Senior Vice President, Branch Manager, CERTIFIED FINANCIAL PLANNER®, CHARTERED RETIREMENT PLANS SPECIALIST
Phone:
(937) 431-7848(937) 431-7848
The Pathalign Group at Morgan Stanley
Direct:
(937) 431-7800(937) 431-7800
Our Mission Statement
Helping clients prioritize their financial goals & fears, developing strategies in an effort to reach their goals while addressing their financial fears all while delivering high quality service with a wide array of investment solutions
Welcome
After decades of experience helping individuals, families and organizations, we know that every client has a unique vision for the future. Maybe you’re securing a comfortable retirement or creating a nest egg for your children. Perhaps you’re focused on growing your business or fulfilling an institutional mission. Whatever your goal, achieving it often requires navigating a complex set of financial decisions. That’s where we come in.
At The PathAlign Group we believe we’re only as strong as our team. From our portfolio managers and financial advisors to our support staff – we work together to design and execute strategies aimed for success. We’ll draw not only on our own deep experience, but also the powerful global resources of Morgan Stanley.
While we maintain the breadth of a global institution, we keep small town values of hard work, sincerity, and friendliness at the forefront of our practice. Our team members come from all walks of life. We’ve been in your shoes. We know exactly what it feels like to encounter financial hurdles. That’s why we became advisors: to be an objective, empathetic and comprehensive resource to help you, your family and your organization unlock your vision for the future.
At The PathAlign Group we believe we’re only as strong as our team. From our portfolio managers and financial advisors to our support staff – we work together to design and execute strategies aimed for success. We’ll draw not only on our own deep experience, but also the powerful global resources of Morgan Stanley.
While we maintain the breadth of a global institution, we keep small town values of hard work, sincerity, and friendliness at the forefront of our practice. Our team members come from all walks of life. We’ve been in your shoes. We know exactly what it feels like to encounter financial hurdles. That’s why we became advisors: to be an objective, empathetic and comprehensive resource to help you, your family and your organization unlock your vision for the future.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Working With You
Our clients are a diverse group of individuals and families committed to a successful financial future. Some are retirees, while others are business owners seeking guidance on their unique financial challenges, including a deeper understanding of lending options. Some are high net worth clients navigating the complexities of transferring wealth to the next generation. Still others are institutional clients – schools, colleges, and corporations – who need detailed, large-scale corporate planning.
Because many of our clients are families, they rely on our guidance and experience not just for their own futures, but also for that of their children and grandchildren. Nothing gives us greater professional satisfaction than helping clients preserve their legacy for generations to come.
Whether you are a new or longtime client, our approach – and attitude – is always the same. Creating a sound financial plan is a necessary part of life, but we know that our clients’ passions often lie outside the financial world. By making the process friendly, approachable and seamless, we hope to get you back to doing what you love.
Because many of our clients are families, they rely on our guidance and experience not just for their own futures, but also for that of their children and grandchildren. Nothing gives us greater professional satisfaction than helping clients preserve their legacy for generations to come.
Whether you are a new or longtime client, our approach – and attitude – is always the same. Creating a sound financial plan is a necessary part of life, but we know that our clients’ passions often lie outside the financial world. By making the process friendly, approachable and seamless, we hope to get you back to doing what you love.
1. Getting to Know You
To create a comprehensive financial plan, we have to start by listening. That way, we can meet you where you are and help get you where you want to go. What are your goals? Your biggest fears or concerns? Where do you want to be in five, ten or even twenty years?
2. Analysis and Strategy
From here, we’ll take a closer look at the numbers. We don’t leave a single stone unturned, unpacking everything from equity and pension plans to cash flow, estates and investments. We’ll figure out what works and what should be adjusted as we articulate a detailed financial plan tailored to your specific goals.
3. Implementing Your Plan
As we monitor your strategy, we supplement our experience and knowledge with the world-class resources and technology of Morgan Stanley; and whenever necessary, we’ll make tweaks to help ensure continual success.
4. Ongoing Stewardship
Our team is here for you whenever you need us; we’ll help with concerns big and small. In fact, we want to hear your perspectives, not just tell you what to think. Whether you need guidance on a large purchase, are seeking a financial literacy class for yourself or your child, or have a question about current market trends – we pride ourselves on being your first point of contact.
Digital Tools
Our comprehensive suite of digital tools are designed to help enhance various aspects of your financial life. Here are a few of the technologies we have to offer our clients.
