Executive Director, Financial Advisor, Portfolio Management Director, Family Wealth Advisor, Insurance Planning Director
The Legacy Group of Jericho at Morgan Stanley
Our Mission Statement
With a deep understanding of your priorities, we provide the insights, wisdom and experience to help you achieve the financial goals you’ve set for you and your family and leave a lasting legacy. CREATING YOUR LEGACY IS OUR MISSION.
Leaving a Lasting Legacy
Comprehensive wealth management takes a unique set of skills that goes well beyond general financial planning and investment management. It takes a team of knowledgeable professionals who has acquired the insights, wisdom and experience needed to tackle your family’s personal financial challenges, so you can leave a legacy that reflects who you are and what you’ve accomplished. We also work closely with organizations to advise, select and structure their corporate retirement plans, while developing comprehensive financial wellness programs for their employees.
At The Legacy Group of Jericho, we are a seasoned advisory team who knows what it takes to achieve results. With a deep history of client loyalty and enduring relationships, we focus on what is most important to you. We provide the specialized skills, sophisticated strategies and disciplined process needed to make informed decisions about your family, your finances and your future.
We combine the world-class resources of a premium global firm with the intimate relationship you expect from a specialty boutique. Our leadership team includes three Chartered Retirement Planning Counselors®, two Certified Financial Planners, a Certified Portfolio Manager®, and a Certified 401(k) Professional, as well as two Corporate Retirement Directors. These advanced credentials truly differentiate us from other teams and enable us to offer innovative thinking based on some of the best practices in the industry.
Today, our team has over $2 Billion in assets under management. We are proud of the services, solutions and signature standard of care we offer our clients and welcome the opportunity to deliver this same level of excellence to you and your family.
The Legacy Group of Jericho has been named to the Forbes Best-In-State Wealth Management Teams in 2023, 2024, and 2025.
We look forward to speaking with you soon.
Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2023, Jan 2024, and Jan 2025) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/25.
At The Legacy Group of Jericho, we are a seasoned advisory team who knows what it takes to achieve results. With a deep history of client loyalty and enduring relationships, we focus on what is most important to you. We provide the specialized skills, sophisticated strategies and disciplined process needed to make informed decisions about your family, your finances and your future.
We combine the world-class resources of a premium global firm with the intimate relationship you expect from a specialty boutique. Our leadership team includes three Chartered Retirement Planning Counselors®, two Certified Financial Planners, a Certified Portfolio Manager®, and a Certified 401(k) Professional, as well as two Corporate Retirement Directors. These advanced credentials truly differentiate us from other teams and enable us to offer innovative thinking based on some of the best practices in the industry.
Today, our team has over $2 Billion in assets under management. We are proud of the services, solutions and signature standard of care we offer our clients and welcome the opportunity to deliver this same level of excellence to you and your family.
The Legacy Group of Jericho has been named to the Forbes Best-In-State Wealth Management Teams in 2023, 2024, and 2025.
We look forward to speaking with you soon.
Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2023, Jan 2024, and Jan 2025) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/25.
Services Include
- Alternative InvestmentsFootnote1
- Asset Management
- Business Succession PlanningFootnote2
- Cash Management and Lending ProductsFootnote3
- Corporate Retirement PlansFootnote4
- Estate Planning StrategiesFootnote5
- Financial PlanningFootnote6
- Life InsuranceFootnote7
- Professional Portfolio ManagementFootnote8
- Retirement PlanningFootnote9
- Trust ServicesFootnote10
- Wealth ManagementFootnote11
- 401(k) Rollovers
- Executive Financial ServicesFootnote12
- Executive Benefit ServicesFootnote13
- Institutional ServicesFootnote14
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Working together to simplify your finances
Through the resources and security of Morgan Stanley, we provide you with an online platform to organize, connect, and simplify your finances. Please see below for further information on these capabilities and contact us directly if you’d like assistance with access.
