David Schrager, CPM®, CFP®
Senior Vice President, Financial Advisor, Senior Portfolio Management Director
Phone:
(760) 776-6216(760) 776-6216
The Relationship Group at Morgan Stanley
Direct:
(760) 779-8456(760) 779-8456
Toll-Free:
(800) 678-4888(800) 678-4888
Our Mission Statement
A good relationship will enrich your life, not complicate it
The Relationship Group
We believe that our team’s diversity of thought and experience brings a deeper, richer perspective to every conversation we have. It also means there is very little in the way of financial issues that someone on our team has not seen or dealt with before. We pride ourselves on working seamlessly with our clients’ accountants, attorneys, estate planners, and other advisors.
We draw on our many years of experience to provide perspective and to solve problems that may seem unusual or unique. Some of the issues include strategies to minimize tax obligations, designing portfolios that are aligned with estate plans, and providing key investment advice during times of change and transition. In addition, we work with our institutional colleagues and specialists to bring the depth and breadth of Morgan Stanley's resources to go beyond simply investment advice.
We use a relationship-focused approach to understand your particular goals and concerns and then help you sort through the issues that naturally accompany wealth. We take the time to get to know you beyond your financial concerns. Working in concert with your other trusted advisors, we build strategies and appropriate solutions to help achieve your personal definition of financial success. This approach allows us to establish deep and lasting relationships, to deliver hands-on, high-end service, and an experience uniquely tailored to you.
We are completely focused on goals-based successes. We collaborate, coach, and help keep you on track for your goals. We do our best to ensure you may achieve the financial future you envision. Whether you are planning for retirement, saving for a major purchase, or building a legacy, we are dedicated to providing personalized guidance and support every step of the way.
We are committed to building relationships of mutual trust and respect that enrich the lives of our clients and our community. We celebrate all the joys and manage the sorrows of life together and help to ensure that all aspects of our clients’ lives, values, and priorities are embedded in every major decision they make. Our team has more than 45 years of combined financial industry experience and credentials in the areas of financial planning, family wealth planning, portfolio construction, income planning, and risk management.
If you are thinking about switching Financial Advisors… If you aren’t getting calls on a regular basis or have questions that aren’t being answered… If you or your friends and family need financial advice or have any financial questions… Here’s why you want to work with us! The Relationship Group at Morgan Stanley takes the time to get to know YOU. We take care of YOU, we listen to YOU, we keep YOU on track. Every day, we work with clients who are an absolute joy to be with by helping them reach their financial goals and aspirations. Please contact us for more details. We look forward to working with YOU!
We draw on our many years of experience to provide perspective and to solve problems that may seem unusual or unique. Some of the issues include strategies to minimize tax obligations, designing portfolios that are aligned with estate plans, and providing key investment advice during times of change and transition. In addition, we work with our institutional colleagues and specialists to bring the depth and breadth of Morgan Stanley's resources to go beyond simply investment advice.
We use a relationship-focused approach to understand your particular goals and concerns and then help you sort through the issues that naturally accompany wealth. We take the time to get to know you beyond your financial concerns. Working in concert with your other trusted advisors, we build strategies and appropriate solutions to help achieve your personal definition of financial success. This approach allows us to establish deep and lasting relationships, to deliver hands-on, high-end service, and an experience uniquely tailored to you.
We are completely focused on goals-based successes. We collaborate, coach, and help keep you on track for your goals. We do our best to ensure you may achieve the financial future you envision. Whether you are planning for retirement, saving for a major purchase, or building a legacy, we are dedicated to providing personalized guidance and support every step of the way.
We are committed to building relationships of mutual trust and respect that enrich the lives of our clients and our community. We celebrate all the joys and manage the sorrows of life together and help to ensure that all aspects of our clients’ lives, values, and priorities are embedded in every major decision they make. Our team has more than 45 years of combined financial industry experience and credentials in the areas of financial planning, family wealth planning, portfolio construction, income planning, and risk management.
