Managing Director, Wealth Management, Financial Advisor, Senior Portfolio Management Director
Phone:
(210) 366-6614(210) 366-6614
The Loeb Group at Morgan Stanley
Our Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals
Welcome
The Loeb Group at Morgan Stanley is well positioned to assist clients with specific objectives and financial goals in today's complex global marketplace. As your Financial Advisors, we can work together to preserve and grow your wealth. We believe in building a comprehensive roadmap that seeks to ensure financial success over multiple generations. The Loeb Group at Morgan Stanley is positioned to be an advisor for almost all of your financial needs.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Individual Plans For Individuals Like You
Goals you set today will evolve over time. Our process is designed to evolve with them - and with the changing circumstances of your life. Holistic in its approach, our planning process will encompass virtually all the elements of your financial and personal life, helping make sure they align with your current and future goals. Leveraging a sophisticated suite of analytical tools, as well as decades of industry experience, we can help you take charge of your financial future and achieve your goals.
LifeView Intelligent Planning
LifeView is a suite of planning tools that includes goal-specific analysis that we can use with you to create a realistic, holistic strategy that integrates the various aspects of an individual's financial life, including investments and cash management needs.
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Total Wealth View
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Location
7600 Broadway
Ste 100
San Antonio, TX 78209
US
Direct:
(210) 366-6614(210) 366-6614
Toll-Free:
(800) 733-3041(800) 733-3041
Fax:
(800) 227-6121(800) 227-6121
Meet The Loeb Group
Managing Director, Wealth Management, Financial Advisor, Senior Portfolio Management Director
Phone:
(210) 366-6667(210) 366-6667
Blake Biddle
Financial Advisor
Phone:
(210) 277-4454(210) 277-4454
First Vice President, Financial Advisor, Senior Portfolio Manager, Senior Investment Management Consultant
Phone:
(210) 271-6107(210) 271-6107
Phone:
(210) 271-6110(210) 271-6110
First Vice President, Wealth Management, Financial Advisor, Senior Investment Management Consultant
Phone:
(210) 271-6177(210) 271-6177
Phone:
(210) 277-4428(210) 277-4428
Joe Ward
Assistant Vice President, Group Director
Phone:
(210) 366-6699(210) 366-6699
Linda Hickman
Portfolio Associate
Phone:
(210) 366-6671(210) 366-6671
Michael Lollman
Senior Client Service Associate
Phone:
(210) 366-6620(210) 366-6620
Elias Zavala
Registered Client Service Associate
Phone:
(210) 366-6621(210) 366-6621
Nicole General
Client Service Associate
Phone:
(210) 366-6676(210) 366-6676
Kirstin Bradley
Client Service Associate
Phone:
(210) 366-6623(210) 366-6623
About Stephen A Loeb
1977 - Present:Morgan Stanley*
Managing Director,Wealth Management Financial Advisor,Senior Portfolio Management Director
1973 - 1977:Bache Corporation
1969 - 1973:United States Air Force
Captain-Vietnam War Bronze Star Recipient
1968:Bachelor of Arts in History from Louisiana State University, Baton Rouge, LA
Series 1 Licensed - General Securities Representative
Series 3 Licensed - National Commodity Futures Contracts
Series 5 Licensed - Interest Rate Options
Series 63 Licensed - Uniform Securities Agent State Law Examination
Texas Life, Health & Variable Annuity Insurance Licensed
Member of Director's Council (Add Year(s)) and Portfolio Management Institute Morgan Stanley
Chairman's Club Morgan Stanley (Add Year(s))
LSU Student Government Member
Member of the Patriots Circle with the National WWII Museum
Strong supporter of the American Cancer Society and the Boy Scouts of America
Previous Board Member of Temple Sinai
