Phone:
(207) 871-7324(207) 871-7324
The Smith And Smith Group at Morgan Stanley
Direct:
(207) 871-7324(207) 871-7324
Toll-Free:
(617) 589-3309(617) 589-3309
Our Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals
Our Story and Services
The Smith and Smith Group at Morgan Stanley is a multigenerational team with over 45 years of combined experience. We integrate our individual talents into a cohesive team strictly focused on your success. Our services include personalized portfolio management, retirement plans, investment strategies, guidance on critical financial decisions, as well as estate planning strategies. Ultimately, our objective is to put you in a financial position that allows you to live life the way you choose while also having trust and confidence in how your wealth is being managed.
We value a personalized approach to managing your wealth, and as we all know, not all advice is the same. Our team’s advice is backed by advanced technology, extensive research, exceptional insight and institutional scale that is offered in conjunction with the world class resources of Morgan Stanley. With our time tested process, strategy, and discipline we focus on what is most important to you and provide the skills, strategies and services needed to make more informed, confident decisions about your life, your family and your finances. Working together, we’ll develop and monitor a tailored strategy that lays out a clear path to your goals.
Over time, we will continue to fine-tune your plan to reflect new priorities in your life or changes in the financial markets. We will always be available to you and will also proactively reach out to provide customized updates and reviews in order to make sure you remain informed and on track to achieve your goals. The Smith & Smith Group at Morgan Stanley values a personal relationship with each and every client while also putting your best interest first. We welcome the opportunity to speak with you.
We value a personalized approach to managing your wealth, and as we all know, not all advice is the same. Our team’s advice is backed by advanced technology, extensive research, exceptional insight and institutional scale that is offered in conjunction with the world class resources of Morgan Stanley. With our time tested process, strategy, and discipline we focus on what is most important to you and provide the skills, strategies and services needed to make more informed, confident decisions about your life, your family and your finances. Working together, we’ll develop and monitor a tailored strategy that lays out a clear path to your goals.
Over time, we will continue to fine-tune your plan to reflect new priorities in your life or changes in the financial markets. We will always be available to you and will also proactively reach out to provide customized updates and reviews in order to make sure you remain informed and on track to achieve your goals. The Smith & Smith Group at Morgan Stanley values a personal relationship with each and every client while also putting your best interest first. We welcome the opportunity to speak with you.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Our Five-Step Process
Our wealth management approach focuses on you, your family and your career – where you are today and where you want to go. Working together, we develop the strategies to help get you there, navigating life's challenges and helping you make more informed decisions about your wealth
1. Introductory Call
We begin with an informal conversation to understand your financial concerns and determine how we can add value. If we all agree to move forward, we'll schedule our next meeting and request important financial information.
2. Get To Know You Meeting
We continue the dialogue by fostering an in-depth conversation where we learn about the values that shape your decisions and identify any unique circumstances. We also review the documents you've prepared and define your priorities.
3. Analysis & Plan Development
Here, we utilize proprietary financial planning tools to develop a personalized and detailed plan with recommendations to help you grow, preserve and transfer your wealth.
4. Implementation
In this step, we present appropriate strategies that are designed to work together to achieve your goals. Upon your approval, we open new accounts for you at Morgan Stanley and initiate our investment recommendations. We'll also begin to implement other strategies we've discussed. These often encompass tax management strategies, as well as risk management and estate planning techniques.
5. Ongoing Service
Committed to premium service, we focus on developing a relationship that provides special value to you and your family. As we begin to execute each strategy, we'll set up tools so you have immediate access to your account information. And because markets and personal needs evolve over time, we set up ongoing meetings to ensure your plan remains on schedule to achieve your goals.
BY YOUR SIDE FOR ALL OF LIFE'S MILESTONES
Our practice is built on the development of deep and enduring relationships and the delivery of comprehensive wealth management services. We work with a broad range of clients who are high net worth individuals and families that are committed to growing and preserving their wealth. Our clients value and respect the advice we carefully cultivate for them in reaching goals for each of life's milestones. Examples of many of the goals he helps our clients accomplish include:
• Simplify their financial life
• Plan for an enjoyable retirement
• Plan for life's unexpected events
• Transfer wealth and assets to future generations
• Minimize investment related taxes through complex strategies
• Educate the next generation on how to manage wealth and carry family values forward
Our recommended solutions are carefully coordinated to help provide you with the knowledge, tools and resources needed to succeed in today's fast paced world.
