Welcome

The Michele Dandrea Group strives for excellence in service. For over three decades, now serving a 3rd generation of clients, our team continues to provide comprehensive wealth management success.


The client is the foundation of our practice, we do all we can to make financial goals a tangible reality. We leverage the team’s deep experience with Morgan Stanley’s intellectual capital, financial planning tools, and its open architecture investment platform. As Certified Financial Planners, the customized financial plan we construct and monitor with you will be a key driver to successful planning. We strive to go the extra yard. For example, we will be a go-between your CPA and estate planning attorney.


The group’s resources equip us to handle special and complicated situations for individuals, families, executives and businesses. At the same time, we are conscientious about keeping fees competitive and reasonable.
Services Include
  • Retirement Planning1
  • Trust Accounts2
  • Financial Planning3
  • 401(k) Rollovers
  • 529 Plans4
  • Alternative Investments5
  • Annuities6
  • Asset Management7
  • Business Succession Planning8
  • Cash Management9
  • Certificates of Deposit10
  • Corporate Bonds11
  • Corporate Cash Management
  • Corporate Retirement Plans12
  • Defined Contribution Plans13
  • Endowments and Foundations14
  • Estate Planning Strategies15
  • Executive Benefit Services16
  • Executive Financial Services17
  • Fixed Income18
  • Futures19
  • Lending Products
  • Life Insurance20
  • Long Term Care Insurance21
  • Municipal Bonds22
  • Planning for Education Funding23
  • Planning for Special Needs Individuals24
  • Professional Portfolio Management25
  • Qualified Retirement Plans26
  • Wealth Management27
Check the background of Our Firm and Investment Professional on FINRA's BrokerCheck.*
  • Mission Statement
    Our mission is to use the skills, knowledge, and experience to provide highly qualified financial advising services and strategies to benefit a high net worth clientele.
    The foundation of our practice is the Client. We learn what each client needs and lay out the systems, procedures, and methods we believe are necessary to fulfill those needs.
    We are committed to managing each client's investment portfolio with transparency, timeliness, and the highest levels of honesty and integrity.
    We strive to make a "powerful difference" in our clients' lives and to make their personal and family dreams a tangible reality.
  • Investment Philosophy
    When investing, Michele and her team believe in:

    a strategy based on asset allocation with the major components being managed stock and bond portfolios as well as low volatility alternative investments.
    using proven, seasoned investment managers who have a history of adhering to sound investment principals and boast upper ranking track records.
    the goal of never taking undue risk. Client goals and risk tolerance are important considerations in risk assessment. Portfolio risk is mitigated by diversification of securities, asset classes, and management styles.
    being responsible for ongoing management of the overall portfolio as well as developing and monitoring investment strategy. We take responsibility for disseminating portfolio and strategic information to the client, as well as managing the bond positions.
  • Financial Planning
    In addition to helping clients manage their investment portfolio, we utilize our Certified Financial Planning credentials regularly in our practice. We holistically assess our clients unique circumstances and together create a plan to help them accomplish their goals. At Morgan Stanley we put to good use the state-of-the-art planning tools and intellectual capital available. In addition, on-site we have a personal and business lending consultant as well as a member of the High Net Worth Financial Planning team.

Community Involvement

  • Food4Thought
    We packed lunches for the Food4Thought program that works with volunteers and staff at Partner Schools and participating Fairfax County Public Schools, to provide healthy meals, drinks and snacks over the weekend to children who receive free or reduced-price meals during school days. For many of these children, school meals might be the only ones they receive. (8/25/2018)
  • Left to Right: Katlyn Perry, Michele Dandrea, Jared Salvetti, Ingrid Streich, Saleha Azimi (09/20/2017)
  • A happy announcement will be coming later this month in the press. Below is a snapshot of the photo-shoot!
    Left To Right: Saleha Azimi, Jared Salvetti, Michele Dandrea, Ingrid Streich, Katlyn Perry (09/06/2017)



    The Michele Dandrea group and our families volunteered on a Saturday morning with Food 4 Thought at Westlawn Elementary School in Falls Church, VA donating and packing food for under privileged children who would otherwise go hungry on the weekends. We were able to provide a years’ worth of food for five children before the start of the school year. We helped pack over 240 bags each containing 12 essential food items for children to take home with them at the end of each week. We also donated a total of $550 to fund food purchases.
  • Food 4 Thought
    Left to Right: Nazanin Azimi, Briant Lowell, Saleha Azimi, Lindsay Lowell, Michele Dandrea, Katlyn Perry, James Cullen, Ingrid Streich (08/26/2017)



    During this Thanksgiving season, I'd like to express our gratitude for having each and every one of you in our lives. I started this practice 33 years ago and we are now getting to know the 3rd generation of our clients! We have walked with you during your journey, laughed and cried with you along the way.