Managing Director,Wealth Management Financial Advisor,Senior Portfolio Management Director
1973 - 1977:Bache Corporation
1969 - 1973:United States Air Force
Captain-Vietnam War Bronze Star Recipient
1968:Bachelor of Arts in History from Louisiana State University, Baton Rouge, LA
Series 1 Licensed - General Securities Representative
Series 3 Licensed - National Commodity Futures Contracts
Series 5 Licensed - Interest Rate Options
Series 63 Licensed - Uniform Securities Agent State Law Examination
Texas Life, Health & Variable Annuity Insurance Licensed
Member of Director's Council (Add Year(s)) and Portfolio Management Institute Morgan Stanley
Chairman's Club Morgan Stanley (Add Year(s))
LSU Student Government Member
Member of the Patriots Circle with the National WWII Museum
Strong supporter of the American Cancer Society and the Boy Scouts of America
Previous Board Member of Temple Sinai
Securities Agent: ME, DC, VA, NC, MS, IA, AK, OR, NM, KS, WV, OK, NY, MT, AR, HI, PR, VT, WY, CT, RI, ID, ND, TN, MA, LA, WI, TX, NV, MN, KY, AZ, MD, SD, GA, CA, AL, WA, UT, PA, CO, VI, NJ, NH, NE, MO, IN, IL, FL, DE, SC, OH, MI; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1288278
CA Insurance License #: OE86881
AR Insurance License #: 2838296
NMLS#: 1288278
CA Insurance License #: OE86881
AR Insurance License #: 2838296
About Kameron E.A. Wood
2006 - Present:Morgan Stanley*
Managing Director
Senior Portfolio Management Director
2004 - 2006:Raymond James Financial
Financial Advisor, San Antonio, TX
2000:Dell Inc.
Corporate Account Manager, Austin, TX
2000:Bachelor of Arts in Business from Texas Lutheran University, Sequin, TX
Financial Planning Specialist Designation
Morgan Stanley*
Texas Life, Health & Variable Annuity Insurance Licensed
Series 7 - General Securities Representative
Series 66 - Combined Investment Advisory Agent & Uniform State Exam
Big Brothers Big Sisters of America Mentor, San Antonio, TX
Texas Lutheran University Alumni Association Member, Seguin, TX
Managing Director
Senior Portfolio Management Director
2004 - 2006:Raymond James Financial
Financial Advisor, San Antonio, TX
2000:Dell Inc.
Corporate Account Manager, Austin, TX
2000:Bachelor of Arts in Business from Texas Lutheran University, Sequin, TX
Financial Planning Specialist Designation
Morgan Stanley*
Texas Life, Health & Variable Annuity Insurance Licensed
Series 7 - General Securities Representative
Series 66 - Combined Investment Advisory Agent & Uniform State Exam
Big Brothers Big Sisters of America Mentor, San Antonio, TX
Texas Lutheran University Alumni Association Member, Seguin, TX
Securities Agent: PR, OH, AL, TX, NE, SC, WA, PA, MI, AZ, WY, MT, RI, VT, ND, ID, HI, CT, VI, WV, NY, NC, MN, ME, OK, NJ, MA, IN, IL, IA, DE, VA, TN, MD, AK, WI, SD, NV, MS, MO, GA, OR, KS, FL, DC, AR, UT, NH, KY, CA, NM, LA, CO; General Securities Representative; Investment Advisor Representative
NMLS#: 1383190
CA Insurance License #: OM33323
NMLS#: 1383190
CA Insurance License #: OM33323
About Blake Biddle
NMLS # 1902229
Securities Agent: KY, GA, NH, KS, IA, TN, SC, PA, OK, NM, LA, IN, IL, NE, MO, ME, DE, CO, ID, WY, HI, VI, PR, ND, VT, RI, CT, MT, WV, TX, SD, OR, DC, CA, AK, WI, UT, NC, MS, MI, MD, MA, AZ, VA, NY, AL, WA, FL, OH, NV, NJ, MN, AR; General Securities Representative; Investment Advisor Representative
NMLS#: 2587374
NMLS#: 2587374
About Christopher Saunders
Securities Agent: MO, ME, IN, AL, OR, LA, WA, SC, NV, UT, OH, NY, MS, KY, IL, GA, CA, AR, OK, NM, DC, CT, VT, PR, MT, ID, MN, HI, VI, WY, RI, ND, TN, MI, MA, KS, AZ, SD, AK, FL, DE, CO, VA, MD, WV, PA, NJ, IA, WI, TX, NH, NE, NC; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1454857
NMLS#: 1454857
About Albert Steves
A Financial Advisor, Albert provides relationship management and financial planning for clients. He also supports the team’s business development and marketing.