If you are thinking about switching Financial Advisors… If you aren’t getting calls on a regular basis or have questions that aren’t being answered… If you or your friends and family need financial advice or have any financial questions… Here’s why you want to work with us! The Relationship Group at Morgan Stanley takes the time to get to know YOU. We take care of YOU, we listen to YOU, we keep YOU on track. Every day, we work with clients who are an absolute joy to be with by helping them reach their financial goals and aspirations. Please contact us for more details. We look forward to working with YOU!
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
LGBTQ+ Pioneers
24 hours a day, 7 days a week, 365 days a year, The Relationship Group at Morgan Stanley focuses on celebrating, assisting and engaging with the diverse LGBTQ+ Community in Palm Springs.
LGBTQ+ Pioneers
For our team, making sure our clients have a diverse, vibrant, and inclusive role, not only in the community, but also in how they go about doing business, is key.
Learn More About Our Role As LGBTQ+ Pioneers
Money and Marriage for LGBTQ+ Couples: What to Know
Members of the LGBTQ+ Community can face unique financial considerations when tying the knot. With this checklist, we can help you plan for a financially secure life after saying “I do."
View The Checklist Here
The Growing Demand for LGBTQ+ Investment Opportunities
A growing population of investors who openly identify or ally with the LGBTQ+ community and generational shifts in wealth are creating opportunities for asset managers and financial advisors to meet demand for investments tailored to LGBTQ+ equity.
View This Article To Learn More
The Power of Pride
Like the community it supports, our networking group for LGBTQ+ employees and their supporters has come a long way in the 13+ years since it was launched.
Learn More About The Power of Pride
Cultivating Culture at Morgan Stanley
Celebrating the LGBTQ+ Community, especially at Morgan Stanley, where diverse individuals are revered and an inclusive culture is cultivated are exceptionally important to our team. We are proud to spotlight Morgan Stanley Wealth Management’s Arian Clay-Sirop, Mark Reyes, and Lindsay Tobia, grateful for their contributions to a culture of openness and acceptance.
Learn More About Cultivating Culture at Morgan StanleyOur Approach
We believe that identifying financial solutions begins with a solid understanding of each clients' goals, objectives, and risk tolerance. We follow a disciplined process that enables us to work with you to help meet your financial needs.
Step 1: Discovery Process
This in-depth discussion allows us to pinpoint your financial objectives, core values, aspirations, unique considerations, and obstacles. It equips us to craft a tailored and holistic financial plan aligned with your goals. Should we find alignment and compatibility, we can proceed to establish a collaborative partnership.
Step 2: Develop Investment Strategy
In the next two weeks, we will assess your risk appetite, evaluate your existing investment holdings, devise an asset allocation plan, and create a personalized investment portfolio to suit your needs.
Step 3: Investment Strategy Meeting
After developing your Investment Strategy, this meeting provides us with the opportunity to present you with our recommended and personalized Investment Strategy.
Step 4: Execution of Investment Strategy
During this process, we will help you open new accounts, transfer your existing accounts, and conduct trades to execute the agreed-upon Investment Strategy.
Step 5: 45 Day Follow-Up Meeting
During this meeting, we will discuss your first statements, help organize your paperwork, set up online account access, review online resources, develop a schedule for future review meetings, and schedule a wealth management plan meeting.
Step 6: Develop A Comprehensive Wealth Management Plan
Over the span of three months, we will craft a comprehensive Wealth Management Plan integrating various facets of financial planning, including Comprehensive Financial Planning, Retirement Planning, Credit and Lending, Cash Management, Insurance and Liability Management, Education Planning, Business Succession Planning, Charitable Giving, Family Needs Planning, Estate Planning, and Impact Investing.
Step 7: Wealth Management Plan Meeting
During this meeting, we will present you with the Comprehensive Wealth Management Solutions we developed.
Step 8: Begin Execution of Wealth Management Plan
We will partake in an ongoing execution of the Wealth Management Solutions we presented to you.
