The MosaicPointe Wealth Management Group at Morgan Stanley

As an Executive Director, Family Wealth Director and Portfolio Management Director, Ron concentrates his efforts on family wealth management & dynamics, estate planning, business succession & retirement income planning, and portfolio management strategies.

Drawing on over 33 years of experience in financial services, Ron provides a customized approach to wealth management that is shaped around the pursuit of each client’s unique needs and aspirations. This approach is facilitated by a goals based, solutions-driven approach and intensive personal service leveraged through the global resources of Morgan Stanley.

In an earlier career as a Naval Veteran, Ron served as a P3-C flight crew member at Moffett Naval Air Station with multiple deployments around the globe. He credits his military service with teaching him the importance of discipline and attention to details and applies them to his client relationships on a daily basis. After his discharge, Ron studied business and finance at California State University Chico. After leaving college, he spent several years with PepsiCo Inc. in the San Francisco bay area and began his career in financial services in 1990 with Shearson Lehman Hutton and joined Morgan Stanley in 2013.

Ron currently resides in El Dorado Hills, CA with his wife Shelly; together they have 3 adult sons. Ron volunteers his time & resources to the California State Alumni Association, Wounded Warriors, Wreath’s Across America and the American Heart Association. In his spare time, Ron enjoys fly fishing, mountain biking, golf, and traveling with his family.

Ron Tolle was named to Sacramento Magazine's 2023 FIVE STAR WEALTH MANAGER Award, this is his ninth year in a row awarded.

2014, 2015, 2016, 2017, 2018, 2019, 2020, 2021, 2022, 2023 Five Star Wealth Manager Award
Source: fivestarprofessional.com (Awarded 2014, 2015, 2016, 2017, 2018, 2019, 2020, 2021, 2022, 2023) The award was determined based on an evaluation process conducted by Five-Star Professional based on objective criteria. The award was not based on a specific time period.

George has been a financial advisor since 2000 and is a qualified Portfolio Manager at Morgan Stanley as well as a Financial Planning Specialist. George has a 5 step process to determine goals, design a customized investment plan, implement and monitor progress.

George focus on advanced planning issues that high-net worth families face such as reducing taxes, protecting wealth, transferring wealth to heirs and supporting charitable causes.

From 1989 to 2000, George worked in the Tech sector and installed and implemented systems to digitize the media industry. These actions required detailed planning and precise execution to ensure success in a deadline intensive environment. George uses this experience and attention to detail when developing goal based financial plans for his clients.

George and his wife, Katie live in Granite Bay and have two kids, Alex and Madeline.

As part of the MosaicPointe Wealth Management Group, Justin brings over 20 years of experience working closely with individuals, families, and companies. He is multi-faceted in his services with his main goal being to help his clients achieve their financial goals. His efforts are focused on providing the highest level of services regarding family wealth management, corporate qualified plan administration, business transition and exit planning strategies.

With his first five years spent on the operational side of the industry, Justin has a unique understanding and appreciation of the small details that go into creating, maintaining and overseeing a comprehensive financial plan. He works diligently to keep his clients informed of current market conditions so that they can remain confident and focused on their long term goals. Justin has earned the respected designations of Corporate Retirement Director, Chartered Retirement Plans Specialist ^® and Certified Exit Planning Advisor ^® further illustrating his knowledge and experience in the world of retirement strategy.

In 2022, Justin traded the sandy beaches of San Diego for a more rural lifestyle in Northern California. He and his wife, Kendall, who met while studying at UC Davis, have 5 amazing children and count themselves newly minted hobby micro farmers. Outside of the office, he enjoys coaching his kids’ various sports teams, taking quick trips up to Lake Tahoe, and the occasional round of golf. While family is his biggest pride and joy, his work and the relationships he has created with clients for over two decades are a close second.

Ken believes, as with everything in life, Wealth Management starts with a foundation of planning. We have a recipe when we cook, a map when we travel, and one of the most important plans we make are the steps we take to achieve our financial goals and independence. Ken and his team take a service first approach, along with leveraging the full resources Morgan Stanley has to offer, to provide their clients with a custom strategy and the financial confidence that there is a disciplined plan to manage their wealth. As a Financial Planning Specialist, Ken starts the Wealth Management process with a comprehensive Financial Plan which helps to lay the foundation for the decisions that need to be made as his clients move through the various stages of their lives.


Prior to joining Morgan Stanley, Ken enjoyed a successful college and professional career in golf, which was unfortunately cut short due to a number of injuries. He played 5 years at the University of San Diego, winning two Division 1 tournaments in that time, while majoring in Business Marketing. He then moved to the professional ranks, playing on tours such as the Golden State Tour and the PGA Tour China, accumulating several wins along the way. A highlight to his golf career came when he reached the semi-finals of the USGA Mid-Amateur tournament, where he was one match away from a potential spot in the Masters at Augusta.


Ken currently resides in Cameron Park, CA with his wife Meghan, son Colby, and young daughter Hannah.. Ken volunteers his time as a golf coach for the Union Mine High School Boys and Girls teams. He enjoys fly fishing, hiking, yard work, and, of course, golfing.

As a Financial Advisor and Financial Planning Specialist, Madeline focuses on providing clients with a comprehensive financial plan designed to meet their unique needs and goals.

Madeline began her career working with advisors throughout California and Nevada, assisting them with financial planning, risk, and cash flow analysis. Following that, Madeline joined the MosaicPointe Wealth Management Group, where she is able to draw on that experience to provide clients with a goals based, solutions driven approach to wealth management.

Madeline was born and raised in Northern California, and attended California Polytechnic State University, San Luis Obispo, where she studied finance and history. While in school Madeline was active on the women’s club basketball team. Madeline currently resides in Granite Bay, and enjoys reading, golfing, and spending time outdoors with friends and family.

Shelly is a Senior Client Service Associate with over 30 years’ experience in the financial services industry. Shelly is uniquely qualified to handle the full spectrum of her client’s service needs. She dedicates herself to make sure that she anticipates the needs and concerns of her clients before they ask, giving them the confidence that their financial well being is constantly looked out for. Shelly spent the first 20 years of her career in an Operational/Complex Administrator role in Management. Shelly credits this experience with helping her gain a bigger picture of the wealth management industry and the important role a client service team plays in giving client’s financial confidence.

Her vast experience in management and operational roles helps the team consistently deliver the highest level of personalized service that all clients deserve. Shelly’s passion for wealth management is rooted in her mission to provide service that is beyond ordinary. Regardless of the question, her motivation is knowing that clients place trust in what she does and that they truly value her guidance.

Shelly currently resides in Eldorado Hills, CA with her husband Ron; they have 3 adult sons. Outside of the office, Shelly enjoys spending time with her family, traveling, hiking, gardening and reading.

Grant is a Registered Client Service Associate who has been with Morgan Stanley since April of 2020. He has spent time working with our Global Stockplan Services team in our Utah Service Center addressing the needs of corporate participants with their employer investment plans. Since moving to the Sacramento Market in late 2021, Grant has been designated as a banking and lending resource. This allows him to support advisors and clients with cash management needs. Grant has been working in the financial services industry since 2018 and is also both Series 7 and Series 66 registered.

Grant grew up in San Diego, Ca and graduated from University of Utah with his B.S. in economics. In his free time, Grant enjoys traveling, attending live sporting events, networking with colleagues and spending time with family and friends.