David Javaheri, CIMA®
Managing Director, Wealth Management, Financial Advisor, Family Wealth Director
Phone:
(781) 416-2491(781) 416-2491
Industry Award WinnerOur Mission Statement
Our mission is to provide clients with a dedicated, consistent and focused approach to wealth and cash management.
Experience, attention to detail, and use of modern resources are the cornerstone of our practice.
- The Javaheri Group at Morgan Stanley
Experience, attention to detail, and use of modern resources are the cornerstone of our practice.
- The Javaheri Group at Morgan Stanley
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
More than traditional wealth management
Modern Wealth Management
As your family grows and your wealth increases, you may face a broader and more complex set of wealth management challenges.
Founded in 1995 by Managing Director, David Javaheri, The Javaheri Group at Morgan Stanley is a team of five wealth management professionals based in Wellesley, Massachusetts. Our mission is to provide you with advisory services that include, and extend well beyond, investment management.
Our Integrated Approach to Planning Includes:
- Cash Management & Budgeting
- Lending & Liquidity Solutions
- Wealth Transfer & Estate Strategies
- Asset Protection & Proactive Risk Management
- Account Consolidation
- Family Governance & Wealth Education
- Philanthropic Management
Through The Javaheri Group and Morgan Stanley, our clients have access to industry leading financial resources, providing a platform to maximize the depth and impact of our advisory services.
The combination of personal attention and differentiating capabilities can create opportunities for your family's objectives.
Our Wealth Management Services
- Financial Planning
- Investment Advisory & Portfolio Management
- Private Banking & Lending Solutions
- Estate & Legacy Planning
- Equity Awards & Tax Minimization
- Executive Financial Services
- Trust Services
- Cash Management
addressing the cash and liquidity needs of corporations and institutions
Corporate and Institutional Cash Management
The Javaheri Group is a team of five wealth management professionals committed to helping business owners and executives design and implement bespoke cash management strategies. Founded in 1995 by Managing Director, David Javaheri, The Javaheri Group is one of a handful of advisory teams at Morgan Stanley that hold both the US Government Entity Specialist and Corporate Cash Investment Director titles.
With over 50+ years of combined experience, David Javaheri, CIMA®, and Kirk McCaw, CFA, leverage Morgan Stanley's comprehensive platform of modern tools and research to construct custom fixed income portfolios in alignment with the cash flow needs, liquidity requirements, and yield objectives of the institution. These portfolios are managed through a philosophy focused on transparency, proactive risk management, and discipline security selection.
Through The Javaheri Group and Morgan Stanley, our institutional clients have access to a dedicated team of professionals within an industry-leading financial services firm.
Our Corporate and Institutional Cash Management Services
- Institutional Cash Advisory Program (ICAP)
- Custom Fixed Income Strategies & Performance Reporting
- Portfolio Duration Oversight
- Institutional Money Market Fund Analysis & Selection
- Daily Monitoring of Excess Cash on Balance Sheet
- Quality Trading Execution on Agency Basis
- Administrative & Operational Support by Experienced Service Team
Addressing the Investment and Liquidity needs of local Municipalities
Government Entity Investment Advisory
The Javaheri Group at Morgan Stanley is a team of five wealth management professionals committed to helping local communities design and implement customized investment strategies.
As one of a handful of advisory teams at Morgan Stanley that hold both the US Government Entity Specialist and Corporate Cash Investment Director titles, The Javaheri Group has been providing investment advisory services to Municipalities and Government Entities for 30+ years. As of 6/30/2025, The Javaheri Group manages more than $1.8 billion of Government Entity assets.
As portfolio managers, David Javaheri, CIMA®, and Kirk McCaw, CFA, are directly responsible for all strategy recommendations and portfolio implementation. These strategies are managed through a philosophy focused on transparency, disciplined security selection and proactive risk management. Each client's Investment Policy Statement (IPS) serves as the foundation for all investment recommendations, strategy implementation and ongoing portfolio monitoring and reporting.
In addition, Morgan Stanley reviews each client's investment holdings and will report variances from their respective IPS, which may include:
- Permitted Investments – Allowed investments within broader asset class or specific securities & issuers
- Concentration Limitations – Maximum allocations to individual securities & asset classes
- Maturity Distribution – Maturity limitations for various account types
- Credit Rating – Credit ratings on fixed income securities & money market funds
Through the Javaheri Group and Morgan Stanley, our institutional clients have access to a dedicated team of professionals within an industry-leading financial services firm.