    We were recently visited by Jim Brinkley who was a founder of Legg Mason and my past employer for 18 wonderful years. Some of you will recall Legg and Jim’s thoughtful approach to investing. He commented to us that a tangible benefit of an advisor’s job is “psychic income.” And that is how I feel. I take pride in my group that puts its talents, knowledge and resources to work for you in the hope of making a powerful and positive difference. It is rewarding for us to contribute to the life you desire for you and your families.

    Best Regards,
    Michele
  • Old School Legg Mason get together with Jim Brinkley. He is such an inspiration!
    Left to Right: Ingrid Streich, Saleha Azimi, Jim Brinkley, Michele Dandrea (11/01/2016)
  • From a photo-shoot taken last September!
    Left to Right: Jared Salvetti, Michele Dandrea, Ingrid Streich, Richard Gentry, Saleha Azimi (09/14/2016)
  • Andrea Meek's Retirement
    Front: Andrea Meeks. L – R: Saleha Azimi, Michele Dandrea, Ingrid Streich (07/11/2016)
  • The Dandrea Group working at the Food Bank
    Left to Right: Ingrid Streich, Saleha Azimi, Nazanin Azimi, Briant Lowell, Lindsay Lowell, Michele Dandrea (07/09/2016)

Location

1650 Tysons Blvd
Suite 1000
McLean, VA 22102
US
Direct:
(703) 394-1961(703) 394-1961
Toll Free:
(800) 336-0156(800) 336-0156

Meet The Michele Dandrea Group

About Me

CERTIFIED FINANCIAL PLANNER™ Certification
30+ Years of Financial Services Industry Experience
Bachelor's Degree in Economics
University of Pittsburgh
MSSB President's Council Member
Life and Health Insurance Licensed
Securities Agent: AZ, CA, CO, DC, DE, FL, GA, ID, IL, IN, MA, MD, ME, MI, MN, MT, NC, NJ, NM, NY, OH, OR, PA, SC, SD, TN, TX, VA, WA, WI, WV; Investment Advisor Representative; General Securities Representative; Managed Futures
NMLS#: 1406608

About Me

CERTIFIED FINANCIAL PLANNER™ Certification
Chartered Retirement Plans Specialist
Essentials of Investment Consulting Certificate Program through the Investment Management Consultants Association
20+ Years of Financial Services Industry Experience
Bachelor Degree in Liberal Arts - The Pennsylvania State University
Life and Health Insurance Licensed
Securities Agent: AZ, CA, CO, DC, DE, FL, GA, ID, IL, IN, MA, MD, ME, MI, MN, MT, NC, NJ, NM, NY, OH, OR, PA, SC, SD, TX, VA, WA, WI, WV; Investment Advisor Representative; General Securities Representative
NMLS#: 1514383

About Me

CERTIFIED FINANCIAL PLANNER™ Certification
Over 5 years of Advisory experience
Series 7 - General Securities Representative
Series 66 - Combined Investment Advisory Agent & Uniform State Exam
Series 31 - Managed Futures and Commodities
Annuities, Life and Health Insurance Agent
BS - Business, Accounting & Information Systems
Virginia Polytechnic Institute (Virginia Tech)
Blacksburg, VA
Securities Agent: AZ, CA, CO, CT, DC, DE, FL, GA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MT, NC, NE, NH, NJ, NM, NV, NY, OH, OR, PA, RI, SC, SD, TX, VA, VT, WA, WV; Investment Advisor Representative; General Securities Representative; Managed Futures
NMLS#: 1272725

About Me

20+ years of industry experience
Series 7 - General Securities Representative
Series 66 - Uniform Combined State Law Exam
Insurance Licensed
Responsible for Client Administration

Investment and Market Perspectives

On the Markets

Retirement

Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
  • 401(k) Rollovers
  • IRA Plans
  • Retirement Income Strategies
  • Retirement Plan Participants
  • Annuities
The Simple Six-Step Retirement Checkup

The Simple Six-Step Retirement Checkup

Given market volatility in 2018, checking in on your retirement plan may be one of the wisest New Year’s resolutions you can make.

Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.
  • Asset Management
  • Wealth Planning
  • Traditional Investments
  • Alternative Investments
  • Impact Investing
Five Smart Strategies to Use a Bonus or Raise

Five Smart Strategies to Use a Bonus or Raise

Have extra money coming in? Here are ways to put your money to work for you now, so you can reap the rewards down the road.

