Maria Cardenas, CIMA®
Senior Vice President, Financial Advisor
Phone:
(305) 476-3327(305) 476-3327
Our Mission Statement
In a constantly changing environment, our team will be dedicated to guide you in every financial decision in order to pursue your goals, passions, dreams and reach financial freedom
Our Story and Services
Our team focuses on providing asset management to a variety of domestic and international clients. Whether it be affluent individuals, wealthy families, or multinational companies, our team has the skilled focus and knowledge to navigate the complexities that come with sophisticated international wealth management.
With a heavy emphasis in the Latin American market, our clients have properties, business interests, and other substantial investments throughout the globe. We make it our mission to tackle the wealth management issues that arise from multinational asset management with a deep understanding of our client’s needs, goals, and preferences in mind. The experience and knowledge our financial advisors offer, coupled with the extensive global resources our firm provides, allows our team to design customized investment strategies and wealth management solutions unique to each client. We pride ourselves on utilizing objectivity and analysis when providing financial guidance to help clients achieve their goals.
With the vast resources Morgan Stanley Wealth Management provides and an extensive professional network to draw connections from, we work hand in hand with our clients. Alongside the Longview Horizon Group, both you and your family have easy access to a broad variety of products and services, all in the same place, that will provide support, not only throughout your lifetime, but that of your future generations as well.
With a heavy emphasis in the Latin American market, our clients have properties, business interests, and other substantial investments throughout the globe. We make it our mission to tackle the wealth management issues that arise from multinational asset management with a deep understanding of our client’s needs, goals, and preferences in mind. The experience and knowledge our financial advisors offer, coupled with the extensive global resources our firm provides, allows our team to design customized investment strategies and wealth management solutions unique to each client. We pride ourselves on utilizing objectivity and analysis when providing financial guidance to help clients achieve their goals.
With the vast resources Morgan Stanley Wealth Management provides and an extensive professional network to draw connections from, we work hand in hand with our clients. Alongside the Longview Horizon Group, both you and your family have easy access to a broad variety of products and services, all in the same place, that will provide support, not only throughout your lifetime, but that of your future generations as well.
Services Include
- Asset Management
- Estate Planning StrategiesFootnote1
- Financial PlanningFootnote2
- Fixed IncomeFootnote3
- Cash Management and Lending ProductsFootnote4
- Life InsuranceFootnote5
- Planning for Education FundingFootnote6
- Professional Portfolio ManagementFootnote7
- Retirement PlanningFootnote8
- Structured ProductsFootnote9
- Trust AccountsFootnote10
- Wealth ManagementFootnote11
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Approach
Discovery Process
Investing the time to learn about you and your family; your assets and liabilities and the risk exposures, enables us to formulate strategies and customize the relationship to your needs.
Formulation of Tax, Trust and Estate Strategy
Working with your tax and legal advisors, we help analyze your income and estate tax circumstances to identify and tailor planning techniques that may be used to address your objectives.
Creation of Customized Strategic Asset Allocation
Your customized asset allocation reflects risk, opportunities and taxation across multiple entities, while integrating your investing and estate plans.
Integration of Tactical Asset Allocation
Short-term adjustments seek to capitalize on temporary market distortions. Before making adjustments, we analyze the impact of taxes and trading costs on potential returns.
Implementation of a Customized Wealth Strategy
After comprehensive due diligence and analysis of expected results across multiple market scenarios, strategies are chosen from our expansive investment platform.
Ongoing Assessment
In coordination with your other advisors, we can conduct ongoing reviews and comprehensive reporting to ensure that your strategy adapts to changing financial and family needs.
International Wealth Management
International Wealth Management is a specialized area within Morgan Stanley Wealth Management that is dedicated to serving individuals, families, family offices, entrepreneurs, corporate executives and corporate stock plan managers who live outside the United States. We also serve US citizens living and working abroad as well as those who are relocating to the United States or otherwise changing domicile.
We are based in offices throughout the United States, but often specialize in a specific country or region, and typically speak the client’s language, understand the culture and have a deep knowledge of the markets we serve. Combining our investment knowledge with the resources and intellectual capital of Morgan Stanley, we deliver targeted solutions that help our clients pursue their goals and address their unique financial needs.