Step 9: Ongoing Monitoring of Investment Strategy & Wealth Management Plan
We will continuously monitor the strategy we put in place and develop a schedule for review meetings going forward.
Online Tools and Features Available To You
Morgan Stanley strives to ensure it serves clients on its technology platforms that are resilient, safe, efficient, and smart. As a part of our services, these resources are readily available to all of our clients. Learn more about each tool and feature to see how it could easily help to manage and secure your financial journey.
Morgan Stanley Online (MSO)
Beyond viewing your account balance and activity, Morgan Stanley Online (MSO) has a suite of features that allow you to manage your everyday finances from paying bills and sending money to transferring funds and authorizing transactions with eAuthorization.
Click Here To Learn More About Morgan Stanley Online (MSO)
Morgan Stanley Mobile App
Securely access your Morgan Stanley account from virtually anywhere. Simply download it on your mobile device and use your Morgan Stanley Online username and password to log in. From there you will have the resources of MSO on the go.
Click Here To Learn More About The Morgan Stanley Mobile App
LifeView® Portal
LifeView® is a suite of planning tools that includes goal-specific analysis that I use with my clients to create a realistic, holistic strategy that integrates the various aspects of an individual's financial life, including investments and cash management needs.
Click Here To Learn More About The LifeView® Portal
Morgan Stanley Reserved Living & Giving
Morgan Stanley Reserved Living & Giving is a tiered complimentary loyalty program that rewards Morgan Stanley's most valued clients. The program is designed to enhance your lifestyle and relationship with the firm beyond traditional wealth management services.
Click Here To Learn More About Morgan Stanley Reserved Living & Giving
Portfolio Risk Platform (Aladdin)
Portfolio Risk Platform – Powered by Aladdin is a risk management platform that provides comprehensive risk estimation and reporting across a broad range of asset classes and security types. This platform provides a holistic view to better enable risk to be effectively monitored and managed.
Click Here To Learn More About The Portfolio Risk Platform (Aladdin)
Total Wealth View
It’s hard to see the full picture with only half of the details. As a Morgan Stanley client, you can now conveniently view your accounts from other financial institutions on Morgan Stanley Online or by using the Morgan Stanley Mobile App, giving you a more complete financial picture.
Click Here To Learn More About Total Wealth View
Online Security Center
At Morgan Stanley, safeguarding your assets and personal information is among our highest priorities. Learn about our security measures and use our resources and ideas to help protect yourself online.
Click Here To Learn More About Morgan Stanley's Online Security Center
Digital Vault
Digital Vault lets you easily and conveniently manage and share life’s most important documents, such as wills, deeds, and estate plans, as well as financial statements and tax filings.
Click Here To Learn More About Morgan Stanley's Digital Vault
Spending and Budgeting Tool
Track spending habits, categorize expenses and create budgets across your Morgan Stanley and external financial accounts. Our Spending and Budgeting Tool makes it easy for you and your Financial Advisor to see your complete financial picture.
Click Here To Learn More About Morgan Stanley's Spending and Budgeting Tool
eDelivery
You shouldn't have to wait for important paperwork like statements, tax documents, or trade confirmations. With eDelivery, you'll get email notifications as soon as they're available on Morgan Stanley Online.
Click Here To Learn More About eDelivery
eAuthorizations
eAuthorizations allows you to approve transactions electronically and securely on Morgan Stanley Online and the Morgan Stanley Mobile App.
Click Here To Learn More About eAuthorizations
eSign
eSign is a digital, paperless alternative to the traditional means of obtaining signatures from clients on paperwork. There is no registration process for you to begin using eSign; all you need is a valid email address and phone number.
Click Here To Learn More About eSignOur Clients Understand The Value Of Advice And Of Developing Enduring Relationships
We work with diverse clientele across every generation. It is our honor to advise and guide accomplished women, successful men, multigenerational families, and the LGBTQ+ Community. Corporate executives, physicians and their medical practices, medium and small business owners and their company retirement plans, attorneys, accountants, insurance brokers, contractors, musicians, and architects are some of our dearest clients.