Business Experience
• Industry experience since 1987
• Morgan Stanley since 1987
Education & Licensing
• BBA Finance, Southern Methodist University
• Series 7, 31, 63, 65, Insurance
Areas of Focus
• Relationship Management
• Business Development
• Marketing
Business Experience
• Industry experience since 1987
• Morgan Stanley since 1987
Education & Licensing
• BBA Finance, Southern Methodist University
• Series 7, 31, 63, 65, Insurance
Areas of Focus
• Relationship Management
• Business Development
• Marketing
Securities Agent: VI, AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, WY, WV, WI, WA, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, VT, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Managed Futures
About Virginia Raborn
With 25 years of experience, I work hard to offer you sound professional advice to guide you on your financial path.
After graduating in 1999 from Texas A&M University in College Station with a BBA in Marketing, I moved back to San Antonio and started my career with Smith Barney.
In 2007 I earned the CERTIFIED FINANCIAL PLANNER™ designation.
My clients include high net worth individuals, retirement plans (corporate/personal), small businesses, and charitable foundations and endowments.
I am a wife to an amazing man and a mother to two beautiful girls. and an active member in my community of New Braunfels. Additionally, I travel and hike and love seeing the world with my husband.
I recognize that financial planning and investments in all forms (education, divorce, retirement, estate, foundation, etc.) is important. I strive to educate my clients and work with them to navigate their financial future in a manner that is beneficial for their needs.
After graduating in 1999 from Texas A&M University in College Station with a BBA in Marketing, I moved back to San Antonio and started my career with Smith Barney.
In 2007 I earned the CERTIFIED FINANCIAL PLANNER™ designation.
My clients include high net worth individuals, retirement plans (corporate/personal), small businesses, and charitable foundations and endowments.
I am a wife to an amazing man and a mother to two beautiful girls. and an active member in my community of New Braunfels. Additionally, I travel and hike and love seeing the world with my husband.
I recognize that financial planning and investments in all forms (education, divorce, retirement, estate, foundation, etc.) is important. I strive to educate my clients and work with them to navigate their financial future in a manner that is beneficial for their needs.
Securities Agent: VA, NV, MI, FL, CA, WV, TN, PA, NH, ME, KS, CO, TX, DE, SC, OH, LA, DC, NY, MO, KY, MD, MA, AK, OR, NE, MS, UT, SD, NC, IL, IA, GA, AZ, AR, VT, CT, RI, HI, ID, VI, PR, WY, MT, ND, WI, OK, NJ, MN, IN, AL, WA, NM; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1466807
NMLS#: 1466807
About Travis Mayfield
The Loeb Group at Morgan Stanley is well positioned to assist clients with specific objectives and financial goals in today's complex global marketplace. As your Financial Advisors, we can work together to preserve and grow your wealth. We believe in building a comprehensive roadmap that seeks to ensure financial success over multiple generations. The Loeb Group at Morgan Stanley is positioned to be an advisor for almost all of your financial needs.
Securities Agent: DC, OH, GA, FL, MI, WV, WI, SC, PA, OK, NH, IL, AR, VI, VA, UT, NC, MO, IN, TN, SD, OR, MA, ID, IA, HI, DE, MD, CO, RI, NE, ND, MT, MN, CT, AL, PR, AZ, MS, ME, NJ, KS, WA, LA, WY, VT, NV, KY, AK, TX, NY, CA, NM; General Securities Representative; Investment Advisor Representative
NMLS#: 2521283
NMLS#: 2521283
About Joe Ward
An East Texas native, Joe has called San Antonio home for nearly 20 years now. He brings over 15 years of financial services experience to the team and currently serves as Group Director for The Loeb Group. Joe joined Morgan Stanley in 2008 as a Client Service Associate and has been a member of The Loeb Group since 2009.
One of Joe's primary focuses is developing strong relationships with a portion of the group's high-net-worth clientele and ensuring that each client receives a first-class experience. In addition to his role on the team, Joe has also spent time as the branch's lead trainer and coach for the Client Service Associate staff. He is Series 7 (General Securities Representative), Series 63 (Uniform Securities Agent State Law Examination) and Series 66 (Uniformed Combined State Law Examination) licensed.