Morgan Stanley Online
Seamlessly and securely manage your investments and everyday finances in one place with Morgan Stanley Online (MSO) and the Morgan Stanley Mobile App.
Learn More About MSO
Total Wealth View
Complete your financial picture with Total Wealth View. By linking your account information, you will benefit from more informed wealth planning, more secure data access, and convenient connectivity.
Learn More About Total Wealth View
Digital Vault
Digital Vault lets you easily manage and share your important documents, such as wills, deeds and estate plans, as well as financial statements and tax filings. All files are scanned for viruses and malware and are encrypted while transferred and stored. Access is limited to you and anyone you designate.
Learn More About Digital Vault
Financial Planning
Morgan Stanley's personalized wealth management process is designed to provide a road map to your financial future. Leveraging our vast resources - including intellectual capital, experience and dedicated personal service - we can work with you to create a personalized wealth strategy. Then, over time, we can adapt it to changing circumstances, helping you to achieve - and to protect - your goals.
Learn More About Financial Planning
Online Security Center
At Morgan Stanley, safeguarding your assets and personal information is among our highest priorities. Learn about our security measures and use our resources and ideas to help protect yourself online.
Learn More About Online Security Center
MS Reserved Living and Giving
Reserved Living & Giving is a tiered complimentary loyalty program that rewards Morgan Stanley's most valued clients. The program is designed to enhance your lifestyle and relationship with the firm beyond traditional wealth management services.
Learn More About MS Reserved Living and GivingInvestor Resources
Timely market commentary, thought leadership and portfolio ideas to help guide your investment decisions.
GIC On the Markets
The latest edition of “On the Markets,” a monthly collection of the most timely research and strategy from Morgan Stanley & Co., Morgan Stanley Wealth Management and external partners.
GIC On the Markets
GIC Weekly Research Report
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.
GIC Weekly Research Report
Morgan Stanley Ideas Podcast
The Morgan Stanley Ideas Podcast brings you revealing stories about the world of business, finance, technology and beyond. Click the link below for more information and to access a library of interesting content.
Morgan Stanley Ideas Podcast
Thoughts on the Market Podcast
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Thoughts on the Market PodcastUpcoming Firm Events
We hope you will join us for this upcoming event.
AI Revolution: The Breakthrough, the Buzz and a Blueprint for the Future
We invite you to watch the replay from our thought-provoking conversation on artificial intelligence (AI) with James Dyett, OpenAI's Head of Enterprise & Strategic Sales, Keith Weiss, Morgan Stanley's Head of U.S. Software Research Jeff McMillan, Morgan Stanley's Head of Firmwide Artificial Intelligence, recorded on Monday, March 24.
CRC4303146 03/2025
Online
Additional Replays
Location
4380 Buckeye Lane
Suite 200
Beavercreek, OH 45440
US
Direct:
(937) 431-7800(937) 431-7800
Meet The Pathalign Group
Robert Newsock
Senior Vice President, Financial Advisor
Phone:
(937) 431-7854(937) 431-7854
Phone:
(937) 431-7890(937) 431-7890
Senior Vice President, Wealth Management, Financial Advisor, Senior Portfolio Manager, Government Entity Specialist, Financial Planning Specialist, Workplace Advisor – Equity Compensation
Phone:
(937) 431-7880(937) 431-7880
Balinda G. Ferrara-May
Wealth Management Associate
Phone:
(937) 431-7849(937) 431-7849
Ned Altic, CFP®
Consulting Group Analyst
Phone:
(937) 431-7847(937) 431-7847
Hannah Flynn
Registered Client Service Associate
Phone:
(937) 431-7828(937) 431-7828
Anchal Rana
Registered Client Service Associate
Phone:
(937) 431-7851(937) 431-7851
About Keith Meyer
Keith R. Meyer is a Senior Vice President, Branch Manager at Morgan Stanley. He provides comprehensive wealth management to institutions, business owners, and families. Keith focuses on developing comprehensive financial planning strategies to help clients reach their short- and long-term goals.
Keith began honing his financial skills at Wright State University where he earned a dual bachelor’s degree in Economics and Financial Services. He served as a Resident Director and Senior Vice President in Wealth Management at Merrill Lynch prior to moving his practice to Morgan Stanley. Keith has been recognized by the Dayton Business Journal in 2007 as one of Dayton’s “40 under 40,” an award that honors rising business leaders in the region.
