealerships preserve their hard-earned dollars and position themselves for future success.
Learn MoreMaximizing Profits in Your F&I Department Through Reinsurance
It is no secret that these are challenging times for powersports dealers. The Fed’s high interest rate policy has raised floor plan costs and curtailments for dealers. It has raised gas prices and inflation for consumers, including your customers. Meanwhile, the historically low unemployment rate means you must pay more than ever to attract and retain good employees. These factors are clearly depressing dealership valuations. But despite these headwinds, there are still plenty of opportunities for savvy dealers. Take reinsurance, one of the most overlooked and often misunderstood strategies for dealership growth and wealth accumulation.
Learn MoreWealth Wisdom: Smart Moves for Powersports Dealers – Part 1
Ask ten ‘wealth managers’ to define wealth management, and you’ll likely receive ten different answers, mostly centered around investing. However, in this article series, we aim to present an alternative, comprehensive definition on wealth management that encompasses a full spectrum of strategies which we call Advanced Planning. While proper investment consulting is crucial for generating portfolio returns, what if we include tax minimization, thoughtful estate planning, and wealth protective strategies as well, to propel your wealth forward? We classify these strategies into four pillars: Wealth Enhancement, Wealth Protection, Wealth Transfer and Charitable Giving. Join us for a four-part article series where we delve into strategies for wealth planning in each of these crucial areas.
Learn MoreWealth Wisdom: Smart Moves for Powersports Dealers – Part 2
Ask ten ‘wealth managers’ to define wealth management, and you’ll likely receive ten different answers, mostly centered around investing. However, in this article series, we aim to present an alternative, comprehensive definition on wealth management that encompasses a full spectrum of strategies which we call Advanced Planning. While proper investment consulting is crucial for generating portfolio returns, what if we include tax minimization, thoughtful estate planning, and wealth protective strategies as well, to propel your wealth forward? We classify these strategies into four pillars: Wealth Enhancement, Wealth Protection, Wealth Transfer and Charitable Giving. Join us for a four-part article series where we delve into strategies for wealth planning in each of these crucial areas.
Learn MoreWealth Wisdom: Smart Moves for Powersports Dealers – Part 3
Ask ten ‘wealth managers’ to define wealth management, and you’ll likely receive ten different answers, mostly centered around investing. However, in this article series, we aim to present an alternative, comprehensive definition on wealth management that encompasses a full spectrum of strategies which we call Advanced Planning. While proper investment consulting is crucial for generating portfolio returns, what if we include tax minimization, thoughtful estate planning, and wealth protective strategies as well, to propel your wealth forward? We classify these strategies into four pillars: Wealth Enhancement, Wealth Protection, Wealth Transfer and Charitable Giving. Join us for a four-part article series where we delve into strategies for wealth planning in each of these crucial areas.
Learn MoreWealth Wisdom: Smart Moves for Powersports Dealers – Part 4
Ask ten ‘wealth managers’ to define wealth management, and you’ll likely receive ten different answers, mostly
centered around investing. However, in this article series, we aim to present an alternative, comprehensive
definition on wealth management that encompasses a full spectrum of strategies which we call Advanced
Planning. While proper investment consulting is crucial for generating portfolio returns, what if we include tax
minimization, thoughtful estate planning, and wealth protective strategies as well, to propel your wealth forward?
We classify these strategies into four pillars: Wealth Enhancement, Wealth Protection, Wealth Transfer and
Charitable Giving. Join us for a four-part article series where we delve into strategies for wealth planning in each
of these crucial areas.
Learn Morecentered around investing. However, in this article series, we aim to present an alternative, comprehensive
definition on wealth management that encompasses a full spectrum of strategies which we call Advanced
Planning. While proper investment consulting is crucial for generating portfolio returns, what if we include tax
minimization, thoughtful estate planning, and wealth protective strategies as well, to propel your wealth forward?
We classify these strategies into four pillars: Wealth Enhancement, Wealth Protection, Wealth Transfer and
Charitable Giving. Join us for a four-part article series where we delve into strategies for wealth planning in each
of these crucial areas.
Beyond the Deadline: The Power of Year-Round Tax and Financial Planning
As the tax filing deadline fades into memory, powersports dealer principals across the board find themselves mentally in various states, from those who successfully submitted their returns, to those on extensions, or even those faced with an unexpected tax bill. Regardless of where you stand in this spectrum, now is an opportune moment to shift focus from the immediate rush of the tax season to a more proactive approach: year-round tax and financial planning.