We're here to help you make informed decisions on any financial issue you face.
Our Clients Include
- Pre-retirees
- Families spanning multiple generations
- High Net Worth Individuals
- Attorneys
- Existing Client Referrals
THE THREE SLEEVE INVESTMENT DISCIPLINE & THE THREE BUCKET STRATEGY
You, Your Family, Your Legacy
The Smith & Smith Group leverage the versatile resources of Morgan Stanley and professionals to help his clients and their families maximize the value of their human capital by driving family wealth education, making it more likely that all members of the family will have the foundation and support they need to lead meaningful, fulfilled and engaged lives.
Family Office Resources
Reflecting on how the most successful families create and maintain enduring legacies across multiple generations, Morgan Stanley Family Office Resources (FOR) is structured to help clients define a guiding vision, translate that vision into effective strategies and implement those strategies by calling on the tactical expertise of experienced experts.
Your Guide to Life & Money
We hope this playbook inspires honest conversations about money and the role money plays in your life. This playbook breaks up important financial topics into chapters, any of which you can review
Family Governance & Wealth Education
This article discusses how Family Governance & Wealth Education can help you articulate and preserve your deeply held values.
Teaching Kids About Money
Effective discussions about wealth and values can help families optimize their capital to reach their goals. Follow this link to learn more about starting conversations with children about money.
Lasting Legacy Planning
Managing your family's wealth is much more than simply reaching a desired return. To learn more about how we at Morgan Stanley help you leave a legacy that lasts beyond just numbers, please click the link below.
Estate Planning Essentials
Creating an estate plan can help protect your wealth and prevent hardship for your heirs. Read this article to learn 7 key steps to help simplify the process.
Location
100 Middle Street
Fl
Portland, ME 04101
US
Direct:
(207) 871-7324(207) 871-7324
Toll-Free:
(617) 589-3309(617) 589-3309
Meet The Smith And Smith Group
Phone:
(617) 589-3309(617) 589-3309
Barbara Lutz
Senior Registered Client Service Associate
Phone:
(207) 871-7302(207) 871-7302
About William P. Smith
William Smith is a financial advisor who has a focus in retirement planning. He has been with Morgan Stanley and its predecessor firms for more than 30 years, having served as a long-time branch manager who has developed a process that helps clients make informed decisions about their retirement goals. He uses an investment strategy called Time-Segmented Bucketing to divide client assets into various timeframes, help to ensure their money is invested based on when they will need it. Bill's clients are regular, successful, hard-working people who are looking to enjoy retirement and transfer their wealth and assets to future generations.
His mission is to provide succinct, thoughtful answers and strategies designed around his clients’ goals and concerns. He focuses on helping clients make the transition from their primary career to a fulfilling and comfortable retirement, preparing his clients for whatever future they imagine for themselves. He believes in honesty, a no-nonsense style and humble confidence as the keys to building trust and lasting relationships with his clients.
He is a lifelong Mainer who grew up in Presque Isle, went to college at Bates and currently lives in Portland with his wife Joan. They have three grown children. A life-long sports enthusiast, he enjoys a weekly tennis game with friends, is a Sugarloafer since ’71 and recently completed the Authentic Marathon in Athens, Greece. He is also involved in his community, serving on various boards and committees for local organizations.
His mission is to provide succinct, thoughtful answers and strategies designed around his clients’ goals and concerns. He focuses on helping clients make the transition from their primary career to a fulfilling and comfortable retirement, preparing his clients for whatever future they imagine for themselves. He believes in honesty, a no-nonsense style and humble confidence as the keys to building trust and lasting relationships with his clients.
He is a lifelong Mainer who grew up in Presque Isle, went to college at Bates and currently lives in Portland with his wife Joan. They have three grown children. A life-long sports enthusiast, he enjoys a weekly tennis game with friends, is a Sugarloafer since ’71 and recently completed the Authentic Marathon in Athens, Greece. He is also involved in his community, serving on various boards and committees for local organizations.
