Industry Award WinnerMy Mission Statement
Welcome
Taylor McCullers
Financial Advisor, Certified Financial Planner and Certified Divorce Financial Analyst with the Lighthouse Wealth Managment Group at Morgan Stanley. Taylor is part of the division of Lighthouse that focuses on guiding clients through major life transitions.
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You can reach Taylor directly at: (904) 543-6931 or Taylor.McCullers@MorganStanley.com
NMLS#: 1885189
About Me
Taylor McCullers is a Financial Advisor at The Lighthouse Wealth Management Group, where she focuses on guiding clients through major life transitions. When rebuilding after a major life event, the challenges, demands and complex financial choices are many. Taylor's goal is to bring deep knowledge, experience, and genuine empathy to help you build confidence and control over your unique situation.
Taylor has invested the time to earn and maintain specialized industry credentials and internal designations (listed below) so she can better serve her clients and address their diverse needs and complex financial situations. Imagine approaching your financial future with unwavering confidence, knowing you have the insight, tools, and strategies to make your money work for you. That's the future Taylor and her team help women build every day.
The Certified Financial Planner certification, granted by the CFP Board, is widely considered the gold standard for financial planning professionals. With this comes extensive training in financial planning, estate planning, insurance, taxes, employee benefits, and retirement planning strategies, as well as in the CFP Board's Standards of Professional Conduct, which are rigorously enforced.
What this means for you: Taylor understands a broad spectrum of financial concerns and can help build plans to address them.
The Certified Divorce Financial Analyst designation is granted by the Institute for Divorce Financial Analyst (IDFA®). IDFA provides specialized training to professionals in the field of pre-divorce financial analysis, including: personal vs. marital property, valuing and dividing property, retirement assets and pensions, spousal and child support, splitting the house, and tax considerations affecting divorce.
What this means for you: Taylor can help you understand your options and make sound financial decisions during what could potentially be the biggest financial transaction of your life- divorce.
This internal designation is bestowed on Morgan Stanley financial advisors who have extensive experience creating and presenting financial plans to high-net-worth clients. Taylor is proficient in Morgan Stanley's powerful financial planning software and can model out competing financial priorities and different financial strategies to calculate how to achieve the highest probability of success possible while taking on the least amount of risk.
What this means for you: You can have confidence that the personal financial plan Taylor creates will uncover anything out there that can hurt you and any opportunity you haven't yet taken advantage of.
This internal designation is bestowed on Morgan Stanley financial advisors who have extensive experience with complex equity compensation packages. This includes stock grants/ awards, vesting events, restricted stock units, performance shares, stock options, and deferred compensation plans.
What this means for you: Taylor can help you determine how equity compensation fits into your overall goals and financial strategy. Especially critical in divorce, she can explain these compensation packages to the non-employee spouse and make sure these are adequately accounted for in determining the equitable asset split.
Taylor graduated from University of North Florida, with Bachelor of Business Administration (B.B.A.), double major in Finance and Financial Planning and minor in Economics. Taylor was chosen by the UNF Faculty and Staff as the Financial Services student of the year for 2018.
What this means for you: Taylor has a strong understanding of economics and is well versed in the equity and fixed income markets.
Series 7: General Securities Representative License issued by FINRA. Qualified to sell most types of securities products, including stocks, bonds, options, and mutual funds.
Series 66: Uniform Combined State Law exam, administered by FINRA. Qualified as a representative of a broker-dealer and an investment advisor; able to give advice on securities products.
Florida 2-15: Resident Health & Life Insurance (Including variable annuities and variable contracts) Agent License, issued by the Florida Department of Financial Services. Qualified to represent an issuer as to life insurance and annuity contracts.
The Lighthouse Wealth Management Group
The Lighthouse Wealth Management Group is a multigenerational team serving multigenerational families, proud of the fact that many of our clients have been with us for more than 30 years. We are honored to work with their children and grandchildren, and often their parents. We work seamlessly to provide exceptional service, objective guidance and results-driven strategies. When you work with one of us, you get the best of all of us.
