The Lighthouse Wealth Management Group at Morgan Stanley

An experienced wealth management professional, Andy has been a vital member of the Morgan Stanley family since 2000. Responsible for helping shape the strategic vision of Lighthouse Wealth Management Group, Andy combines his deep knowledge of the financial markets with operational excellence to guide the team’s clients in simplifying their financial lives, so they may enjoy the wealth they have created and leave the legacy they desire.

Andy’s disciplined process begins with asking the right questions and actively listening. This information then serves as the foundation for the development of a custom plan that reflects his clients’ goals for the future. If a particular situation requires specialized knowledge, he utilizes the global resources of Morgan Stanley to identify and deliver the expertise needed.

As a former member of the firm’s Regional Financial Advisory Council, Andy has worked closely with senior management to discuss the most important issues affecting the financial services industry. This appointment recognizes Andy as an advisor who demonstrates the highest professional and ethical standards, as well as quality and consistency in his business approach and client relationships.

Andy is actively involved in his community. He currently serves on the Leadership Council for Take Stock in Children, is a former board member of the Police Athletic League of Jacksonville, a former board member of the Discovery School, and is a former Tournament Chairman for THE PLAYERS Championship.

Andy is a graduate of the University of Florida with a Masters of Agribusiness and a B.S. degree in Food and Resource Economics. Andy and his wife, Leah, reside in Ponte Vedra Beach with their three children. Favorite activities include hunting, fishing, golf and spending quality time with his family.

Bill has been helping financially successful individuals and families develop a financial security plan to address their specific needs since joining the firm in 1998. He is committed to delivering exceptional service as he counsels his clients in the areas of financial planning, asset protection and liability management. He also has significant experience in business succession planning and corporate retirement plans. 

A graduate of Valdosta State University with a B.F.A. degree in Communications, Bill combines his industry knowledge and communication skills to deepen the team’s existing relationships, as well as foster new introductions. His disciplined approach includes the development of a comprehensive financial plan that incorporates wealth accumulation strategies and risk management techniques to help his clients maintain financial independence through each one of life’s important milestones.

Bill’s passion for helping clients achieve their financial goals is equaled only by his dedication to his family and his community. Born and raised in Jacksonville, Florida, Bill resides in the Julington Creek area with his wife, Jenny, and their three children. He is an active member of his community, serving as a board member of The Boys and Girls Club of North Florida and Dreams Come True. He is also a member of the Jacksonville Sports Council, St. Johns Rotary Club and attends Christian Family Chapel. In his free time, he enjoys playing football, basketball and golf, as well as coaching youth sports and spending quality time with his family.

Phil brings over 30 years of experience in the financial services industry and has been with Morgan Stanly since 2001. Phil serves as a First Vice President and a Financial Advisor on the team. Driven by his passion to help clients achieve their goals, Phil takes pride in helping his clients with unique and personalized solutions for each family.

Phil graduated from Florida State University in Tallahassee with a degree in economics. He was attracted to the wealth management industry because he enjoys the ever changing nature of the business and the new challenges which arise regularly.

Phil lives in Amelia Island with his wife Mary and they’re two children. Phil cares deeply about his local community and takes steps to ensure it continues to be a great place to live in. He enjoys staying active through playing golf and sailing

A CERTIFIED FINANCIAL PLANNERTM and member of the Morgan Stanley family since 2007, Wendy provides a wide range of financial planning services to the clients of The Lighthouse Wealth Management Group, ranging from retirement forecasting to estate planning. She enjoys working with families and business owners alike, guiding them as they plan for the various phases of their financial lives. In addition to her financial planning role on the team, she assists in portfolio management construction, analysis and monitoring.

Throughout her career, Wendy has been committed to continuing education. This enables her to remain on the forefront of the latest and most effective wealth management strategies and to continually strive to create a better client experience. After graduating from Davidson College with a B.A. degree in Economics, Wendy obtained her Masters in Finance with distinction from Boston College. She earned her CFP^® designation from The Certified Financial Planner Board of Standards in 2010. She has Series 7, 66 and 33 securities licenses. She is also a Life, Health and Variable Annuity licensee.

Wendy is actively involved in her local community and various missions worldwide. In her spare time, she enjoys most outdoor activities, especially golf and walking on the beach.

Susan is a Financial Advisor, Insurance Planning Director, and Certified Divorce Financial Analyst at The Lighthouse Wealth Management Group. An experienced professional, Susan has been providing customized strategies to individuals, families and business owners for almost 40 years. She focuses on helping clients manage life-changing events, such as divorce, the death of a spouse, an inheritance or the sale of a business. Susan is committed to outstanding service and advice, delivered with compassion and integrity.

