The Quaternion Group at Morgan Stanley

Philip is an Managing Director, Certified Financial Planner (CFP^®), and founding partner of The Quaternion Group at Morgan Stanley. He has been providing financial advice to executives, business owners, and generational families in the Tampa area and around the country for more than 35 years. He is committed to helping clients successfully navigate the financial complexities they face through comprehensive financial planning and investment management. For Phillip, professional achievement is measured in terms of client well-being and goal achievement.

Originally from Oceanside, New York, Philip attended the State University of New York at Albany, earning his B.S. degree in Economics. An avid student of finance, Philip continued his studies, achieving his M.B.A. in Finance and Banking at Hofstra University in 1990. He began his career as a management consultant at Arthur Young and later worked with Salomon Brothers, where he managed various trade support departments. Prior to joining Morgan Stanley in 2007, Philip worked at UBS and Raymond James and Associates as an Investment Advisor, honing his financial planning skills and philosophy that have become the foundation of his practice today.

Throughout his career, Philip has remained committed to professional development, earning important designations at Morgan Stanley, including Executive Director and Senior Investment Management Consultant. He has also undertaken various advanced courses of study, earning his Certified Financial Planner™ (CFP^®) designation in 1998. These credentials demonstrate Philip’s unrelenting commitment to a world-class client experience. He draws upon his deep knowledge and insights to provide clients with tailored advice, with a specific focus on families, corporate executives, and business
owners.

Philip’s desire to help others is equaled only by his dedication to his community and family. He is a mentor in the Taking Stock in Children program at the Hillsborough County Education Foundation. He currently lives in Tampa with his wife, Lisa, and enjoys spending time with his two sons, Daniel and Andrew. Outside of the office, Philip likes to play pickleball and travel.

Named to Forbes 2018,2019,2020, 2021. 2022, 2023, and 2024 list of America's Best-in-State Wealth Advisors.

Ameen is a Senior Vice President and Alternative Investments Director with Morgan Stanley’s Wealth Management Division. He currently splits his time between Tampa, FL and Boston, MA when not visiting clients across the country.

The United States is the 7th country Ameen has lived in. Originally from Iraq, his global upbringing built an appreciation for the one constant in his life: People. He is of the view that regardless of our background, we all have more in common than we are different. One of those differences is our relationship with money and he takes great pride in partnering with successful founders and UHNW families for such a sensitive topic, a trust that is not taken lightly. He has a track record of helping Business Owners maximize the value of their business whether selling it in whole, in part or passing one on and allocating to the private and public market after doing so.

Cognizant that not all advice is created equal, Ameen has:

-Attained a Master’s Degree in Wealth Management from Columbia University.
-Currently serves as a Course Associate for the Capstone class in the Wealth Management program at Columbia.
-Recognized as an Alternative Investment Director at Morgan Stanley for his expertise in the private markets, advising clients as they allocate to alternatives ranging from private equity to hedge funds.
-Recognized by Forbes as a Top Next-Gen Wealth Advisor Best-In-State Ranking.
-Recognized by Tampa Bay Business Journal as a “40 under 40” of Tampa Bay in 2018

As a financial advisor, Daniel brings a unique blend of creativity and analytical acumen. After graduating from Yale University, he cut his teeth working with Film/TV talent managers to deliver first-rate client experiences to actors, writers, and directors. With his prior role as a co-founder of a digital asset advisory firm, he also has experience guiding clients toward their financial goals.
Daniel is leading team efforts around intergenerational planning, empowering clients to preserve and grow wealth while focusing on their higher purpose and family goals. He is passionate about helping clients navigate their charitable ambitions to create meaningful change on both a local and global scale. His commitment to understanding each client's purpose, goals, needs, and fears allows him to deliver bespoke strategies and experiences that create long term value for clients.
Recognized as an emerging young leader by the Tampa JCCs & Federation and the Jewish Federation of Florida's Gulf Coast, Daniel actively engages in leadership development through the Hope Cohen Barnett Leadership Institute. He is also a member at Florida Community of Mindfulness where he volunteers regularly. Outside of work, Daniel finds joy in spending time with family, friends, and two dogs. He enjoys pickleball, spikeball, climbing, photography, cinema, reading, dinner parties, playing cards, and pastries.

An experienced Financial Advisor and co-founder of The Quaternion Group at Morgan Stanley, Matt has dedicated his career to serving the lending needs of successful professionals, business leaders, and families. He helps clients design strategic debt solutions using Morgan Stanley’s suite of lending products, which include securities-based loans, residential mortgage and commercial real estate loans. Matt helps clients to think strategically about how they manage debt, customizing solutions that aim to keep debt service as low as possible while planning for future liquidity events and life changes.

Growing up in a military family, Matt had the opportunity to move around the country and meet a broad and diverse group of people. This experience gave him a life-long interest in understanding how various people analyze and make decisions about what’s most important to them and their families. It also cultivated a desire to create strong, lasting relationships with others by understanding their personal stories – what motivates them, how they make decisions, and how they define success; valuable skills that have become the foundation of his successful career in wealth management.

After graduating from the University of Tennessee with a B.S. degree in Finance, Matt worked at Wells Fargo as a Private Mortgage Banker and Merrill Lynch as a Wealth Management Banker before joining Morgan Stanley in 2016. He combines technical expertise with an easy-going, client-focused approach, both during the loan process and post-closing. He brings this depth of knowledge to The Quaternion Group, a unique advisory team that combines a broad spectrum of skills to help ensure a client’s needs and goals are fully addressed.

Today, Matt calls Tampa his home where he lives with his wife, Alissa, and their two young daughters. Favorite leisure activities include playing the guitar, fly fishing, and travelling domestically and abroad, a passion he continues to enjoy to this day.

Olivia is a Senior Registered Client Service Associate with the Quaternion Group since its inception and has worked with Philip Stein since 2014. She joined Morgan Stanley Smith Barney in 2008. Olivia started her career in 1988 in Wellesley, Massachusetts with Prudential Securities. In her previous roles, Olivia has worked on operations, branch administration, client facing responsibilities and asset management. Olivia holds the Series 7 and 63 FINRA Licenses.

With her experience in the industry, Olivia, is adept at handling a broad array of responsibilities but her favorite part is speaking to clients and helping them with their requests.

Originally from Watertown, Massachusetts, Olivia moved to South Tampa in 2001 and currently resides in St. Petersburg with her husband, Jesse, and their teenage son, Andrew.

Lazette is a Registered Client Service Associate at The Quaternion Group. Drawing on more than 20 years of industry experience, she is committed to providing each client with the highest level of personal service. Her primary responsibilities focus on building and maintaining strong relationships with clients and delivering clear, concise and timely communications to
address their specific requests.

Growing up in New Jersey, Lazette graduated from Rowan University with a B.A. degree in Criminal Justice. She began her career in financial services at Merrill Lynch in 1999, where she
worked as a Client Service Associate for 10 years. She then joined Morgan Stanley and has been a member of The Quaternion Group since its founding. Lazette holds her FINRA Series 7 license.

Today, Lazette lives in Lutz, FL with her husband, Frank, and their two daughters. Outside of the office, she enjoys many hobbies, including Cricut crafting, Zumba, and cooking.