Learn MoreSecond Opinion Service for MRAA Members
As an MRAA Member, it is likely you are faced with an increasingly complex environment, which makes your wealth planning more challenging. Proper guidance can be a critical component of your long-term success.
In order to help people like you achieve that success, The Stanek Group at Morgan Stanley is committed to providing MRAA Members with the resources to better protect and grow their overall wealth through our Second Opinion Service.
Second Opinion ServiceIn order to help people like you achieve that success, The Stanek Group at Morgan Stanley is committed to providing MRAA Members with the resources to better protect and grow their overall wealth through our Second Opinion Service.
Shifting Gears: Planning for Powersports Exit & Succession in Today’s Environment, Part 2
In Part 1 of this article, we discussed the economy’s impact on buy-sell activity. We also discussed key considerations for determining value, the merits, and key differences of an internal transfer vs. selling to a third party. Here, we’ll explore the wisdom of having a formal written plan, having an advisory team with industry experience, and how to avoid common mistakes when preparing for sale.
Learn MoreSecond Opinion NPDA Members – 360 Degree Review
What is the Second Opinion Service?
• A 360-degree Review of your dealership and personal financial situation and risks… aligned to your own stated goals, legacy and business transition timeline.
• An ROI Action Report, including the top 10 steps you can take to help save money and increase your profitability.
Learn More• A 360-degree Review of your dealership and personal financial situation and risks… aligned to your own stated goals, legacy and business transition timeline.
• An ROI Action Report, including the top 10 steps you can take to help save money and increase your profitability.
NPDA Members: Second Opinion Service
As an NPDA Member, it is likely you are faced with an increasingly complex environment, which makes your wealth planning more challenging. Proper guidance can be a critical component of your long-term success.
Learn MoreThe Art and Science of Preparing Your Powersports Dealership for Sale: Part 1
Selling your dealership is a significant undertaking requiring careful planning and execution. The art of preparing a dealership for sale involves developing a clear vision and strategy for your family’s future since it requires thoughtful negotiations, industry relationships with the right potential buyers and presenting your dealership in the best possible light.
Preparing for SaleThe Art and Science of Preparing Your Powersports Dealership for Sale: Part 2
Selling your dealership is a significant undertaking that requires careful planning and execution. Darris Blackford,
the Organizational Director for National Powersports Dealer Association (NPDA), told us on a recent webinar that owners must heed both the art and the science of valuation. The art of preparing a dealership for sale “involves developing a clear vision and strategy for your family’s future,” explained Blackford.
Key Takeawaysthe Organizational Director for National Powersports Dealer Association (NPDA), told us on a recent webinar that owners must heed both the art and the science of valuation. The art of preparing a dealership for sale “involves developing a clear vision and strategy for your family’s future,” explained Blackford.
WELCOME DEALERS
If you are an equipment dealer, odds are you constantly navigate the complexities of an ever-changing business landscape. From grappling with increased equipment inventory levels, normalizing margins, to inflation pressures that continue to impact dealer cash flow, dealers across the country are pivoting their strategy yet again. For dealers looking to take advantage of the ripe mergers and acquisitions environment, minimizing the burden of taxes upon exiting your dealership so you can maximize sales proceeds is paramount.
If this resonates with you, rest assured you are not alone.
Our financial advisory team is solely focused on helping dealers becomes financially independent of their dealership. We offer tailored recommendations to address our specific concerns and uncover hidden opportunities to enhance your wealth and secure your financial future. Whether you’re tackling today’s challenging market conditions, seeking to reduce your tax burden, or planning for a successful exit, we’re here to guide you every step of the way. We are proud members of the Associated Equipment Distributions (AED) and Material Handling Equipment Distributors Association (MHEDA) and have an in-depth understanding of the equipment dealership landscape.
Take the next step towards securing your financial future by scheduling a 30-minute consultation with us. Let us help you safeguard your equipment dealership and personal wealth while positioning you to achieve your most important goals.
To schedule the appointment, please select Schedule Meeting from the top of our webpage.
If this resonates with you, rest assured you are not alone.
Our financial advisory team is solely focused on helping dealers becomes financially independent of their dealership. We offer tailored recommendations to address our specific concerns and uncover hidden opportunities to enhance your wealth and secure your financial future. Whether you’re tackling today’s challenging market conditions, seeking to reduce your tax burden, or planning for a successful exit, we’re here to guide you every step of the way. We are proud members of the Associated Equipment Distributions (AED) and Material Handling Equipment Distributors Association (MHEDA) and have an in-depth understanding of the equipment dealership landscape.
Take the next step towards securing your financial future by scheduling a 30-minute consultation with us. Let us help you safeguard your equipment dealership and personal wealth while positioning you to achieve your most important goals.