Morgan Stanley Online and MS Mobile
Learn about the ease of using Morgan Stanley Online and Morgan Stanley Mobile capabilities.
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Managing Your Every Day Finances
Through Morgan Stanley, you can access a full suite of solutions to help you manage your everyday finances.
Send Money with Zelle
Morgan Stanley Send Money with Zelle® allows you to send and receive money with almost anyone with a U.S. account using just an email address or U.S. mobile phone number, and the money is typically received in minutes.
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Morgan Stanley CashPlus
Morgan Stanley CashPlus lets you access your cash from banks or tellers that accept Mastercard® and manage your cash on the go with Morgan Stanley Online and the Morgan Stanley Mobile App.
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Total Wealth View
Complete your financial picture with Total Wealth View. By linking your account information, you will benefit from more informed wealth planning, more secure data access, and convenient connectivity.
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Goals Based Planning
Working with us, paired with our technology, is a great way to access advice and build a wealth plan. Read more about the advantages of working with our planning technology in reaching your financial goals.
Learn About Our Planning ToolsWorking together to provide financial education to your family
We believe in educating the next generation of investors. We work with you and your family to provide insight, advice, and educational resources in order to do so. Please contact us for additional ideas and guidance.
Your Guide to Life & Money
How much of your savings should you be investing? Do you need a prenup? How do you know when you’re ready to buy a home, or start a business? If you’re wrestling with some of these questions, the Playbook: Your Guide to Life & Money may have the answers you’re looking for
Click here to read the documentTeaching Teens About Money
As your children grow into young adults, you can help them learn how to manage their own finances. Here’s how to go about it.
Click here to read the articleHow To Pay Off Student Loans
Learn the options for how to pay off debt you took on to pay for school.
Click here to read the articleSustainable Investing Sentiment Weathers Economic Uncertainty
Despite economic uncertainty during COVID-19, individual investor interest in sustainable investing reached new heights in some demographics.
Click here to read the article
Education Planning Center: 529 Plans and More
With education costs rising, paying for college has become a major life expense that requires smart planning. Find answers to key questions here.
Click here to view the resourceInvestment Insight From Our Desk To Yours
We hold a firm belief in the education of our clients as well as providing access to insight from the breadth of Morgan Stanley. Check here regularly to stay up-to-date and please call us if you'd like to discuss.
2025 Federal Tax Tables
2025 Federal Tax Tables to assist clients in their investment decisions.
Read the tables
2024 Federal Tax tables
2024 Federal Tax Tables to assist clients in their investment decisions.
Read the TablesLocation
Two Jericho Plaza
Jericho, NY 11753
US
Direct:
(516) 336-0855(516) 336-0855
Toll-Free:
(866) 638-6335(866) 638-6335
Fax:
(516) 568-5999(516) 568-5999
855 Franklin Avenue
Garden City, NY 11530
US
Direct:
(516) 227-2959(516) 227-2959
55 Cascade Lane
Rehoboth Beach, DE 19971
US
Direct:
(302) 644-6612(302) 644-6612
Meet The Legacy Group of Jericho
Senior Vice President, Wealth Management, Financial Advisor, Corporate Retirement Director
Phone:
(302) 644-6612(302) 644-6612
Financial Advisor, Senior Vice President, Wealth Management, Corporate Retirement Director
Phone:
(516) 227-2959(516) 227-2959
Financial Advisor, Financial Planning Specialist, Workplace Advisor - Equity Compensation
Phone:
(516) 336-0755(516) 336-0755
Phone:
(516) 336-0853(516) 336-0853
Phone:
(310) 443-0585(310) 443-0585
Phone:
(310) 443-0558(310) 443-0558
Phone:
(516) 336-0799(516) 336-0799
Richard Glasser
Business Development Associate
Phone:
(516) 336-0705(516) 336-0705
Anna Giovinco
Senior Client Service Associate
Phone:
(516) 336-0864(516) 336-0864
Anne Marie Cammarata
Portfolio Associate
Phone:
(516) 336-0806(516) 336-0806
About Paul Annunziato
Paul is a financial professional with 25+ years of experience focusing on legacy and financial planning.
