Our Story and Services

At The Hopps Group our role is to help clients create and maintain a road-map … one that balances financial goals, quality of life and overall well-being. Retirement, long-term financial goals, taking care of your loved ones, supporting a charitable cause, or just enjoying the life you’ve worked hard to build – the Hopps Group uses advanced analytics, detailed financial planning and holistic wealth management to help you reach your goals.

Why Clients Choose the Hopps Group:

We focus on an integrated view of our client’s happiness and help clients balance financial goals, quality of life and overall wellbeing. We combine holistic wealth management with data-driven analysis. We know our local industries and can get up to speed quickly.We use a disciplined, clearly defined service model and are proactive, available and invested in your success.We are active, committed members of our community. Our clients enjoy working with a team they know they can trust.
Services Include
  • Alternative Investments1
  • Annuities2
  • Business Planning3
  • Cash Management4
  • Estate Planning Strategies5
  • Financial Planning6
  • Lending Products
  • Life Insurance7
  • Long Term Care Insurance8
  • Municipal Bonds9
  • Philanthropic Services
  • Planning for Education Funding10
  • Professional Portfolio Management11
  • Sustainable Investing12
  • Wealth Management13
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Wealth Management Process




DISCOVER


Our relationship begins with a thorough understanding of your immediate needs, priorities and goals. We’ll discover details about your credit and basic finances and help you take precautions to maintain credit and preserve assets.
  • CREATE
    We develop a tailored roadmap to begin to help you rebuild your wealth and achieve the outcomes you seek. We’ll identify the strategies to help you:

    • Plan for retirement
    • Provide healthcare protection for yourself and your children
    • Revise your estate plan
  • ACT
    Next, we help you implement the strategies we formulate together, taking into account special circumstances, such as alimony, child support and tax consequences of selling large assets like your home.
  • ADJUST
    Achieving your goals requires vigilance and flexibility. We help monitor your progress and make adjustments as life evolves, markets and tax laws shift and priorities change.

Women & Wealth

Women and Wealth

Wealth is about more than just your money.

True wealth is also about your life and the things you value most. Regardless of whether you are married, divorced or widowed; have a family and /or career; own your business, create your wealth or inherit assets, there are relationships, interests and goals that bring you joy. These vital elements need to be at the heart of your wealth plan.

You will find your Morgan Stanley Financial Advisor to be a reliable source of objective information and ideas as you begin to assess how to best manage your wealth. Your Advisor is an advocate within our firm, an intelligent editor who selects and aligns the many capabilities of Morgan Stanley for you, delivering resources in the way that is appropriate for how you invest and what you want to achieve.

    Events

    Please Join us for a Seminar on Women and Wealth

    Setting your Course to a Strong Financial Future

    Date: October 11th, 2018
    Time: 4:30 to 6:00 pm
    Place:  Spanish Hills Country Club
                  999 Crest View Avenue
                  Camarillo, CA 93010

    For more information and RSVP details click the link below:

    Women and Wealth October 11th Invitation.pdf

    CRC 2244179

    Location

    300 Esplanade Dr
    10th Floor
    Oxnard, CA 93036
    US
    Direct:
    (805) 278-3609(805) 278-3609
    Toll-Free:
    (800) 767-0170(800) 767-0170

    Meet THE HOPPS GROUP

    Photo of Lydia Hopps

    Lydia Hopps

    Senior Vice President, Financial Advisor, Investment Management Consultant

    Phone:
    (805) 278-3609(805) 278-3609

    About Me

    As the senior partner of The Hopps Group, Lydia leads her team in creating financial road-maps for her clients, allowing them to take care of their loved ones, meet their personal goals and leave a lasting legacy.

    Lydia’s background reflects her wealth management style; it includes a combination of educational training and professional experience.  She has spent over 20 years working with clients to help them find a balance between financial security, health and quality of life. Before that, she spent the first part of her career as a teacher. She began working in her family business in her early teens.

    Lydia earned a Bachelor of Science degree in Psychology from California State College at Long Beach, and later her lifetime teaching credential from the University of California at Santa Barbara.

    Lydia is president of the Community Memorial Healthcare Foundation and on the Board of Trustees of the Community Memorial Healthcare System. She is also an active supporter of Casa Pacifica, Women’s Economic Ventures, The Ventura Music Festival, Ventura Botanical Gardens, and The Museum of Ventura County Collector’s Council. She has been married to her college sweetheart, Tom, for 47 years and has two sons, Ben and Daniel, and two grandchildren, Phoebe and Jacob.