We are based in offices throughout the United States, but often specialize in a specific country or region, and typically speak the client’s language, understand the culture and have a deep knowledge of the markets we serve. Combining our investment knowledge with the resources and intellectual capital of Morgan Stanley, we deliver targeted solutions that help our clients pursue their goals and address their unique financial needs.
We may be able to provide you access to:
- An open architecture platform that includes leading asset management firms, giving you access to unaffiliated third party managers and their teams.
- Thematic investing ideas and asset allocation models from Morgan Stanley’s Global Investment Committee, guiding your overall portfolio allocation.
- Customized lending solutions from Morgan Stanley Private Bank, National Association, addressing your financing needs.
- Dedicated specialists in wealth transfer, philanthropy, family dynamics, concierge and lifestyle advisory services, and other family office capabilities, supporting the non-financial needs you may have.
Not all products and services are available to clients outside of the United States.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CRC 3430115 05/22
Our Clients
No matter where our clients call home, we make it a personal point of emphasis to take the time to understand their most important needs in order to better plan for their financial future. Our team works with a variety of individuals including business owners, assisting with liquidity events, tax planning and helping them navigate through the unique challenges they face. We also specialize in helping Latin American professionals that are currently living and working in the United States, and take pride in serving them as we personally relate to their situation. Our combined concentrations and experience allow The Longview Horizon Group to serve individuals and families across multiple markets.
Our Service Map
We cater to a geographically diverse clientele. With a heavy emphasis in the Latin American market, we serve clients throughout multiple regions and countries. Our greatest concentrations are located in Venezuela, Colombia, Ecuador, Panama, Costa Rica and the United States.
Our Story and Services
Who We Service
Our team focuses on providing asset management to a variety of domestic and international clients. Whether it be affluent individuals, wealthy families, or multinational companies, our team has the skilled focus and knowledge to navigate the complexities that come with sophisticated international wealth management.
About IWM
Schedule a Call With Us
If there are questions you have been weighing on your mind, let's schedule a meeting to review your needs and develop a fuller financial picture.
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We Pride Ourselves on
Helping Latin American professionals that are currently living and working in the United States, and take pride in serving them as we personally relate to their situation. Our combined concentrations and experience allow The Longview Horizon Group to serve individuals and families across multiple markets.
About IWM
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The Morgan Stanley Mobile App is currently available for iPhone® and iPad® from the App StoreSM and AndroidTM on Google PlayTM. Standard messaging and data rates from your provider may apply. Subject to device connectivity.
Morgan Stanley MobileModern Wealth Management Tools and Resources
Morgan Stanley's digital tools and resources are uniquely designed to improve the overall client experience. They help to save both time and and headache by allowing users to carry out functions related to their portfolio completely online.
The Professional Alliance Group (PAG) program allows Financial Advisors and Private Wealth Advisors (both referred to as FAs) to expand their advisory business through a formalized referral program that permits relationships with third party entities. Through the program, Professional Alliances (Alliance) are compensated through an ongoing referral fee based on a percentage of the clients investment advisory fee.
Learn more about our digital resources and our Professional Alliance resources below.
The Professional Alliance Group (PAG) program allows Financial Advisors and Private Wealth Advisors (both referred to as FAs) to expand their advisory business through a formalized referral program that permits relationships with third party entities. Through the program, Professional Alliances (Alliance) are compensated through an ongoing referral fee based on a percentage of the clients investment advisory fee.
Learn more about our digital resources and our Professional Alliance resources below.
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Complete your financial profile with Total Wealth View. By linking your external account information, you will conveniently be able to see your accounts in one place, giving you a more consolidated picture of your financial situation.
