J.R. Randall, CFP®
Managing Director, Wealth Management, Financial Advisor, Senior Portfolio Management Director, Family Wealth Director
Phone:
(513) 562-8385(513) 562-8385
Seven Hills Wealth Management at Morgan Stanley
Direct:
(513) 562-8350(513) 562-8350
Toll-Free:
(800) 543-1825(800) 543-1825
Our Mission Statement
Guidance that can give clients confidence in themselves and simplifies the complex.
About Us
We believe the majority of people innately want to help others because of the way it makes them feel (good) and they will give more of their time, money, and resources when they are happy and at peace with their own life. The more happy people there are in the world, the better off the world is. But unfortunately, too many people focus on chasing money and returns and will never be satisfied even when they catch it, because we believe money doesn’t equal happiness. And when people are unhappy, they are less likely to help others.
Money shouldn’t be a dream or a goal, but when it’s managed correctly it can be the perfect tool to potentially make dreams and goals come true. Money is a utility or tool that can be skillfully managed in order to navigate through a life we want to live. Money is not some shore we’re headed toward, it’s not the sea we sail upon or even the vessel that transports us and our loved ones. It’s simply a utility we use to help us live our most meaningful life and it must be managed correctly and skillfully if we hope to stay on course living the life we want to live.
The more control we have over our decisions, the more independence we have (or at least feel we have) where we can do what we want, when we want, where we want, and with whom we choose, the more we’re living a life WE want to live, the happier we ultimately are. One of the greatest powers of money is that it can provide a feeling of independence. The more we can help people make good, sound decisions with their wealth, the more empowered they can be and the more independent they feel, which can bring happiness and joy to their life, which we believe will be paid forward and compounded many times over making the world a better place.
Money shouldn’t be a dream or a goal, but when it’s managed correctly it can be the perfect tool to potentially make dreams and goals come true. Money is a utility or tool that can be skillfully managed in order to navigate through a life we want to live. Money is not some shore we’re headed toward, it’s not the sea we sail upon or even the vessel that transports us and our loved ones. It’s simply a utility we use to help us live our most meaningful life and it must be managed correctly and skillfully if we hope to stay on course living the life we want to live.
The more control we have over our decisions, the more independence we have (or at least feel we have) where we can do what we want, when we want, where we want, and with whom we choose, the more we’re living a life WE want to live, the happier we ultimately are. One of the greatest powers of money is that it can provide a feeling of independence. The more we can help people make good, sound decisions with their wealth, the more empowered they can be and the more independent they feel, which can bring happiness and joy to their life, which we believe will be paid forward and compounded many times over making the world a better place.
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The Seven Hills Wealth Management Investment Philosophy
Benjamin Graham stated, “Individuals who cannot master their emotions are ill-suited to profit from the investment process”. The Seven Hills Wealth Management Investment Philosophy seeks to create confidence and simplicity as we help our clients to build and preserve their wealth, so that they may achieve their goals. As advocates for our clients, we work with them to design a plan and create behavioral discipline, striving to achieve a specific outcome. We feel successful in this endeavor when our clients know where they stand, the direction they’re heading, and that no individual underlying investment that we recommend will dictate whether or not they are successful in achieving their goals.
Dolly Parton said, “If you want the rainbow you’ve gotta put up with rain”. Volatility and market fluctuations cannot be avoided, only mitigated, and should be viewed as an opportunity, not a risk. Without volatility the returns most investors need to achieve goals would not be possible. We believe true risk with investing is permanent loss of capital, which most commonly occurs if we react emotionally to volatility. Downside volatility is one of the largest costs to investing; accepting this to be true, combined with a proper plan and discipline, we seek to reduce the cost of downside volatility to the lowest level possible that can still allow for the returns needed to help achieve a specific outcome.
Bob Marley said, “The day you stop racing is the day you won the race”. We do not focus on beating a particular benchmark. We benchmark against the specific return needed in an effort to achieve a specific outcome, while controlling what we can control: taxes, fees, and cash flow.
