Our Story and Services

At Prospection Wealth Management, we are guided by the principle of prospection—the act of looking ahead, anticipating opportunities, and planning for the future. Our mission is to go beyond managing money; we help clients define their aspirations and create actionable strategies to bring their visions to life. Wealth management is not just about financial strategies—it’s about considering the whole picture: family, career, values, and well-being. Our team is dedicated to guiding clients through life’s major transitions, whether it’s preparing for retirement, navigating divorce, or managing the sale of a business. With a forward-thinking approach, we help clients not only address today’s financial complexities but also create clarity, confidence, and security for tomorrow.

We believe successful wealth management requires anticipation, adaptability, and a commitment to legacy. In an ever-changing world, we proactively identify risks and opportunities to ensure that our clients’ financial plans evolve with their needs. Our relationships are built on trust, transparency, and long-term collaboration, empowering clients with the knowledge and tools to make informed decisions while providing the care and expertise to help execute their vision. The Prospection Wealth Management Team is more than just a group of advisors—we are trusted partners dedicated to helping you navigate wealth with confidence and purpose.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Our Process

At the Prospection Wealth Management Group, we are dedicated to building deep and long-lasting client relationships based on trust and integrity. We are committed to providing you with a "one-stop shop" for all of your financial needs. Our differentiated process allows us to develop a comprehensive, customized solution for your family.

Step 1: Introduction

We begin with an informal discussion to understand your financial concerns and determine how we can add value. If we all agree to move forward, we'll schedule our next meeting and request important financial information.

Step 2: Discovery

We continue the dialogue by fostering an in-depth conversation where we can learn about the values that shape your decisions and identify any unique circumstances. We also review the documents you've prepared and define your priorities.

Step 3: Analysis & Plan Development

Here, we utilize proprietary financial planning tools to develop a personalized and detailed plan with recommendations to help you grow and preserve your wealth.

Step 4: Implementation

In this step, we present appropriate strategies that are designed to work together to achieve your goals. Upon your approval, we initiate the investment recommendations and begin to implement the additional strategies we've discussed. These often encompass risk management and estate planning.

Step 5: Risk Review with Detail

Reviewing and managing you discretionary accounts in accordance with changing market conditions as well as your needs to make sure our strategy is in line with your risk tolerance.

Step 6: Ongoing Service

Committed to premium service, we focus on developing a relationship that provides special value to you and your family. As we begin to execute each strategy, we'll set up tools so you have immediate access to your account information. And because markets and personal needs evolve over time, we set up ongoing meetings to ensure your plan remains on schedule to achieve your goals.

Planning for Your Family’s Financial Needs

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    Financial Literacy

    Whether you're just starting on your financial journey or looking to enhance your money management skills, our comprehensive financial literacy resources are here to guide you. Financial literacy is the foundation for making informed decisions about your money, investments, and overall financial well-being.

    Learn More
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    Tax Management

    The tax decisions you make today can help you save for years to come. There are many tax smart strategies for your financial plan.

    Click here to learn more
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    Wealth Education

    Financial literacy means being empowered with the knowledge to make smart financial decision during every stage of life. Discussing family finances is always important, but not always easy. Starting the conversation is a key step in long-term wealth planning.

    Click here to learn more
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    Trust & Estate Planning

    I am with you every step of the way. I analyze your tax and estate structures so that your characteristics are accurately incorporated in the asset allocation analysis performed for my clients.

    Click here to learn more

Designations & Differentiators

The Prospection Wealth Management Group at Morgan Stanley is dedicated to delivering a Category of One experience for our clients. We are committed to further our experience through attaining designations to help better serve our clients. We pride ourselves on these achievements as we are able to use our experience and knowledge to help our clients take charge of their financial future and help achieve their goals.

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    Certified Financial Planner - CFP®

    CFP® professionals have met extensive training and experience requirements, and commit to CFP® Board's ethical standards that require them to put their clients' interests first.

    Michael Kislin holds this designation.

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    Chartered Financial Analyst® - CFA®

    CFA® Charterholders are individuals who have earned the right to use the CFA® designation granted by CFA Institute. These Charterholders have satisfied certain requirements, including completion of the CFA Program and required years of acceptable work experience.

    Michael Kislin holds this designation.

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    Certified Investment Management Analyst - CIMA®

    Certified Investment Management Analyst® (CIMA®) certification is the premiere international, technical portfolio construction program for investment consultants, analysts, financial advisors and wealth management professionals. CIMA® certification continues to be the highest level of advanced investment education for client-facing advisors.

