Tripp Spencer
First Vice President, Financial Advisor, Portfolio Management Director
Phone:
(757) 597-9615(757) 597-9615
The Spencer Group at Morgan Stanley
(757) 597-9613(757) 597-9613
Toll-Free:
(800) 338-8948(800) 338-8948
Our Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals.
About Us
The Spencer Group at Morgan Stanley is a comprehensive wealth management practice that strives to assist clients in achieving their financial and investment goals while at the same time building long-term relationships. These relationships are primarily with individuals, families and endowments. We understand that each client’s personal situation, financial condition, and life goals are different. Time is devoted to understanding each client’s specific goals, knowledge of investments and comfort level with risk. Our client-focused approach results in custom tailored strategies that allow us to meet the unique needs of each client. Asset management, asset allocation, retirement planning, insurance and lifestyle preservation are all key components of developing an effective strategy. This process is performed while leveraging the resources of one of the world’s premier global wealth management firms, Morgan Stanley. Our team prides itself on being accountable, responsive to clients and delivering service with the highest degree of integrity. We would look forward to working with you in achieving your financial goals.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Location
701 Town Center Dr
Suite 902
Newport News, VA 23606
US
Direct:
(757) 597-9613(757) 597-9613
Toll-Free:
(800) 338-8948(800) 338-8948
Meet The Spencer Group
Phone:
(757) 597-9616(757) 597-9616
Ryann J. MacLuskie
Senior Registered Associate, Portfolio Associate, Financial Planning Specialist
Phone:
(757) 597-9613(757) 597-9613
About Tripp Spencer
Charles R. “Tripp” Spencer, III is a First Vice President, Financial Advisor, Senior Portfolio Manager and Financial Planning Specialist with Morgan Stanley Wealth Management in Newport News, VA. Tripp began his investment career in 1992 with predecessor firm Legg Mason Wood Walker, Inc. which through mergers became Morgan Stanley Wealth Management.
Tripp has worked with individuals and families since 1992 assisting them with investment, insurance and financial planning advice. As part of The Spencer Group his responsibilities include manager selection with the group’s Portfolio Management accounts, asset management, financial planning reviews and insurance reviews. Tripp works closely with his brother Edward G. S. “Ned” Spencer.
Tripp graduated from Hampton Roads Academy, Washington & Lee University, BA Economics and The College of William, MBA Finance and Marketing.
Tripp is a current member of the Rotary Club of Newport News and on the board of the Newport News Family YMCA. Tripp has served as the past board chair of St. Andrew’s Episcopal School, the Newport News Family YMCA, the Rotary Club of Denbigh and the Hampton Roads Academy Alumni Association. Tripp has served on the boards of Hampton Roads Academy, The Rotary Club of Newport News, and Transitions Family Violence Services. Tripp is also a current member of Hidenwood Presbyterian Church.
Tripp and his wife Katie have two children; Charlie and Anne Waverly.
Tripp has worked with individuals and families since 1992 assisting them with investment, insurance and financial planning advice. As part of The Spencer Group his responsibilities include manager selection with the group’s Portfolio Management accounts, asset management, financial planning reviews and insurance reviews. Tripp works closely with his brother Edward G. S. “Ned” Spencer.
Tripp graduated from Hampton Roads Academy, Washington & Lee University, BA Economics and The College of William, MBA Finance and Marketing.
Tripp is a current member of the Rotary Club of Newport News and on the board of the Newport News Family YMCA. Tripp has served as the past board chair of St. Andrew’s Episcopal School, the Newport News Family YMCA, the Rotary Club of Denbigh and the Hampton Roads Academy Alumni Association. Tripp has served on the boards of Hampton Roads Academy, The Rotary Club of Newport News, and Transitions Family Violence Services. Tripp is also a current member of Hidenwood Presbyterian Church.
Tripp and his wife Katie have two children; Charlie and Anne Waverly.