To schedule the appointment, please select Schedule Meeting from the top of our webpage.
AED Members: Second Opinion Service
As an AED Member, it is likely you are faced with an increasingly complex environment, which makes your wealth planning more challenging. Proper guidance can be a critical component of your long-term success.
Learn MoreMHEDA Members: Second Opinion Service
As an MHEDA Member, it is likely you are faced with an increasingly complex environment, which makes your wealth planning more challenging. Proper guidance can be a critical component of your long-term success.
Learn MoreThinking About Selling Your Equipment Dealership
Thinking About Selling Your Equipment Dealership? Here is how to help minimize taxes and maximize your walkaway proceeds.
Learn How
Passing the Torch Helping ensure success across generations in your equipment dealership, Part 1
According to the Exit Planning Institute (EPI), two in five (40%) family-owned U.S. businesses transition to the second generation and 13% are passed down to a third generation. We suspect those numbers are even higher for AED members. Yet EPI data shows half of owners intending to sell do not have a formal succession or exit plan in place. Nor do they have an experienced advisory team to guide them.
Learn MorePeter Haack Resources
Most people are lucky if they can find a way to make a living at something they love. Estero Florida resident, Peter Haack CIMA®, CFP® has found a way to blend his twin passions for real estate management and wealth management into a thriving practice. As a principal of the Stanek-Haack Group at Morgan Stanley, the former Chicago native helps elite real estate agents and brokers build, maintain and protect their assets as they plan for retirement or an exit from their firms.
"When my kids were younger, I would drive them to one of the buildings I managed, and tell them 'Do you see that apartment over there? Well that's how we are paying for your college' recalled Haack. "'Now here is a broom and a mop, you have to clean it now. I will be back in two hours'" added Haack, proud that all three of his children learned the discipline of hard work at an early age.
Haack's philosophy was honed at Villanova University where he maintained a demanding academic workload in the Mechanical Engineering program while also playing offensive lineman on the football team. It was there that Haack learned to balance grit and determination with analytical and strategic thinking. This foundation has been instrumental in his success in wealth management, real estate management, and entrepreneurism.
Before joining Morgan Stanley, Haack founded and managed day-to-day operations of his own investment advisory firm for over a decade. Here he not only honed his wealth management acumen, but learned the intricacies of running a demanding business and making payroll which resonates with many of his successful entrepreneurial clients. "When I deal with entrepreneurs, I know that inner feeling of worrying about not knowing what's going to happen," related Haack.
For over 20 years, Peter and his wife Susie have successfully owned and operated multifamily apartment buildings in the highly competitive Chicago market, which makes him well-equipped to advise his many commercial and residential real estate clients.
Since relocating to Naples, Florida area, (more on that in a minute), Peter has focused his practice on serving top-tier real estate brokers and real estate operators, generally with a minimum net worth of $5 million.
Family office resources + 'stress testing'
Peter Haack operates his practice as the quarterback of an extended services concept. This model allows the team to access top specialists within various disciplines to provide clients with a second opinion about their complex tax, accounting, legal, insurance, estate planning strategy, exit planning and philanthropic giving concerns. This approach allows the team to provide clients with a holistic view of their entire financial lives without the expense of hiring top talent in-house.
The Stanek-Haack Group also utilizes powerful, cutting-edge technology that allows the team to "stress test" clients' portfolios and financial plans under 3,000 different economic and financial market scenarios. The Portfolio Risk Platform involves a thorough analysis and evaluation of a client's current financial strategies, identifying potential risks and opportunities for optimization. This service, coupled with access to the Firm's Family Office Resources, provides clients with a robust, well-rounded financial management experience.
The Wealth Discovery Advantage
The team utilizes a customized five-step process that looks at all areas of their finances, business and family, using the resources of his wealth management team and other professionals. Haack brings together a rare combination of skills in the capital markets and wealth management combined with his knowledge and proficiency in real estate and construction.
Naples connection
As more of the Stanek-Haack Group's clients have relocated (or partially domiciled) to the west coast of Florida, Haack decided to relocate to Naples himself to be closer to his clients and to avail himself of the great Gulf Coast lifestyle that he and his family have come to love over many visits to the area. By adapting to his clients' evolving lifestyles exemplifies his dedication to providing tailored, client-centric wealth management services.
The term "Family Office Resources" is being used as a term of art and not to imply that Morgan Stanley and/or its employees are acting as a family office pursuant to Investment Advisers Act of 1940.