Enjoys family, making beer, hunting, golf and giving back. Paul participates in various charitable and civic activities within his community
Paul resides in Mill Neck with his wife Heather and 3 children Julia, Ben and Ryan
Education:
Chaminade High School
BS: Rochester Institute of Technology
Sheffield Polytechnic Institute
Enjoys family, making beer, hunting, golf and giving back. Paul participates in various charitable and civic activities within his community
Paul resides in Mill Neck with his wife Heather and 3 children Julia, Ben and Ryan
Education:
Chaminade High School
BS: Rochester Institute of Technology
Sheffield Polytechnic Institute
Securities Agent: AK, MI, OR, AL, AZ, NH, VT, WA, WY, AR, DE, HI, MA, PR, MD, KS, IN, NM, NJ, IA, DC, CA, NV, CO, GA, VA, UT, PA, NY, SD, CT, KY, ND, NC, ME, OH, TN, TX, FL, IL, MN, OK, RI, SC, WI; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1272852
CA Insurance License #: 0C02134
NMLS#: 1272852
CA Insurance License #: 0C02134
About Richard Schwamb
Richard is a financial professional, with 40+ years of experience. He began his career with 20+ years as a corporate Treasurer and Comptroller culminating with an additional 20+ years as a financial advisor, focusing on retirement plan sponsors and participants.
Richard enjoys family, traveling, skiing, hunting, fishing, golf and giving back. He participates in various charitable and civic activities within his community. Richard resides in Delaware with his wife Stacy and 3 children- Joshua, Nick and Kimmy.
Education:
Greenwich High School
BS: Kings College Wilkes-Barre, PA
MBA in Finance: Pace University
Richard is among a select few of financial advisors at Morgan Stanley to earn the Corporate Retirement Director title. He has over 18 years of experience providing customized services to meet the specific needs of retirement plan sponsors and participants alike. His extensive knowledge in 401(k), 403(b), Profit Sharing, ESOP, and Non-Qualified Deferred Compensation plans has earned him recognition throughout the retirement plan industry. Richard also provides a wide range of executive financial planning services. He has extensive experience in defined contribution and defined benefit plans. Richard has been recognized as one of the Financial Times 401K Top Retirement Advisors for 2020.
Richard’s extensive experience in corporate America brings valued insight to the over 200 companies and organizations he services across the country. He also earned the prestigious accreditation of Accredited Retirement Plan Consultant from the Society of Professional Asset Managers and Record Keepers in 2008.
Richard’s commitment to his community is reflected in his work with local non-profits and his involvement in philanthropy.
2019, 2020, 2021 and 2022 NAPA's Top DC Advisor Teams
Source: Source: napa-net.org (Awarded 2019, 2020, 2021 and 2022) Data compiled by NAPA based on self-reported assets under advisement as of Dec 31 of the year prior to year the award was given.
Richard enjoys family, traveling, skiing, hunting, fishing, golf and giving back. He participates in various charitable and civic activities within his community. Richard resides in Delaware with his wife Stacy and 3 children- Joshua, Nick and Kimmy.
Education:
Greenwich High School
BS: Kings College Wilkes-Barre, PA
MBA in Finance: Pace University
Richard is among a select few of financial advisors at Morgan Stanley to earn the Corporate Retirement Director title. He has over 18 years of experience providing customized services to meet the specific needs of retirement plan sponsors and participants alike. His extensive knowledge in 401(k), 403(b), Profit Sharing, ESOP, and Non-Qualified Deferred Compensation plans has earned him recognition throughout the retirement plan industry. Richard also provides a wide range of executive financial planning services. He has extensive experience in defined contribution and defined benefit plans. Richard has been recognized as one of the Financial Times 401K Top Retirement Advisors for 2020.