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220 Alhambra Circle 10th
Floor
Coral Gables, FL 33134
US
Direct:
(305) 476-3343(305) 476-3343
9130 S. Dadeland
Suite 1702
Miami, FL 33156
US
Direct:
(305) 476-3343(305) 476-3343
Meet The Longview Horizon Group
Carlos Arango
Senior Vice President, Financial Advisor
Phone:
(305) 671-2021(305) 671-2021
Gabriel Pinto
Registered Associate
Phone:
(305) 476-3343(305) 476-3343
About Maria Cardenas
EN:
Maria Carolina has over 21 years of experience in the financial services industry and is a founding partner of The Longview Horizon Group at Morgan Stanley. Being born and raised in Caracas, Venezuela and completely fluent in both English and Spanish, Maria Carolina specializes in providing holistic Wealth Management for Latin American individuals and families of significant means. Her practice focuses on complex portfolio management and developing customized investment strategies unique to each client. Maria Carolina emphasizes on the importance of developing meaningful and long-lasting relationships based on trust and personalized, superior client service.
Prior to joining Morgan Stanley in 2020, Maria Carolina’s experience includes 2 years of serving as a Global Relationship Banker at Citibank in Caracas, Venezuela, a brief position in International Banking at Merrill Lynch’s Coral Gables office, 8 years in Investment Services and Private Banking at Mercantil Commercebank in Coral Gables, and 10 years in Private Wealth Management at UBS Coral Gables. In addition to 19 years of experience, Maria Carolina has also received rewards and accolades for her pristine professional record. Some of which include being featured in Forbes’s “America's Top Women Advisors 2020” list, as well as recognized in Working Mother Magazine’s “Top Wealth Advisor Moms” list for both 2019 and 2020.
Maria Carolina earned her Bachelor of Science in Finance from Universidad Catolica Andres Bello in Caracas, Venezuela and a certification in International Banking from Florida International University in Miami, Florida. In addition to her Finance degree and certification, Maria Carolina also obtained her Certified Investment Management Analyst (CIMA®) designation from Wharton University in 2008 and her Master of Business Administration (MBA) from the University of Miami in 2011. Maria Carolina also holds FINRA Series 7 and Series 66 licenses, as well as a Resident Life, Health and Variable Annuity License in the state of Florida. She is involved with the Coral Gables Community Foundation and FundaHigado America. She also participates in fundraising for St. Jude Children’s Hospital and the March of Dimes. Maria Carolina is a triathlete and enjoys outdoor activities with her children Eva and Carlos.
ES:
Maria Carolina tiene más de 21 años de experiencia en la industria de servicios financieros y es una de los socios fundadores del grupo “The Longview Horizon” en Morgan Stanley. Nacida y criada en Caracas, Venezuela y completamente bilingüe en inglés y español, Maria Carolina se especializa en brindar asesoría financiera y manejo de patrimonios a familias e individuos Latino Americanos. Su práctica se enfoca en el manejo de portafolios complejos y desarrollo de estrategias de inversión a la medida de cada inversionista. Maria Carolina enfatiza en la importancia de desarrollar relaciones duraderas, basadas en confianza y un servicio personalizado superior.
Maria Carolina se unió a Morgan Stanley en el 2020, su vasta experiencia incluye 2 años como banquera de relaciones globales con Citibank en la ciudad de Caracas, Venezuela, una posición en banca internacional con Merrill Lynch en Coral Gables, Florida, 8 años en banca privada y servicios de inversión con Mercantil Commercebank en Coral Gables, Florida, y 10 años de manejo de patrimonios privado con UBS en Coral Gables, Florida. Además de sus 21 años de experiencia, Maria Carolina también ha recibido numerosos premios por su excelente labor profesional. Alguno de estos premios incluye mención en la lista Forbes, específicamente en “America's Top Women Advisors 2020” (Mejores asesoras en Estados Unidos del 2020), y reconocimiento en la revista Working Mother (Mujer Trabajadora) en su lista “Top Wealth Advisor Moms” (Mejores madres asesoras) de los años 2019 y 2020.