The Portfolio Analysis report ("Report") is generated by Morgan Stanley Smith Barney LLC's ("Morgan Stanley") Portfolio Risk Platform. The assumptions used in a Report incorporate portfolio risk and scenario analysis employed by BlackRock Solutions ("BRS"), a financial technology and risk analytics provider that is independent of Morgan Stanley. BRS' role is limited to providing risk analytics to Morgan Stanley, and BRS is not acting as a broker-dealer or investment adviser nor does it provide investment advice with respect to the Report. Morgan Stanley has validated and adopted the analytical conclusions of these risk models. Any recommendations regarding external accounts/holdings are asset allocation only and do not include security recommendations. IMPORTANT: The projections or other information provided in a Report regarding the likelihood of various investment outcomes (including any assumed rates of return and income) are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results. Hypothetical investment results have inherent limitations. •There are frequently large differences between hypothetical and actual results. •Hypothetical results do not represent actual results and are generally designed with the benefit of hindsight. •They cannot account for all factors associated with risk, including the impact of financial risk in actual trading or the ability towithstand losses or to adhere to a particular trading strategy in the face of trading losses. •There are numerous other factors related to the markets in general or to the implementation of any specific strategy thatcannot be fully accounted for in the preparation of hypothetical risk results and all of which can adversely affect actualperformance. Morgan Stanley cannot give any assurances that any estimates, assumptions or other aspects of the risk analyses will provecorrect. They are subject to actual known and unknown risks, uncertainties and other factors that could cause actual results todiffer materially from those shown in a Report.
Risk Should Work With You, Not Against You
- As a successful real estate professional, you are no stranger to risk, including the uncertainty and potential downside of real estate market conditions that can immediately impact your income and profits. I help clients navigate a wide variety of economic, financial, political and social factors to make the best possible buying or selling decisions. And those factors are constantly changing. But when it comes to your own finances, how well are you managing investment risk? More importantly, how well are you harnessing thatrisk to help you achieve your financial and life goals? Before answering those questions, let’s take a closer look at what risk really is for investors.
Complimentary Stress Test
- Peter is offering Gulf Coast residents and business owners a complimentary Stress Test of their finances, insurance coverages and estate planning under a wide variety of scenarios.
- Email: Peter.Haack@morganstanley.com
- Phone: +1 847 260-9533
Location
233 S Wacker Dr
Ste 8600
Chicago, IL 60606
US
Direct:
(312) 648-3381(312) 648-3381
Toll-Free:
(800) 621-5231(800) 621-5231
Meet The Stanek-Haack Group
Senior Vice President, Financial Advisor, Senior Investment Management Consultant
Phone:
(312) 648-0879(312) 648-0879
Paulina Matel, CFP®, CEPA®
Financial Advisor
Phone:
(312) 648-3533(312) 648-3533
James Lamoree
Financial Advisor
Phone:
(312) 648-3383(312) 648-3383
Anthony Nasca, CEPA®
Financial Advisor
Phone:
(312) 648-3327(312) 648-3327
Yianna Kirimis
Financial Advisor
Phone:
(312) 648-3384(312) 648-3384
Violeta Miguel
Client Service Associate
Phone:
(312) 648-3030(312) 648-3030
Nicolette Orlando
Client Service Associate
Phone:
(312) 648-3401(312) 648-3401
Sharmila Ahmed
Client Service Associate
Phone:
(847) 504-2935(847) 504-2935
Nick Kowalczyk
Portfolio Management Associate
Phone:
(312) 648-3365(312) 648-3365
About Brad Stanek
Think for a moment when you became passionate about something in your life. For me, it all started when I was 14. My dad showed me how to track the investments he had set up for my college education in the newspaper. Wow! I was hooked! I knew from that point I was going to be a financial advisor.
And how about your values? I am fortunate that my values were greatly influenced by my Grandfather. He was a successful entrepreneur that lived and breathed by three core values: work harder than everyone else, treat everyone with respect, never give up.
Do you recall that first job search out of school? The nerve-racking interviews? I do. Upon graduating from college, I started my journey to become a financial advisor. I went on 71 interviews and got 71 no's. Thankfully I was persistent, like my grandfather, and on the 72nd interview I got a job offer from Merrill Lynch.
Can you remember what it took to get to where you are today? I attribute our practice’s success to my other two values, extremely hard work and treating people right. These values helped us build a very nice practice, and everything was going smoothly, until 2008! Now, we all get thrown curveballs in life from time to time, and I am sure you have had your share of ups and downs. In 2008, not only did the market correct 50%, but my oldest son, who was three at the time, was diagnosed with autism. As you can imagine, our family’s world was upended. I realized at that point there was so much more to proper wealth planning than picking the right investments. Out of necessity I became proficient at financial planning and in the use of the most effective advanced planning strategies. This newfound perspective bolstered my ability to help other families as well as business owners, like you, to maximize your opportunities and overcome your challenges in order to reach your most important goals.
