The Palomar Group at Morgan Stanley

Clinton Curtright, CFP^® is a Financial Advisor and has over a decade of experience in the financial industry. He is part of a team at Morgan Stanley with a focus on families with substantial concentrated stock ranging from executives of public companies to participants at the some of the largest publicly traded companies.

Prior to working with Morgan Stanley he was with a boutique private wealth management firm focused on M&A entrepreneurs and section 16 insiders of public companies.

Curtright’s educational background includes two master’s degrees including an MBA with an emphasis in finance and marketing from University of San Diego, where, at 22 years old, he graduated magna cum laude as the youngest MBA graduate in the history of the university. While living abroad, Curtright also obtained a second master’s degree in information systems and holds a Bachelor of Science degree in business economics from Saint Louis University, where he graduated with honors in just three years. He is also a Certified Financial Planner ™and as such he focuses on providing his clients specific, personalized and comprehensive advice across a multitude of disciplines.

He and his wife Sarah have two young children and they live in Southern California.

Simon Petro CFP^®, CPWA^®, CIMA^® was originally born and raised in the Philippines where his family were missionaries to an indigenous tribe in the jungles. After graduating from a top boarding school in the Philippines, he initially moved to Australia and ended up pursuing further education in Germany, where he continued to develop his skills and knowledge.

In the U.S., Simon completed his degree in finance from Point Loma Nazarene University's Fermanian School of Business. He then went on to earn the CERTIFIED FINANCIAL PLANNER™ designation from the Boston School of Finance, which is widely recognized as the gold standard in financial planning. He also holds a Certified Private Wealth Advisor™ designation and a Certified Investment Management Analyst ™ designation, that he received from the Yale School of Business. He is both an Alternative Investment Director and is a Workplace Advisor Equity Compensation Specialist at Morgan Stanley for The Palomar Group.

As a financial advisor, Simon takes a collaborative approach, working closely with clients to understand their unique financial needs and goals. He uses his insight and experience to create comprehensive financial plans and assist clients with tax management, wealth transfer planning, investment management, alternative investment, and philanthropic strategies.

Simon is deeply committed to staying up to date on the latest developments in the financial industry. He is dedicated to helping his clients achieve their financial goals and takes great pride in the relationships he builds with them.

Simon currently resides in San Diego, with his wife and daughter.

As a Financial Advisor at Morgan Stanley, Utkarsh Vasa’s practice primarily focuses on affluent individuals and families working through complexities within their financial situation. He works together with clients to identify goals, and subsequently solutions to help achieve them.
Utkarsh is originally from London, England and moved to the Bay Area at an early age. He was unable to resist the temptation of sunny southern California and chose to continue his education at the University of California San Diego, where he received a BS in Management Science and a minor in Accounting. Upon graduation it was important to Utkarsh to find a career where he could make a meaningful impact on people’s lives, yet also pursue his passion of finance. Shortly after graduation, Utkarsh began working at Morgan Stanley. To continue mastering his craft, he pursued the Certified Financial Planner designation, the most recognized in the industry. From a wealth of experience and continued education, Utkarsh has been able to focus on developing tailored wealth solutions to fulfil client needs while also leveraging Morgan Stanley’s industry leading research and access.

Stefano Rakigjija, CFP^® holds a bachelor’s degree from the University of San Francisco in business management with a focus in business management, finance and strategic entrepreneurship. He is also a Certified Financial Planner™ and Workplace Advisor focusing on equity compensation. As a first generation American, he speaks fluent Spanish. He currently co-leads the Executive Financial Services initiative for The Palomar Group, and works closely with key employees of publicly traded companies to assist with 10b5-1 planning, drafting and execution. He oversees all plans that The Palomar Group works on with each of their clients to help ensure plans are executed in an accurate and timely manner. He currently resides in La Jolla, California.

Stephen Farmer drives business development for the Opus Group, coming to Morgan Stanley from the world of tech sales. He focuses on establishing new client relationships and enhancing the client experience for clients. Stephen has his FINRA Series 7 & 66 and his CA State insurance licenses, #0K81194.
Stephen is originally from the Clinton, New Jersey area but spent his summers in Spring Lake, New Jersey. He graduated from Rutgers College with a Bachelor of Arts in History. Stephen is a resident of Oakland who spends his time outside of the office as an officer of Toastmasters. He also enjoys running and pretty much anything that keeps him outside.