Maria Carolina es egresada de la Universidad Catolica Andres Bello en Caracas, Venezuela con un título en finanzas. También posee una certificación en banca internacional de la Universidad Internacional de Florida en Miami, Florida. Además de su título y certificación, Maria Carolina también obtuvo su designación Certified Investment Management Analyst (CIMA®) de la Universidad de Wharton en 2008 y una Maestría en administración de empresas de la Universidad de Miami en 2011. Maria Carolina también es proactiva con las actividades de su comunidad. Está involucrada con las fundaciones Comunidad Coral Gables y FundaHigado América. También participa en recaudación de fondos para el hospital St. Jude Children y el March of Dimes. Maria Carolina es triatleta y disfruta de las actividades al aire libre con sus hijos Eva y Carlos.
Forbes America's Top Women Wealth Advisors
Source: Forbes.com (Awarded Apr 2020) Data compiled by SHOOK Research LLC based on time period from 9/30/18 - 9/30/19.
2019, 2020 Working Mother Magazine & SHOOK Research's Top Wealth Advisor Moms
Source: Workingmother.com (Awarded October 2019, 2020). Data compiled by SHOOK Research LLC based on 12-month period concluding in Mar of the year the award was given.
Maria Carolina has over 21 years of experience in the financial services industry and is a founding partner of The Longview Horizon Group at Morgan Stanley. Being born and raised in Caracas, Venezuela and completely fluent in both English and Spanish, Maria Carolina specializes in providing holistic Wealth Management for Latin American individuals and families of significant means. Her practice focuses on complex portfolio management and developing customized investment strategies unique to each client. Maria Carolina emphasizes on the importance of developing meaningful and long-lasting relationships based on trust and personalized, superior client service.
Prior to joining Morgan Stanley in 2020, Maria Carolina’s experience includes 2 years of serving as a Global Relationship Banker at Citibank in Caracas, Venezuela, a brief position in International Banking at Merrill Lynch’s Coral Gables office, 8 years in Investment Services and Private Banking at Mercantil Commercebank in Coral Gables, and 10 years in Private Wealth Management at UBS Coral Gables. In addition to 19 years of experience, Maria Carolina has also received rewards and accolades for her pristine professional record. Some of which include being featured in Forbes’s “America's Top Women Advisors 2020” list, as well as recognized in Working Mother Magazine’s “Top Wealth Advisor Moms” list for both 2019 and 2020.
Maria Carolina earned her Bachelor of Science in Finance from Universidad Catolica Andres Bello in Caracas, Venezuela and a certification in International Banking from Florida International University in Miami, Florida. In addition to her Finance degree and certification, Maria Carolina also obtained her Certified Investment Management Analyst (CIMA®) designation from Wharton University in 2008 and her Master of Business Administration (MBA) from the University of Miami in 2011. Maria Carolina also holds FINRA Series 7 and Series 66 licenses, as well as a Resident Life, Health and Variable Annuity License in the state of Florida. She is involved with the Coral Gables Community Foundation and FundaHigado America. She also participates in fundraising for St. Jude Children’s Hospital and the March of Dimes. Maria Carolina is a triathlete and enjoys outdoor activities with her children Eva and Carlos.
ES:
Maria Carolina tiene más de 21 años de experiencia en la industria de servicios financieros y es una de los socios fundadores del grupo “The Longview Horizon” en Morgan Stanley. Nacida y criada en Caracas, Venezuela y completamente bilingüe en inglés y español, Maria Carolina se especializa en brindar asesoría financiera y manejo de patrimonios a familias e individuos Latino Americanos. Su práctica se enfoca en el manejo de portafolios complejos y desarrollo de estrategias de inversión a la medida de cada inversionista. Maria Carolina enfatiza en la importancia de desarrollar relaciones duraderas, basadas en confianza y un servicio personalizado superior.
Maria Carolina se unió a Morgan Stanley en el 2020, su vasta experiencia incluye 2 años como banquera de relaciones globales con Citibank en la ciudad de Caracas, Venezuela, una posición en banca internacional con Merrill Lynch en Coral Gables, Florida, 8 años en banca privada y servicios de inversión con Mercantil Commercebank en Coral Gables, Florida, y 10 años de manejo de patrimonios privado con UBS en Coral Gables, Florida. Además de sus 21 años de experiencia, Maria Carolina también ha recibido numerosos premios por su excelente labor profesional. Alguno de estos premios incluye mención en la lista Forbes, específicamente en “America's Top Women Advisors 2020” (Mejores asesoras en Estados Unidos del 2020), y reconocimiento en la revista Working Mother (Mujer Trabajadora) en su lista “Top Wealth Advisor Moms” (Mejores madres asesoras) de los años 2019 y 2020.
