

The Posner Group at Morgan Stanley

Our Mission Statement
to all of our corporate and individual clients.
Welcome
Our group works closely with corporate executives and other high net worth individuals to integrate corporate benefits including equity compensation into a comprehensive wealth management strategy. We regularly trade large stock positions, including thinly traded stock. Our corporate clients include smaller companies to Fortune 500 members, and leaders in the insurance, technology, and financial services industries. Our familiarity with the intricacies of equity compensation, and our unwavering commitment to client service, set us apart.
For Corporations:
We provide employees with the highest level of customer service via focused, personalized attention. We educate plan participants via customized broad-based programs and video and in-person sessions. We appreciate the nuances of corporate cultures, resulting in a more meaningful client experience.
For Executives:
We negotiate the regulations surrounding trading company stock, including Rule 144 and Section 16.
For Individuals:
We bring to our clients the full resources of Morgan Stanley and our wholly-owned E*TRADE.
Services Include:
- 10b5-1 Plans
- Executive Financial Services
- Wealth Planning
- Retirement Planning
- Saving for College
- 401(k) Rollovers
- Maintaining Cash Flow
- Traditional Investments
- Alternative Investments
- Cash Management Solutions
- Lending Solutions
- Stock Option Plans and Stock Purchase Plans
As a multigenerational team, we appreciate the roles which time and patience play in helping to create, build and preserve wealth. We bring the full resources of Morgan Stanley to our clients. For equity plan participants, we help simplify often complex equity compensation concepts. Service and Longevity: We have been fortunate to develop longstanding relationships, working with some corporate clients for over twenty-five years, and with families who span three generations. We believe this longevity is the result of our service and advice. The Financial Times recognized this dedication when it named Jonthan Posner to its 2015 list of America's Top 400 Financial Advisors, and Forbes named our group to the 2023 nd 2024 Best-In-State Wealth Management Teams Ranking.
Financial Times 400 Top Financial Advisors
Source: ft.com (Awarded 2015).
Data compiled by Financial Times based on data as of Sept of the year prior to the issuance of the award.
2023 Forbes America's Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/21 – 3/31/22.
2024 Forbes America's Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based on time period from 3/31/22 – 3/31/23.
2025 Forbes America's Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2025) Data compiled by SHOOK Research LLC based on time period from 3/31/23 – 3/31/24.
Location
Meet The Posner Group
About David W Posner
Professional Details:
Series 7, 31, 63, 65
With Morgan Stanley over forty five years
Over fifty five years in the Investment Business
Member of the National Association of Stock Plan Professionals
NMLS#: 1285039
About Jonathan S Posner
Professional Details:
With Morgan Stanley since 1995
2015 Financial Times Top 400 Advisors
Brandeis University B.A. - Magna Cum Laude
Boston University School of Law Degree
Boston University Graduate School of Management MBA - With Honors
Lifetime Member, Beta Gamma Sigma International Business Honor Society
Member of the National Association of Stock Plan Professionals (NASPP)
Series 7, 63, 65
NMLS#: 1278865
About Barry J Gottlieb
As the ever-changing financial landscape becomes increasingly more complex, many people are not sure if they are making the best financial decisions. I am often asked questions such as:
“If I have extra cash, should I pay down my mortgage faster or contribute more to my 401(k)?”
“How much life insurance do I need?”
“What is the best way to help my children pay for college?”
My answer is always “It depends!”
As a Certified Financial Planner professional (CFP®), I recognize that every individual and family has unique financial circumstances. Rather than relying on simple rules of thumb, it is crucial to make decisions in the context of a client’s total financial situation. By employing a goal-oriented process, I am able to help my clients make informed decisions that align with their objectives and values.
My typical clients are busy juggling work, family, and other obligations. Many have little to no time available for day-to-day financial management, let alone longer term planning. My clients count on me for proactive advice and excellent service so they have more time to spend doing the things they enjoy most.
I have also earned the designation of Certified Divorce Financial Analyst (CDFA™). A two-time alum of the Rutgers Business School, I obtained my B.S. in Management and my MBA in Finance.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
NMLS#: 1261874
About Stephen J Pessagno, CFP®
A native of the Bay Area, Stephen currently resides in Scottsdale, AZ after earning his BSBA in Finance and a minor in Global Business from the University of Arizona, Eller College of Management.
Leveraging his national registration, Stephen works with clients all around the country, typically in a Zoom format. This enables him to offer tailored financial advice and strategies to individuals and families nationwide, ensuring that each client receives the support and guidance they need, regardless of location.
Together, he will work with you to create a strategy that not only meets your financial goals but also adapts as your life evolves.
NMLS#: 1669925
About Renée Morgan
Professional Details:
With The Posner Group since 2012
With Morgan Stanley since 1999
Associate in Business Management, Berkeley College, 1998
About Robert King
Professional Details:
With Morgan Stanley almost continuously since 1977
Significant Stock Plan systems experience
Significant Insider clearance experience

Contact David W Posner

Contact Jonathan S Posner

Contact Barry J Gottlieb

Contact Stephen J Pessagno, CFP®
The Power of Partnerships
About Justin Cvetkovski
Associate Private Bankers partner with Private Bankers and Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Justin began his career in financial services in 2015 and joined Morgan Stanley in 2021 as an Associate Private Banker. Prior to joining the firm, he was a Director of Strategic Partnerships at Millennium Alliance and an analyst at Bloomberg.
Justin is a graduate of the Marshall University, where he received a Bachelor of Arts in Finance. He lives in Bedminster, New Jersey with his family. Outside of the office, Justin enjoys playing tennis, basketball, watching the Steelers, and going on walks with his family.
Portfolio Insights
Retirement
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Philanthropy
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Financial Wellness
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
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Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures