
The Jim Richardson Group at Morgan Stanley

Our Mission Statement
Our Story and Services
The key to our practice is our 3-P method: Process, Planning, Portfolios. We have a disciplined Process for everything we do, and it starts with having meaningful conversations with you. From these conversations, we develop a comprehensive Plan that is quantifiable, measurable, and monitored. It is only then that we can build Portfolios that can match the risks you are willing to take to help achieve your needs, wants, and wishes.
Forbes Best-In-State Wealth Management Teams 2025
Source: Forbes (Awarded Jan 2025). Data compiled by SHOOK Research LLC based for the period 3/31/23–3/31/24.
https://www.morganstanley.com/what-we-do/wealth-management/forbes-top-wealth-advisors-lists-2025
The “3-P” Approach
Process – At The Jim Richardson Group, we customize your wealth management profile to your investment objectives and constraints. We consider your current financial situation and values, no matter how complicated. Our meeting process will formulate a custom experience tailored to help meet your family's needs.
Planning – By using the diverse tools at our disposal, we first cast a wide net, overarching your financial and non-financial considerations before narrowing in on a custom financial plan. We take client's year by year through their plan and adjust for targeted dates like retirement, schooling, weddings, property purchases or even that dream vacation. Our job is to turn your financial picture from a telescope to a miscoscope.
Portfolio – Once we have established a financial plan, a client will be placed in a portfolio that is appropriate to help meet their objectives. Whether it be a young professional accumulating wealth or a retired business owner seeking income, we will find, create or match a portfolio strategy that can help your financial life prosper.
Giving Back
At The Jim Richardson Group, our focus is on service- both to our clients and to our community. We believe in the power of giving back, creating lasting, positive change through philanthropy. By actively supporting meaningful causes around our communities, we seek to create a lasting legacy, and encourage you to contribute to a positive change about which you are passionate.
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Meet The Jim Richardson Group
About Jim Richardson
When he’s not working you can find him at the theatre, skiing with family, performing at Henry Clay’s Public House, or spending quality time with his favorite girls, granddaughters Reese Catherine and Parker Elizabeth. Jim’s involvement extends to his community as well. Throughout his career he has dedicated time to the Kentucky Children’s Hospital where he is on the Development Council, and the UK Alumni Association. Fall 2014, Jim was nationally recognized as one of three finalists for the Lifetime Achievement Award presented by the Invest in Others Charitable Foundation for his ongoing commitment to the Lexington Dream Factory; an organization he co-founded with his wife Stacey. NMLS#: 1255648
NMLS#: 1255648
About Walker Borders
Growing up in Bowling Green, KY, Walker always had an interest in finance and helping others. Working in a service role at a large financial institution was the perfect fit. Walker attended the University of Kentucky and graduated with honors in both Finance and Accounting. During his senior year, he interned at Morgan Stanley and after earning his degree, joined the firm full-time. Walker holds his FINRA Series 7 and 66 licenses, as well as his life and health insurance licenses.
Today, Walker calls Lexington his home. He volunteers as a mentor for Amachi Central Kentucky and is a member of the Rotaract Club of Lexington. Outside of the office, Walker loves to be outside. He enjoys running, playing golf and attending concerts, but his favorite activity is spending time with his large extended family.
NMLS#: 2509754
About Charles Cummings
Charlie has long wanted to learn more and surround himself with experienced professionals in the wealth management realm. After interning at Morgan Stanley in 2022, Charlie graduated from the UK Gatton College of Business with a Finance degree and proceeded to obtain his Series 7 and Series 66 security licenses. He joined onto the team in a full-time role in January 2023. Currently, he is searching for a master’s program in Personal Financial Planning.
Outside of the office Charlie loves spending time with friends, visiting his family in Bowling Green and cheering on his Kentucky Wildcats.

Contact Jim Richardson

Contact Walker Borders
Portfolio Insights
Retirement
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Philanthropy
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Mosaic
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