Maria Carolina es egresada de la Universidad Catolica Andres Bello en Caracas, Venezuela con un título en finanzas. También posee una certificación en banca internacional de la Universidad Internacional de Florida en Miami, Florida. Además de su título y certificación, Maria Carolina también obtuvo su designación Certified Investment Management Analyst (CIMA®) de la Universidad de Wharton en 2008 y una Maestría en administración de empresas de la Universidad de Miami en 2011. Maria Carolina también es proactiva con las actividades de su comunidad. Está involucrada con las fundaciones Comunidad Coral Gables y FundaHigado América. También participa en recaudación de fondos para el hospital St. Jude Children y el March of Dimes. Maria Carolina es triatleta y disfruta de las actividades al aire libre con sus hijos Eva y Carlos.
Forbes America's Top Women Wealth Advisors
Source: Forbes.com (Awarded Apr 2020) Data compiled by SHOOK Research LLC based on time period from 9/30/18 - 9/30/19.
2019, 2020 Working Mother Magazine & SHOOK Research's Top Wealth Advisor Moms
Source: Workingmother.com (Awarded October 2019, 2020). Data compiled by SHOOK Research LLC based on 12-month period concluding in Mar of the year the award was given.
Securities Agent: IL, FL, MA, PA, CA, GA, TX, NY, WY, NE; General Securities Representative; Investment Advisor Representative
NMLS#: 2150356
NMLS#: 2150356
About Carlos Arango
EN:
Carlos brings more than 21 years of financial service experience to the team and currently serves as a Senior Vice President at Morgan Stanley. Born and raised in Colombia, Carlos came to the United States at the age of 20 to study at Louisiana State University where he earned a Bachelor’s degree in International Trade and Finance, a Bachelor’s degree in Marketing and a Minor in Economics.
Prior to joining Morgan Stanley in 2019, Carlos worked 10 years as a financial advisor at Mercantil Commercebank Investment Services and 8 years as a Senior Vice President Financial Advisor at UBS Financial Services in Coral Gables, FL.
Carlos travels routinely to South America to meet his clients and to stay up to date with political and economic changes in the region. These frequent meetings allow Carlos to gain a better understanding of the needs and situations of his clients, and with his experience and expertise, he helps them achieve their financial goals.
Carlos holds FINRA registered Series 7, 66, as well as Life, Health and Variable Annuity License in the State of Florida.
Carlos and his wife Jessika live in Pinecrest, FL and are the proud parents of their son Felipe. In his free time Carlos likes to cook, travel, run and spend time with his family and friends.
ES:
Carlos tiene más de 21 años de experiencia en la industria de servicios financieros y es socio fundador del grupo “The Longview Horizon” en Morgan Stanley. Nacido y cridado en Colombia, Carlos llegó a los Estados Unidos a la edad de 20 años para iniciar sus estudios en la Universidad Estatal de Louisiana, donde obtuvo 2 títulos, uno en finanzas y comercio internacional y otro en mercadeo, además de una especialización en economía.
Antes de unirse a Morgan Stanley en el 2020, Carlos trabajó 10 años como asesor financiero para Mercantil Commercebank en Coral Gables, Florida y 8 años como asesor financiero vicepresidente para UBS en Coral Gables, Florida.
Carlos viaja frecuentemente a América Latina para reunirse con sus clientes de manera personal y mantenerse actualizado con los cambios políticos y económicos de la región. Estas frecuentes reuniones le permiten a Carlos obtener un mejor entendimiento de las necesidades y situaciones de sus clientes, y junto con su experiencia y pericia, los guía para alcanzar sus metas financieras.