Richard’s extensive experience in corporate America brings valued insight to the over 200 companies and organizations he services across the country. He also earned the prestigious accreditation of Accredited Retirement Plan Consultant from the Society of Professional Asset Managers and Record Keepers in 2008.
Richard’s commitment to his community is reflected in his work with local non-profits and his involvement in philanthropy.
2019, 2020, 2021 and 2022 NAPA's Top DC Advisor Teams
Source: Source: napa-net.org (Awarded 2019, 2020, 2021 and 2022) Data compiled by NAPA based on self-reported assets under advisement as of Dec 31 of the year prior to year the award was given.
Securities Agent: DC, MI, WI, NV, WA, SC, MD, KY, FL, KS, CT, IL, IA, GA, AR, RI, AZ, OH, MN, OK, PA, VA, NH, NJ, ME, HI, CO, NC, NY, NM, TN, AL, TX, PR, ND, SD, MA, IN, DE, CA, VT, OR, UT, WY; General Securities Representative; Investment Advisor Representative
NMLS#: 579060
CA Insurance License #: 0L50937
NMLS#: 579060
CA Insurance License #: 0L50937
About John O'Day
John is a financial professional with 17+ years of experience focusing on estate conservation and tax planning strategies.
A long term member of Financial Executives International, John enjoys the beach, cross fit training and quality time with his family.
John resides in Rockville Center with his wife, Regina, and his 3 sons, Connor, Michael, and Aidan.
Education:
BA: Manhattan College in English
MBA: Fordham University in Finance
A long term member of Financial Executives International, John enjoys the beach, cross fit training and quality time with his family.
John resides in Rockville Center with his wife, Regina, and his 3 sons, Connor, Michael, and Aidan.
Education:
BA: Manhattan College in English
MBA: Fordham University in Finance
Securities Agent: CT, MD, TX, WA, IA, HI, CO, NH, WY, MA, PA, KS, AZ, NC, DC, DE, IL, VT, TN, WI, SC, GA, ME, NJ, SD, OH, NV, OK, IN, UT, AR, FL, MN, CA, ND, PR, RI, NM, VA, OR, AL, KY, MI, NY; General Securities Representative; Investment Advisor Representative
NMLS#: 578325
CA Insurance License #: 0H07242
NMLS#: 578325
CA Insurance License #: 0H07242
About Jenna Aronoff
Jenna is a Financial Advisor with The Legacy Group of Jericho at Morgan Stanley. She focuses on comprehensive financial planning, which helps her learn about her clients in detail so she can help them to make the best financial decisions possible. Her patience and strong attention to detail allow her to guide her clients through their financial lives with the support they need to thrive. Jenna also enjoys working with the next generation and educating them on investing and getting started early.
Jenna joined Morgan Stanley in 2018 as a Wealth Advisor Associate where she helped advisors with financial planning tools and client digital engagement. This role was a transition into her Financial Advisor career where she now helps her own clients achieve their goals. In 2023 and 2024 Jenna was named a member of the Morgan Stanley Pacesetter’s Club, a group of the Firm’s successful Financial Advisors who demonstrate the highest professional standards, first class service and set the standard of growth for early-stage Financial Advisors.
Jenna is a part of the Women in Wealth Western Long Island Chapter. She sits on the Professional Development committee. This committee works on bringing education and a sense of community among the women financial advisors in the complex. Jenna has also helped organize several client events for the Women in Wealth group. These events are geared toward educating and empowering women on various financial topics such as retirement, life insurance, investing, cybersecurity and estate planning. Jenna is also a mentor with Moxxie Network LLC, and a Board member of the SUNY Cortland Alumni Association.
Jenna is a Long Island native. She lives in Dix Hills with her husband and two dogs. She enjoys the beach, traveling, reading, working out and volunteering in her spare time.