JR Randall says, “Personal finance is often times more personal than financial; what might be the right investment for one person may not be appropriate for another”. We believe that business ownership, whether privately held or in the public equity markets, is one of the best ways to build wealth over time. However, which investment vehicle is used to access business ownership and how much of it is owned will be different for each person.
In the end, how investors behave is just as important as how their investments behave. Our Investment Philosophy is built to help manage clients’ hard-earned assets from permanent loss of capital that stems from emotional decision-making.
Dolly Parton said, “If you want the rainbow you’ve gotta put up with rain”. Volatility and market fluctuations cannot be avoided, only mitigated, and should be viewed as an opportunity, not a risk. Without volatility the returns most investors need to achieve goals would not be possible. We believe true risk with investing is permanent loss of capital, which most commonly occurs if we react emotionally to volatility. Downside volatility is one of the largest costs to investing; accepting this to be true, combined with a proper plan and discipline, we seek to reduce the cost of downside volatility to the lowest level possible that can still allow for the returns needed to help achieve a specific outcome.
Bob Marley said, “The day you stop racing is the day you won the race”. We do not focus on beating a particular benchmark. We benchmark against the specific return needed in an effort to achieve a specific outcome, while controlling what we can control: taxes, fees, and cash flow.
JR Randall says, “Personal finance is often times more personal than financial; what might be the right investment for one person may not be appropriate for another”. We believe that business ownership, whether privately held or in the public equity markets, is one of the best ways to build wealth over time. However, which investment vehicle is used to access business ownership and how much of it is owned will be different for each person.
In the end, how investors behave is just as important as how their investments behave. Our Investment Philosophy is built to help manage clients’ hard-earned assets from permanent loss of capital that stems from emotional decision-making.
Digital Tools
We are committed to providing clients the best resources available at Morgan Stanley. Our comprehensive suite of digital tools are designed to help enhance most aspects of your financial life. Here are a few of the technologies we have to offer our clients.
Total Wealth View
We've launched a new tool that allows you to link information from your accounts at other financial institutions directly to your Morgan Stanley Online or Morgan Stanley Mobile App profile.
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Morgan Stanley Online
Your investments and everyday finances are always just a few clicks away with Morgan Stanley Online (MSO) and the Morgan Stanley Mobile App.
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Online Security Center
At Morgan Stanley, safeguarding your assets and personal information is among our highest priorities. Learn about our security measures and use our resources and ideas to help protect yourself online.
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Goals Based Planning
Working with us, paired with our technology, is a great way to access advice and build a wealth plan. Read more about the advantages of working with our planning technology to help reach your financial goals.
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Reserved Living & Giving
Reserved Living & Giving is a tiered complimentary loyalty program that rewards Morgan Stanley's clients. The program is designed to enhance your lifestyle and relationship with the firm beyond traditional wealth management services.
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Portfolio Risk Platform
Morgan Stanley's Portfolio Risk Platform, powered by Aladdin, analyzes over 3,000 risk factors, and models what-if scenarios so you can see the potential impact of hypothetical market shocks.
Learn MoreAccolades & Achievements
Forbes Top Next-Gen Wealth Advisors
Financial Advisor J.R. Randall recognized as a Top Next-Gen Wealth Advisor on Forbes 2020, 2021, and 2022 List.
2020, 2021, & 2022 Forbes America’s Top Next-Gen Wealth Advisors & Top Next-Gen Wealth Advisors Best-in-State (formerly referred to as Forbes America's Top Next-Gen Wealth Advisors, Forbes Top 1,000 Next-Gen Wealth Advisors, Forbes Top 500 Next Generation Wealth Advisors)
Source: Forbes.com (2020, 2021, & 2022). Data compiled by SHOOK Research LLC based on 12-month period concluding in Mar of the year the award was issued.
2020, 2021, & 2022 Forbes America’s Top Next-Gen Wealth Advisors & Top Next-Gen Wealth Advisors Best-in-State (formerly referred to as Forbes America's Top Next-Gen Wealth Advisors, Forbes Top 1,000 Next-Gen Wealth Advisors, Forbes Top 500 Next Generation Wealth Advisors)
Source: Forbes.com (2020, 2021, & 2022). Data compiled by SHOOK Research LLC based on 12-month period concluding in Mar of the year the award was issued.