To better serve his clients, Keith has earned his Certified Financial PlannerTM and Chartered Retirement Planning CounselorSM designations. He works closely with each of his clients to create a customized plan tailored to help reach their unique goals, whether helping save for retirement, grow a business, or preserve a family legacy.
Outside of the office, Keith is passionate about sharing his knowledge of financial planning with the community. He was a member of the Society of Financial Practitioners and the Miami Valley Estate Planners Association and Partnership for Philanthropic Planning
Keith resides in Washington Township with his two sons. He enjoys spending time with his family, coaching his sons’ sports teams, working on their family horse farm, and playing golf. He’s also an active member at Epiphany Lutheran Church, the Dayton Art Institute, the March of Dimes, Centerville Noon Optimist Club, the Fraternal Order of Police, and Centerville City Schools, Dayton Children’s, Wright State University, and other various community organizations. Keith is also an adjunct professor at University of Dayton.
NMLS#591132
Source: Dayton Business Journal, “40 Under 40”, 2007. The award is based upon a recipient’s application and not upon any qualitative and quantitative criteria relating specifically to one’s position as a Financial Advisor. As such the award is not representative of any client’s experience nor is it indicative of the Financial Advisor’s future performance. A panel of judges reviews the applications which include, among other things, community service, professional goals and leadership. Neither Morgan Stanley Smith Barney nor any of their Financial Advisors pay a fee to the Dayton Business Journal in exchange for the rating.
Keith began honing his financial skills at Wright State University where he earned a dual bachelor’s degree in Economics and Financial Services. He served as a Resident Director and Senior Vice President in Wealth Management at Merrill Lynch prior to moving his practice to Morgan Stanley. Keith has been recognized by the Dayton Business Journal in 2007 as one of Dayton’s “40 under 40,” an award that honors rising business leaders in the region.
To better serve his clients, Keith has earned his Certified Financial PlannerTM and Chartered Retirement Planning CounselorSM designations. He works closely with each of his clients to create a customized plan tailored to help reach their unique goals, whether helping save for retirement, grow a business, or preserve a family legacy.
Outside of the office, Keith is passionate about sharing his knowledge of financial planning with the community. He was a member of the Society of Financial Practitioners and the Miami Valley Estate Planners Association and Partnership for Philanthropic Planning
Keith resides in Washington Township with his two sons. He enjoys spending time with his family, coaching his sons’ sports teams, working on their family horse farm, and playing golf. He’s also an active member at Epiphany Lutheran Church, the Dayton Art Institute, the March of Dimes, Centerville Noon Optimist Club, the Fraternal Order of Police, and Centerville City Schools, Dayton Children’s, Wright State University, and other various community organizations. Keith is also an adjunct professor at University of Dayton.
NMLS#591132
Source: Dayton Business Journal, “40 Under 40”, 2007. The award is based upon a recipient’s application and not upon any qualitative and quantitative criteria relating specifically to one’s position as a Financial Advisor. As such the award is not representative of any client’s experience nor is it indicative of the Financial Advisor’s future performance. A panel of judges reviews the applications which include, among other things, community service, professional goals and leadership. Neither Morgan Stanley Smith Barney nor any of their Financial Advisors pay a fee to the Dayton Business Journal in exchange for the rating.
Securities Agent: NY, OH, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, WA, WI, WV, OK, VI, VT, WY, ID, IA, HI, ME, AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 591132
NMLS#: 591132
About Robert Newsock
Robert has been counseling high net worth investors, families, and companies since 1988. He prides himself on providing clients with exceptional service which leads to highly personalized investment advice and counsel. In his spare time, Bob enjoys traveling, golfing, and spending time with his family.
NMLS# 590945
NMLS# 590945
Securities Agent: AL, UT, TX, NV, NH, MT, WV, KS, DC, WA, RI, PA, IL, OH, NJ, LA, MS, MO, MI, MD, CA, WI, VT, KY, AZ, SC, OK, NM, CO, VA, TN, IN, GA, FL, NY, MN, OR, NC; General Securities Representative; Investment Advisor Representative
NMLS#: 590945
NMLS#: 590945
About James Ghory
With more than thirty years’ experience in the financial services industry and at Morgan Stanley, I am well versed with the individual investments offered through the firm so that I am able to match the proper investment product with your investment objective. This enables me to be effective in my focus on retirement planning services. I graduated from Chaminade High School locally, then from Sonoma State College with a BA in Management, before completing my MBA at Golden Gate University in San Francisco.