Family

Creating customized financial strategies for the challenges that today's families face.
  • Estate Planning Strategies
  • 529 Plans / Education Savings Planning
  • Long Term Care Insurance
  • Special Needs Planning
  • Trust Services
Financial Transition: A Guide for Women

Financial Transition: A Guide for Women

Here's how to take control of your finances if a death or divorce leaves you holding the reins.

Business Planning

Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
  • Succession Planning
  • Business Planning
  • Retirement Plan Sponsors
  • Qualified Retirement Plans
  • Corporate Pension Funds
6 Keys to Building a Startup

6 Keys to Building a Startup

Entrepreneurs share ideas and learnings from the experience of starting a company.

Philanthropy

Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
  • Endowments
  • Foundations
  • Donor Advised Funds
  • Impact Investing
A New Roadmap for Mission Alignment

A New Roadmap for Mission Alignment

Non-profits, foundations and endowments need to ensure that their sources of capital are in sync with their stated goals.

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Ready to start a conversation? Contact The Michele Dandrea Group today.
Market Information Delayed 20 Minutes
Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.

1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

4Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.

5Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are suitable only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.

6Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

9Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

10CDs are insured by the FDIC, an independent agency of the U.S. Government, up to a maximum of $250,000 (including principal and accrued interest) for all deposits held in the same insurable capacity (e.g. individual account, joint account, IRA etc.) per CD depository. Investors are responsible for monitoring the total amount held with each CD depository. All deposits at a single depository held in the same insurable capacity will be aggregated for the purposes of the applicable FDIC insurance limit, including deposits (such as bank accounts) maintained directly with the depository and CDs of the depository.

11Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.

12Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice and are not “fiduciaries” (under ERISA, the Internal Revenue Code or otherwise) with respect to the services or activities described herein except as otherwise provided in writing by Morgan Stanley and/or as described at www.morganstanley.com/disclosures/dol . Individuals are encouraged to consult their tax and legal advisors (a) before establishing a retirement plan or account, and (b) regarding any potential tax, ERISA and related consequences of any investments made under such plan or account.

13Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice and are not “fiduciaries” (under ERISA, the Internal Revenue Code or otherwise) with respect to the services or activities described herein except as otherwise provided in writing by Morgan Stanley and/or as described at www.morganstanley.com/disclosures/dol . Individuals are encouraged to consult their tax and legal advisors (a) before establishing a retirement plan or account, and (b) regarding any potential tax, ERISA and related consequences of any investments made under such plan or account.

14Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

15Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

16Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice and are not “fiduciaries” (under ERISA, the Internal Revenue Code or otherwise) with respect to the services or activities described herein except as otherwise provided in writing by Morgan Stanley and/or as described at www.morganstanley.com/disclosures/dol . Individuals are encouraged to consult their tax and legal advisors (a) before establishing a retirement plan or account, and (b) regarding any potential tax, ERISA and related consequences of any investments made under such plan or account.

17Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice and are not “fiduciaries” (under ERISA, the Internal Revenue Code or otherwise) with respect to the services or activities described herein except as otherwise provided in writing by Morgan Stanley and/or as described at www.morganstanley.com/disclosures/dol . Individuals are encouraged to consult their tax and legal advisors (a) before establishing a retirement plan or account, and (b) regarding any potential tax, ERISA and related consequences of any investments made under such plan or account.

18Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.

19Investing in futures and options on futures contracts entails significant risks. Prices of futures and options on futures contracts may be affected by a variety of factors at any time, including but not limited to, (i) changes in supply and demand relationships, (ii) governmental programs and policies, (iii) national and international political and economic events, war and terrorist events, (iv) changes in interest and exchange rates, (v) trading activities in the underlying assets or commodities and related contracts, (vi) pestilence, technological change and weather and (vii) the price volatility of a commodity or asset. In addition, the futures markets may be subject to temporary distortions or other disruptions due to various factors, including lack of liquidity, participation of speculators and government intervention.

20Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

21Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

22Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.

23Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

24Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

25Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be suitable for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.

26Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice and are not “fiduciaries” (under ERISA, the Internal Revenue Code or otherwise) with respect to the services or activities described herein except as otherwise provided in writing by Morgan Stanley and/or as described at www.morganstanley.com/disclosures/dol . Individuals are encouraged to consult their tax and legal advisors (a) before establishing a retirement plan or account, and (b) regarding any potential tax, ERISA and related consequences of any investments made under such plan or account.

27Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

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The securities/instruments, services, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.


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