Joe and his wife, Tara, have four children 18-year-old Daniel, 14-year-old Ava, 7-year old Olive and 3-year-old Ronnie. Much of his time away from the office is spent shuttling the kids back and forth to the soccer, softball or dance class. Joe is an avid runner and typically runs a total of 30 miles every week. When he does have free time Joe enjoys spending it with his family and taking in the rich culture of South Texas.
Tel: (210)366-6699
One of Joe's primary focuses is developing strong relationships with a portion of the group's high-net-worth clientele and ensuring that each client receives a first-class experience. In addition to his role on the team, Joe has also spent time as the branch's lead trainer and coach for the Client Service Associate staff. He is Series 7 (General Securities Representative), Series 63 (Uniform Securities Agent State Law Examination) and Series 66 (Uniformed Combined State Law Examination) licensed.
Joe and his wife, Tara, have four children 18-year-old Daniel, 14-year-old Ava, 7-year old Olive and 3-year-old Ronnie. Much of his time away from the office is spent shuttling the kids back and forth to the soccer, softball or dance class. Joe is an avid runner and typically runs a total of 30 miles every week. When he does have free time Joe enjoys spending it with his family and taking in the rich culture of South Texas.
Tel: (210)366-6699
About Elias Zavala
Elias is a San Antonio native, he studied Finance at Texas A&M University-San Antonio and the University of Texas at San Antonio.
Elias joined Morgan Stanley in 2024 and has been a member of The Loeb Group as a Client Service Associate.
Elias is bilingual in Spanish and aims to assist the team in building relationships and providing a first class experience.
He is Series 7 (General Securities Representative) and Series 66 (Uniformed Combined State Law Examination) licensed.
Elias and his wife have 2 dogs Tinnks and Cleo that keep them on their toes. Elias is a supporter of many sports, notably the San Antonio Spurs and Tottenham Hotspur.
In his free time Elias is on the course playing golf or disc golf, trying different cuisines, at a sporting event, or learning Japanese.
Elias joined Morgan Stanley in 2024 and has been a member of The Loeb Group as a Client Service Associate.
Elias is bilingual in Spanish and aims to assist the team in building relationships and providing a first class experience.
He is Series 7 (General Securities Representative) and Series 66 (Uniformed Combined State Law Examination) licensed.
Elias and his wife have 2 dogs Tinnks and Cleo that keep them on their toes. Elias is a supporter of many sports, notably the San Antonio Spurs and Tottenham Hotspur.
In his free time Elias is on the course playing golf or disc golf, trying different cuisines, at a sporting event, or learning Japanese.
About Kirstin Bradley
Kirstin was born and raised in San Antonio. She graduated in 2022 from the University of Texas at San Antonio with a BBA in Marketing and has worked in Finance ever since.
Kirstin joined Morgan Stanley in 2024 as a Client Service Associate for The Loeb Group and is currently in the process of studying to get her Series 7 (General Securities Representative). Her goal is to assist the team in building relationships and providing a first-class experience.
In her time away from the office Kirstin enjoys traveling, being outdoors, going to dirt bike tracks with her fiancé, and trying new things.
Kirstin joined Morgan Stanley in 2024 as a Client Service Associate for The Loeb Group and is currently in the process of studying to get her Series 7 (General Securities Representative). Her goal is to assist the team in building relationships and providing a first-class experience.
In her time away from the office Kirstin enjoys traveling, being outdoors, going to dirt bike tracks with her fiancé, and trying new things.
Contact Stephen A Loeb
Contact Kameron E.A. Wood
Contact Blake Biddle
Contact Christopher Saunders
Contact Albert Steves
Contact Virginia Raborn
Contact Travis Mayfield
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Understanding the unique financial challenges of athletes and entertainers and how they differ from one profession to the next, we deliver the experience and resources you need to help create and implement a comprehensive, multigenerational wealth management plan based on your needs, values and aspirations.
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Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
6Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
7Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
9Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
6Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
7Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
9Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
