Our Story and Services

Our practice is high touch, consultative, and transparent. Our investment platform is open architecture. We select from among best of breed investments and consult Morgan Stanley research to build bespoke portfolios for your particular investment goals.

As seasoned Financial Advisors, we work with a select group of affluent individuals and families who value our depth of knowledge and experience in providing comprehensive strategies that are tailored to help achieve their most important goals.

Our mission is simple: to enhance the lives of our clients through personal service, sound advice and an integrated, goals-based approach to wealth management. We seek to accomplish this through the development of long-term relationships with you and your family, and by continually aligning your goals and values with a tailored plan that evolves with your needs over time.

We believe holistic wealth management means more than providing investment advice. It means helping you maintain the financial independence you’ve worked your whole life to achieve. It means integrating your assets, liabilities and investments into one coordinated wealth management plan, so you can easily see if you are on track towards achieving your goals. And it means understanding you and your family as individuals with unique circumstances, so we can efficiently adapt your goal plan when changes begin to occur.

As our relationship evolves, we hope you will come to regard us as valued resources; experienced professionals who can help you make more informed decisions on the financial issue you may face.
Services Include
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheckLink Opens in New Tab.*

Helping You Manage Your Wealth and Achieve Your Life Goals

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As the financial world becomes more complex and investment choices multiply, careful planning becomes even more important to helping you achieve your financial goals. As your team of Financial Advisors, our role is to help you develop a strategy that lays out a clear path to a successful financial future and empowers you to make more informed, confident decisions in the face of the market’s ups and downs. The following four steps were developed to achieve that goal:
Establish Goals and Assess Finances
Through a process of discovery and discussion, we will ask a series of detailed questions to understand and articulate your specific financial goals. Together, we’ll examine your current and future liabilities, income sources and cash flow needs, while considering critical factors that may influence your overall strategy. These will include your tolerance for risk, tax concerns, liquidity needs and time horizon.
Set Strategy
From this ongoing dialogue, we’ll analyze your current situation and begin to develop a detailed action plan with recommendations to help you effectively build, protect and transfer your wealth. his analysis will serve as the foundation for building your initial plan, as well as future wealth management decisions.
Implement Strategy
Once we’ve discussed and refined your strategy, we will begin to execute your investment plan. In this step, we may also recommend several wealth management strategies to help preserve your assets, while positioning them to pass to loved ones and personal charitable interests. These strategies may encompass cash flow management strategies, risk management strategies, as well as estate, trust and philanthropic services.
Ongoing Review of Objectives and Performance
After we put your wealth management plan into action, we’ll set up a variety of tools to help ensure you have immediate access to your account information. And because markets and personal needs evolve over time, we’ll set up regular, ongoing meetings to help ensure your plan remains on schedule to achieve your specific financial goals.

WHO WE WORK WITH

Over time, we developed a sharp sense of the types of clients we can help the most. While everyone is unique, our clients are generally: focused on caring for their families, their profession and demands of their daily lives; busy with either their work or enjoying retirement and choose to delegate the management of their assets to a competent and responsible third party; and willing to engage in a collaborative process to plan for their financial future.
    Families
    Families going through retirement, divorce, or death of a family member require dedicated attention. We align their investments to their change in circumstance and help them organize their new financial lives.
    Millenials
    We assist young investors with planning out their futures - saving for college and weddings, saving for retirement, the sale of their company or a liquidity event such as an inheritance. By beginning this process early, we're able to provide a relationship and breadth of services that grow as you do.
    Corporate Executives
    We manage the complex incentive packages and concentrated equity positions owned by executives. Whether you require the advice or capital required to potentially grow your business or simply a plan which can build your assets and on your continued success.

    Focusing on the factors that make a difference in your business—from your perspective on ownership, control and liquidity, to the key challenges and opportunities you may face.
    Business Owners
    Planning ahead is vital as you look toward the next chapter of your business’ history. Whether selling a business—in whole or in part—or passing one on, we can help craft a variety of different exit strategies.

EXPLORE THE POWER OF WOMEN SUPPORTING WOMEN

We're excited to continue the Women in Weath Series for 2023. We've planned an amazing year-long series of events exploring topics of interest and financial importance in our lives - things like health and wellness, relationships, legacy, caring for our world and giving back.

Our goals for the series are simple:
- to foster authentic connections in a warm and welcoming environment
- to engage women at all stages and phases of their financial journey and
provide the information and resources they need to be successful.
- Ultimately, to empower women to thrive and confidently navigate their
financial world.

More than ever, women are making important contributions to the economy. As entrepreneurs, investors, and philanthropists, we are seeking to use our wealth to make a difference and enrich our communities. In doing so, we are empowering ourselves and others to be financially free.

Today, women drive 70-80% of all consumer purchasing, through a combination of buying power and influence. (1) To put that into perspective, 40 million American women aged 50 and over represent $15 trillion in purchasing power. (2) And yet, women are still earning and saving less than men. (3)
There’s a lot coming at us, so let’s work together to prepare ourselves.
    Who We Are
    Women in Wealth of Stamford is a group of Morgan Stanley female financial advisors who have come together to help other women achieve their financial goals through education and engagement.