    Michael Kislin holds this designation.

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    Certified Divorce Financial Analyst - CDFA®

    Founded in 1993, the Institute for Divorce Financial Analysts has certified more than 5,000 professionals across the United States and Canada. Candidates learn how to help their clients determine short-term and long-term financial impact of any proposed divorce settlement.

    Michael Kislin holds this designation.

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    Certified Exit Planning Advisor - CEPA®

    The Certified Exit Planning Advisor (CEPA®) credential is for professional advisors who want to effectively engage more business owners. Through the process of Exit Planning, owners can build more valuable companies, have stronger personal financial plans, and align their personal goals.

    Michael Kislin holds this designation.

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    Chartered Retirement Planning Counselor - CRPC®

    The Chartered Retirement Planning Counselor designation is offered through the College for Financial Planning. The CRPC program focuses on the pre-and post-retirement needs of individuals.

    Carole Epstein holds this designation.

Location

2000 Westchester Ave 1nc
Purchase, NY 10577
US
Direct:
(914) 225-4859(914) 225-4859

Meet The Prospection Wealth Management Team

About Carole R Epstein

Securities Agent: CT, CO, RI, IA, FL, NY, NC, WA, MO, MA, IL, AZ, VT, PA, GA, VA, TN, DE, SC, OH, TX, NJ, CA, OR, DC, NH, MD, AK, MI, MT, NM, ME; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1279248

About Michael B. Kislin

Securities Agent: CT, TN, OH, MT, MO, DC, VA, MI, AZ, WA, NY, NH, MD, GA, RI, NM, MA, DE, AK, NJ, ME, CO, NC, VT, TX, PA, SC, IL, FL, CA, OR, IA; General Securities Representative; Investment Advisor Representative
NMLS#: 2551771

About Annette Serniak

Series 7 and 66 licensed.

Hear from Our Clients

Testimonial(s) solicited by Morgan Stanley and provided by current client(s) at the time of publication. No compensation of any kind was provided in exchange for the client testimonial(s) presented. Client testimonials may not be representative of the experience of other clients and are not a guarantee of future performance or success.

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Wealth Management
Global Investment Office

Portfolio Insights

Retirement

Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
  • 401(k) Rollovers
  • IRA Plans
  • Retirement income strategies
  • Retirement plan participants
  • Annuities
4 Financially Smart Ways to Take Money Out of Retirement Accounts
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4 Financially Smart Ways to Take Money Out of Retirement Accounts

Discover how planning for required minimum distributions from retirement accounts can help you fund future needs and support loved ones.

Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.
  • Asset Management
  • Wealth Planning
  • Traditional Investments
  • Alternative Investments
  • Impact Investing
2025 Global Economic Outlook: U.S. Policies May Temper Global Growth
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2025 Global Economic Outlook: U.S. Policies May Temper Global Growth

Global growth is likely to be around 3% in 2025 and 2026, as tariff and immigration policies begin to slow the U.S. economy late next year, and China's underperformance restrains emerging markets.

Family

Creating customized financial strategies for the challenges that today’s families face.
  • Estate Planning Strategies
  • 529 Plans / Education Savings Planning
  • Long Term Care Insurance
  • Special Needs Planning
  • Trust Services
Taking Control of Your Finances After Death of a Spouse
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Taking Control of Your Finances After Death of a Spouse

Financial planning after a divorce or death can be trying, but with the right approach and the right advice you can turn a difficult situation into empowerment.

Business Planning

Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
  • Succession Planning
  • Business Planning
  • Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Financial Planning for Life After Selling a Business

Selling your business can mean big changes for your life, both personally and financially. Know how to make the most of your windfall.

Philanthropy

Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
  • Endowments
  • Foundations
  • Donor Advised Funds
  • Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving 
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Donor Advised Funds: A Smart Way to Manage Your Giving 

There’s more to charitable giving than you may realize. Here’s one method that may be a tax-efficient way to give and can help maximize your impact.
Ready to start a conversation? Contact The Prospection Wealth Management Team today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.

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Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

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Testimonial(s) solicited by Morgan Stanley and provided by current client(s) at the time of publication.  No compensation of any kind was provided in exchange for the client testimonial(s) presented.  Client testimonials may not be representative of the experience of other clients and are not a guarantee of future performance or success.

Awards Disclosures
CRC 6491812 (04/2024)