I am a longtime local resident currently residing in Bellbrook with my wife, Susan. Our daughter, April, is a Complex Risk Officer with Morgan Stanley’s Kenwood, OH office and our son, Jim, is a chef in Cincinnati. I served more than six years in the U.S. Navy and am a past president of the following boards: Kettering Rotary Club, Kettering/Moraine/Oakwood Chamber of Commerce, Catholic Social Services of the Miami Valley and the Kettering Backpack Program. I currently serve on the boards of the Kettering Police Foundation and Catholic Social Services of the Miami Valley. In my spare time I enjoy golf, fly fishing, friends and family.
I am a longtime local resident currently residing in Bellbrook with my wife, Susan. Our daughter, April, is a Complex Risk Officer with Morgan Stanley’s Kenwood, OH office and our son, Jim, is a chef in Cincinnati. I served more than six years in the U.S. Navy and am a past president of the following boards: Kettering Rotary Club, Kettering/Moraine/Oakwood Chamber of Commerce, Catholic Social Services of the Miami Valley and the Kettering Backpack Program. I currently serve on the boards of the Kettering Police Foundation and Catholic Social Services of the Miami Valley. In my spare time I enjoy golf, fly fishing, friends and family.
Securities Agent: OR, MI, SC, OK, KY, KS, IL, OH, GA, CA, AZ, RI, MS, MO, MN, WA, VT, TX, NV, NC, IN, FL, DC, CT, WV, VA, NJ, MT, CO, AL, UT, NY, WI, PA, NH, NM, MD, LA, TN; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1657687
NMLS#: 1657687
About Brian M Andzik
Brian M. Andzik is a Senior Vice-President, Dedicated Equity Plan Specialist, Government Entity Specialist, and Financial Advisor at Morgan Stanley. He provides comprehensive wealth management to institutions, business owners, and families. Brian focuses on analyzing client objectives, designing asset allocation strategies, and monitoring portfolio performance for government entities.
A graduate of Wright State University, Brian earned a bachelor’s in Operations Management with a concentration in Finance. He also holds a master’s in business administration from the University of Dayton. Brian is also a 2010 recipient of the Dayton Business Journal’s “Dayton 40 under 40,” an award that honors rising business leaders in the region.
With more than 20 years of experience in advising public funds and fixed income portfolios, Brian is one of a small group of highly skilled specialists to be identified as a U.S. Government Entity Specialist by Morgan Stanley. He leads a team of analysts, traders, and support staff in providing investment and cash management services to local, state, and federal government entities. Brian and his team bring a high level of service and resources to their clients, with a keen understanding that their efforts ultimately have an impact on real people in real communities.
Outside of work, Brian volunteers extensively for several non-profit organizations at the local and state level. He is also a member of Wright State University’s Planned Giving Advisory Council and serves as an advisor to the Driehaus College of Business Demon Fund at DePaul University and The Flyer Forex Fund at the University of Dayton.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
Source: Dayton, “40 Under 40”, 2010. The award is based upon a recipient’s application and not upon any qualitative and quantitative criteria relating specifically to one’s position as a Financial Advisor. As such the award is not representative of any client’s experience nor is it indicative of the Financial Advisor’s future performance. A panel of judges reviews the applications which include, among other things, community service, professional goals and leadership. Neither Morgan Stanley Smith Barney nor any of their Financial Advisors pay a fee to the Dayton Business Journal in exchange for the rating.
A graduate of Wright State University, Brian earned a bachelor’s in Operations Management with a concentration in Finance. He also holds a master’s in business administration from the University of Dayton. Brian is also a 2010 recipient of the Dayton Business Journal’s “Dayton 40 under 40,” an award that honors rising business leaders in the region.
With more than 20 years of experience in advising public funds and fixed income portfolios, Brian is one of a small group of highly skilled specialists to be identified as a U.S. Government Entity Specialist by Morgan Stanley. He leads a team of analysts, traders, and support staff in providing investment and cash management services to local, state, and federal government entities. Brian and his team bring a high level of service and resources to their clients, with a keen understanding that their efforts ultimately have an impact on real people in real communities.