Securities Agent: MT, AL, IN, DE, CA, NY, NH, MO, IL, ID, CT, AZ, NJ, WA, SC, PA, NV, MA, FL, OH, UT, NM, MD, DC, CO, VA, TN, OR, NC, GA, TX, LA; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1253132
NMLS#: 1253132
About Edward G.S Spencer
Edward G. S. “Ned” Spencer is a First Vice President, Financial Advisor and Portfolio Management Director with Morgan Stanley Wealth Management in Newport News, VA. Ned began his investment career in 1997 with predecessor firm Legg Mason Wood Walker, Inc. which through mergers became Morgan Stanley Wealth Management.
Ned has been counseling individuals and families since 1997 in the areas of retirement planning, education planning and estate planning. As a member of The Spencer Group his primary roles involve running financial planning analysis, manager selection with the team’s Portfolio Management accounts, and running the trading system for all of the managed accounts. Ned coordinates these efforts closely with his brother, Charles R. “Tripp” Spencer, III.
Ned graduated from Hampton Roads Academy, Washington & Lee University, BA Economics and Virginia Polytechnic Institute & State University, M Arch (Tau Sigma Delta).
Outside of work Ned is active in the local community. In 2012 he was awarded the Rotarian of the Year Award from his club, The Rotary Club of the Virginia Peninsula, where he has been an active member in the past, heading up its Community Service Committee. He is past President of the Hampton Roads Academy Alumni Association, past member of the Board of Trustees of Hampton Roads Academy, past Finance Chair of United Christian Ministries (Christopher Newport University), current member of the Endowment Committee of The Virginia Living Museum, and a member of Hidenwood Presbyterian Church.
Ned and his wife Hilary have two children; Scott and Noelle.
Ned has been counseling individuals and families since 1997 in the areas of retirement planning, education planning and estate planning. As a member of The Spencer Group his primary roles involve running financial planning analysis, manager selection with the team’s Portfolio Management accounts, and running the trading system for all of the managed accounts. Ned coordinates these efforts closely with his brother, Charles R. “Tripp” Spencer, III.
Ned graduated from Hampton Roads Academy, Washington & Lee University, BA Economics and Virginia Polytechnic Institute & State University, M Arch (Tau Sigma Delta).
Outside of work Ned is active in the local community. In 2012 he was awarded the Rotarian of the Year Award from his club, The Rotary Club of the Virginia Peninsula, where he has been an active member in the past, heading up its Community Service Committee. He is past President of the Hampton Roads Academy Alumni Association, past member of the Board of Trustees of Hampton Roads Academy, past Finance Chair of United Christian Ministries (Christopher Newport University), current member of the Endowment Committee of The Virginia Living Museum, and a member of Hidenwood Presbyterian Church.
Ned and his wife Hilary have two children; Scott and Noelle.
Securities Agent: MA, CA, WA, TX, IN, PA, MO, AL, UT, TN, NJ, NH, NV, DC, OH, MD, OR, NM, NC, FL, VA, LA, IL, GA, CT, AZ, CO, NY, SC, MT, ID, DE; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1270041
NMLS#: 1270041
About Ryann J. MacLuskie
Ryann became a member of the Spencer Group in 2002 and has almost 25 years of experience in the financial service industry. As a Portfolio Associate, Ryann brings her operational experience to the team and provides our clients with outstanding customer service.
Ryann is Series 7, 63 and 65 licensed and has her Virginia Life and Health Insurance license. She has also obtained the Financial Planning Specialist designation from Morgan Stanley.
Ryann resides in Newport News, Virginia with her husband, Kevin, and their two daughters. She currently serves as a Girl Scout Troop Co-Leader and as treasurer for the Glendale Gators Swim Team.
Ryann is Series 7, 63 and 65 licensed and has her Virginia Life and Health Insurance license. She has also obtained the Financial Planning Specialist designation from Morgan Stanley.
Ryann resides in Newport News, Virginia with her husband, Kevin, and their two daughters. She currently serves as a Girl Scout Troop Co-Leader and as treasurer for the Glendale Gators Swim Team.
Contact Tripp Spencer
Contact Edward G.S Spencer
Wealth Management
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1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