Education:
BS: State University of New York at Cortland
Jenna joined Morgan Stanley in 2018 as a Wealth Advisor Associate where she helped advisors with financial planning tools and client digital engagement. This role was a transition into her Financial Advisor career where she now helps her own clients achieve their goals. In 2023 and 2024 Jenna was named a member of the Morgan Stanley Pacesetter’s Club, a group of the Firm’s successful Financial Advisors who demonstrate the highest professional standards, first class service and set the standard of growth for early-stage Financial Advisors.
Jenna is a part of the Women in Wealth Western Long Island Chapter. She sits on the Professional Development committee. This committee works on bringing education and a sense of community among the women financial advisors in the complex. Jenna has also helped organize several client events for the Women in Wealth group. These events are geared toward educating and empowering women on various financial topics such as retirement, life insurance, investing, cybersecurity and estate planning. Jenna is also a mentor with Moxxie Network LLC, and a Board member of the SUNY Cortland Alumni Association.
Jenna is a Long Island native. She lives in Dix Hills with her husband and two dogs. She enjoys the beach, traveling, reading, working out and volunteering in her spare time.
Education:
BS: State University of New York at Cortland
Securities Agent: OH, AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY, LA; General Securities Representative; Investment Advisor Representative
NMLS#: 1886425
CA Insurance License #: 4199096
NMLS#: 1886425
CA Insurance License #: 4199096
About Salvatore Cassar
Securities Agent: VT, WA, WI, WV, WY, AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI; General Securities Representative; Investment Advisor Representative
NMLS#: 1689055
NMLS#: 1689055
About Ahmed S Khan
Securities Agent: MO, AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MT, NC, ND, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, TN, TX, UT, VA, VT, WA, WI, WY, SD, VI, WV, NE, MS, ID; General Securities Representative; Investment Advisor Representative
NMLS#: 1814584
NMLS#: 1814584
About Anil Bhushan Chachra
Anil is a financial professional with 25+ years of experience in equity research analysis. He has extensive knowledge relating to portfolio management, investment research analysis, fixed income modeling and corporate strategy. Anil resides in Los Angeles with his wife and two sons. His spare-time interests include golf, piano, reading and travel.
Education: MBA: Columbia Business School, BS: NYU -Stern School of Business, Corporate Finance & Information Systems, MS: Carnegie Mellon University, Electronic Commerce
Education: MBA: Columbia Business School, BS: NYU -Stern School of Business, Corporate Finance & Information Systems, MS: Carnegie Mellon University, Electronic Commerce
Securities Agent: AZ, AL, AR, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY, AK; General Securities Representative; Investment Advisor Representative
NMLS#: 1272736
CA Insurance License #: 0J11591
NMLS#: 1272736
CA Insurance License #: 0J11591
About Mark Wolkstein
Mark is a financial professional with over 25 years experience, specializing in fixed income investments. Before joining Morgan Stanley, he successfully led an institutional research firm and served as a portfolio manager at Genworth Financial. Additionally, he was a trader at both JP Morgan and US Trust in NY. He currently resides in Cheviot Hills with his wife Polly and their twins Sam and Milles. Mark enjoys spending quality time with his family outdoors, and has a passion for music, playing guitar, bass, and keyboard with local bands.
Education: BA Economics, Skidmore College, MBA from Carnegie Mellon University
Education: BA Economics, Skidmore College, MBA from Carnegie Mellon University
Securities Agent: VI, AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY; General Securities Representative; Investment Advisor Representative
NMLS#: 1847664
CA Insurance License #: NMLS # 1847664 Ins Lic # 0N02257
NMLS#: 1847664
CA Insurance License #: NMLS # 1847664 Ins Lic # 0N02257
About Sarah Porcellini
Sarah is a financial professional focusing on goals based financial planning. She offers personalized guidance in areas such as retirement planning, investment management, tax-efficient and estate planning strategies.
She is passionate about empowering clients with financial knowledge, working with the team, and researching the market.