Our Government Entity Advisory Services
- Investment Advisory & Portfolio Management
- Disciplined Portfolio Design & Strategy Implementation
- Portfolio Monitoring Provided by Clearwater Analytics
- Legal & Compliance Oversight Provided by Morgan Stanley’s Government Entity Group
- Third Party Custodian Providing all Custody Services & Transaction Reporting
- Custom Performance Reporting & Duration Oversight
- Quality Trading Execution on an Agency Basis
- Dedicated and Experienced Team Available for all Client Service & Operational Needs
Awards and Recognition
Family Wealth Director
As you reach a certain level of financial success, managing your assets can turn into a full-time job, or even become an overwhelming challenge. The investment choices available to you become more varied and complex, and the strategies to efficiently transfer wealth and fulfill your philanthropic ambitions become increasingly sophisticated.
As a Family Wealth Director, David utilizes firm tools, models and applications to deliver precisely tailored analyses of complex situations and scenarios to quantify the implications of taking various courses of action, helping you make clear and informed decisions.
Forbes Best-in-State Wealth Advisors
David has been named by Forbes Magazine's inaugural list of America's Best-in-State Wealth Advisors from 2018 through 2025.
2018-2025 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2018-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Barron's Top 1,200 Financial Advisors
Each year Barron's ranks top advisors across the country by assets under management and the quality of their practices, regulatory record and philanthropic work among other factors. David has been named to the annual list since 2017.
2017-2025 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2017-2025). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
Financial Times Top 400 Financial Advisors
The Financial Times has named David to their annual list of America's Top 400 Financial Advisors from 2013 through 2019.
2013-2019 Financial Times 400 Top Finanical Advisors
Source: ft.com. Data compiled by Financial Times based on the following time periods:
Awarded 2019; data 6/30/15 - 6/30/18
Awarded 2018; data 6/30/15 - 6/30/17
Awarded 2017; data 9/30/14 - 9/30/16
Awarded 2016; data 9/30/13 - 9/30/15
Awarded 2015; data 9/30/13 - 9/30/14
Awarded 2014; data 9/30/12 - 9/30/13
Awarded 2013; data as of 12/31/12
Location
112 Worcester Street
Wellesley, MA 02481
US
Direct:
(781) 416-2491(781) 416-2491
Meet The Javaheri Group
Marni Friedman
Group Director, Registered Client Service Associate, Financial Planning Specialist
Phone:
(781) 431-6750(781) 431-6750
Kirk McCaw, CFA
Assistant Vice President, Portfolio Management Associate
Phone:
(781) 431-6767(781) 431-6767
Ian Wright, CFP®
Wealth Management Associate
Phone:
(781) 416-2421(781) 416-2421
Griffin Sarr-Regan, CRPC®
Registered Client Service Associate, Financial Planning Specialist
Phone:
(781) 416-2406(781) 416-2406
About David Javaheri
Wealth management is the only business Dave has ever known. As the team’s founder and a Family Wealth Director, Dave focuses on helping clients create a carefully coordinated wealth strategy to navigate the complex multi-generational challenges of managing significant wealth. In addition, he oversees interactions with external tax and estate advisors to deliver a collaborative and unified strategy. This helps ensure that each client’s tax-minimization, philanthropic and estate planning goals are reflected in the wealth management process.
“We are proud of the many distinctions the team has earned because they reflect the skills and commitment of our advisors and the quality of our work. But the real reward is the satisfaction of our clients – demonstrated by relationships that span two, three and even four generations.”
Dave’s commitment to his craft is highlighted through numerous recognitions from Forbes Best-In-State, Barron’s Top 1200, and Financial Times Top 400 Financial Advisors. He also achieved the advanced designation of Certified Investment Management Analyst (CIMA) from the Wharton School at the University of Pennsylvania.
Dave attended Castleton State College, earning degrees in both in Finance and Economics. Dave and his wife, Stephanie, currently live in Dover, MA with their three children. Outside of the office, he enjoys all things outdoors – mountain and road biking, hiking, snowboarding, surfing and skimboarding.