Financial Planning
We're here to help reduce the stress around financial decisions by offering knowledge and thoughtful guidance. As your life stage changes, so do your goals. Our platform allows you to look across your assets and liabilities to help you adapt your strategy to meet those changing demands. Whether it is saving for retirement and other expenses, securing retirement income, healthcare planning, taxes, education, or legacy planning, we’re here for you. This process is very important because it allows you to make the most of your assets and it helps to ensure that you meet your future goals.
Click Here To View The Financial Planning Brochure
LGBTQ+ Planning Services
While managing money as a pair may be nothing new for many couples, marriage can bring a wholly different financial framework to a relationship. That’s true no matter who you love—whether you’re in an opposite-sex or same-sex relationship. Still, members of the LGBTQ+ community often face unique financial considerations, even with federal protections against workplace discrimination now in place and same-sex marriage recognized as a legal right in the U.S.
For LGBTQ+ couples who decide to tie the knot, it’s important to review your financial plans and understand the financial benefits and impacts of marriage.
Click Here To Learn More About Wealth Planning for LGBTQ+ Individuals, Couples and FamiliesFor LGBTQ+ couples who decide to tie the knot, it’s important to review your financial plans and understand the financial benefits and impacts of marriage.
Retirement Planning
Planning for retirement has never been easy, but in recent years, it has become increasingly difficult. We’re here to help you create a well-rounded planning approach for retirement. We’ll help you identify your personal goals, track your progress toward achieving them, and work together to create a customized plan.
Click Here To View Insights About Retirement Planning
Sustainable Investing
For us at Morgan Stanley, it is abundantly clear that the solutions to global challenges can only achieve the required scale if they can attract a critical mass of private capital. To this end, we've established the Morgan Stanley Institute for Sustainable Investing to lead work across our firm, with our clients, and with academic institutions to help mobilize capital to sustainable enterprises, via global markets and the investors who drive them.
Click Here To Learn More About Sustainable Investing
Philanthropy Management
Philanthropy Management supports individuals, families, corporate and private foundations, and non-profit organizations by offering a suite of services to help define and realize clients' charitable missions. We deliver the information, advice, and support needed to help you define your philanthropic goals and create an effective strategy to reach them.
Click Here To Learn More About Philanthropy Management
Estate Planning
Everyone has a unique vision for their legacy. We can help you to create your estate planning strategy designed to secure, manage, and distribute your assets during and after your lifetime, while helping to minimize taxation. This will help to protect your legacy and assist those you care about the most to preserve your wishes while also balancing the needs of your entire family. Connect with us to learn more about your options and next steps.
Click Here To Learn More About Estate Planning
A Financial Roadmap For Women
Women in the United States control more than $10 Trillion in Assets and that is expected to triple in the next decade. Let's go over some steps that you can take to invest, plan, and prepare for whatever the future may hold.
Click Here To Learn More About Women and Wealth: Planning For Your Financial Future
Research & Insights
Through timely, in-depth analysis of companies, industries, markets, and world economies, Morgan Stanley has earned its reputation as a leader in the field of investment research.
Click Here To Learn More About Morgan Stanley's Research & Insights
GIC Weekly Research Report
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.
Click Here To Read The Latest GIC Weekly Research Report
On The Markets Monthly Research Report
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
Click Here To Read The Latest On The Markets Monthly Research Report
2024 Income Tax Tables
Federal Tax Information for 2024, including Income Tax Tables, Contribution Limits, Deadlines, etc.
Click Here To View The 2024 Income Tax Tables2025 Income Tax Tables
Federal Tax Information for 2025, including Income Tax Tables, Contribution Limits, Deadlines, etc.