Throughout her career, Susan has developed skills in investment management and financial planning. For the past 20 years, she has focused her practice on providing comprehensive financial guidance during and following a divorce. She works closely with each client’s attorney and other trusted advisors to increase the opportunity for arriving at a settlement that can fully address her client’s short and long-term financial needs.

Susan takes pride in helping her clients effectively manage their financial obligations, so they may take care of the people they love, spend more time pursuing the activities they enjoy and support the causes that are most important to them.

Susan graduated from the University of North Carolina at Charlotte with a B.A. degree in Business/ Industrial Psychology and is currently a member of the Institute of Divorce Financial Analysts. She lives in Ponte Vedra and has one daughter who works with JNJ in Nashville, Tennessee.

Taylor McCullers is a Financial Planning Specialist and Financial Advisor with the Lighthouse Wealth Management Group. Taylor’s primary focus is helping clients through a transition in life: new marriage, birth of a new family member, divorce, career change or retirement, death of a family member and receipt of an inheritance. She has dedicated her research to understanding the intricacies of these big, life changing, financial transactions. As a CERTIFIED FINANCIAL PLANNER and Certified Divorce Financial Analyst, Taylor has extensive training in financial planning, estate planning, insurance, investments, taxes, employee benefits, and retirement planning strategies. Taylor’s clients benefit from her fresh perspectives and especially value the fact that she will be with them at every stage of their financial journey and life and represent them with passion, enthusiasm, and endless energy.

Taylor is a Jacksonville Native and lives on the westside of Jacksonville with her husband, who is also named Taylor, and their two kids; Ansley and Shane. She is a graduate of the University of North Florida with a Bachelor’s degree in Finance and Financial Services, with a Concentration in Financial Planning and a minor in Economics. Taylor was also chosen by her professors at UNF as the Financial Services student of the year, her senior year. From there she joined Merrill Lynch as a licensed trade specialist. Deciding that she wanted to be able to develop deeper relationships with her clients she moved to private wealth management and became a Financial Advisor in 2019. Her favorite part about her role is getting to make a difference in the lives of her clients and their families for generations to come.

Over the last 35+ years, Morgan Stanley First Vice President and Financial Advisor Danny Murphy has taken great pride in helping his clients preserve and grow their wealth. He assists his clients in defining and meeting their financial goals by delivering a vast array of resources in the most appropriate way for each individual investor. Working with Danny means you have an advisor who truly cares about your financial success and who brings to the table access to some of the world’s most seasoned and respected investment professionals, a premier trading and execution platform and a full spectrum of investment choices.

Danny joined Morgan Stanley in 1986. He earned his Bachelor of Science degree in Finance along with a Certificate in Financial Planning from Florida State University. Danny’s office is in Morgan Stanley’s Tallahassee location

Jared joined The Lighthouse Wealth Management Group in 2003. With experience in portfolio management, financial planning and branch administration, Jared is Senior Vice President and Senior Portfolio Management Director for The Lighthouse Wealth Management Group. He serves as the team’s lead portfolio manager, combining an in-depth knowledge of fixed income and equities with a highly personalized approach to assist clients in developing customized and comprehensive strategies that address their specific needs.

Over the years, Jared has earned the reputation of truly understanding his clients. He listens carefully to their unique goals and circumstances, working diligently to help them achieve their specific financial objectives and leave the legacy they desire.

With extensive experience in fixed income investing, Jared believes in applying a disciplined approach to portfolio management that strives to maximize predictability. What’s more, he takes pride in his ability to take complex financial concepts and effectively communicate them to his clients through knowledge and enthusiasm for the capital markets.

Jared graduated from Florida State University with a B.S. in Finance, B.S. in Marketing and M.B.A. He now serves as an advisor to the College of Business’ graduate programs. He and his wife, Jenifer, and their four children, live in Ponte Vedra Beach. In his free time, Jared enjoys basketball, FSU, Jacksonville Jaguars, New York Giant's football and spending time with his family on the beach.

Neil brings more than 25 years of asset management experience to The Lighthouse Wealth Management Group. In his role as a Senior Portfolio Management Director and Wealth Advisor, he works closely with financially successful individuals, families and business leaders to develop custom investment portfolios that reflect their specific financial goals, objectives and aspirations.

A member of the team’s portfolio management committee, Neil is highly skilled in asset allocation modeling. He conducts significant research to uncover opportunities that complement each other through heightened cycles of market volatility. He also has a passion for weaving personalized investment solutions into each client’s unique financial plan, and enjoys educating clients to help them go beyond the noise of the marketplace to stay focused on their individual plans.