Carlos y su esposa Jessika viven en Pinecrest, Florida y son los orgullosos padres de Felipe. En su tiempo libre, a Carlos le gusta cocinar, viajar correr y pasar tiempo con su familia y amigos.
Carlos brings more than 21 years of financial service experience to the team and currently serves as a Senior Vice President at Morgan Stanley. Born and raised in Colombia, Carlos came to the United States at the age of 20 to study at Louisiana State University where he earned a Bachelor’s degree in International Trade and Finance, a Bachelor’s degree in Marketing and a Minor in Economics.
Prior to joining Morgan Stanley in 2019, Carlos worked 10 years as a financial advisor at Mercantil Commercebank Investment Services and 8 years as a Senior Vice President Financial Advisor at UBS Financial Services in Coral Gables, FL.
Carlos travels routinely to South America to meet his clients and to stay up to date with political and economic changes in the region. These frequent meetings allow Carlos to gain a better understanding of the needs and situations of his clients, and with his experience and expertise, he helps them achieve their financial goals.
Carlos holds FINRA registered Series 7, 66, as well as Life, Health and Variable Annuity License in the State of Florida.
Carlos and his wife Jessika live in Pinecrest, FL and are the proud parents of their son Felipe. In his free time Carlos likes to cook, travel, run and spend time with his family and friends.
ES:
Carlos tiene más de 21 años de experiencia en la industria de servicios financieros y es socio fundador del grupo “The Longview Horizon” en Morgan Stanley. Nacido y cridado en Colombia, Carlos llegó a los Estados Unidos a la edad de 20 años para iniciar sus estudios en la Universidad Estatal de Louisiana, donde obtuvo 2 títulos, uno en finanzas y comercio internacional y otro en mercadeo, además de una especialización en economía.
Antes de unirse a Morgan Stanley en el 2020, Carlos trabajó 10 años como asesor financiero para Mercantil Commercebank en Coral Gables, Florida y 8 años como asesor financiero vicepresidente para UBS en Coral Gables, Florida.
Carlos viaja frecuentemente a América Latina para reunirse con sus clientes de manera personal y mantenerse actualizado con los cambios políticos y económicos de la región. Estas frecuentes reuniones le permiten a Carlos obtener un mejor entendimiento de las necesidades y situaciones de sus clientes, y junto con su experiencia y pericia, los guía para alcanzar sus metas financieras.
Carlos y su esposa Jessika viven en Pinecrest, Florida y son los orgullosos padres de Felipe. En su tiempo libre, a Carlos le gusta cocinar, viajar correr y pasar tiempo con su familia y amigos.
Securities Agent: MA, PA, FL, GA, WY, IL, NE, CA, TX, NY; General Securities Representative; Investment Advisor Representative
NMLS#: 2158259
NMLS#: 2158259
About Gabriel Pinto
EN:
Gabriel’s key responsibilities as a Registered Associate include, but are not limited to, serving as operational and administrative support for the team, aiding the team’s Financial Advisors in developing, implementing, and maintaining the group’s customized investments portfolios, and most importantly assuring an enhanced client experience for all of Longview Horizon Group’s clientele. Born and raised in Caracas Venezuela, Gabriel is completely bilingual in both English and Spanish and supports the team with his excellent client service skills, critical thinking skills, and attention to detail.
Gabriel graduated with a Bachelor of Science degree in Mechanical Engineering and a Minor in Sales Engineering from the University of Florida in 2018, a degree that cultivated his superior analytical and problem-solving skills. In addition to 4 years of experience within the financial industry, Gabriel also obtained his FINRA series 7, series 65, and series 63 licenses, as well as his Life, Health and Variable Annuity license. Before joining “The Longview Horizon” group at Morgan Stanley in 2020, Gabriel performed as a financial advisor at Northwestern Mutual in Coral Gables, FL. Gabriel is a golf aficionado and enjoys fine dining, sports, and traveling in his free time.
