Senior Vice President, Wealth Management, Branch Manager, Financial Advisor
Phone:
(440) 892-6741(440) 892-6741
The Rini Brahler Group at Morgan Stanley
Our Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals
Our Story and Services
The Rini Brahler Group works with you to implement a wealth management plan and investments strategy that can help address your needs for today, your goals for tomorrow and your aspirations for the future. We created our group to help make a difference in the lives of those we serve.
We consult with a spectrum of high net worth clients that include multigenerational families, retirees, widows, small business owners and high-achieving professionals, such as doctors, corporate executives and accountants. Our clients reflect the rich cultural heritage of Northeast Ohio. The Rini Group embraces diversity, and proudly serves those who belong to a number of communities.
Our team holds a variety of designations that highlight our knowledge in key financial areas, such as retirement planning, estate planning strategies, tax-efficient investment management and business planning. While we’re highly experienced, we’re still young enough to connect seamlessly with all generations, and look forward to guiding your financial journey for decades to come.
We consult with a spectrum of high net worth clients that include multigenerational families, retirees, widows, small business owners and high-achieving professionals, such as doctors, corporate executives and accountants. Our clients reflect the rich cultural heritage of Northeast Ohio. The Rini Group embraces diversity, and proudly serves those who belong to a number of communities.
Our team holds a variety of designations that highlight our knowledge in key financial areas, such as retirement planning, estate planning strategies, tax-efficient investment management and business planning. While we’re highly experienced, we’re still young enough to connect seamlessly with all generations, and look forward to guiding your financial journey for decades to come.
Services Include
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
MODERN WEALTH MANAGEMENT TOOLS AND RESOURCES
Morgan Stanley's comprehensive suite of digital resources has carefully been designed to help enhance each aspect of your financial portfolio. Take some time to learn about some of the many Modern Wealth Management resources that we offer to our clients.
Morgan Stanley Online
Your investments and everyday finances are always just a few clicks away with Morgan Stanley Online (MSO) and the Morgan Stanley mobile app! Access your finances and invest in an instant with the help of this handy resource that is available 24/7.
Online Security Center
Safeguarding your assets and personal information is among our highest priorities here at the Hubbard Team. Learn about our extensive security measures and take advantage of our vast array of resources and ideas that are geared towards helping you stay protected on the World Wide Web.
Portfolio Risk Platform
Morgan Stanley's Portfolio Risk Platform is powered by BlackRock's Aladdin risk engine, a state-of-the-art, innovative risk engine used by several of the world's largest institutional asset managers, providing you with comprehensive risk analytics and a sophisticated view of the risk/return dichotomy across your financial portfolios. This helpful tool can assist you in making educated investment decisions with increased confidence.
Total Wealth View
Complete your financial profile with Total Wealth View. By linking your external account information, you will benefit from more educated and holistic wealth planning, and convenient connectivity.
Family Office Resources
Family Office Resources
Family Office Resources (FOR) is a helpful resource that provides specialized technical expertise to ultra-high net worth advisors and clients across a broad range of family wealth management issues.
Goals-Based Planning
Working with Morgan Stanley and its advanced wealth management technology is an ideal way to access advice and build a coherent wealth plan. Read more about the advantages of working with our unique planning technology to help reach your financial goals, whatever they may be.
Our Designations
Designations typically signify that a Financial Advisor has additional experience, education or training within specific areas of wealth management, which can be beneficial to their clients. The following represents the designations currently held by members of our team.
Certified Financial Planner™ (CFP®)
CFP® professionals meet rigorous education and ethical standards. They're trained in 72 areas of financial knowledge, and must accrue thousands of hours of experience prior to earning their certification. Additionally, CFP® professionals are committed to placing their clients first, ahead of every other consideration.
Putting your entire financial life into a clear picture isn't easy. CFP® professionals are skilled at doing this, including how to balance your short-term goals with your long-term objectives. That's why working with a CFP® professional can be so valuable for individuals seeking comprehensive financial planning.