Neil graduated with honors from the University of Florida with a B.S.B.A. degree in Finance. He is a graduate of Leadership Jacksonville and serves his community through his involvement with Palmer Catholic Academy’s School Advisory Board, the Ponte Vedra Beach Rotary and the Volunteer Life Saving Corps. A native of Jacksonville, Neil currently lives in Ponte Vedra Beach and treasures time with his wife, Kristina, and their four children.

A seasoned professional with over 25 years of industry experience, Dennis is firmly committed to the continued growth and success of The Lighthouse Wealth Management Group and the families they represent. Success is measured by the depth and tenure of those client relationships. In addition to his duties as a Financial Advisor, Dennis is responsible for the team’s new business development and growth strategies to thoughtfully represent The Lighthouse Wealth Management Group in the communities they serve.

As a Financial Advisor, Dennis enjoys guiding families to clarify their futures through financial planning. He helps them connect the pieces of their financial and personal lives into one cohesive strategy. Families appreciate his consultative, thorough overview when approaching their wealth and the security they feel seeing what they can accomplish with what they have achieved. Demystifying their investment world, Dennis provides comfort, so families can enjoy the wealth they have created and focus on the things that are important to them personally.

Throughout his career, Dennis has been committed to professional development. Dennis graduated Magna Cum Laude from Rollins College with an Honors B.A. degree and has completed the Young Executives Institute at the Kenan-Flagler Business School at the University of North Carolina at Chapel Hill. Forbes Magazine has named Dennis to it's list of America's Best-In-State Wealth Advisors for 2018-2024.

Dennis currently lives in Jacksonville Beach with his wife, Becky, and their dog, Dewey. They have three young adult children, Sam, Jack and Cate. Active in his local community, Dennis serves as Vice President of the Monique Burr Foundation for Children and is a past President of the Rotary Club of Jacksonville Oceanside. He has previously served as Chairman of the El Pescado Billfish Tournament. In his leisure time, Dennis enjoys hunting, fishing, and spending time with family and friends.

2018-2024 Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2018-2024). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.

Sam is a CFP^® Professional and Financial Advisor with the Lighthouse Wealth Management Group at Morgan Stanley. Sam brings a fresh perspective to the team as a specialist in Goals Based Financial Planning, where he helps clients develop comprehensive strategies to help them reach their financial goals. He also brings value to his clients as a consultant for employer-sponsored 401(k) retirement plans, helping business owning clients set up and maintain quality plans for both themselves and their employees.

Whether growing a business, navigating a liquidity event, or planning for retirement, Sam enjoys the process of helping guide his clients towards their bigger pictures through the process of careful planning.

Sam was born and raised in Jacksonville’s Beaches, and moved back home after graduating from South Carolina’s College of Charleston with a B.A. Degree in Business Administration and Finance. He and his wife Michelle are both Financial Industry professionals, and live in Avondale. In his free time, Sam enjoys Jaguars football, and spending time outdoors and on the water.

Since beginning her financial services career in 1990, Isabella has made it a priority to dedicate her work to understanding the financial issues of high-net-worth individuals and their families. What makes Isabelle distinctive is her holistic process that begins and ends with her clients. It includes financial planning, estate planning, wealth transfer, accumulation, retirement planning, and investment management.

Isabelle is a graduate of the University of Quebec in Montreal and has a bachelor’s degree in accounting. She also holds the Certified Divorce Financial Analyst certification, which enhances her ability to assist those who are facing the emotional and financial challenges of divorce.

Isabelle was born in Montreal, Quebec. In her early 30’s she left Quebec for New Zealand where she lived until her move to Florida. In 2002, she landed in Sarasota where she met her husband, David. She is blessed with a big family and is very close to her parents, siblings, nieces and nephews whom she adores. In her free time, Isabelle loves cooking, baking, and creating new healthy meals which keeps David very happy.

Brian is a Senior Portfolio Management Director and Financial Advisor at The Lighthouse Wealth Management Group. With over 30 years of investment and banking experience at some of the world’s largest asset management firms, Brian brings a unique and highly engaging perspective – combined with his ability to build deep, longstanding relationships with each client – that truly sets his team’s practice apart.

Brian began his financial services career in credit and liability management at Merrill Lynch and later Morgan Stanley. In 2001, he was given an opportunity to become part of Morgan Stanley’s asset management division, working closely with the firm’s portfolio management team. This led to a similar role at Alliance Bernstein in 2006. Brian returned to Morgan Stanley in 2009 for the opportunity to share his industry knowledge and skills with individuals and families and build more personal relationships with clients.

Throughout his career, Brian has developed a strong understanding of economics and is well versed in the equity and fixed income markets. He has cultivated skills in asset allocation, investment management, banking and lending strategies, as well as retirement and estate planning. By advising the team’s clients on how to effectively grow, protect and transition their wealth, he has earned the reputation of being a valued and trusted advisor.