Outside of work, Brian volunteers extensively for several non-profit organizations at the local and state level. He is also a member of Wright State University’s Planned Giving Advisory Council and serves as an advisor to the Driehaus College of Business Demon Fund at DePaul University and The Flyer Forex Fund at the University of Dayton.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
Source: Dayton, “40 Under 40”, 2010. The award is based upon a recipient’s application and not upon any qualitative and quantitative criteria relating specifically to one’s position as a Financial Advisor. As such the award is not representative of any client’s experience nor is it indicative of the Financial Advisor’s future performance. A panel of judges reviews the applications which include, among other things, community service, professional goals and leadership. Neither Morgan Stanley Smith Barney nor any of their Financial Advisors pay a fee to the Dayton Business Journal in exchange for the rating.
Securities Agent: IN, AL, KS, CO, OR, OK, NM, CA, RI, MD, AZ, NE, WA, OH, NV, NJ, NH, FL, VA, SC, MI, LA, NC, KY, GA, WV, VT, TN, PA, TX, MT, MS, MO, DC, UT, IL, WI, NY, MN; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1868565
NMLS#: 1868565
About Balinda G. Ferrara-May
Balinda Ferrara-May is a Wealth Management Associate at Morgan Stanley. With over 40 years of experience in the financial services industry, Balinda’s primary responsibilities include all day to day operational and administrative functions in order to help meet client needs. With her vast knowledge and experience in the industry, she supports The PathAlign Group in helping their clients.
She began her career in the financial services industry with Merrill Lynch before joining Morgan Stanley in 2017. Balinda started in operations, then became a Registered Client Associate, and a Client Relationship Manager for 15 years. Balinda is also Series 7, 9, and 10 licensed.
Balinda graduated from Sinclair College with a degree in Financial Management. Outside the office she participates in many different philanthropic activities whether it be volunteering, walking for the American Heart Association, interest in St. Jude, or helping our Senior Citizens. Balinda also loves to walk and help take care of her grandchildren.
She began her career in the financial services industry with Merrill Lynch before joining Morgan Stanley in 2017. Balinda started in operations, then became a Registered Client Associate, and a Client Relationship Manager for 15 years. Balinda is also Series 7, 9, and 10 licensed.
Balinda graduated from Sinclair College with a degree in Financial Management. Outside the office she participates in many different philanthropic activities whether it be volunteering, walking for the American Heart Association, interest in St. Jude, or helping our Senior Citizens. Balinda also loves to walk and help take care of her grandchildren.
About Hannah Flynn
Hannah joined the Pathalign Group as a Registered Client Service Associate after 3 years with Graystone Charleston. She is tasked with Wealth Management operations, client reporting and team marketing.
Hannah is a graduate of Marshall University with a BBA in Marketing and dual minors in management and accounting, as well as an MBA with a finance concentration. She is Series 7 and 66 licensed.
Hannah is a graduate of Marshall University with a BBA in Marketing and dual minors in management and accounting, as well as an MBA with a finance concentration. She is Series 7 and 66 licensed.
About Anchal Rana
Anchal Rana is a Registered Client Service associate at Morgan Stanley with over 8 years of experience in the Wealth Management industry. Anchal began her career in the financial services industry with CITI Wealth Management in New York before joining Morgan Stanley in 2021 at the New York location. Anchal is also series 7 and 66 licensed. Anchal is the newest member of the Pathalign group, and her primary responsibilities includes assisting with the day to day operational and administrative functions to help meet client needs. Her goal is to ensure that clients receive the best experience and service.
Anchal recently moved to Beavercreek, OH in April 2024 with her husband and enjoys activities like cooking , hiking, and spending time with her family.
Anchal recently moved to Beavercreek, OH in April 2024 with her husband and enjoys activities like cooking , hiking, and spending time with her family.
Contact Keith Meyer
Contact Robert Newsock
Contact James Ghory
Contact Brian M Andzik
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Joshua Gilbert
Private Banker
Kimberly Nute Jones, CFP®
Financial Planning Director, Vice President
About Joshua Gilbert
Joshua Gilbert is a Private Banker serving Morgan Stanley’s Wealth Management offices in Ohio.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Joshua began his career in financial services in 2001 and joined Morgan Stanley in 2018. Prior to joining the firm, he served as a Business Banking Client Manager at U.S. Bank. He also held numerous roles with progressive responsibilities at JPMorgan Chase Bank, where he notably served as a Branch Manager.