2018-2025 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2018-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2017-2025 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2017-2025). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
2013-2019 Financial Times 400 Top Financial Advisors
Source: ft.com. Data compiled by Financial Times based on the following time periods:
Awarded 2019; data 6/30/15 - 6/30/18
Awarded 2018; data 6/30/15 - 6/30/17
Awarded 2017; data 9/30/14 - 9/30/16
Awarded 2016; data 9/30/13 - 9/30/15
Awarded 2015; data 9/30/13 - 9/30/14
Awarded 2014; data 9/30/12 - 9/30/13
Awarded 2013; data as of 12/31/12
“We are proud of the many distinctions the team has earned because they reflect the skills and commitment of our advisors and the quality of our work. But the real reward is the satisfaction of our clients – demonstrated by relationships that span two, three and even four generations.”
Dave’s commitment to his craft is highlighted through numerous recognitions from Forbes Best-In-State, Barron’s Top 1200, and Financial Times Top 400 Financial Advisors. He also achieved the advanced designation of Certified Investment Management Analyst (CIMA) from the Wharton School at the University of Pennsylvania.
Dave attended Castleton State College, earning degrees in both in Finance and Economics. Dave and his wife, Stephanie, currently live in Dover, MA with their three children. Outside of the office, he enjoys all things outdoors – mountain and road biking, hiking, snowboarding, surfing and skimboarding.
2018-2025 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2018-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2017-2025 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2017-2025). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
2013-2019 Financial Times 400 Top Financial Advisors
Source: ft.com. Data compiled by Financial Times based on the following time periods:
Awarded 2019; data 6/30/15 - 6/30/18
Awarded 2018; data 6/30/15 - 6/30/17
Awarded 2017; data 9/30/14 - 9/30/16
Awarded 2016; data 9/30/13 - 9/30/15
Awarded 2015; data 9/30/13 - 9/30/14
Awarded 2014; data 9/30/12 - 9/30/13
Awarded 2013; data as of 12/31/12
Securities Agent: SC, WA, PA, NY, NJ, MN, RI, HI, DE, ME, VT, VA, IL, NC, MT, OH, MD, TX, MI, IA, FL, DC, GA, IN, NV, CT, AZ, NH, CO, CA, MA, LA, AK, AL; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1278789
NMLS#: 1278789
About Marni Friedman
A graduate of Brandeis University, Marni has her undergraduate degree in American Studies and Master’s Degree in Project Management. Though she is new to the financial industry, she has vast experience managing teams, organizing projects, and cultivating relationships.
A former Associate Athletic Director at Wellesley College, Marni loves sports, and all things winning. She adds her competitive nature to the Javaheri Team and always strives for success.
Marni is responsible to managing the Javaheri Team operations and administrative functions. She also connects with clients to provide them with the modern wealth management experience.
Outside of the office, Marni spends time with her husband and two young kids, coaching their sports teams and being a personal chauffer to their various activities. In the tiny bit of spare time that she has, Marni has a passion for food, both cooking and eating. She chronicles her food adventures through photography and is willing to travel any distance for a great food find.
A former Associate Athletic Director at Wellesley College, Marni loves sports, and all things winning. She adds her competitive nature to the Javaheri Team and always strives for success.
Marni is responsible to managing the Javaheri Team operations and administrative functions. She also connects with clients to provide them with the modern wealth management experience.
Outside of the office, Marni spends time with her husband and two young kids, coaching their sports teams and being a personal chauffer to their various activities. In the tiny bit of spare time that she has, Marni has a passion for food, both cooking and eating. She chronicles her food adventures through photography and is willing to travel any distance for a great food find.
About Kirk McCaw
They say money never sleeps, and the way Kirk ingests coffee, he must think he should never sleep, as well. He has a passion for portfolio construction, investment theory, yet grounded in practical applications. Kirk has a thirst for knowledge and a passion for economics and financial markets. Some people take pleasure reading to the beach and Kirk takes The Economist magazine.
He is responsible for overseeing the institutional and private client businesses and managing the accounts with daily trading. Kirk collaborates with David around the investment strategy and changes to portfolio positioning and investment vehicles. He leverages Morgan Stanley research as well as outside resources to enhance decision making.
After attending the Kelley School of Business at Indiana University in Bloomington, Indiana, Kirk began his career in financial services in Jacksonville, Florida. The year was 2004 and the Google IPO was looming, the housing market was on the rise, and times were good. Since then, he’s seen his share of turbulent markets and difficult economic environments.
Kirk met his wife in Jacksonville and moved to Boston in 2014, with a quick stop in the District of Columbia. Kirk is a family man and enjoys running after his boys and navigating their extracurricular activities on the weekends in Walpole, Massachusetts.
Kirk is a CFA® charterholder and a member of the CFA Society of Boston.
