Industry Award WinnerThe Karelitz Group strives to deliver the highest level of client service and believes that honest and transparent client-advisor relationships are essential to our successful practice. We believe in helping clients develop their vision of success by providing independent, unbiased financial planning and investment advice. Our objective is to help individuals and families achieve their financial goals; the strategies we create and implement are tailored to our clients' present and future needs and desires. We also help business owners manage their investable resources and implement benefit programs designed to help recruit, retain and reward their most valuable assets, their employees.
Here at the Karelitz Group, we make it a point to be there for our clients at all times; we want each client to know how much they mean to our practice and that their finances are in great hands.
At the Karelitz Group at Morgan Stanley, we make administering retirement plans easier for out clients, so they can spend more time running their business. We strive to provide our clients with custom solutions to help reduce associated risk and minimize costs in an effort to maximize returns. Our team's experience and guidance helps allow plan sponsors to effectively navigate the fiduciary landscape among:
Plan Consulting: We integrate all aspects such as plan design, vendor research and benchmarking, investment fund lineup oversight, employee education and engagement programs to support financial wellness and retirement readiness, and program management. The Karelitz Group acts in your best interest by providing strategies that are aligned with your unique investment objectives. Our team's resources seek to deliver beyond traditional consulting to provide a holistic approach to managing your retirement plan.
Your Duty as a Fiduciary: Recently, it has become more complex managing a Corporate Retirement Plan such as a 401(k), 403(B), or Cash Balance. A number of responsibilities fall upon the plan sponsor – from investment management and fee analysis, to documenting fiduciary processes, to working with the recordkeeper – with the intention of helping their employees prepare for retirement. The Karelitz Group promotes plan sponsor engagement and education to help empower you to make confident and informed decisions about your retirement plan now and in the future.
Our Comprehensive Approach: Our tailored consulting and management of your Corporate Retirement Plan provides an end-to-end process that can be of benefit to the plan sponsor and employees alike including: plan management and risk mitigation, investment management, expense and service provider oversight, and employee engagement through production and delivery of an employee education plan. Our team is positioned to help you review your plan's investment policy statement, select and review investments, evaluate service providers, prepare benchmarking reports, and share best practices. Additionally, our robust investment options at Morgan Stanley allow us to work to help improve outcomes for retirement for your employees while helping the business maintain and adhere to industry standards.
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We look forward to learning more about your organization and discussing how we go about creating, implementing and maintaining highly customized retirement plan solutions.
The Karelitz Group works with executives of public, private, and venture backed companies. We support corporate insiders in effectively navigating the landscape of insider trading regulation and reporting requirements because we recognize that there are times where your personal finances can take a back seat to the demands of overseeing a company. We also help ensure their clients feel confident with their financial plans, so they can focus all of their efforts into their respective businesses.
Personal Questions We Assist Our Clients With:
Unique Challenges We Can Help You With:
The Karelitz Group wants their executive clients to feel confident with finances so they can do what they do best: run their business.
As a corporate executive, you may be aware of material non-public information at any time and can also face company-imposed quarterly or specific blackout periods restricting market access to trading your company stock. A 10b5-1 plan is designated to address these issues. By utilizing a 10b5-1 plan, you can gain an affirmative defense against claims of insider trading. Your plan can include tailored trading schedule that coordinates with your personal need for liquidity and your own timing requirements.
What is Rule 10b5-1?
Established by the Securities and Exchange Commission in 2000, Rule 10b5-1 provides defense against claims of trading on inside information in certain circumstances.
Our Offers
Executive education with experience in SEC regulations 10b5-1 template creation, in coordination with company's general counsel Individual selling strategies and wealth planning for company executives Order flow management as vests occur Streamlined trade execution direction, working in tandem with stock plan administrator, stock plan custodian, and Morgan Stanley
Our Mission
Helping corporate clients structure, implement, and manage Rule 10b5-1 Preset Diversification Plans –– we strive to unburden executives from the intricate service, administrative, and regulatory challenges involved in the process.
The Crossroads of Excellence
Morgan Stanley has industry leading ranked #1 in Rule 10b5-1 and 144 services for over 13 yearsi. The Karelitz Group, is a highly regarded 10b5-1 team within the firm.
What is a Morgan Stanley Workplace Advisor - Equity Compensation Designation? What do we offer?
Jonathan, Kyle, Sean, Greg, Justin, and Zach have all obtained the Workplace Advisor - Equity Compensation designation from the firm. Morgan Stanley Financial Advisors who hold this designation receive unique training and education on company specific plans to service their clients' needs. These designated advisors can help you determine how your equity compensation fits into your overall goals and financial strategy; they utilize the resources and tools of Morgan Stanley Wealth Management including goals based strategies, personalized financial plans and customized solutions.
Your equity journey will be marked by important milestones and Jonathan, Kyle, Sean, Greg, Justin, and Zach help their clients every step of the way, from tender offers and vesting events to grants and awards. The team support their clients by:
Our team at The Karelitz Group at Morgan Stanley collaborates with fiduciaries across various mission-driven organizations to create strategies tailored to today's investment environment while remaining focused on the long-term mission. Our approach is designed to support your fiduciary responsibilities, deliver strong investment outcomes, provide transparent performance measurement, and reduce administrative burden. We aim to help you stay focused on what's most important: Your Mission.
Our team prides ourselves on providing personalized wealth management to help indiviudals and families navigate complex financial decisions with clarity and confidence. Our approach is rooted in long-term relationships, thoughtful planning, and disciplined execution to support your goals at every stage of life. From investment management to retirement and legacy planning, we're here to guide you with insight and care.
1. Discovery Process
Investing the time to learn about you and your family; your assets and liabilities and the risk exposures, enables us to formulate strategies and customize the relationship to your needs.
2. Formulation of Tax, Trust and Estate Strategy
Working with your tax and legal advisors, we help analyze your income and estate tax circumstances to identify and tailor planning techniques that may be used to address your objectives.
3. Creation of Customized Strategic Asset Allocation
Your customized asset allocation reflects risk, opportunities and taxation across multiple entities, while integrating your investing and estate plans.
4. Integration of Tactical Asset Allocation
Short-term adjustments seek to capitalize on temporary market distortions. Before making adjustments, we analyze the impact of taxes and trading costs on potential returns.
5. Implementation of a Customized Wealth Strategy
After comprehensive due diligence and analysis of expected results across multiple market scenarios, strategies are chosen from our expansive investment platform.
6. Ongoing Assessment
In coordination with your other advisors, we can conduct ongoing reviews and comprehensive reporting to ensure that your strategy adapts to changing financial and family needs.
Jonathan Karelitz, CFP®, CRPS®
Neal Karelitz
Brady Palmer
Evan Rodegher
Robert McNeice
Chris Godosky
Hailey Opperman