    Nisha Chisena
    Ginny Greatsinger
    Pamela Kiernan
    Carolina McGoey
    Susan Sheinhaus
    Amy Weiser
    Suzanne Weiser

    We look forward to meeting you at one of our events!!
    Morgan Stanley Online
    Morgan Stanley Online
    Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
    Register for Morgan Stanley Online Today
    Security Center
    Security Center
    Learn about our latest security measures, how we are safeguarding your assets and personal information and find actionable insights and resources on important cybersecurity topics to enhance your own online security.
    Visit our Security Center
    Total Tax 365
    Total Tax 365
    Taxes can be a substantial drag on investment returns. Morgan Stanley Total Tax 365 offers access to a broad range of tax-efficient strategies to help you integrate tax planning into your investment process all year long, maximize portfolio after-tax return potential and help keep more of what you earn.
    Learn More
    Digital Vault
    Digital Vault
    Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
    Get Started Today

Location

4 Landmark Square 2nd
Floor
Stamford, CT 06901
US
Direct:
(203) 326-6948(203) 326-6948

Meet The Sheinhaus and Kiernan Group

About Susan Sheinhaus

Susan Sheinhaus has over 20 years of experience in the financial services industry. Susan has worked at JPMorgan Chase and UBS before joining Morgan Stanley in 2012. Susan concentrates on financial planning, asset allocation, investment strategies and liability management for her clients.

She believes that the key to a successful relationship is to engage in a collaborative process to gain an understanding of her client's situation on a personal, financial and emotional level. She will care more about your money than anyone who does not have your last name.

A graduate of Union College with a dual degree in Psychology and Economics, she subsequently earned an MBA in Finance from Cornell University. Susan holds Series 7 and 66 securities licenses, as well as her life, annuity and health insurance licenses.

Susan has various passions including Habitat For Humanity and SHARE, which is an organization which provides support for women facing breast and ovarian cancers.

She resides with her husband, Robert, in Stamford, CT.
Securities Agent: CA, PA, NV, CO, WA, ME, SC, TX, MD, CT, KY, VA, MA, IN, NY, NH, OH, NJ, NC, FL, DE; General Securities Representative; Investment Advisor Representative
NMLS#: 1272888

About Pamela E. Kiernan

Pamela re-joined Morgan Stanley in 2019, after 14 years with Merrill Lynch Global Wealth Management. She holds the Chartered Retirement Planning Counselor designation from the College for Financial Planning. Pamela is also a member of the CFA Institute, and Stamford CFA Society, since 2001. She earned her B.A. in Humanities from Purchase College.

In 2012 she wrote the financial curriculum for Girl Scouts Mentor Day, now a national program. In 2019 Pamela Chaired the Girl Scouts of CT Gala.

Pamela lives with her family in Easton, CT, and Quechee, VT, where she loves to read, cook, garden, decorate, invent and patent things, watch foreign films, and run.
Securities Agent: VA, SC, KY, DE, NY, CT, ME, MA, NC, FL, CA, NJ, NH, CO, PA, NV, TX, IN, OH, WA, MD; General Securities Representative; Investment Advisor Representative
NMLS#: 578782

About Kate Sullivan

Kate re-joined Morgan Stanley in 2022 after several years in the financial services industry. She holds the series 7 and 66 licenses. Kate lives in Darien, CT and has two grown daughters. In her free time she enjoys the outdoors, skiing, golf and is taking up pickleball.

Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.
  • Asset Management
  • Wealth Planning
  • Traditional Investments
  • Alternative Investments
  • Impact Investing
2025 Global Economic Outlook: U.S. Policies May Temper Global GrowthLink Opens in New Tab
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2025 Global Economic Outlook: U.S. Policies May Temper Global Growth

Global growth is likely to be around 3% in 2025 and 2026, as tariff and immigration policies begin to slow the U.S. economy late next year, and China's underperformance restrains emerging markets.

Financial Wellness

Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
  • Reduce employee stress,
  • Improve retention and engagement, and
  • Set themselves apart by offering comprehensive financial wellness benefits.
The Business Case for a Financially Resilient WorkforceLink Opens in New Tab
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The Business Case for a Financially Resilient Workforce

In the face of turbulent markets, the word “resilience” may be top of mind. Broadly speaking, resilience is the ability to “bounce back” when encountering life’s inevitable challenges.

Retirement

Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
  • 401(k) Rollovers
  • IRA Plans
  • Retirement income strategies
  • Retirement plan participants
  • Annuities
4 Financially Smart Ways to Take Money Out of Retirement AccountsLink Opens in New Tab
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4 Financially Smart Ways to Take Money Out of Retirement Accounts

Discover how planning for required minimum distributions from retirement accounts can help you fund future needs and support loved ones.

Family

Creating customized financial strategies for the challenges that today’s families face.
  • Estate Planning Strategies
  • 529 Plans / Education Savings Planning
  • Long Term Care Insurance
  • Special Needs Planning
  • Trust Services
Taking Control of Your Finances After Death of a SpouseLink Opens in New Tab
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Taking Control of Your Finances After Death of a Spouse

Financial planning after a divorce or death can be trying, but with the right approach and the right advice you can turn a difficult situation into empowerment.

Business Planning

Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
  • Succession Planning
  • Business Planning
  • Qualified Retirement Plans
Financial Planning for Life After Selling a BusinessLink Opens in New Tab
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Financial Planning for Life After Selling a Business

Selling your business can mean big changes for your life, both personally and financially. Know how to make the most of your windfall.

Philanthropy

Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
  • Endowments
  • Foundations
  • Donor Advised Funds
  • Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving Link Opens in New Tab
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Donor Advised Funds: A Smart Way to Manage Your Giving 

There’s more to charitable giving than you may realize. Here’s one method that may be a tax-efficient way to give and can help maximize your impact.
Ready to start a conversation? Contact The Sheinhaus and Kiernan Group today.
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1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.

For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.

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2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.

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3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

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4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

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5Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

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6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

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7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

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8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

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9When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.

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Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.

The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney.  The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.

Awards DisclosuresLink Opens in New Tab
CRC 6491812 (04/2024)