Click Here To View The 2025 Income Tax TablesLocation
74199 El Paseo
Suite 201
Palm Desert, CA 92260
US
Direct:
(760) 779-8456(760) 779-8456
Toll-Free:
(800) 678-4888(800) 678-4888
Meet The Relationship Group
Janet R Malachowsky, RMA®
Senior Vice President, Financial Advisor, Family Wealth Advisor, Senior Portfolio Management Director, Financial Planning Specialist
Phone:
(760) 779-8456(760) 779-8456
Lisa Bayne
Client Service Associate
Phone:
(760) 779-8416(760) 779-8416
About David Schrager
David W. Schrager’s professional credentials demonstrate a deep, holistic level of investment knowledge, a disciplined approach and an ability to create and monitor customized portfolios and investment strategies, all as a fiduciary.
As a CERTIFIED FINANCIAL PLANNER™ (CFP®), David possesses in-depth knowledge of the financial planning process, tax planning strategies, employee benefits, retirement planning, estate planning strategies, investment management and insurance. He is a CERTIFIED PORTFOLIO MANAGER (CPM®) and Portfolio Management Director – an elite designation that allows him to develop and manage the Group’s overall investment strategy, while carefully monitoring and communicating about every aspect of the process that impacts client portfolios.
David is a native of the Coachella Valley. He joined The Private Bank at Wells Fargo as a Financial Advisor in 1993 where he managed money for the Bank’s wealthiest clients. He returned to the California University system to obtain a Financial Planning Degree from UC Riverside in 2000. David attended the College for Financial Planning and, in January of 2007, he received his CFP® designation. In November, 2016, he earned the Certified Portfolio Manager (CPM®) title from the Academy of Certified Portfolio Managers (ACPM), after completing extensive coursework and examination, followed by a five-day seminar at Columbia University's School of Applied Science and Engineering. David is among over 350 individuals who attained this certification, establishing himself as a forerunner in portfolio management. David joined Morgan Stanley in 2012.
Outside of work, David is a recipient of the Presidential Volunteerism Award and a member of the Palm Springs Masonic Lodge. David is an instructor at the Perris Valley Skydiving School, a member of a nationally recognized skydiving team, and has been part of a group that set a world record for Large Formation Skydiving on 10/10/15. David currently lives in Palm Desert with his wife.
As a CERTIFIED FINANCIAL PLANNER™ (CFP®), David possesses in-depth knowledge of the financial planning process, tax planning strategies, employee benefits, retirement planning, estate planning strategies, investment management and insurance. He is a CERTIFIED PORTFOLIO MANAGER (CPM®) and Portfolio Management Director – an elite designation that allows him to develop and manage the Group’s overall investment strategy, while carefully monitoring and communicating about every aspect of the process that impacts client portfolios.
David is a native of the Coachella Valley. He joined The Private Bank at Wells Fargo as a Financial Advisor in 1993 where he managed money for the Bank’s wealthiest clients. He returned to the California University system to obtain a Financial Planning Degree from UC Riverside in 2000. David attended the College for Financial Planning and, in January of 2007, he received his CFP® designation. In November, 2016, he earned the Certified Portfolio Manager (CPM®) title from the Academy of Certified Portfolio Managers (ACPM), after completing extensive coursework and examination, followed by a five-day seminar at Columbia University's School of Applied Science and Engineering. David is among over 350 individuals who attained this certification, establishing himself as a forerunner in portfolio management. David joined Morgan Stanley in 2012.
Outside of work, David is a recipient of the Presidential Volunteerism Award and a member of the Palm Springs Masonic Lodge. David is an instructor at the Perris Valley Skydiving School, a member of a nationally recognized skydiving team, and has been part of a group that set a world record for Large Formation Skydiving on 10/10/15. David currently lives in Palm Desert with his wife.