What drew Nathan Parviz to be a Financial Advisor was being able to build a relationship with clients and help them on a very personal level. Nathan was born in Iran and immigrated to America at 5 years of age. He was shown the value of hard work from his immigrant parents at a very young age. In Nathan’s early 20s, he spent 5 years in the mortgage industry and it gave him an opportunity to help people accomplish a major personal goal in getting their Mortgage secured. Nathan spent 10 years as a Private Banker for Wells Fargo Bank. He had several positions around wealth management and private banking. After getting his licenses and experience at Wells Fargo, Nathan transitioned to Morgan Stanley to become a Financial Advisor. This enabled him to continue the work he was doing and take it a step further as a Financial Advisor with Morgan Stanley. At Morgan Stanley, Nathan’s role on the team is to assist clients in the creation of a comprehensive plan and help them with the implementation process. He continues to provide guidance as he learns and grows with his clients over time. Nathan is now a father of a beautiful baby girl and married to a wonderful supportive wife. Nathan firmly believes anything can be accomplished when there is proper motivation and a focus on the goals that matter to people most.

Alexander is a seasoned Financial Advisor with Morgan Stanley, stationed in the Las Vegas, Nevada office. Starting his wealth management career in 2010, he became instrumental in guiding clients through the aftermath of the 2007-2009 Recession. Alexander spent nearly a decade cultivating client relationships at a prominent national bank both in the corporate and individual sectors before joining Morgan Stanley in 2019. With a team of specialists, Alexander is dedicated to meticulously crafting bespoke wealth management solutions for executives, engineers, tech employees, retirees, entrepreneurs, and their respective trusts and estates.
Beyond the boardroom, Alexander enjoys a balanced personal life with his wife and two children. They can be found playing games, attending car shows, and participating in obstacle course races together.

For nearly two decades Jerwin has helped clients address their financial concerns and develop strategies by focusing on each individual’s specific needs. With extensive experience throughout major shifts in the markets and life changing events, Jerwin has dedicated his career to delivering a personalized wealth planning service his clients deserve.

Jerwin has a passion for learning. He received his Bachelor of Science degree at University of Arizona in Finance and Entrepreneurship and continued to receive his Juris Doctorate from Purdue University.

Previously to joining Morgan Stanley, Jerwin was a financial advisor at Wells Fargo. At Morgan Stanley he continues to provide personalized financial advice for individuals, families, and businesses.

In his free time Jerwin spends his time with his wife and their three children, Joselyn, Alyson, and Logan. They enjoy staying active both physically and mentally, whether they are all playing sports together at the park sport’s complex where he coached his children’s baseball, soccer, and basketball teams or taking regular trips to the museum or zoo. Jerwin also enjoys golf, biking, cooking, and eating.


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Christopher "Chris" Kosmo is an Assistant Vice President Financial Advisor with decades of experience in the financial services industry. Prior to joining Morgan Stanley Chris worked in residential financing, and banking. Helping clients with various lending or banking needs which gave him a base line to help clients accomplish their individualized financial goals. Soon after Chris transitioned into becoming a Financial Advisor at Wells Fargo.

Chris has passion for meeting each client’s individualized goals. Whether is it helping a client plan for retirement, pay for their child’s education or some other financial goal, he finds great satisfaction from being a sounding board to listen and offer advice.

Chris’s approach is service oriented. This entails understanding what is most important to a prospective client and then taking a planned approach for investment decisions. Having an objective based plan allows for greater purpose behind any investment decisions.

In his free time Chris enjoys spending his time with his wife Amanda and their two girls Brynnley and Harper. Staying active with swimming, soccer, riding bikes, or long walks in the neighborhood. Chris also enjoys spending his time working out as often as he can, golfing, hosting BBQs and enjoying everything that the beautiful city of San Diego has to offer.

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Stephen was born and raised in San Diego. He attended the University of Colorado where he earned a bachelors degree in Business Administration. Stephen began his career in finance at Janus Funds in Colorado before relocating to Irvine, CA to work in Marketing at American Funds. He joins The Seidel Group at Morgan Stanley fully licensed and enjoys tennis, golf and volleyball in his spare time.