Top 40 Brokers Under 40
Financial Advisor J.R. Randall recognized as a 2022 Top 40 Broker under 40 by Financial Planning Magazine
Financial Planning Top 40 Brokers Under 40
Source: financial-planning.com (Awarded Feb 2022)
Nominees for the rankings were 39 or younger as of Dec. 31, 2021, and were registered with a wealth management firm in the employee channel. FP uses production totals that are verified by each broker’s employer to determine the rankings. Trailing 12-month production and AUM are as of Sept. 31, 2021.
Read HereFinancial Planning Top 40 Brokers Under 40
Source: financial-planning.com (Awarded Feb 2022)
Nominees for the rankings were 39 or younger as of Dec. 31, 2021, and were registered with a wealth management firm in the employee channel. FP uses production totals that are verified by each broker’s employer to determine the rankings. Trailing 12-month production and AUM are as of Sept. 31, 2021.
Forbes Best-in-State Wealth Advisor
Financial Advisor J.R. Randall recognized as a 2022 Best-in-State Wealth Advisor
Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded Apr 2022) Data compiled by SHOOK Research LLC based on time period from 6/30/20 - 6/30/21.
Read HereForbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded Apr 2022) Data compiled by SHOOK Research LLC based on time period from 6/30/20 - 6/30/21.
Forbes Best-in-State Wealth Management Teams 2023-2026
Seven Hills Wealth Management has been named to the 2026 Ohio List.
[Source: Forbes.com (Awarded 2023 - 2026). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.]
Award Disclosures[Source: Forbes.com (Awarded 2023 - 2026). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.]
CERTIFIED FINANCIAL PLANNER™
For 50 years, the CERTIFIED FINANCIAL PLANNER™ certification has been the standard of excellence for financial planners. The path to CFP® certification requires completion of the education requirement (up to 18 months), passing the CFP® exam, fulfilling the experience requirement (6,000 hours) and a commitment to adhere to the high ethical and professional standards for the practice of financial planning.
This designation is held by JR Randall, Brad Vitucci, Elizabeth Moore, & Andrew Seta.
This designation is held by JR Randall, Brad Vitucci, Elizabeth Moore, & Andrew Seta.
Investor Resources
We are committed to providing both prospects & clients the latest insight and resources available to be better informed in the current marketplace. The most current content available includes:
GIC Weekly Research Report
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.
Read The Latest Report
On The Markets Research Report
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
Read The Latest Report
Thoughts on the Market Podcast
Listen to perspectives on the forces shaping the markets.
Listen to the Latest Episode
MS Ideas Podcast
Listen to revealing stories about the world of business, finance, technology and beyond.
Listen to the Latest Episode
Location
7755 Montgomery Road 2nd
Floor
Cincinnati, OH 45236
US
Direct:
(513) 562-8350(513) 562-8350
Toll-Free:
(800) 543-1825(800) 543-1825
Meet Seven Hills Wealth Management
Phone:
(513) 562-8330(513) 562-8330
Cam McClung
Assistant Vice President, Wealth Management Associate
Phone:
(513) 562-8348(513) 562-8348
Elizabeth Moore, CFP®
Assistant Vice President, Director of Business Strategy
Phone:
(513) 562-8387(513) 562-8387
Nancy Cicolino
Assistant Vice President, Chief of Staff
Phone:
(513) 562-8358(513) 562-8358
Janice Tye
Senior Client Service Associate
Phone:
(513) 562-8340(513) 562-8340
Debbie Sutton
Wealth Management Associate, Financial Planning Specialist
Phone:
(513) 562-8353(513) 562-8353
Christine Jacobs-Schaadt
Assistant Vice President, Business Development Associate
Phone:
(513) 562-8373(513) 562-8373
Andrew Seta, CFP®
Wealth Management Associate, Financial Planning Specialist
Phone:
(513) 562-8315(513) 562-8315
Rami Elkhatib
Financial Advisor Associate
Phone:
(513) 562-8354(513) 562-8354
Chris Moll
Registered Client Service Associate
Phone:
(513) 562-8341(513) 562-8341
About J.R. Randall
JR has worked as a financial advisor throughout his career, beginning immediately after graduating from Xavier University in 2004, where he served as captain of the men’s tennis team. With more than 20 years of industry experience, he helps clients navigate a wide range of market environments. JR earned the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation in 2011 and, in 2022, completed the Family Wealth Director designation.