- Combined over 200 years of industry experience
- Approximately $4 Billion in assets under management
- 14 Financial Advisors
- 7 Client Service Associates, that exclusively service Lighthouse clients.
- 3 Senior Portfolio Management Directors
- 2 Financial Analyst
- 3 Certified Financial Planners
- 3 Certified Divorce Financial Analyst
- 2 Financial Planning Specialist
- 2 Lending Specialist
- 1 Family Wealth Director
The Lighthouse Wealth Management Group has been ranked by Forbes as one of the Best-In-State Wealth Management Teams for the third year in a row. Named to Forbes Best-In-State Wealth Management Teams 2023, 2024, and 2025.
Source: Forbes.com (Awarded 2023, 2024, 2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
The Lighthouse Wealth Management Group has been ranked on Barron's 2025 Top 250 Private Wealth Management Teams for the second year in a row. Named to Barron's Top 250 Private Wealth Management Teams for 2024 and 2025.
Source: Barron's (Awarded 2024, 2025). Data compiled by Barron's based on 12-month time period concluding in December of year prior to the issuance of the award.
Divorce
Divorce reshapes more than your relationship; it reshapes your entire financial landscape. Without a clear understanding of your options, it's easy to feel overwhelmed and uncertain about what's next. We partner with women to demystify the financial aspects of divorce and develop customized strategies that protect your interests today and secure your goals for tomorrow. With our support, you'll not only weather the storm you'll emerge with resilience, clarity, and the confidence to embrace your new beginning.
For the past 20 years a division of the Lighthouse Wealth Management group has specialized in helping women through divorce. The Lighthouse Group has three Certified Divorce Financial Analysts: Susan Lemasters, Taylor McCullers and Isabelle Striplin. Together they have helped hundreds of women move forward financially after a divorce. At The Lighthouse Wealth Management Group, we specialize in guiding women through transitions with expert financial strategies, heartfelt support, and personalized guidance tailored to their unique journey.
Our Certified Divorce Financial Analysts (CDFA) can explain the financial aspects of any settlement discussions and help you make educated decisions throughout the divorce process. This certification emphasizes the analyst's ability to aid you in financial decisions and work with you and your attorney towards a settlement that fully addresses your long-term needs. By utilizing financial tools and specialized knowledge our CDFA professionals can help determine the short- and long-term impacts of a settlement. They can create, analyze, and forecast various scenarios to outline a fair settlement that will help protect your interest and potentially keep costs low and reduce the time it takes to work through a divorce.
Divorce can be one of the biggest financial transactions of your life. An income stream dries up, assets have to be divided; in short, where life had a feeling of certainty before, you may now be standing on shifting ground. It is important to evaluate the impact divorce can have on you both personally and financially. Our resolute team of advisors have seen 100s of divorces and they know the pitfalls. We are committed to helping you transform challenge into opportunity and create a future where you thrive.
Death
Death is one of life's most difficult transitions, but it can also be the catalyst for a fresh, empowered start. When emotions run high and the future feels uncertain, having the right financial guidance can transform anxiety into action. Our advisors guide you through the financial complexities of death with compassion and clarity. We help you create a solid, personalized plan that supports your independence and peace of mind; so that you can move forward with strength, optimism, and a clear vision for your next chapter.
At The Lighthouse Wealth Management Group, we provide steady, thoughtful guidance to help you regain control and rebuild with confidence. Our team works closely with you to create a clear financial path forward, helping you build a future defined by strength, stability, and freedom.
Receiving a large inheritance can be both a blessing and source of unexpected stress. The sudden shift in financial circumstances often brings a mix of emotions: gratitude, guilt, anxiety, and pressure to "do the right thing." Without a clear plan the fear of making a wrong move whether through spending, investing, or giving, can lead to decision paralysis. We can give guidance on taxes, long-term planning, and family expectations, turning what feels overwhelming into actionable ideas that will make meaningful impact.
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Awards and Recognition
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Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER® and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
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Awards Disclosures