Our team thrives on our extensive professional backgrounds to serve our clients. Prior to joining Morgan Stanley in 2009, I earned my Bachelor of Science in Business from Indiana University before spending 16 years at Merrill Lynch as a Vice President and Financial Advisor. Currently, I am an Executive Director, Certified Financial Planner® and Financial Advisor and was honored as a 2021-2023 Forbes Magazine Best-In-State Wealth Advisors List – Illinois.
We invite you to start a conversation with us so you can learn more on how we can help!
2021-2023 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2021-2023). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
And how about your values? I am fortunate that my values were greatly influenced by my Grandfather. He was a successful entrepreneur that lived and breathed by three core values: work harder than everyone else, treat everyone with respect, never give up.
Do you recall that first job search out of school? The nerve-racking interviews? I do. Upon graduating from college, I started my journey to become a financial advisor. I went on 71 interviews and got 71 no's. Thankfully I was persistent, like my grandfather, and on the 72nd interview I got a job offer from Merrill Lynch.
Can you remember what it took to get to where you are today? I attribute our practice’s success to my other two values, extremely hard work and treating people right. These values helped us build a very nice practice, and everything was going smoothly, until 2008! Now, we all get thrown curveballs in life from time to time, and I am sure you have had your share of ups and downs. In 2008, not only did the market correct 50%, but my oldest son, who was three at the time, was diagnosed with autism. As you can imagine, our family’s world was upended. I realized at that point there was so much more to proper wealth planning than picking the right investments. Out of necessity I became proficient at financial planning and in the use of the most effective advanced planning strategies. This newfound perspective bolstered my ability to help other families as well as business owners, like you, to maximize your opportunities and overcome your challenges in order to reach your most important goals.
Our team thrives on our extensive professional backgrounds to serve our clients. Prior to joining Morgan Stanley in 2009, I earned my Bachelor of Science in Business from Indiana University before spending 16 years at Merrill Lynch as a Vice President and Financial Advisor. Currently, I am an Executive Director, Certified Financial Planner® and Financial Advisor and was honored as a 2021-2023 Forbes Magazine Best-In-State Wealth Advisors List – Illinois.
We invite you to start a conversation with us so you can learn more on how we can help!
2021-2023 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2021-2023). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Securities Agent: OH, KS, AR, AK, GA, RI, NJ, MS, MA, CO, VT, TX, ID, DE, CT, WY, WI, WV, OR, SD, PR, OK, NM, NC, MD, IA, CA, VA, PA, NH, NE, MO, HI, AL, TN, MT, ME, FL, WA, UT, NV, LA, KY, SC, ND, MI, IN, IL, AZ, NY, MN; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1428653
NMLS#: 1428653
About Peter Haack
Most people are lucky if they can find a way to make a living at something they love. Estero Florida resident, Peter Haack CIMA®, CFP® has found a way to blend his twin passions for real estate management and wealth management into a thriving practice. As a principal of the Stanek-Haack Group at Morgan Stanley, the former Chicago native helps elite real estate agents and brokers build, maintain and protect their assets as they plan for retirement or an exit from their firms.
“When my kids were younger, I would drive them to one of the buildings I managed, and tell them ‘Do you see that apartment over there? Well that's how we are paying for your college’ recalled Haack. “‘Now here is a broom and a mop, you have to clean it now. I will be back in two hours’” added Haack, proud that all three of his children learned the discipline of hard work at an early age.
Haack’s philosophy was honed at Villanova University where he maintained a demanding academic workload in the Mechanical Engineering program while also playing offensive lineman on the football team. It was there that Haack learned to balance grit and determination with analytical and strategic thinking. This foundation has been instrumental in his success in wealth management, real estate management, and entrepreneurism.
Before joining Morgan Stanley, Haack founded and managed day-to-day operations of his own investment advisory firm for over a decade. Here he not only honed his wealth management acumen, but learned the intricacies of running a demanding business and making payroll which resonates with many of his successful entrepreneurial clients. “When I deal with entrepreneurs, I know that inner feeling of worrying about not knowing what’s going to happen,” related Haack.
For over 20 years, Peter and his wife Susie have successfully owned and operated multifamily apartment buildings in the highly competitive Chicago market, which makes him well-equipped to advise his many commercial and residential real estate clients.