JR’s experience—combined with the team’s focus on building forward-looking, goals-based plans—enables him to advise on when and how to incorporate investment, tax, estate, and other advanced wealth management strategies to help families pursue financial success on their terms. He is also known for translating complex financial concepts into clear, practical guidance.
While JR finds deep purpose in serving as the primary advisor for a select group of families, he strongly believes the best outcomes come from an exceptional team that is committed, collaborative, and aligned. He views Seven Hills Wealth Management as more valuable and enduring than any one individual.
Outside of work, JR enjoys spending time with his wife, Michelle, and their two children, Olivia and Sam. The Randall family supports several charitable organizations, with a focus on helping at-risk and disadvantaged youth. In his spare time, JR enjoys exercising, meditating, and fishing.
JR’s experience—combined with the team’s focus on building forward-looking, goals-based plans—enables him to advise on when and how to incorporate investment, tax, estate, and other advanced wealth management strategies to help families pursue financial success on their terms. He is also known for translating complex financial concepts into clear, practical guidance.
While JR finds deep purpose in serving as the primary advisor for a select group of families, he strongly believes the best outcomes come from an exceptional team that is committed, collaborative, and aligned. He views Seven Hills Wealth Management as more valuable and enduring than any one individual.
Outside of work, JR enjoys spending time with his wife, Michelle, and their two children, Olivia and Sam. The Randall family supports several charitable organizations, with a focus on helping at-risk and disadvantaged youth. In his spare time, JR enjoys exercising, meditating, and fishing.
Securities Agent: MN, MI, GA, AZ, MS, TX, NY, MT, DE, VA, NC, MD, IA, DC, CT, WI, TN, SD, NV, MO, FL, AL, WA, NM, IL, OH, NJ, IN, CO, AR, AK, WV, RI, MA, KS, PA, KY, WY, UT, SC, LA, CA, VT; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 2029154
NMLS#: 2029154
About Brad Vitucci
Brad Vitucci joined Morgan Stanley in 2019 and brings 20 years of experience spanning business management, client service, and financial planning. In 2021, he merged his practice with Seven Hills Wealth Management, expanding the resources and capabilities available to the clients he serves. He earned his undergraduate degree from the University of Cincinnati and completed a Certificate in Financial Planning through the Xavier University Leadership Center.
A CERTIFIED FINANCIAL PLANNER®, General Securities Representative, and Investment Adviser Representative, Brad advises clients across retirement income planning, tax-efficient strategies, investment management, insurance solutions, and legacy planning. With Life & Health insurance licenses and a mortgage license, he coordinates the moving parts of a client’s financial life into an integrated plan—helping clients simplify decisions, stay focused on what matters most, and pursue their goals with confidence.
Brad lives in Sharonville with his wife, Lisa, and their three children. His son, Rocco, attends Moeller High School, and his daughters, Gianna and Aria, attend Cincinnati Classical Academy. Outside of work, he enjoys cheering on his kids’ activities—from baseball and volleyball to drama and dance—and making time for family travel whenever they can.
Brad resides in Madeira with his wife Lisa, son Rocco, and two daughters Gianna and Aria. When Brad can find spare time he enjoys outdoor adventures with his family or coaching youth sports.
A CERTIFIED FINANCIAL PLANNER®, General Securities Representative, and Investment Adviser Representative, Brad advises clients across retirement income planning, tax-efficient strategies, investment management, insurance solutions, and legacy planning. With Life & Health insurance licenses and a mortgage license, he coordinates the moving parts of a client’s financial life into an integrated plan—helping clients simplify decisions, stay focused on what matters most, and pursue their goals with confidence.
Brad lives in Sharonville with his wife, Lisa, and their three children. His son, Rocco, attends Moeller High School, and his daughters, Gianna and Aria, attend Cincinnati Classical Academy. Outside of work, he enjoys cheering on his kids’ activities—from baseball and volleyball to drama and dance—and making time for family travel whenever they can.