Certified Private Wealth Advisor® (CPWA®)
The Certified Private Wealth Advisor® (CPWA®) designation is an advanced certification for advisors who serve high net worth clients.
The CPWA® program informs seasoned professionals about the latest, most advanced techniques that address the complex challenges impacting the wealth lifecycle of affluent clients. It takes a holistic, multidisciplinary approach that includes an in-depth education into sophisticated wealth accumulation, estate planning, wealth transfer, behavioral finance, family dynamics, tax management and legacy planning strategies.
Certified Investment Management Analyst® (CIMA®)
The CIMA® designation provides financial professionals with the tools to go beyond investment fundamentals. The program integrates practical knowledge with investment theory with deep dives into advanced portfolio construction, accounting and risk management. It also offers a systematic process to put this knowledge into action. Designees must pass comprehensive examinations to obtain their certification, and complete ongoing education requirements every two years to maintain it.
Whether you're an affluent individual investor or a business owner, working with a CIMA can help simplify the process of making sound investments and managing your wealth.
Chartered Retirement Planning Counselor (CRPC®)
This certification is awarded to experienced Financial Advisors who've successfully completed rigorous training designed to enable them to create road maps to retirement for clients by focusing on their pre-and post-retirement needs, as well as issues related to asset management, estate planning strategies, personal savings, income taxes, employer-sponsored retirement plans and cash flow.
Having this additional education helps Financial Advisors develop the proper skill set to deal with the increasingly complex concerns regarding retirement planning.
Location
159 Crocker Park Blvd
Ste 460
Westlake, OH 44145
US
Direct:
(440) 892-6741(440) 892-6741
Meet The Rini Brahler Group
Phone:
(440) 835-6811(440) 835-6811
Phone:
(440) 835-6771(440) 835-6771
Kelly McCollum
Senior Client Service Associate
Phone:
(440) 892-6744(440) 892-6744
About Steven M. Rini
Growing up in a family business, Steven M. Rini knows what it means to treat clients like family. His family-owned grocery business focused on making others feel that way, and Steven uses that same approach to take care of his clients following his family business mantra of "Our Family Cares About Your Family".
Steven grew up in Fairview Park and attended St. Ignatius High School before earning his Bachelor of Science degree in Finance from Boston College. After graduating, he started working for Merrill Lynch Wealth Management in Dallas, TX. He transferred to the Merrill Lynch Cleveland office a year later, and worked downtown for over 20 years. While continuing to work fulltime, he enrolled in the weekend MBA program at the University of Notre Dame and graduated in 2012.
In 2021, Steven joined Morgan Stanley Wealth Management. He currently holds the position of Financial Advisor, Branch Manager and Senior Vice President in the Westlake office at Crocker Park. In 2018, while still at Merrill Lynch Wealth Management, he was named one of the Top 10 Branch Managers in the United States as published in On Wall Street magazine. He also holds CFP®, CPWA®, CIMA® and CRPC® designations.
Steven previously served on the Board of Regents at Saint Ignatius High School, the Board of Directors at the Community West Foundation and the Board of Directors for the West Side Catholic Center. He’s also a member of the Northern Ohio Italian American Foundation. Steven and his family are long-time supporters of the Cleveland Clinic Hospital, and even appeared in a commercial for the hospital. He and his five siblings established a scholarship at Saint Ignatius High School in remembrance of their late father, Charles A. Rini, Sr., and are involved in the Rini Family Christmas Food Drive at the high school.
Steven and his wife, Natalie, reside in Westlake and have two children, Grace and Charlie, and two cockapoos, Sunny and Rosie. Grace attends Magnificat High School in Rocky River, and Charlie attends St. Bernadette Catholic School in Westlake. Away from the office, Steven enjoys playing golf, running and coaching youth basketball.