Securities Agent: LA, MT, KS, NC, HI, IA, MD, VA, WI, VI, WY, AZ, NH, WV, MA, OH, MI, DC, NV, TN, SD, CO, NJ, NM, TX, WA, PA, RI, GA, NY, KY, IN, MN, ME, IL, MS, DE, FL, AL, AK, CA, UT, SC, PR, OR, OK, ND, MO, CT, AR, VT, NE, ID; BM/Supervisor; General Securities Representative; Investment Advisor Representative
NMLS#: 1332006
CA Insurance License #: 0B41913
NMLS#: 1332006
CA Insurance License #: 0B41913
About Janet R Malachowsky
Janet Malachowsky’s main role on the team is to develop and oversee the strategies that help provide protection from, and shelter against, possible eventualities of financial loss. Janet works closely with Morgan Stanley vetted insurance specialists and insurance carriers to help de-risk you and provide retirement income strategies. Janet addresses your risk management needs with respect to incapacitation, death, business succession, key person issues, enterprise continuity, long-term care, pension replacement, guaranteed income streams and legacy planning strategies.
Janet is Senior Vice President, Senior Portfolio Management Director, Financial Advisor, Family Wealth Advisor and Financial Planning Specialist with The Relationship Group at Morgan Stanley. Janet Malachowsky and David Schrager co-founded The Relationship Group at Morgan Stanley in 2014, with the intention of caring about you, keeping you on track and enriching your lives.
Janet's financial services career spans over 37 years: 13 years of financial printing; 9 years as a bank loan officer and mortgage wholesale representative and 15 years as a Financial Advisor. She brings her first-hand knowledge of a wide range of financial instruments into the wealth planning process to help motivate you to choose alternatives that will help you achieve financial success. Janet earned her RMA® Advisor certification in 2025.
Janet grew up in the Catskills (NY), briefly studied Astrophysics at Barnard College and earned her B.S. degree in Management and minor in Economics from Rutgers University in Newark, NJ. She relocated to the Silicon Valley in Northern CA in 1999, and moved near Palm Springs in 2001.
Janet’s community involvement includes membership in Desert Alliance of Professional Women and Palm Springs Pride. She is a member of Leadership Coachella Valley Class of 2016, as well as recipient of the 2015 Palm Springs Pride - Spirit of Pride award. She was formerly on the Rutgers Business School Finance Advisory Board. Janet was named one of the 80 OUTstanding Voices of Palm Springs in 2018. Janet is a former member of the Morgan Stanley Pacific Coast Region Pride & Ally Council and former President of the Desert Business Association. Janet is a proud supporter of Rutgers University, Barnard College, Lambda Legal, HRC, NCLR, Southern Poverty Law Center, Bikur Cholim of Palm Springs and FIND Food Bank among other great causes. She and her spouse of 48 years, Lenore, have one dog.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Smith Barney LLC. Member SIPC.
Janet is Senior Vice President, Senior Portfolio Management Director, Financial Advisor, Family Wealth Advisor and Financial Planning Specialist with The Relationship Group at Morgan Stanley. Janet Malachowsky and David Schrager co-founded The Relationship Group at Morgan Stanley in 2014, with the intention of caring about you, keeping you on track and enriching your lives.
Janet's financial services career spans over 37 years: 13 years of financial printing; 9 years as a bank loan officer and mortgage wholesale representative and 15 years as a Financial Advisor. She brings her first-hand knowledge of a wide range of financial instruments into the wealth planning process to help motivate you to choose alternatives that will help you achieve financial success. Janet earned her RMA® Advisor certification in 2025.
Janet grew up in the Catskills (NY), briefly studied Astrophysics at Barnard College and earned her B.S. degree in Management and minor in Economics from Rutgers University in Newark, NJ. She relocated to the Silicon Valley in Northern CA in 1999, and moved near Palm Springs in 2001.
Janet’s community involvement includes membership in Desert Alliance of Professional Women and Palm Springs Pride. She is a member of Leadership Coachella Valley Class of 2016, as well as recipient of the 2015 Palm Springs Pride - Spirit of Pride award. She was formerly on the Rutgers Business School Finance Advisory Board. Janet was named one of the 80 OUTstanding Voices of Palm Springs in 2018. Janet is a former member of the Morgan Stanley Pacific Coast Region Pride & Ally Council and former President of the Desert Business Association. Janet is a proud supporter of Rutgers University, Barnard College, Lambda Legal, HRC, NCLR, Southern Poverty Law Center, Bikur Cholim of Palm Springs and FIND Food Bank among other great causes. She and her spouse of 48 years, Lenore, have one dog.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Smith Barney LLC. Member SIPC.