Since relocating to Naples, Florida area, (more on that in a minute), Peter has focused his practice on serving top-tier real estate brokers and real estate operators, generally with a minimum net worth of $5 million.
Family office resources + ‘stress testing’
Haack operates his practice as the quarterback of an extended family office services concept. This model allows the team to access top specialists within various disciplines to provide clients with a second opinion about their complex tax, accounting, legal, insurance, estate planning strategy, exit planning and philanthropic giving concerns. This approach allows the team to provide clients with a holistic view of their entire financial lives without the expense of hiring top talent in-house.
The Stanek-Haack Group also utilizes powerful, cutting-edge technology that allows the team to “stress test” clients' portfolios and financial plans under 3,000 different economic and financial market scenarios. The Portfolio Risk Platform involves a thorough analysis and evaluation of a client’s current financial strategies, identifying potential risks and opportunities for optimization. This service, coupled with access to the Firm’s Family Office Resources, provides clients with a robust, well-rounded financial management experience.
The team utilizes a customized five-step process that looks at all areas of their finances, business and family, using the resources of his wealth management team and other professionals. Haack brings together a rare combination of skills in the capital markets and wealth management combined with his knowledge and proficiency in real estate and construction.
Naples connection
As more of the Stanek-Haack Group’s clients have relocated (or partially domiciled) to the west coast of Florida, Haack decided to relocate to Naples himself to be closer to his clients and to avail himself of the great Gulf Coast lifestyle that he and his family have come to love over many visits to the area. By adapting to his clients' evolving lifestyles exemplifies his dedication to providing tailored, client-centric wealth management services.
“When my kids were younger, I would drive them to one of the buildings I managed, and tell them ‘Do you see that apartment over there? Well that's how we are paying for your college’ recalled Haack. “‘Now here is a broom and a mop, you have to clean it now. I will be back in two hours’” added Haack, proud that all three of his children learned the discipline of hard work at an early age.
Haack’s philosophy was honed at Villanova University where he maintained a demanding academic workload in the Mechanical Engineering program while also playing offensive lineman on the football team. It was there that Haack learned to balance grit and determination with analytical and strategic thinking. This foundation has been instrumental in his success in wealth management, real estate management, and entrepreneurism.
Before joining Morgan Stanley, Haack founded and managed day-to-day operations of his own investment advisory firm for over a decade. Here he not only honed his wealth management acumen, but learned the intricacies of running a demanding business and making payroll which resonates with many of his successful entrepreneurial clients. “When I deal with entrepreneurs, I know that inner feeling of worrying about not knowing what’s going to happen,” related Haack.
For over 20 years, Peter and his wife Susie have successfully owned and operated multifamily apartment buildings in the highly competitive Chicago market, which makes him well-equipped to advise his many commercial and residential real estate clients.
Since relocating to Naples, Florida area, (more on that in a minute), Peter has focused his practice on serving top-tier real estate brokers and real estate operators, generally with a minimum net worth of $5 million.
Family office resources + ‘stress testing’
Haack operates his practice as the quarterback of an extended family office services concept. This model allows the team to access top specialists within various disciplines to provide clients with a second opinion about their complex tax, accounting, legal, insurance, estate planning strategy, exit planning and philanthropic giving concerns. This approach allows the team to provide clients with a holistic view of their entire financial lives without the expense of hiring top talent in-house.
The Stanek-Haack Group also utilizes powerful, cutting-edge technology that allows the team to “stress test” clients' portfolios and financial plans under 3,000 different economic and financial market scenarios. The Portfolio Risk Platform involves a thorough analysis and evaluation of a client’s current financial strategies, identifying potential risks and opportunities for optimization. This service, coupled with access to the Firm’s Family Office Resources, provides clients with a robust, well-rounded financial management experience.
The team utilizes a customized five-step process that looks at all areas of their finances, business and family, using the resources of his wealth management team and other professionals. Haack brings together a rare combination of skills in the capital markets and wealth management combined with his knowledge and proficiency in real estate and construction.
Naples connection
As more of the Stanek-Haack Group’s clients have relocated (or partially domiciled) to the west coast of Florida, Haack decided to relocate to Naples himself to be closer to his clients and to avail himself of the great Gulf Coast lifestyle that he and his family have come to love over many visits to the area. By adapting to his clients' evolving lifestyles exemplifies his dedication to providing tailored, client-centric wealth management services.