Sarah is a member of the Women in Wealth Western Long Island Chapter. She is Co-Chair of the Community Outreach Committee. This committee focuses on giving back to the local community. Sarah has helped organize several volunteering events and fundraisers for the chapter.
Sarah resides in Bellmore and enjoys traveling, skiing, boating, cooking and, spending time with friends and family.
Education: BBA: Hofstra University – Zarb School of Business, Finance
She is passionate about empowering clients with financial knowledge, working with the team, and researching the market.
Sarah is a member of the Women in Wealth Western Long Island Chapter. She is Co-Chair of the Community Outreach Committee. This committee focuses on giving back to the local community. Sarah has helped organize several volunteering events and fundraisers for the chapter.
Sarah resides in Bellmore and enjoys traveling, skiing, boating, cooking and, spending time with friends and family.
Education: BBA: Hofstra University – Zarb School of Business, Finance
Securities Agent: NE, ME, CO, VI, PA, MD, KS, CA, AZ, WA, RI, NH, MO, MN, TN, FL, CT, WV, UT, NJ, MI, LA, VA, SD, SC, NV, NM, NC, MS, ID, IA, DE, AL, TX, NY, IN, GA, DC, AR, WI, PR, OH, ND, MT, MA, IL, HI, WY, OR, OK, KY, AK, VT; General Securities Representative; Investment Advisor Representative
NMLS#: 2648028
NMLS#: 2648028
About Richard Glasser
Richard is a financial professional with 20 + years of experience.
Enjoys traveling, listening to the Beatles and family.
Richard is a family man residing in Wantagh with his wife Patricia and 3 sons, Benjamin, Jonathan and Matthew
Enjoys traveling, listening to the Beatles and family.
Richard is a family man residing in Wantagh with his wife Patricia and 3 sons, Benjamin, Jonathan and Matthew
About Anna Giovinco
Anna has been in the financial services industry for over 25 years in many different roles including operations manager and managing a team of client service associates.
Anna joined Morgan Stanley in 2008
Anna has extensive experience in working with our financial advisors in helping families with their day to day needs as well as multiple aspects of wealth management for multiple generations.
Anna, a Long Island resident, enjoys traveling, warm weather and spending time with her family.
Anna joined Morgan Stanley in 2008
Anna has extensive experience in working with our financial advisors in helping families with their day to day needs as well as multiple aspects of wealth management for multiple generations.
Anna, a Long Island resident, enjoys traveling, warm weather and spending time with her family.
About Anne Marie Cammarata
Anne Marie has been in the financial industry for 25 years in various roles ranging from estate planning, life insurance, annuities, and as a client associate. During this time, she became Series 7 and Series 66 registered. She enjoys working and communicating with our clients to assist them in all of their financial needs as well as being a team member and working with our large team of financial advisors. Anne Marie lives in Deer Park with her husband, Anthony and their daughter, Adrianna. She enjoys spending time with family and friends and traveling.
Contact Paul Annunziato
Contact Richard Schwamb
Contact John O'Day
Contact Jenna Aronoff
Contact Salvatore Cassar
Contact Ahmed S Khan
Contact Anil Bhushan Chachra
Contact Mark Wolkstein
Contact Sarah Porcellini
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Retirement for Plan Sponsors
End-to-End Services, Made Simple:
We can provide the tools and guidance to help you manage a retirement plan.
We can provide the tools and guidance to help you manage a retirement plan.
- Plan Evaluation
- Investment Management
- Plan Management Support
- Plan Participant Education
State of the Workplace Study 2023
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Mosaic
Explore ideas and inspiration with captivating, original lifestyle stories created exclusively for Morgan Stanley clients.
A Change of Greenery
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Ready to start a conversation? Contact The Legacy Group of Jericho today.
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1Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
9When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
10Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
11Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
12Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
13When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
14Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
9When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
10Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
11Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
12Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
13When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
14Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