Securities Agent: PR, ND, AK, OK, MO, NC, DE, GA, HI, TX, WY, WV, WI, WA, VA, VT, VI, NY, OH, OR, PA, NM, NJ, MD, MI, MN, NH, MA, MT, CA, AZ, DC, IA, CT, AR, UT, TN, SD, SC, RI, NV, NE, MS, ME, LA, KY, KS, IN, IL, ID, FL, C, AL;
BM/Supervisor; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 590984
Steven grew up in Fairview Park and attended St. Ignatius High School before earning his Bachelor of Science degree in Finance from Boston College. After graduating, he started working for Merrill Lynch Wealth Management in Dallas, TX. He transferred to the Merrill Lynch Cleveland office a year later, and worked downtown for over 20 years. While continuing to work fulltime, he enrolled in the weekend MBA program at the University of Notre Dame and graduated in 2012.
In 2021, Steven joined Morgan Stanley Wealth Management. He currently holds the position of Financial Advisor, Branch Manager and Senior Vice President in the Westlake office at Crocker Park. In 2018, while still at Merrill Lynch Wealth Management, he was named one of the Top 10 Branch Managers in the United States as published in On Wall Street magazine. He also holds CFP®, CPWA®, CIMA® and CRPC® designations.
Steven previously served on the Board of Regents at Saint Ignatius High School, the Board of Directors at the Community West Foundation and the Board of Directors for the West Side Catholic Center. He’s also a member of the Northern Ohio Italian American Foundation. Steven and his family are long-time supporters of the Cleveland Clinic Hospital, and even appeared in a commercial for the hospital. He and his five siblings established a scholarship at Saint Ignatius High School in remembrance of their late father, Charles A. Rini, Sr., and are involved in the Rini Family Christmas Food Drive at the high school.
Steven and his wife, Natalie, reside in Westlake and have two children, Grace and Charlie, and two cockapoos, Sunny and Rosie. Grace attends Magnificat High School in Rocky River, and Charlie attends St. Bernadette Catholic School in Westlake. Away from the office, Steven enjoys playing golf, running and coaching youth basketball.
Securities Agent: PR, ND, AK, OK, MO, NC, DE, GA, HI, TX, WY, WV, WI, WA, VA, VT, VI, NY, OH, OR, PA, NM, NJ, MD, MI, MN, NH, MA, MT, CA, AZ, DC, IA, CT, AR, UT, TN, SD, SC, RI, NV, NE, MS, ME, LA, KY, KS, IN, IL, ID, FL, C, AL;
BM/Supervisor; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 590984
Securities Agent: PR, ND, AK, OK, MO, NC, DE, GA, HI, TX, WY, WV, WI, WA, VA, VT, VI, NY, OH, OR, PA, NM, NJ, MD, MI, MN, NH, MA, MT, CA, AZ, DC, IA, CT, AR, UT, TN, SD, SC, RI, NV, NE, MS, ME, LA, KY, KS, IN, IL, ID, FL, CO, AL; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 590984
NMLS#: 590984
About Gary Brahler
With 28 years of experience in the financial industry Gary Brahler is a seasoned financial advisor dedicated to helping high-net-worth individuals and families preserve, grow and protect their wealth. Focused on comprehensive wealth management Gary takes a personalized approach to guide clients through the complexities of investment strategies, retirement planning, tax management and legacy and estate planning strategies.
Throughout his career, Gary has built a reputation for delivering tailored financial strategies that are designed to align to each client’s unique goals, objectives, and values. His deep understanding of market dynamics, coupled with his proactive approach to risk management, seeks to ensure his clients can navigate financial decisions with confidence.
A dedicated financial advisor within the community Gary has served on several prominent boards, contributing his experience to local initiatives, and supporting philanthropic causes. He currently serves on the Cleveland Museum of Art Gift Planning Advisory Committee, The Cleveland Museum of Art Campaign Committee, The Kent State University Foundation Board including two terms as Chair of the Board, Kent State University College of Business National Advisory Board, Cleveland Clinic Campaign Committee and Past Chair of the Golden Age Centers of Cleveland.