ES:
Las responsabilidades de Gabriel como asociado registrado incluyen, pero no están limitadas a, el manejo de la parte operativa y administrativa del grupo “The Longview Horizon”, asistir a los asesores Maria Carolina y Carlos en el desarrollo e implementación de portafolios de inversión personalizados, y asegurar que la clientela tenga una experiencia placentera con el grupo. Nacido y criado en Caracas, Venezuela, Gabriel es completamente bilingüe en inglés y español, y asiste al grupo con sus habilidades de pensamiento crítico y atención al cliente.
Gabriel asistió a la Universidad de Florida en Gainesville, Florida donde obtuvo su título de ingeniero mecánico y una especialización en ingeniería de ventas. Su trayectoria académica en el campo de la ingeniería le permitió desarrollar habilidades de análisis y solución de problemas que son indispensables en la industria financiera. Antes de llegar al grupo “The Longview Horizon” en Morgan Stanley en 2020, Gabriel ejerció como asesor financiero en Northwestern Mutual en Coral Gables, Florida. Gabriel es aficionado del golf, y disfruta de los deportes, los restaurantes y de viajar en su tiempo libre.
Gabriel’s key responsibilities as a Registered Associate include, but are not limited to, serving as operational and administrative support for the team, aiding the team’s Financial Advisors in developing, implementing, and maintaining the group’s customized investments portfolios, and most importantly assuring an enhanced client experience for all of Longview Horizon Group’s clientele. Born and raised in Caracas Venezuela, Gabriel is completely bilingual in both English and Spanish and supports the team with his excellent client service skills, critical thinking skills, and attention to detail.
Gabriel graduated with a Bachelor of Science degree in Mechanical Engineering and a Minor in Sales Engineering from the University of Florida in 2018, a degree that cultivated his superior analytical and problem-solving skills. In addition to 4 years of experience within the financial industry, Gabriel also obtained his FINRA series 7, series 65, and series 63 licenses, as well as his Life, Health and Variable Annuity license. Before joining “The Longview Horizon” group at Morgan Stanley in 2020, Gabriel performed as a financial advisor at Northwestern Mutual in Coral Gables, FL. Gabriel is a golf aficionado and enjoys fine dining, sports, and traveling in his free time.
ES:
Las responsabilidades de Gabriel como asociado registrado incluyen, pero no están limitadas a, el manejo de la parte operativa y administrativa del grupo “The Longview Horizon”, asistir a los asesores Maria Carolina y Carlos en el desarrollo e implementación de portafolios de inversión personalizados, y asegurar que la clientela tenga una experiencia placentera con el grupo. Nacido y criado en Caracas, Venezuela, Gabriel es completamente bilingüe en inglés y español, y asiste al grupo con sus habilidades de pensamiento crítico y atención al cliente.
Gabriel asistió a la Universidad de Florida en Gainesville, Florida donde obtuvo su título de ingeniero mecánico y una especialización en ingeniería de ventas. Su trayectoria académica en el campo de la ingeniería le permitió desarrollar habilidades de análisis y solución de problemas que son indispensables en la industria financiera. Antes de llegar al grupo “The Longview Horizon” en Morgan Stanley en 2020, Gabriel ejerció como asesor financiero en Northwestern Mutual en Coral Gables, Florida. Gabriel es aficionado del golf, y disfruta de los deportes, los restaurantes y de viajar en su tiempo libre.
Contact Maria Cardenas
Contact Carlos Arango
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1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
7Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
8When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9Structured Investments are complex and not appropriate for all investors. An investment in structured investments involves risks. These risks can include but are not limited to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality, substantial loss of principal, limits on participation in appreciation of underlying asset(s), limited liquidity, credit risk, and/or conflicts of interest. Many structured investments do not pay interest or guarantee a return above principal at maturity. Investors should read the security’s offering documentation prior to making an investment decision.
10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
11Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
7Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
8When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9Structured Investments are complex and not appropriate for all investors. An investment in structured investments involves risks. These risks can include but are not limited to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality, substantial loss of principal, limits on participation in appreciation of underlying asset(s), limited liquidity, credit risk, and/or conflicts of interest. Many structured investments do not pay interest or guarantee a return above principal at maturity. Investors should read the security’s offering documentation prior to making an investment decision.
10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
11Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