Brad resides in Madeira with his wife Lisa, son Rocco, and two daughters Gianna and Aria. When Brad can find spare time he enjoys outdoor adventures with his family or coaching youth sports.
Securities Agent: MD, DC, CO, AL, NY, NM, NJ, VA, RI, NC, MO, LA, AR, OH, NV, MN, MA, CA, KY, IN, CT, WV, TN, SC, DE, AZ, AK, MI, GA, FL, MS, WY, WA, KS, IA, WI, UT, TX, SD, IL, PA, MT, VT; General Securities Representative; Investment Advisor Representative
NMLS#: 1873868
NMLS#: 1873868
About Cam McClung
Cam is an Assistant Vice President and Wealth Management Associate with Seven Hills Wealth Management at Morgan Stanley. He has been providing concierge-level client service since 1996 and works closely with clients and team members each day to help ensure a smooth, responsive experience. With extensive knowledge of financial tools and products, Cam helps identify and implement solutions for a wide range of client needs—from straightforward requests to more complex situations.
Cam is passionate about wealth education and helping clients build confidence in the decisions that shape their financial lives. He places particular emphasis on guiding families through difficult conversations around passing generational wealth—helping clarify values and intentions, preparing heirs for future responsibilities, and supporting a thoughtful approach to legacy planning. He also enjoys teaching wealth education to younger clients and the children of clients, helping them develop strong financial fundamentals and a long-term mindset.
Outside of the office, Cam is a graduate of the University of Cincinnati and enjoys cheering on the Bearcats. He also likes competing in cornhole with his fiancée, Sarah, as well as spending time outdoors where he can often be found fishing, boating, or camping.
Cam is passionate about wealth education and helping clients build confidence in the decisions that shape their financial lives. He places particular emphasis on guiding families through difficult conversations around passing generational wealth—helping clarify values and intentions, preparing heirs for future responsibilities, and supporting a thoughtful approach to legacy planning. He also enjoys teaching wealth education to younger clients and the children of clients, helping them develop strong financial fundamentals and a long-term mindset.
Outside of the office, Cam is a graduate of the University of Cincinnati and enjoys cheering on the Bearcats. He also likes competing in cornhole with his fiancée, Sarah, as well as spending time outdoors where he can often be found fishing, boating, or camping.
About Elizabeth Moore
Elizabeth began her career in financial services in 2004 and joined Seven Hills Wealth Management in 2013. She earned a Bachelor of Science degree from The Ohio State University and holds the CERTIFIED FINANCIAL PLANNER® designation.
As a key financial planner for the team, Elizabeth builds and updates client goal analyses and oversees the team’s financial planning operations—helping ensure each plan remains current, well-coordinated, and aligned with what matters most to clients. She focuses on comprehensive financial planning for families by creating goal analyses that reflect each client’s unique life situation. She takes time to understand what matters most—such as family priorities, career and income considerations, major upcoming decisions, and near- and long-term objectives—and translates those inputs into a clear set of goals and planning assumptions. By tailoring each analysis to the client’s circumstances, she helps ensure the planning process stays personal, relevant, and grounded in real-world needs as life evolves.
Outside of the office, Elizabeth volunteers on the Board of the Cincinnati Squash Academy. In her free time, she enjoys reading, exercising, listening to music, dancing, and spending time with her family. Elizabeth and her husband have four children and a granddaughter.
As a key financial planner for the team, Elizabeth builds and updates client goal analyses and oversees the team’s financial planning operations—helping ensure each plan remains current, well-coordinated, and aligned with what matters most to clients. She focuses on comprehensive financial planning for families by creating goal analyses that reflect each client’s unique life situation. She takes time to understand what matters most—such as family priorities, career and income considerations, major upcoming decisions, and near- and long-term objectives—and translates those inputs into a clear set of goals and planning assumptions. By tailoring each analysis to the client’s circumstances, she helps ensure the planning process stays personal, relevant, and grounded in real-world needs as life evolves.