He is responsible for overseeing the institutional and private client businesses and managing the accounts with daily trading. Kirk collaborates with David around the investment strategy and changes to portfolio positioning and investment vehicles. He leverages Morgan Stanley research as well as outside resources to enhance decision making.
After attending the Kelley School of Business at Indiana University in Bloomington, Indiana, Kirk began his career in financial services in Jacksonville, Florida. The year was 2004 and the Google IPO was looming, the housing market was on the rise, and times were good. Since then, he’s seen his share of turbulent markets and difficult economic environments.
Kirk met his wife in Jacksonville and moved to Boston in 2014, with a quick stop in the District of Columbia. Kirk is a family man and enjoys running after his boys and navigating their extracurricular activities on the weekends in Walpole, Massachusetts.
Kirk is a CFA® charterholder and a member of the CFA Society of Boston.
About Ian Wright
Ian has always pursued his desire for wealth management. He greatly enjoys working with individuals and families to help navigate their ever-changing financial lives. Ian uses a financial planning background to help plan for long term success by understanding clients’ needs and goals. Prior to joining the Javaheri group, he worked as a consultant helping clients maintain confidence through a turbulent and difficult market environment.
Ian is responsible for financial planning for the Javaheri Group. They say a goal without a plan is just a wish, and Ian is here to help clients put a plan in place for long term success.
Outside the office, Ian enjoys spending time with friends and family. You may find him at the beach or at the tennis courts in the summer, and at the ski mountain in the winter. He also enjoys traveling to experience different food and cultures around the world.
Ian is responsible for financial planning for the Javaheri Group. They say a goal without a plan is just a wish, and Ian is here to help clients put a plan in place for long term success.
Outside the office, Ian enjoys spending time with friends and family. You may find him at the beach or at the tennis courts in the summer, and at the ski mountain in the winter. He also enjoys traveling to experience different food and cultures around the world.
About Griffin Sarr-Regan
In May of 2023, Griffin graduated Cum Laude from the University of Massachusetts Amherst with a degree in Managerial Economics and a minor in Business. During his time at Umass, Griffin developed a strong passion for economics and financial markets fueled by his curiosity of consumer behavior and business strategy.
Griffin is responsible for the Javaheri Group administrative operations and acts as the initial point of contact for client inquires. He leverages his charismatic personality to cultivate trusting, long lasting relationships with clients. Griffin brings an impressive skill set to the team, as well as a value-driven approach and extensive client service and leadership experience.
Griffin is also a Certified Retirement Planning Counselor (CRPC®).
On the weekends, you can find Griffin either spending time with friends and family, visiting Cape Cod, hiking in New Hampshire, or watching old Blockbuster movies. However, if there is a winter storm in the forecast, you are most likely to find Griffin snowboarding up North or out West. Griffin currently resides in his hometown of Bedford, MA.
Griffin is responsible for the Javaheri Group administrative operations and acts as the initial point of contact for client inquires. He leverages his charismatic personality to cultivate trusting, long lasting relationships with clients. Griffin brings an impressive skill set to the team, as well as a value-driven approach and extensive client service and leadership experience.
Griffin is also a Certified Retirement Planning Counselor (CRPC®).
On the weekends, you can find Griffin either spending time with friends and family, visiting Cape Cod, hiking in New Hampshire, or watching old Blockbuster movies. However, if there is a winter storm in the forecast, you are most likely to find Griffin snowboarding up North or out West. Griffin currently resides in his hometown of Bedford, MA.
Contact David Javaheri
Awards and Recognition
Forbes Best-In-State Wealth Advisors
2018-2025 Forbes Best-In- State Wealth Advisors Source: Forbes.com (Awarded 2018-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Barron's Top 1,200 Financial Advisors: State-by-State
2017-2025 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State) Source: Barrons.com (Awarded 2017-2025). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
Financial Times 400 Top Financial Advisors
2013-2019 Financial Times 400 Top Financial Advisors Source: ft.com. Data compiled by the Financial Times based the following time periods: Awarded 2020; data 6/30/16 - 6/30/19 Awarded 2019; data 6/30/15 - 6/30/18 Awarded 2018; data 6/30/15 - 6/30/17 Awarded 2017; data 9/30/14 - 9/30/16 Awarded 2016; data 9/30/13 - 9/30/15 Awarded 2015; data 9/30/13 - 9/30/14 Awarded 2014; data 9/30/12 - 9/30/13 Awarded 2013; data as of 12/31/12
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact The Javaheri Group today.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