Securities Agent: KS, HI, DE, DC, CT, AR, AL, AK, AZ, CA, CO, FL, GA, IA, IL, IN, LA, MA, MI, NY, OH, PA, TX, WI, ID, WY, WV, WA, VT, VI, VA, UT, TN, SD, SC, RI, PR, OR, OK, NV, NM, NJ, NH, NE, ND, NC, MT, MS, MO, MN, ME, MD, KY; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1262220
NMLS#: 1262220
About Paulina Matel
Paulina is an experienced Financial Advisor, Certified Financial Planner® and Certified Exit Planning Advisor® with The Stanek Group at Morgan Stanley. Paulina has enjoyed helping the team enforce three core pillars of service to their clients – investment consulting, advanced planning, and relationship management. Many clients come to Paulina and the group with unique challenges or financial problems – such as exit or business succession, business ownership transfers, buy-sell insurance reviews, wealth transfer structures, tax inefficient wealth plans etc. Working through those unique challenges and providing clients with optimal outcomes is Paulina’s motivation for providing consistent, first-class service to her clients.
Paulina is an only child to two parents who immigrated to the United States in pursuit of financial freedom. Paulina’s humble beginnings motivated her to choose a career that would enable her to make better financial decisions for herself, her family and her loved ones. Paulina is passionate about being a financial advisor because that same knowledge is the foundation of her financial advice to her clients, their businesses, and their employees, helping them build a legacy all while contributing to communities and charitable causes.
Upon graduation from Dominican University with degrees in International Business and Business Administration, Paulina joined The Stanek Group in 2012. She has held numerous positions with the firm to gain experience in the financial services industry. Paulina started as an Intern, rising to Client Service Associate, then to Relationship Manager, to Private Banking Advisory Associate and finally to Financial Advisor. Paulina credits these roles with helping her develop and maintain strong, personal relationships with her clients. It has also helped her assist a vast range of clients with unique needs, an advantage that has only bolstered these relationships.
Outside of the office, Paulina enjoys spending time with her husband, Piotr and their baby daughter. They enjoy traveling and hiking through U.S. National Parks and around the world. They are excited to begin learning mountaineering by next year!
Paulina is an only child to two parents who immigrated to the United States in pursuit of financial freedom. Paulina’s humble beginnings motivated her to choose a career that would enable her to make better financial decisions for herself, her family and her loved ones. Paulina is passionate about being a financial advisor because that same knowledge is the foundation of her financial advice to her clients, their businesses, and their employees, helping them build a legacy all while contributing to communities and charitable causes.
Upon graduation from Dominican University with degrees in International Business and Business Administration, Paulina joined The Stanek Group in 2012. She has held numerous positions with the firm to gain experience in the financial services industry. Paulina started as an Intern, rising to Client Service Associate, then to Relationship Manager, to Private Banking Advisory Associate and finally to Financial Advisor. Paulina credits these roles with helping her develop and maintain strong, personal relationships with her clients. It has also helped her assist a vast range of clients with unique needs, an advantage that has only bolstered these relationships.
Outside of the office, Paulina enjoys spending time with her husband, Piotr and their baby daughter. They enjoy traveling and hiking through U.S. National Parks and around the world. They are excited to begin learning mountaineering by next year!
Securities Agent: AL, WI, NV, MO, WA, SC, MN, ME, DE, UT, OR, IN, HI, NY, NC, MT, MA, KS, AK, VA, OH, ID, CT, AR, TN, RI, NE, TX, SD, NM, NH, ND, IL, CA, AZ, PR, OK, NJ, MI, FL, VT, MS, GA, WY, WV, PA, MD, LA, KY, IA, CO; General Securities Representative; Investment Advisor Representative
NMLS#: 1494469
NMLS#: 1494469
About James Lamoree
Experience:
2015 - Present: Morgan Stanley* - Financial Advisor
2009 - 2014: Morgan Stanley* - Client Relationship Manager
2004 - 2009: Merrill Lynch - Financial Advisor
2000 - 2004: The Northern Trust Company - Vice President and Senior Portfolio Manager
1981 - 2000: The First National Bank of Chicago - Vice President and Senior Portfolio Manager
Licenses and Registrations:
Series 7 (General Securities Representative) Licensed
Series 63 (Uniform Securities Agent State Law) Licensed
Series 66 (NASAA-Uniform Combined State Law) Licensed
Education:
Bachelor of Science from Miami University
2015 - Present: Morgan Stanley* - Financial Advisor
2009 - 2014: Morgan Stanley* - Client Relationship Manager
2004 - 2009: Merrill Lynch - Financial Advisor