    Professional Details
    Founder of the Hopps Group and leader of our wealth management team that helps create a financial road-map for each client
    Over 20 years experience working with clients
    Former teacher with a strong belief in education and clarity BS in Psychology from California State University at Long Beach; lifetime teaching credentials from University of California, Santa Barbara
    President of the Community Memorial Healthcare Foundation and member of the Board of Trustees
    Supporter of Casa Pacifica, Women’s Economic Ventures, the Ventura Music Festival, Ventura Botanical Gardens and other community based organizations
    Securities Agent: TX, CA, WA, UT, TN, OR, OH, NY, NV, NM, ME, GA, FL, AZ; Managed Futures; General Securities Representative; Investment Advisor Representative
    NMLS#: 1298014

    About Me

    Ben uses his analytical skills and financial training to help clients address their needs, particularly in the areas of capital preservation, liquidity, access to lending services, cash management and investments.

    Ben has spent the over 15 years working at Morgan Stanley. Prior to that, he worked as a mechanical engineer in the aerospace industry, helping plan and execute rocket launches, among other things. He earned a degree in Mechanical Engineering from California Polytechnic University San Luis Obispo, and later received his Certified Financial Planning degree from American College.
     
    Ben is passionately involved in his community.  He was a board member on The Starkey Hearing Foundation for 10 years and is a supporter of Casa Pacifica.  Ben and his wife Sandra attended Buena High School together and have been married for over 19 years.
    Professional Details
    Applies analytics to wealth management for clients
    Focuses on capital preservation, liquidity, access to lending, cash management and investments
    Over 15 years experience in financial services at Morgan Stanley
    Trained aerospace engineer with experience in planning and executing rocket launches
    Degree in Mechanical Engineering from California Polytechnic University at San Luis Obispo
    CERTIFIED FINANCIAL PLANNER™ designation from American College
    Securities Agent: TX, CA, WA, UT, TN, OR, OH, NY, NV, NM, ME, GA, FL, AZ; Managed Futures; General Securities Representative; Investment Advisor Representative
    NMLS#: 1301099

    Strategic Partners

    The Experience to Guide You
    Our steadfast committment is to enhance the advice you receive. Working in partnership allows us the opportunity to provide a more holistic approach to help you manage and meet your wealth management goals head-on.
    From Our Team

    Women and Wealth May 9 invitation


    Investment and Market Perspectives

    On the Markets

    Retirement

    Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
    • 401(k) Rollovers
    • IRA Plans
    • Retirement Income Strategies
    • Retirement Plan Participants
    • Annuities
    The Simple Six-Step Retirement Checkup

    The Simple Six-Step Retirement Checkup

    Given market volatility in 2018, checking in on your retirement plan may be one of the wisest New Year’s resolutions you can make.

    Investing

    Working closely with you to guide your wealth and investments through the most challenging market cycles.
    • Asset Management
    • Wealth Planning
    • Traditional Investments
    • Alternative Investments
    • Impact Investing
    Five Smart Strategies to Use a Bonus or Raise

    Five Smart Strategies to Use a Bonus or Raise

    Have extra money coming in? Here are ways to put your money to work for you now, so you can reap the rewards down the road.

    Family

    Creating customized financial strategies for the challenges that today's families face.
    • Estate Planning Strategies
    • 529 Plans / Education Savings Planning
    • Long Term Care Insurance
    • Special Needs Planning
    • Trust Services
    Financial Transition: A Guide for Women

    Financial Transition: A Guide for Women

    Here's how to take control of your finances if a death or divorce leaves you holding the reins.

    Business Planning

    Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
    • Succession Planning
    • Business Planning
    • Retirement Plan Sponsors
    • Qualified Retirement Plans
    • Corporate Pension Funds
    6 Keys to Building a Startup

    6 Keys to Building a Startup

    Entrepreneurs share ideas and learnings from the experience of starting a company.

    Philanthropy

    Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
    • Endowments
    • Foundations
    • Donor Advised Funds
    • Impact Investing
    A New Roadmap for Mission Alignment

    A New Roadmap for Mission Alignment

    Non-profits, foundations and endowments need to ensure that their sources of capital are in sync with their stated goals.

    Mosaic

    Explore ideas and inspiration with captivating, original lifestyle stories created exclusively for Morgan Stanley clients.
    Make Your Words Memorable

    Make Your Words Memorable

    Master public speaking with savvy tips from the pros.

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    Ready to start a conversation? Contact THE HOPPS GROUP today.
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    Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.

    1Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are suitable only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.

    2Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

    3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

    Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

    5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

    6Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

    7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

    8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

    9Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.

    10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    11Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be suitable for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.

    12The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria.

    13Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

    Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

    The securities/instruments, services, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

    Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

    The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

    *References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.


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