Outside of the office, Elizabeth volunteers on the Board of the Cincinnati Squash Academy. In her free time, she enjoys reading, exercising, listening to music, dancing, and spending time with her family. Elizabeth and her husband have four children and a granddaughter.
About Nancy Cicolino
Nancy Cicolino serves as Chief of Staff, dedicated to ensuring each client receives highly personalized service and a consistently exceptional experience. In this role, she helps keep the team operating at its best—overseeing day-to-day group operations, supporting seamless communication across team members, and building efficient processes that strengthen execution and elevate service.
Nancy believes the greatest strength of Seven Hills Wealth Management is the depth and diversity of experience across the team. She values the collaborative approach—bringing together complementary expertise and perspectives to anticipate needs, solve problems efficiently, and deliver thoughtful, well-coordinated guidance. In her view, clients benefit most when the team leverages one another’s strengths to provide a consistent experience that is both personal and scalable.
Nancy lives in Union, Kentucky, with her husband, Jeremy, and their three children—Callie, Lilly, and Nolan. Outside of work, she enjoys traveling and outdoor adventures with her family, and she also loves hosting strategy-focused game nights with friends.
Nancy believes the greatest strength of Seven Hills Wealth Management is the depth and diversity of experience across the team. She values the collaborative approach—bringing together complementary expertise and perspectives to anticipate needs, solve problems efficiently, and deliver thoughtful, well-coordinated guidance. In her view, clients benefit most when the team leverages one another’s strengths to provide a consistent experience that is both personal and scalable.
Nancy lives in Union, Kentucky, with her husband, Jeremy, and their three children—Callie, Lilly, and Nolan. Outside of work, she enjoys traveling and outdoor adventures with her family, and she also loves hosting strategy-focused game nights with friends.
About Janice Tye
Janice has been a valued member of Seven Hills Wealth Management since 2003 and is often the first point of contact for clients calling the team at Morgan Stanley. Known for her calm, friendly demeanor, she helps coordinate scheduling and supports a welcoming, well-organized experience for in-person meetings. Janice’s professionalism and warmth reflect the service standards the team aims to deliver every day.
Outside of the office, Janice and her husband stay busy with their family, including six grown children, 21 grandchildren, and five foster grandchildren. She enjoys football season—especially UC, Ohio State, and the Cincinnati Bengals—and loves traveling with friends (particularly when it involves flying) and cheering on her grandchildren at their activities.
Outside of the office, Janice and her husband stay busy with their family, including six grown children, 21 grandchildren, and five foster grandchildren. She enjoys football season—especially UC, Ohio State, and the Cincinnati Bengals—and loves traveling with friends (particularly when it involves flying) and cheering on her grandchildren at their activities.
About Debbie Sutton
Debbie Sutton has more than 25 years of experience in the financial services industry and is a valued member of Seven Hills Wealth Management. She holds a Life/Health Insurance license, the Morgan Stanley Financial Planning Specialist designation, and Series 7 and Series 66 registrations.
Debbie also plays a key role in deceased account processing and the transition of assets to beneficiaries. She helps guide families through the required steps and documentation, coordinates account updates with the team, and works to ensure beneficiary assets are transferred accurately and efficiently. Her focus is on providing clear communication, steady follow through, and thoughtful support during a sensitive time. Known for her friendly, hardworking approach, she values connecting with clients each day and helping them move forward with clarity and confidence during challenging transitions.
A University of Cincinnati graduate and longtime Bearcats fan, Debbie has been married for 47 years and has four children, four grandchildren, and a great-granddaughter born in 2022. Outside of work, she enjoys gardening, hiking, visiting bed-and-breakfasts, and—most of all—spending time with her family.
Debbie also plays a key role in deceased account processing and the transition of assets to beneficiaries. She helps guide families through the required steps and documentation, coordinates account updates with the team, and works to ensure beneficiary assets are transferred accurately and efficiently. Her focus is on providing clear communication, steady follow through, and thoughtful support during a sensitive time. Known for her friendly, hardworking approach, she values connecting with clients each day and helping them move forward with clarity and confidence during challenging transitions.