When you are looking for ways to potentially optimize your investment strategy, plan for future generations and leave a lasting legacy, Gary offers the experience and dedication that can help you achieve your financial goals and objectives.
Gary lives in Bay Village with his wife Katy. They have two daughters, one living in Cleveland and one in New York. In their free time Katy and Gary enjoy the cultural and historical benefits of travel and the peace and beauty of boating.
Throughout his career, Gary has built a reputation for delivering tailored financial strategies that are designed to align to each client’s unique goals, objectives, and values. His deep understanding of market dynamics, coupled with his proactive approach to risk management, seeks to ensure his clients can navigate financial decisions with confidence.
A dedicated financial advisor within the community Gary has served on several prominent boards, contributing his experience to local initiatives, and supporting philanthropic causes. He currently serves on the Cleveland Museum of Art Gift Planning Advisory Committee, The Cleveland Museum of Art Campaign Committee, The Kent State University Foundation Board including two terms as Chair of the Board, Kent State University College of Business National Advisory Board, Cleveland Clinic Campaign Committee and Past Chair of the Golden Age Centers of Cleveland.
When you are looking for ways to potentially optimize your investment strategy, plan for future generations and leave a lasting legacy, Gary offers the experience and dedication that can help you achieve your financial goals and objectives.
Gary lives in Bay Village with his wife Katy. They have two daughters, one living in Cleveland and one in New York. In their free time Katy and Gary enjoy the cultural and historical benefits of travel and the peace and beauty of boating.
Securities Agent: MI, ME, CO, KY, CA, IL, NV, MD, IA, UT, TN, SC, NC, AZ, WV, WA, OR, OK, IN, PA, WI, NY, GA, FL, OH, HI, TX, NJ; General Securities Representative; Investment Advisor Representative
NMLS#: 1861857
NMLS#: 1861857
About Alexa Livadas
As a Financial Advisor with a CFP® designation, Alexa focuses on comprehensive financial planning with her clients which encompasses retirement planning, tax-efficient investment planning, estate planning strategies and assessing their life insurance needs. She applies her experience and extensive training to develop customized plans that address their increasingly complex needs while creating a roadmap to help them achieve their goals and feel more confident about their financial future.
Alexa received a Bachelor of Science degree in Finance from the Farmer School of Business at Miami University in Oxford, OH. Immediately after graduation, she began her career in financial services and has accumulated over 10 years of experience in the industry. Alexa joined Morgan Stanley from Wells Trecaso Financial Group located in Akron, OH. Prior to this, she was a Registered Client Associate at Merrill Lynch for seven years. During her tenure at Merrill Lynch, she worked directly with Steven Rini and Kelly McCollum.
Alexa comes from a big, Greek family. She and her husband, Bobby, love spending time with their families, hiking in the Metro parks with their dogs (Tucker and Bosko), finding new restaurants, traveling the country and exploring the many treasures of Northeast Ohio. She also enjoys staying active with Orange Theory Fitness classes, and is a member of the Annunciation Greek Orthodox Church in Akron, OH.
Securities Agent: OR, IN, NV, ME, MD, KY, TX, NC, MI, MA, OK, GA, FL, IL, CA, OH, DC, CO, AZ, NY, TN, PA; General Securities Representative; Investment Advisor Representative
NMLS#: 1483110
Alexa received a Bachelor of Science degree in Finance from the Farmer School of Business at Miami University in Oxford, OH. Immediately after graduation, she began her career in financial services and has accumulated over 10 years of experience in the industry. Alexa joined Morgan Stanley from Wells Trecaso Financial Group located in Akron, OH. Prior to this, she was a Registered Client Associate at Merrill Lynch for seven years. During her tenure at Merrill Lynch, she worked directly with Steven Rini and Kelly McCollum.