Securities Agent: PA, ID, TX, VT, OR, CA, NY, CO, AZ, WA, TN, NJ, MD, LA, KY, NV, NC, KS, GA, NM, MI, FL, DC, WI, SC, IL, OH, MN, MA; General Securities Representative; Investment Advisor Representative
NMLS#: 1268421
CA Insurance License #: 0H01754
NMLS#: 1268421
CA Insurance License #: 0H01754
About Lisa Bayne
Lisa Bayne has been in banking and finance for 42 years, with the last 20 years at Morgan Stanley. Her career has spanned positions from Teller, New Accounts Supervisor, Branch Manager Assistant, Branch Manager, Receptionist, Cashier, and Assistant Operations Manager. For the last 10 years, Lisa has been a Client Service Associate (CSA) and specifically for the past 3 years, Lisa has been the indispensable CSA for The Relationship Group at Morgan Stanley.
Lisa is incredibly client-service oriented. She is accountable for the administrative component of the practice. Lisa services our clients’ day-to-day financial needs by providing telephone coverage and assisting with all operational questions or inquiries. These responsibilities include opening accounts, transferring money, document management, and being the interface between our clients and our back offices. Nothing gets done without Lisa having a hand in it.
Lisa has 6 children and 6 grandchildren who mean the world to her. Her motto is one to live by: “Life is way too short to be so serious.” Lisa’s laugh is infectious.
Lisa is incredibly client-service oriented. She is accountable for the administrative component of the practice. Lisa services our clients’ day-to-day financial needs by providing telephone coverage and assisting with all operational questions or inquiries. These responsibilities include opening accounts, transferring money, document management, and being the interface between our clients and our back offices. Nothing gets done without Lisa having a hand in it.
Lisa has 6 children and 6 grandchildren who mean the world to her. Her motto is one to live by: “Life is way too short to be so serious.” Lisa’s laugh is infectious.
Contact David Schrager
Contact Janet R Malachowsky
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Peter Barash
Private Banker
Dwight Guinto
Private Banker
Molly Sakahara, CFP®
Financial Planning Director, Assistant Vice President
Cris Vega, CFP®
Financial Planning Director, Vice President
About Peter Barash
Peter Barash is a Private Banker serving Morgan Stanley Wealth Management offices in California.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Peter began his career in financial services in 1984, and joined Morgan Stanley in 2010 as a Private Banker. Prior to joining the firm, he was a Private Banking Specialist at U.S. Bank.
Peter is a graduate of Columbia University, where he received a Bachelor of Arts in Economics and Comparative Literature. He holds an MBA from the University of Southern California. He lives in Glendale, California with his family. Outside of the office, Peter enjoys, hiking, playing bass guitar and reading.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Peter began his career in financial services in 1984, and joined Morgan Stanley in 2010 as a Private Banker. Prior to joining the firm, he was a Private Banking Specialist at U.S. Bank.
Peter is a graduate of Columbia University, where he received a Bachelor of Arts in Economics and Comparative Literature. He holds an MBA from the University of Southern California. He lives in Glendale, California with his family. Outside of the office, Peter enjoys, hiking, playing bass guitar and reading.
NMLS#: 799189
About Dwight Guinto
Dwight Guinto is a Private Banker serving Morgan Stanley Wealth Management offices in California.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Dwight began his career in financial services in 1996, and joined Morgan Stanley in 2014 as a Private Banker. Prior to joining the firm, he was a Business Banking Area Manager at Wells Fargo. He also served as a Senior Business Relationship Manager and Business Development Officer at Wells Fargo.