A University of Cincinnati graduate and longtime Bearcats fan, Debbie has been married for 47 years and has four children, four grandchildren, and a great-granddaughter born in 2022. Outside of work, she enjoys gardening, hiking, visiting bed-and-breakfasts, and—most of all—spending time with her family.
About Christine Jacobs-Schaadt
Christine has been helping clients navigate their financial service needs since 1995 and joined Seven Hills Wealth Management in 2019. Recognized for her exceptional attention to detail and thoughtful follow-through, she takes time to understand each client’s situation and help ensure requests are handled accurately and efficiently. In her role as a service concierge, Christine is dedicated to finding solutions, resolving issues, and supporting high net worth clients across a wide range of day-to-day service needs. She is passionate about helping clients navigate complex situations through service—bringing clarity to the process, coordinating next steps, and ensuring timely, accurate execution.
Christine holds a Life/Health Insurance license and is FINRA registered with Series 7, 63, and 65 registrations, enabling her to assist with trade execution when needed.
Outside of the office, Christine and her husband, Jerry, raised three daughters and share their home with their English Bulldog, Scarlet. They are proud grandparents of two grandchildren. In her free time, Christine enjoys spending time with her growing family, reading, practicing yoga, and attending performing arts events, concerts, and sporting events with family and friends.
Christine holds a Life/Health Insurance license and is FINRA registered with Series 7, 63, and 65 registrations, enabling her to assist with trade execution when needed.
Outside of the office, Christine and her husband, Jerry, raised three daughters and share their home with their English Bulldog, Scarlet. They are proud grandparents of two grandchildren. In her free time, Christine enjoys spending time with her growing family, reading, practicing yoga, and attending performing arts events, concerts, and sporting events with family and friends.
About Andrew Seta
Andrew joined Seven Hills Wealth Management in 2023 after beginning his career in financial services in 2020. He is a graduate of Hobart College in upstate New York and earned a Certificate in Financial Planning from Boston University’s Center for Professional Education. Andrew is a CERTIFIED FINANCIAL PLANNER® and is FINRA registered, holding Series 6, 7, 63, and 66 licenses.
Andrew is especially dedicated to supporting retirees and clients transitioning to retirement by delivering responsive, high-touch service and clear coordination across the team. He helps ensure retirement-related paperwork, account needs, and time-sensitive requests are handled efficiently and with consistent follow-through, so clients feel supported during this important life transition.
Andrew resides near downtown Cincinnati with his fiancée, Lauren, where they enjoy taking walks in the park, supporting the Cincinnati Reds & Bengals, and spending time with friends.
Andrew is especially dedicated to supporting retirees and clients transitioning to retirement by delivering responsive, high-touch service and clear coordination across the team. He helps ensure retirement-related paperwork, account needs, and time-sensitive requests are handled efficiently and with consistent follow-through, so clients feel supported during this important life transition.
Andrew resides near downtown Cincinnati with his fiancée, Lauren, where they enjoy taking walks in the park, supporting the Cincinnati Reds & Bengals, and spending time with friends.
About Rami Elkhatib
Rami Elkhatib is a Financial Advisor at Morgan Stanley who partners with clients to bring clarity, confidence, and control to their financial lives. His goal is to help clients focus on what matters most—with the reassurance that their strategy is thoughtfully built, actively managed, and aligned to their priorities.
Rami takes a holistic approach to wealth management, with comprehensive financial planning serving as the foundation for investment decisions, tax-aware strategies, and estate considerations. He has a particular passion for working with business owners and values long-term relationships grounded in trust, transparency, and steady guidance.
Outside of his advisory work, Rami is dedicated to building meaningful professional connections as a co-founder of The Second Circle, a relationship-driven community centered on collaboration and trust over transactional networking.
NMLS#2599172
Rami takes a holistic approach to wealth management, with comprehensive financial planning serving as the foundation for investment decisions, tax-aware strategies, and estate considerations. He has a particular passion for working with business owners and values long-term relationships grounded in trust, transparency, and steady guidance.
Outside of his advisory work, Rami is dedicated to building meaningful professional connections as a co-founder of The Second Circle, a relationship-driven community centered on collaboration and trust over transactional networking.