Alexa comes from a big, Greek family. She and her husband, Bobby, love spending time with their families, hiking in the Metro parks with their dogs (Tucker and Bosko), finding new restaurants, traveling the country and exploring the many treasures of Northeast Ohio. She also enjoys staying active with Orange Theory Fitness classes, and is a member of the Annunciation Greek Orthodox Church in Akron, OH.
Securities Agent: OR, IN, NV, ME, MD, KY, TX, NC, MI, MA, OK, GA, FL, IL, CA, OH, DC, CO, AZ, NY, TN, PA; General Securities Representative; Investment Advisor Representative
NMLS#: 1483110
Securities Agent: TN, CO, AZ, NY, WI, WV, WA, PA, OR, IN, UT, NV, ME, MD, KY, TX, NC, MI, MA, HI, SC, OK, GA, FL, IL, CA, OH, DC; General Securities Representative; Investment Advisor Representative
NMLS#: 1483110
NMLS#: 1483110
About Kelly McCollum
As a Senior Client Service Associate, Kelly essentially acts as the client relationship manager for the team. She’s typically the first point of contact for clients. Kelly is in charge of the day-to-day client interactions and operational items, which includes onboarding new accounts, processing existing client requests, handling administrative estate needs, assisting clients with their Morgan Stanley digital engagement and helping with a variety of other needs.
A seasoned professional with more than 25 years of experience in the financial services industry, Kelly began her career in 1998 as a Client Service Associate for Merrill Lynch. In 2021, she and Steven Rini left the firm to join Morgan Stanley.
Kelly holds an Associate Degree in American Sign Language from the University of Akron, as well as an Associate Degree in Nursing from Cuyahoga Community College. Her interest in taking care of others continued into her professional career.
It also extended into her volunteer activities. Kelly is actively involved with The Puppy Mill Rescue Team, a non-profit organization that performs rescue missions and transports for puppy mill dogs, and then rehabilitates them. She fosters these dogs, and helps them find a safe, loving home.
Away from the office, Kelly enjoys spending time with her family and friends, traveling and bonding with her own two rescue dogs.
A seasoned professional with more than 25 years of experience in the financial services industry, Kelly began her career in 1998 as a Client Service Associate for Merrill Lynch. In 2021, she and Steven Rini left the firm to join Morgan Stanley.
Kelly holds an Associate Degree in American Sign Language from the University of Akron, as well as an Associate Degree in Nursing from Cuyahoga Community College. Her interest in taking care of others continued into her professional career.
It also extended into her volunteer activities. Kelly is actively involved with The Puppy Mill Rescue Team, a non-profit organization that performs rescue missions and transports for puppy mill dogs, and then rehabilitates them. She fosters these dogs, and helps them find a safe, loving home.
Away from the office, Kelly enjoys spending time with her family and friends, traveling and bonding with her own two rescue dogs.
Contact Steven M. Rini
Contact Gary Brahler
Contact Alexa Livadas
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Tyson Abert
Senior Private Banker
Joshua Gilbert
Private Banker
Mamta Shah
Trust Specialist
About Tyson Abert
Tyson R. Abert is a Senior Private Banker serving Morgan Stanley Wealth Management offices in Wisconsin, Northern Ohio and Western Pennsylvania.
Senior Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Tyson began his career in financial services in 2004, and joined Morgan Stanley in 2018. Prior to joining the firm, he served as a Business Development Manager and a Senior Relationship Manager at Wells Fargo’s Commercial Banking Services.
Tyson is a graduate of Illinois State University where he received a Bachelor of Science degree in Finance and Accounting, and Lake Forest Graduate School of Management where he received a Master of Business Administration. He and his family currently reside right outside Milwaukee, Wisconsin. Outside of the office, Tyson enjoys golfing, hunting, boating, fishing, and spending time with his family.