Joshua currently resides in Cincinnati, Ohio. Outside of the office, Joshua dedicates his time to various civic organizations focused on fostering the well-being of others, such as Lighthouse Youth & Family Services, and the Freestore Foodbank. In his spare time, Joshua enjoys traveling, hiking, skiing, and staying healthy and active.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Joshua began his career in financial services in 2001 and joined Morgan Stanley in 2018. Prior to joining the firm, he served as a Business Banking Client Manager at U.S. Bank. He also held numerous roles with progressive responsibilities at JPMorgan Chase Bank, where he notably served as a Branch Manager.
Joshua currently resides in Cincinnati, Ohio. Outside of the office, Joshua dedicates his time to various civic organizations focused on fostering the well-being of others, such as Lighthouse Youth & Family Services, and the Freestore Foodbank. In his spare time, Joshua enjoys traveling, hiking, skiing, and staying healthy and active.
NMLS#: 427087
About Kimberly Nute Jones
Kimberly is a Vice President and Financial Planning Director serving Morgan Stanley’s Private Wealth Management offices in Illinois, Indiana, Michigan, Minnesota and Pennsylvania. She is responsible for helping Financial Advisors with their clients' and prospects' financial planning needs.
Kimberly began her career in financial services in 1991 and joined Morgan Stanley in 2012. Prior to her current role, Kimberly was a Senior Executive Financial Planner at Goldman Sachs Ayco in Deerfield, Illinois and an Associate Vice President and Financial Advisor in Morgan Stanley’s Oak Brook Illinois complex. Kimberly currently serves on Morgan Stanley’s Great Lakes Region Diversity Council and is a member of several firm-led affinity groups. She is an active member of Women Investment Professionals (WIP), and the Association of African American Financial Advisors (Quad A).
Kimberly currently serves on the Museum of Science and Industry’s Black Creativity Advisory Council, sit on various national and local committees for the National Coalition of 100 Black Women, and plans events for Go Fish NFP, a nonprofit organization started by her children.
Kimberly earned her Bachelor of Science degree in Financial Counseling and Planning from Purdue University, West Lafayette, Indiana, Master's degree in Education with distinction from Saint Xavier University in Chicago, and Certified Financial Planning certificate program from Northwestern University School of Professional Studies, Evanston, Illinois. She currently holds her Certified Financial Planner® designation. Kimberly lives in Flossmoor, Illinois with her husband, two children and their dog. In her spare time, Kimberly enjoys doing genealogical research and traveling with her family and friends.
Kimberly began her career in financial services in 1991 and joined Morgan Stanley in 2012. Prior to her current role, Kimberly was a Senior Executive Financial Planner at Goldman Sachs Ayco in Deerfield, Illinois and an Associate Vice President and Financial Advisor in Morgan Stanley’s Oak Brook Illinois complex. Kimberly currently serves on Morgan Stanley’s Great Lakes Region Diversity Council and is a member of several firm-led affinity groups. She is an active member of Women Investment Professionals (WIP), and the Association of African American Financial Advisors (Quad A).
Kimberly currently serves on the Museum of Science and Industry’s Black Creativity Advisory Council, sit on various national and local committees for the National Coalition of 100 Black Women, and plans events for Go Fish NFP, a nonprofit organization started by her children.
Kimberly earned her Bachelor of Science degree in Financial Counseling and Planning from Purdue University, West Lafayette, Indiana, Master's degree in Education with distinction from Saint Xavier University in Chicago, and Certified Financial Planning certificate program from Northwestern University School of Professional Studies, Evanston, Illinois. She currently holds her Certified Financial Planner® designation. Kimberly lives in Flossmoor, Illinois with her husband, two children and their dog. In her spare time, Kimberly enjoys doing genealogical research and traveling with her family and friends.
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
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Investing
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Financial Planning for Life After Selling a Business
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Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
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Donor Advised Funds: A Smart Way to Manage Your Giving
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Mosaic
Explore ideas and inspiration with captivating, original lifestyle stories created exclusively for Morgan Stanley clients.
A Change of Greenery
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Retirement for Plan Sponsors
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We can provide the tools and guidance to help you manage a retirement plan.
We can provide the tools and guidance to help you manage a retirement plan.
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State of the Workplace Study 2023
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Ready to start a conversation? Contact The Pathalign Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
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2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
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6The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
7Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
8Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
5Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
6The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
7Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
8Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)