Brian graduated from the University of Florida with a B.A. degree in Business Administration. He is also a member of the Meninak Club of Jacksonville. Forbes Magazine has named Brian to it's list of America's Best-In-State Wealth Advisors for 2022-2024. A native of Jacksonville, Brian lives in Ponte Vedra Beach with his wife, Teresa, and their three children.

Renee' has been serving financially successful individuals and families since 1996.  She is committed to providing each client with caring and personalized attention. Her many responsibilities include new account processing, estate processing, portfolio maintenance and ensuring the team's registrations and licensing remains current. Renee' is focused on anticipating the changes and challenges of managing wealth so she is prepared to assist clients effectively as new circumstances arise.

Renee' graduated Magna Cum Laude from Jacksonville University with a B.S. degree in International Business, and is Series 7 and 66 licensed.  She lives in Mandarin with her husband, Steve, and their daughter, Katlyn. She especially enjoys Disney, playing on the beach, watching Gators and Jaguars Football, traveling, camping and anything that gives her the opportunity to spend time with family.

Drawing on more than 30 years of industry experience, Pam is often the first line of contact on a broad array of client specific services. Highly adept at answering client questions quickly and efficiently, Pam is passionate about providing excellent service. She not only knows how to meet each client's specific needs, she knows how to anticipate them as well. Her patience and industry knowledge help provide clients with confidence and comfort.

Pam joined the group in 2015 and has been an integral member of the team ever since. She currently holds the Series 7, 63 and 65 FINRA registrations, enabling her to process unsolicited trades in addition to handling a variety of requests for clients, including new account processing, estate processing and portfolio maintenance.

Born in Albany, GA, Misti has over 15 years of experience in the financial services industry.  In her role as a Senior Client Service Associate, Misti is focused on serving the families we work with, building deep client relationships in order to effectively assist with their needs. Her extensive client service and operational knowledge are a crucial contribution to  the Lighthouse Wealth Management Group and the families we serve each day.

Misti lives in St. John's with her husband, Mark, and their two children, Corbin and Ava. On a day off you may find Misti with her family boating, cruising along the St John's River or out enjoying nature by a campfire roasting marshmallows. She and Mark also enjoy the hobby of building furniture for family and friends.

After graduating from the University of North Florida, Alexis joined Morgan Stanley in 2018 as a Service Associate for the Ponte Vedra Branch office. There, she served clients of the entire branch with banking and general service needs. In 2021, Alexis joined the Lighthouse Wealth Management Group as a Client Service Associate, dedicated to building relationships with her clients and ensuring they receive excellent service with every interaction. Her responsibilities include account openings and distributions, account maintenance, and general client support.

Alexis lives in Jacksonville and on her days off, you will find her hiking with her family and her dog, Luna, or spending time on the beach.

Nick joined The Lighthouse Wealth Management Group in May of 2023. As Wealth Management Analyst for the team, Nick’s primary focus is to identify economic trends and provide market research to aid in portfolio management. Originally from South Carolina, Nick and his wife moved to Florida from North Carolina in the summer of 2022.

Nick graduated from the University of South Carolina with a B.A. in Economics and Political Science. Following his graduation, he moved to Charlotte, North Carolina to pursue an opportunity with The Vanguard Group. Eager to expand his knowledge and expertise in the Financial Services Industry, Nick joined MassMutual Carolinas, spending two years as the firm’s Financial Planning Specialist. Nick is best known for his attention to detail and meticulous approach to problem solving – he leveraged these skills to construct hundreds of comprehensive financial plans.

Motivated by his desire to help others, Nick has a passion for Financial Services and loves encouraging others to achieve their financial goals. Nick currently holds the Series 7, 63, and 65 FINRA registrations. Additionally, he holds insurance licenses for Life, Health & Variable Annuities.

Nick and his wife, Caitlin, live in St. Johns with their golden retriever and two cats. Outside of the office, you will find him enjoying his free time with his wife and family, playing golf, or watching the University of South Carolina Gamecocks play any sport.

Alexandria Johnson joined The Lighthouse Wealth Management Group as an Investment Analyst in August 2024. In her role, Alexandria contributes to the team by performing in-depth financial research and tracking economic trends to optimize portfolio management decisions. Originally from South Florida, Alexandria completed both her Bachelor of Science in Risk Management & Insurance in May 2023 and her MBA in August 2024 at Florida State University. Now residing in Jacksonville, Florida, she is excited to embark on this new journey, driven by her passion for finance and a deep commitment to helping families achieve their financial goals. Alexandria’s dedication to the field stems not only from growing up with a special needs brother, which fostered her desire to support others in meaningful ways, but also from being immersed in the financial industry from a young age. Alexandria currently holds the Series 7 FINRA registration.