Senior Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Tyson began his career in financial services in 2004, and joined Morgan Stanley in 2018. Prior to joining the firm, he served as a Business Development Manager and a Senior Relationship Manager at Wells Fargo’s Commercial Banking Services.
Tyson is a graduate of Illinois State University where he received a Bachelor of Science degree in Finance and Accounting, and Lake Forest Graduate School of Management where he received a Master of Business Administration. He and his family currently reside right outside Milwaukee, Wisconsin. Outside of the office, Tyson enjoys golfing, hunting, boating, fishing, and spending time with his family.
NMLS#: 362127
About Joshua Gilbert
Joshua Gilbert is a Private Banker serving Morgan Stanley’s Wealth Management offices in Ohio.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Joshua began his career in financial services in 2001 and joined Morgan Stanley in 2018. Prior to joining the firm, he served as a Business Banking Client Manager at U.S. Bank. He also held numerous roles with progressive responsibilities at JPMorgan Chase Bank, where he notably served as a Branch Manager.
Joshua currently resides in Cincinnati, Ohio. Outside of the office, Joshua dedicates his time to various civic organizations focused on fostering the well-being of others, such as Lighthouse Youth & Family Services, and the Freestore Foodbank. In his spare time, Joshua enjoys traveling, hiking, skiing, and staying healthy and active.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Joshua began his career in financial services in 2001 and joined Morgan Stanley in 2018. Prior to joining the firm, he served as a Business Banking Client Manager at U.S. Bank. He also held numerous roles with progressive responsibilities at JPMorgan Chase Bank, where he notably served as a Branch Manager.
Joshua currently resides in Cincinnati, Ohio. Outside of the office, Joshua dedicates his time to various civic organizations focused on fostering the well-being of others, such as Lighthouse Youth & Family Services, and the Freestore Foodbank. In his spare time, Joshua enjoys traveling, hiking, skiing, and staying healthy and active.
NMLS#: 427087
About Mamta Shah
Mamta Shah is the Trust Specialist based in Chicago, covering the Midwest Region. Morgan Stanley provides a full array of personal and institutional trust services to high net worth clients of the firm. Mamta’s responsibilities include educating Financial Advisors and their clients on the open architecture trust service model and helping them identify opportunities to leverage the trust partners on the platform.
Before joining Trust Services in 2010, she was the Wealth Analyst with the Chicago based Wealth Planning Center at Morgan Stanley. Mamta was responsible for providing information and education on a full range of income and estate tax topics and concerns.
Prior to joining the Planning Center team in 2006, Mamta was Vice President of an Independent Investment Advisory Firm. She worked closely with the clients of the firm on a variety of financial planning and investment advisory services.
Mamta obtained her bachelor’s degree from Babson College with a major in Finance/Entrepreneurship. Mamta is a licensed CPA and holds a CFP® designation, She has been in the financial services industry since 1999. She is Series 7, 63, 65 and life/health insurance licensed. She is a member of the AICPA and the Illinois CPA Society. She lives in Chicago with her family.
Before joining Trust Services in 2010, she was the Wealth Analyst with the Chicago based Wealth Planning Center at Morgan Stanley. Mamta was responsible for providing information and education on a full range of income and estate tax topics and concerns.
Prior to joining the Planning Center team in 2006, Mamta was Vice President of an Independent Investment Advisory Firm. She worked closely with the clients of the firm on a variety of financial planning and investment advisory services.
Mamta obtained her bachelor’s degree from Babson College with a major in Finance/Entrepreneurship. Mamta is a licensed CPA and holds a CFP® designation, She has been in the financial services industry since 1999. She is Series 7, 63, 65 and life/health insurance licensed. She is a member of the AICPA and the Illinois CPA Society. She lives in Chicago with her family.
Wealth Management
Global Investment Office
Portfolio Insights
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
You’re Ready for Retirement. Is Your Portfolio?
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Ready to start a conversation? Contact The Rini Brahler Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
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5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
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Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
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Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
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The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
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Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
9Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