2000 - 2004: The Northern Trust Company - Vice President and Senior Portfolio Manager
1981 - 2000: The First National Bank of Chicago - Vice President and Senior Portfolio Manager
Licenses and Registrations:
Series 7 (General Securities Representative) Licensed
Series 63 (Uniform Securities Agent State Law) Licensed
Series 66 (NASAA-Uniform Combined State Law) Licensed
Education:
Bachelor of Science from Miami University
Securities Agent: WI, MO, CO, MN, MA, FL, WA, TX, TN, ME, IA, DE, MD, AZ, VA, SC, NM, NH, CA, IL, CT, AL, AK, OK, NV, ND, OR, NJ, NC, KY, UT, PA, OH, NY, IN, NE, MT, MI, KS, HI, GA, LA; General Securities Representative; Investment Advisor Representative
NMLS#: 1817719
NMLS#: 1817719
About Anthony Nasca
2022 - Present: Morgan Stanley - Financial Advisor, Financial Planning Specialist
2020 - 2022: Morgan Stanley – Client Service Associate
2019 – 2020: Arthur J. Gallagher & Co – Financial Analyst
Education:
Bachelor of Science in Business Administration with a concentration in Finance from Dominican University
Bachelor of Arts in Economics from Dominican University
Licenses and Registrations:
Series 7 (General Securities Representative) Licensed
Series 66 (NASAA-Uniform Combined State Law) Licensed
Insurance (Life, Variable, Health) Licensed
2020 - 2022: Morgan Stanley – Client Service Associate
2019 – 2020: Arthur J. Gallagher & Co – Financial Analyst
Education:
Bachelor of Science in Business Administration with a concentration in Finance from Dominican University
Bachelor of Arts in Economics from Dominican University
Licenses and Registrations:
Series 7 (General Securities Representative) Licensed
Series 66 (NASAA-Uniform Combined State Law) Licensed
Insurance (Life, Variable, Health) Licensed
Securities Agent: PA, LA, AZ, WV, DC, MA, OH, KY, OR, AR, TN, UT, VA, WA, WI, WY, VI, MN, MO, NE, NH, MI, NJ, NC, NY, OK, NV, ME, CT, CO, FL, IA, HI, GA, AL, VT, TX, SD, SC, RI, PR, NM, ND, MT, MS, MD, KS, IN, IL, ID, DE, CA, AK; General Securities Representative; Investment Advisor Representative
NMLS#: 2445293
NMLS#: 2445293
About Yianna Kirimis
2025 - Present: Morgan Stanley - Financial Advisor
2022 - 2025: Morgan Stanley – Client Service Associate
2020 - 2022: Morgan Stanley – Team Administrative Associate
2018 – 2020: InvenTrust Properties – Project Intern
2022 - 2025: Morgan Stanley – Client Service Associate
2020 - 2022: Morgan Stanley – Team Administrative Associate
2018 – 2020: InvenTrust Properties – Project Intern
Securities Agent: OK, OH, NM, ND, DE, AR, WA, UT, SD, PR, LA, IA, ME, MD, CT, AZ, WI, MA, DC, CO, CA, AL, VT, RI, NY, KY, TX, NH, MO, MN, IN, IL, FL, VI, MS, KS, ID, AK, PA, NV, NE, TN, OR, NJ, MT, MI, HI, WY, WV, VA, SC, NC, GA; General Securities Representative; Investment Advisor Representative
NMLS#: 2668323
NMLS#: 2668323
About Sharmila Ahmed
Sharmila Ahmed, Client Service Associate, joined Morgan Stanley in 2013. She has over 10 years of experience in the banking industry, most recently at Citibank where she served as senior teller, and in customer service operations in the Northbrook branch. Sharmila assists Peter with your daily account servicing, and is your first point of contact for many questions. She is very organized, and dedicated to providing you with efficient and friendly service.
Sharmila has 4 children, and resides in Northbrook. While not at work, she enjoys cooking and spending time with her family.
Sharmila has 4 children, and resides in Northbrook. While not at work, she enjoys cooking and spending time with her family.
Contact Brad Stanek
Contact Peter Haack
Contact Paulina Matel
Contact James Lamoree
Contact Anthony Nasca
Contact Yianna Kirimis
Awards and Recognition
Forbes Best-In-State Wealth Management Teams
2024-2025 Forbes Best-In-State Wealth Management Teams Source: Forbes.com (Awarded 2024-2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Forbes Best-In-State Wealth Advisors
2021-2025 Forbes Best-In- State Wealth Advisors Source: Forbes.com (Awarded 2021-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
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Wealth Management
Global Investment Office
Portfolio Insights
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Stanek-Haack Group today.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
9Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
10When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
11Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
12Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
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The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
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Awards Disclosures | Morgan Stanley
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
9Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
10When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
11Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
12Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
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Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