Dwight is a graduate of the California State Polytechnic University - Pomona, where he received a Bachelor of Liberal Arts in Education. He lives in Monrovia, California with his family. Outside of the office, Dwight enjoys spending time with his family in outdoor activities.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Dwight began his career in financial services in 1996, and joined Morgan Stanley in 2014 as a Private Banker. Prior to joining the firm, he was a Business Banking Area Manager at Wells Fargo. He also served as a Senior Business Relationship Manager and Business Development Officer at Wells Fargo.
Dwight is a graduate of the California State Polytechnic University - Pomona, where he received a Bachelor of Liberal Arts in Education. He lives in Monrovia, California with his family. Outside of the office, Dwight enjoys spending time with his family in outdoor activities.
NMLS#: 1211641
About Molly Sakahara
Molly Sakahara is an Assistant Vice President and Financial Planning Director serving Morgan Stanley’s Wealth Management offices in the Los Angeles area. She is responsible for helping Financial Advisors with their clients' and prospects' financial planning needs.
Molly began her career in financial services in 1999 and joined Morgan Stanley in 2015. Prior to her current position, she held positions in wealth management and private banking with an emphasis on helping individuals achieve long term life goals and understanding client’s value system in relation to their wealth.
Molly graduated from UCLA and holds her Certified Financial Planner® designation, California insurance state licensing, and Series 7 and 65. She currently resides in South Pasadena, California with her spouse and two children. Outside of work, she is a squash coach at PlayLA, a committee volunteer with UCLA Chancellor’s Society, is the founder and administrator of Buy Nothing Group for her local city, and serves on the Board of Directors for SoCal Squash Association.
Molly began her career in financial services in 1999 and joined Morgan Stanley in 2015. Prior to her current position, she held positions in wealth management and private banking with an emphasis on helping individuals achieve long term life goals and understanding client’s value system in relation to their wealth.
Molly graduated from UCLA and holds her Certified Financial Planner® designation, California insurance state licensing, and Series 7 and 65. She currently resides in South Pasadena, California with her spouse and two children. Outside of work, she is a squash coach at PlayLA, a committee volunteer with UCLA Chancellor’s Society, is the founder and administrator of Buy Nothing Group for her local city, and serves on the Board of Directors for SoCal Squash Association.
About Cris Vega
Cris Vega is a Vice President and Financial Planning Director serving Morgan Stanley’s Wealth Management offices in Pasadena and surrounding branches in the Los Angeles, Riverside and San Bernardino counties. He is responsible for helping Financial Advisors with their clients' and prospects' financial planning needs.
Cris began his career in financial services in 2004 and joined Morgan Stanley in 2022. Prior to his current position Cris served high-net-worth clients at MissionSquare Retirement for over 13 years. Cris also has worked at Merrill Lynch and Banc of America Securities.
Cris Vega graduated from California State University of Fullerton and earned his Master of Arts in Economics. Cris also has earned his MBA from California State University of Los Angeles. His Bachelor of Science in Finance was earned at California State University of Long Beach. Cris holds his Certified Financial Planner® designation. Cris lives in Hacienda Heights, CA with his wife and daughters. Outside of work, Cris manages his daughter’s soccer team and holds a soccer coaching license. Cris is also a part time instructor of economics at CSU Fullerton.
Cris began his career in financial services in 2004 and joined Morgan Stanley in 2022. Prior to his current position Cris served high-net-worth clients at MissionSquare Retirement for over 13 years. Cris also has worked at Merrill Lynch and Banc of America Securities.
Cris Vega graduated from California State University of Fullerton and earned his Master of Arts in Economics. Cris also has earned his MBA from California State University of Los Angeles. His Bachelor of Science in Finance was earned at California State University of Long Beach. Cris holds his Certified Financial Planner® designation. Cris lives in Hacienda Heights, CA with his wife and daughters. Outside of work, Cris manages his daughter’s soccer team and holds a soccer coaching license. Cris is also a part time instructor of economics at CSU Fullerton.
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Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
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Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
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CRC 6491812 (04/2024)