NMLS#2599172
Securities Agent: SC, NM, MI, CA, WY, WI, UT, IN, AK, TX, OH, AR, SD, NV, MD, KY, IL, CT, AZ, VT, TN, MO, VA, NC, MN, MA, WA, FL, DE, MS, NJ, KS, CO, WV, RI, NY, MT, LA, GA, PA, IA, DC, AL; General Securities Representative; Investment Advisor Representative
About Chris Moll
Chris Moll joined Seven Hills Wealth Management in May 2025 as a Client Service Associate. A 2023 graduate of Saint Louis University, Chris has passed the SIE, Series 7, and Series 66 exams and is registered in the financial industry.
Chris is especially passionate about supporting wealth builders—clients in the earlier and middle stages of their financial journey who are focused on accumulating assets and building strong habits over time. He helps ensure they receive a consistent, high-touch experience through responsive service, organized follow-through, and a clear, approachable communication style that makes processes and next steps easy to understand.
Chris lives in Hyde Park in Cincinnati, Ohio. Outside of the office, he enjoys traveling, camping and hiking, catching a great game (go Seahawks), and spending time with family and friends. He is also active in Taekwondo and is currently working toward earning his second-degree black belt.
Chris is especially passionate about supporting wealth builders—clients in the earlier and middle stages of their financial journey who are focused on accumulating assets and building strong habits over time. He helps ensure they receive a consistent, high-touch experience through responsive service, organized follow-through, and a clear, approachable communication style that makes processes and next steps easy to understand.
Chris lives in Hyde Park in Cincinnati, Ohio. Outside of the office, he enjoys traveling, camping and hiking, catching a great game (go Seahawks), and spending time with family and friends. He is also active in Taekwondo and is currently working toward earning his second-degree black belt.
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Retirement for Plan Sponsors
End-to-End Services, Made Simple:
We can provide the tools and guidance to help you manage a retirement plan.
We can provide the tools and guidance to help you manage a retirement plan.
- Plan Evaluation
- Investment Management
- Plan Management Support
- Plan Participant Education
Small Business Retirement Plans
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Seven Hills Wealth Management today.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
6An investment in an exchange-traded fund (ETF) involves risks similar to those of investing in a broadly based portfolio of equity securities traded on exchange in the relevant securities market, such as market fluctuations caused by such factors as economic and political developments, changes in interest rates and perceived trends in stock prices. The investment return and principal value of ETF investments will fluctuate, so that an investor’s ETF shares, if or when sold, may be worth more or less than the original cost.
Investors should carefully consider the investment objectives, risks, charges and expenses of an exchange-traded fund (ETF) before investing. The prospectus contains this and other information about the ETF. To obtain a prospectus, contact your Financial Advisor or visit the ETF company’s website. Please read the prospectus carefully before investing.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Structured Investments are complex and not appropriate for all investors. An investment in structured investments involves risks. These risks can include but are not limited to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality, substantial loss of principal, limits on participation in appreciation of underlying asset(s), limited liquidity, credit risk, and/or conflicts of interest. Many structured investments do not pay interest or guarantee a return above principal at maturity. Investors should read the security’s offering documentation prior to making an investment decision.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
6An investment in an exchange-traded fund (ETF) involves risks similar to those of investing in a broadly based portfolio of equity securities traded on exchange in the relevant securities market, such as market fluctuations caused by such factors as economic and political developments, changes in interest rates and perceived trends in stock prices. The investment return and principal value of ETF investments will fluctuate, so that an investor’s ETF shares, if or when sold, may be worth more or less than the original cost.
Investors should carefully consider the investment objectives, risks, charges and expenses of an exchange-traded fund (ETF) before investing. The prospectus contains this and other information about the ETF. To obtain a prospectus, contact your Financial Advisor or visit the ETF company’s website. Please read the prospectus carefully before investing.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Structured Investments are complex and not appropriate for all investors. An investment in structured investments involves risks. These risks can include but are not limited to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality, substantial loss of principal, limits on participation in appreciation of underlying asset(s), limited liquidity, credit risk, and/or conflicts of interest. Many structured investments do not pay interest or guarantee a return above principal at maturity. Investors should read the security’s offering documentation prior to making an investment decision.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
