About Michael G Kowal
Mike Kowal is a Vice President, Financial Advisor and Portfolio Manager on The Lighthouse Group at Morgan Stanley. Mike also holds his QPFC (Qualified Plan Financial Consultant) designation. Mike has over 30 years of experience in the Wealth Management industry and has been with Morgan Stanley since 2013. Mike graduated from Bucknell University with a Bachelor’s degree in Business Management with a concentration in Finance.
Mike works with successful professionals and their families. Many of his clients are senior executives of both public and private companies. As a Financial Advisor, Mike provides comprehensive wealth solutions tailored to each client’s unique needs. Mike strives to develop long term relationships through a commitment to quality service that prioritizes transparency and accessibility. A strong service ethic is the foundation of his practice, demonstrated through an ongoing commitment to his clients’ financial well-being.
Mike’s early experience in Wealth Management includes a variety of roles in Operations, Compliance, Risk Management and Administration. He has worked at several global firms including Lehman Brothers, Solomon Smith Barney and Credit Suisse. It is through this broad experience that Mike has developed a thorough and distinctive perspective of the industry. It also led him to embark on a career as a Financial Advisor as he enjoys the problem solving aspect of the planning and investment process, as well as the collaborative nature of working with clients’ on their particular challenges.
Mike’s advisory process is centered on Goals-Based Financial Planning supported by Morgan Stanley’s modern wealth planning tools and advanced technology. The process starts with a thorough understanding of each client’s unique situation – their goals, income needs, risk tolerance, time horizons as well as their philanthropic and legacy planning priorities. Mike draws upon his experience, exceptional insight and the scale and resources at Morgan Stanley. Mike believes that Financial Planning is the foundation for some of the strongest relationships and the context for smart investment decisions.
Mike has been a resident of Bergen County, New Jersey for over 40 years. He currently resides in Wyckoff with his wife of 25 years and their two children. Mike has served his community by coaching a variety of youth sports programs in his home town. Mike has a passion for sports, history and fishing. In his free time, Mike enjoys visiting new places, cooking with and for friends and family and experimenting with new recipes.
“Excellence is never an accident. It is always the result of high intention, sincere effort and excellent execution; it represents the wise choice of many alternatives – choice, not chance, determines your destiny.”
- Aristotle
Securities Agent: ID, FL, DC, RI, NV, GA, UT, NH, MA, DE, WI, VT, LA, CT, CA, MD, KY, AZ, AL, ND, IN, CO, AK, TX, SC, MO, IA, WY, PA, OH, NY, NE, KS, IL, VA, TN, NJ, NC; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1496496