Securities Agent: NC, FL, AL, VT, PA, NY, NM, ME, MD, VI, VA, OK, CT, UT, TX, NE, MN, MI, ID, CA, SC, RI, OR, NJ, IA, AZ, MO, DE, IL, WY, SD, OH, KY, NH, MA, KS; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1650445
NMLS#: 1650445
About Harrison W. Smith
As the son of financial advisor, Bill Smith, Harry has experienced firsthand the powerful impact a trusting relationship and comprehensive plan can have on a client’s future. Having honed his financial planning skills through extensive training and creating customized plans for senior Morgan Stanley financial advisors, Harry now helps successful individuals and their families maintain the financial independence they’ve worked their whole lives to achieve.
Through working with Harry Smith, you will get a financial coach who goes beyond your investment portfolio to understand the purpose of your wealth and provides white glove service that forms the basis of a long-term relationship. Harry’s role is not to maximize your return potential, as many investment firms like to emphasize, but help you understand the importance of risk management and sticking to a well thought plan. As Harry’s father has taught him, these are the keys to achieving positive outcomes.
A native of Portland, Maine, Harry serves as a financial advisor working primarily with pre-retiree clients in the Boston area and Maine. Prior to joining Morgan Stanley in 2017, Harry spent two years as a financial representative and workplace planner for Fidelity Investments. He believes that working as part of a team has been a key to his success thus far. Harry lettered in football, basketball and lacrosse in high school before being recruited to play football at Hampden Sydney College, where he played safety for four years. Away from work, Harry enjoys volunteering with the Boys & Girls Club of Boston and hitting the slopes at Sugarloaf.
Harry has also been awarded numerous industry recognitions. From 2022-2024, Harry was named to the Morgan Stanley Pacesetter's Club. The Firm's Pacesetter's Club is a global recognition program for Financial Advisors who have demonstrated the highest professional standards, and world-class client service earlier on in their careers. Additionally, in 2024, Harry was named a Five Star Wealth Manager by Five Star Professional. This award holds a high reputation within the industry because selected managers do not self-nominate or pay any fees to be considered for or receive recognition.
Source: fivestarprofessional.com (Awarded 2024) These awards were determined through an evaluation process conducted by Five Star Professional, based on objective criteria, during the following periods:
This award was issued on 02/01/2024 by Five Star Professional (FSP) for the time period 04/10/2023 through 10/31/2023
Through working with Harry Smith, you will get a financial coach who goes beyond your investment portfolio to understand the purpose of your wealth and provides white glove service that forms the basis of a long-term relationship. Harry’s role is not to maximize your return potential, as many investment firms like to emphasize, but help you understand the importance of risk management and sticking to a well thought plan. As Harry’s father has taught him, these are the keys to achieving positive outcomes.
A native of Portland, Maine, Harry serves as a financial advisor working primarily with pre-retiree clients in the Boston area and Maine. Prior to joining Morgan Stanley in 2017, Harry spent two years as a financial representative and workplace planner for Fidelity Investments. He believes that working as part of a team has been a key to his success thus far. Harry lettered in football, basketball and lacrosse in high school before being recruited to play football at Hampden Sydney College, where he played safety for four years. Away from work, Harry enjoys volunteering with the Boys & Girls Club of Boston and hitting the slopes at Sugarloaf.
Harry has also been awarded numerous industry recognitions. From 2022-2024, Harry was named to the Morgan Stanley Pacesetter's Club. The Firm's Pacesetter's Club is a global recognition program for Financial Advisors who have demonstrated the highest professional standards, and world-class client service earlier on in their careers. Additionally, in 2024, Harry was named a Five Star Wealth Manager by Five Star Professional. This award holds a high reputation within the industry because selected managers do not self-nominate or pay any fees to be considered for or receive recognition.
Source: fivestarprofessional.com (Awarded 2024) These awards were determined through an evaluation process conducted by Five Star Professional, based on objective criteria, during the following periods:
This award was issued on 02/01/2024 by Five Star Professional (FSP) for the time period 04/10/2023 through 10/31/2023
Securities Agent: OK, IA, VT, UT, TX, SD, WA, GA, RI, OR, NJ, MO, WY, WI, VI, DE, OH, NH, FL, CT, NM, MD, ME, KS, IL, AZ, AL, NY, NE, NC, MN, MA, KY, VA, ID, CO, CA, WV, SC, PA, MI, HI; General Securities Representative; Investment Advisor Representative
Contact William P. Smith
Contact Harrison W. Smith
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Ready to start a conversation? Contact The Smith And Smith Group today.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
